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Saturday, February 29, 2020

Can you Make Money with Fix and Flip Loans?

If you’ve been a part of the major viewing base of popular HGTV series like Property Brothers, Fixer Upper, and Flip or Flop, you may be interested in the potential profit that comes from home renovating and fixer uppers. But where do you get the best fix and flip loan?

Borrowers can turn to public money lenders or Private Money lenders for any of their loan needs. Public money lenders consist of banks and credit unions, while Private Money lenders are private companies and investors. The major difference between public and private lenders is that private lenders offer hard money.

Hard money is an alternative to traditional loans that have flexible requirements compared to the loans offered by traditional lenders. Even though hard money is a great primary option for borrowers struggling to meet major loan requirements, it is a great loan for those renovating homes. Interest rates and fees can be higher than other loans on the market, however, with the right plan, you can X.

Benefits of Hard Money

The real estate market is competitive. For borrowers who want to make a quick buck, obtaining the ideal property is a must. Not just any home is ideal for renovating, and first-time renovators will want to choose a property that is safe. On a market that moves quickly, having the money to make a bid is a must. Here’s where hard money comes in.

Hard money works fast. Independent lenders have the ability to get the loan process moving much faster than traditional lenders. The loan process can get moving in as fast as 48 hours! If not, at least within the week. This beats the process of traditional lenders who may need as much time as a month.


Additionally, hard money loans offer flexibility. When working with a private hard money lender, you are much more likely to be seen as an individual. You can work one on one with your lender who can help seek out the best option for you and your financial situation. That means your financial history is not as important. You will have to prove your ability as a borrower, but you won’t need to feel as stressed if your financial history is not perfect.


Of course, hard money is also ideal for fix and flip loans because of the speed within the loan repayment period. Renovating for a profit means you want the process to go as quickly as is safe for the project, but you also want a quick sale. Typically, hard money has a quick repayment period which naturally fits the time period of home renovating.

Hard money lenders in Arizona


If you are looking for fix and flip loans in Arizona, look no further than the hard money lenders at Level 4 Funding. Our qualified team of mortgage brokers can help find the best loan for you and your financial situation. With hard money lenders that work directly, the stress of renovating single and multifamily real estate. Give us a call today!

                               

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Conventional Arizona Construction Loans Vs. Hard Money Arizona Construction Loans

Getting a traditional loan for a construction project has become increasingly difficult over the last decade so more and more contractors are turning to hard money Arizona Construction Loans. Read on to see a comparison of the two and decide if they're a good fit for your project.

First, let's look at conventional loans from banks and big financial institutions. There are a number of pros. Banks are established entities backed by the FDIC (the Federal Deposit Insurance Corp.), so they're typically reliable and uniform in their services. You could compare them to a nationwide chain restaurant — you know exactly what you're getting, and you'll see the same menu and level of service almost anywhere you go. Because of their size and standing, banks also typically offer relatively low interest rates.

However, while the sheer size of banks lets them offer some pros, it's also what leads to their cons. Banks aren't very flexible; if you or your project don't fit into their box, there's often little hope of getting approved or tweaking the terms. The same goes for a financial hiccup or a credit score that doesn't match their predetermined threshold. Even if you're approved, getting a bank loan can take at least a month because of all the complicated underwriting and federal regulations.

Comparing Hard Money Arizona Construction Loans

Conversely, hard money comes from private investors; they sometimes come with higher interest rates but they also offer a range of advantages:

● It's Quite a Bit Faster. Hard money Arizona Construction Loans can be approved in a day or two and funded within a week. Banks might take a month or more to get your money.

● It's Way More Flexible. Rather than fit into the bank's box, you and the lender can fit the loan to work for your unique situation.

● Qualification is Much Easier. Since these are asset-based loans, lenders don't need to know every detail of your financial history or dive into every aspect of your income. They may look at these things, but you, your project and your collateral are the biggest deciding factors.

Which Loan Fits Your Needs?
Not sure which of these Arizona Construction Loans is right for you? We can help because we've funded a wealth of different projects over the course of decades of experience. Come to us with your construction project and we can sit down, talk about your needs and help you decide how to get it funded.                                            

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Friday, February 28, 2020

Why You Should Work with Arizona Commercial Hard money lenders

If you’re new to the world of loan lending and money borrowing, you may not know the best type of money lender for you. Many people dive into the world of public money lenders, when Arizona Commercial Hard money lenders provide many lesser known benefits to various land investment projects.

When you think of loans, you may think of traditional, public money lenders like your local bank or credit union. However, they are not your only option. Oftentimes, borrowers seek out private hard money lenders because they don’t meet the strict requirements of banks and credit unions.

The first meeting you have with your possible loan lending may be extremely intimidating. It will be necessary for you to gather important paperwork including your income, job history, credit score, and finance history, including your debt to income ratio. Meeting with a bank can be intimidating and trigger your anxieties related to your investment.

Still, private hard money lender provide options for everyone, whether or not you are concerned about your credit score or not. Financial flexibility isn’t the only thing you’ll be thinking about as you move forward with your commercial investment project.

Benefits of Working with a Hard money lender

Hard money lenders offer a few things public lenders cannot:

  • Speed: Some loans can be approved in as fast as 24 hours, which can make or break some investments on a competitive market. Otherwise, the process can be expected to have begun within the week, which beats the month-long waiting period required of public lenders.
  • Flexibility: Hard money lenders work with you. They are flexible to your needs, financial history, and investment plans.
  • Individualized Approaches: Because hard money lender don’t stand behind major public companies, they look at you as an individual, and can often work around and with! your needs.

Arizona Commercial Hard money lenders do come with a cost. Because they provide you with a quick process and a process that adapts to your needs, they have higher interest rates than others on the market. While some borrowers can afford the cost, it is especially important to see how the higher interest rates impact your plans and ability to complete your investment. Additionally, you need to consider the short repayment period. Hard money lenders are known to be flexible and will likely work with you if you need an extension, though the typical loan repayment period for hard money loans is one year.

Why Level 4 Funding

Arizona Commercial Hard money lenders in Phoenix include those of us at Level 4 Funding! We consist of a team of qualified mortgage brokers who can help you with your commercial investment in Arizona or Nevada. There are no upfront fees and it costs nothing to call and ask about our hard money purchasing loans and other commercial loans. Give us a call today and see how we can help you!                                 

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

The Pros and Cons of Using a Commercial Hard Money Lender

If you've never used a commercial hard money lender before, it's good to know some of the pros and cons involved. Here's why it might be a great option for some investors and not the best option for others.

Hard money loans are loans that are secured with collateral, not with the borrower's credit score or financial history, as is the case with banks. These lenders operate outside the typical regulations to which big financial institutions must adhere. This offers them several advantages over a traditional commercial bank loan:

● The Approval Process is Much Quicker. While bank loans can take 30 days to several months to come through, a commercial hard money loan can be approved and funded in days or weeks. Private investors can look over the project and make a decision; no need for complicated income verification or lengthy background checks.

● You Don't Need Great Credit. Since the property is put up as collateral, your financial history, credit score and income aren't as big a concern.

● Asset-Based Loans Are More Flexible. Commercial hard money lenders don't have a one-size-fits-all approach. They can look at each transaction and judge its merits individually. This means the terms can be molded to fit the project.

● They're Perfect for Flippers. These loans are designed to fund short-term projects with set goals, a solid budget and a completion date — all of which work perfectly with commercial flips.

The Cons of Commercial Hard Money Loans

Of course, these loans aren't ideal for everyone. There are some drawbacks that might make them a better fit for some than others. For instance, hard money often comes with a higher interest rate than you might get at the bank. This can be anywhere from 1% to 10% more, depending on the project. In addition, the loan terms might be shorter. Whereas a bank loan could range from five years to 20 years, asset-based loans are usually in the range of three to 60 months. For flippers, this is ideal; for ultra-long-term investors, it might not be the right fit.

Getting a Commercial Hard Money Loan in Arizona
Look for a commercial hard money lender in Arizona? You've come to the right place. Level 4 Funding offers highly competitive rates, interest-only payments and flexible terms for multi-family, office, warehouse and industrial projects. Give us a call or send us a message to find out how we can fund your next project.                                               

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Wednesday, February 26, 2020

How Rehab Loans from a Hard Money Lender Can Fund 100% of Rehab Costs

If there's one constant in the rehabbing business, it's change. Adapting to these changes is what can make or break a project; learn how to use rehab loans from hard money lenders to keep your refurb project on target.

Hey, we've been there, too — you're on schedule and under budget on a refurb and the universe has other ideas. You find asbestos or lead paint. An act of god threatens to derail a major project. A redesign ends up costing more than you anticipated. You're out of cash and you've got deadlines and bills looming. If you can finish the project, you can sell for a profit and be out of the woods and onto the next one.

The banks might not want to deal with you at this point, especially if you're already struggling to pay off what you've borrowed, or you don't have near-perfect credit and an unblemished financial record. You could throw up your hands, give up on the rehab or leave projects unfinished and sell (possibly for a loss).

Or, you could get a hard money rehab loan.

How Hard Money Rehab Loans Work

Hard money lenders use private money to fund projects they care about. Unlike the banks and big financial institutions, these lenders aren't hand-tied by major federal regulations. If they think the project has merit, they can get the money and, since there's no complicated underwriting, they can often do it in just days or weeks.

With hard money loans, you put up a property or asset as collateral. With a loan for a fix and flip, this could be the property you're working on or it could be an unrelated property. It's a simple transaction; if you can use the money to finish your projects and sell your flip for a profit, you pay off the loan and pocket the gain. If not, the lender has an insurance policy. In essence, you're betting on yourself.

Get a Hard Money Loan for a Rehab Property in Arizona
If you're looking for a rehab loan in Arizona, you're already in the right place. Level 4 Funding has loans that can cover up to 90% of the cost of the property and up to 100% of the rehab costs. Interest rates are as low as 5.99% and terms can be as few as 3 months and as long as 60 months. Click the chat button, give us a call or shoot us an email to get your project funded.                                                           

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

xmantothemoonisgoing good today at all

Here's Why December is the Best Time to Get a Fix and Flip Loan

It might sound crazy but getting a fix and flip loan in December or January is a perfect time. Read on to find out why.

Most people think about taking on a flip in the so-called "hot" months of the spring and summer. While any time of year can be a good time to do a fix and flip, there are many good reasons why December is the best month to find a project, get your funding secured, and start working. Here are just a few of them.

1. Prices Are Low. Real estate is traditionally a bit cold in the winter months. People don't relocate as much during the winter and this is especially true during the holiday season (November and December). The people who are selling are often desperate — maybe they have to move because of a job or a reassignment, or they're underwater on their loan and have to get out. Whatever the reason, homes that do hit the market during this time period tend to be cheaper.

2. The Timing is Perfect. It's the oldest adage in the book: buy low and sell high. The average time to complete a rehab in Phoenix, Arizona is 151 days according to Atom Data Solutions. That's just about five months, which puts your completed project on the market right as things are heating up. By timing it this way you might be able to put another 5-10% in your pocket when the deal is struck.

3. Competition is Lower. Many rehabbers use the holidays to relax or go on vacation, waiting until the new year to jump on a new project. You can use that to your advantage and snag a great property while they're "sleeping."

Fix and Flip Hard Money Loans Can Help You Strike at the Right Time

Convinced to grab a hot deal in the cold months? A hard money fix and flip loan can help. Unlike the banks, hard money lenders can approve you and get you your funding within a matter of weeks, which can mean the difference between striking at the right time or waiting until the wrong time.

Get a Loan at Level 4 Funding
Level 4 Funding offers a variety of options for fix and flip loans for your needs including 100% rehab cost loans. You'll find rates as low as 5.99% and terms that range for 3 months to sixty months. Fill out a quote form or give us a call to get started.                                                           

                                                                                                                                         Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.
© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Orchard Funding 11333 N Scottsdale Rd #293, Scottsdale, AZ 85254 (602) 252-1500

Hard Money Lenders Phoenix Arizona 40 N Central Ave #1400, Phoenix, AZ 85004 (480) 999-6183

SFG of Arizona, LLC 7272 E Indian School Rd #540, Scottsdale, AZ 85251 (480) 455-5047

Capital Fund 1 14555 N Scottsdale Rd Ste 200, Scottsdale, AZ 85254 (480) 889-6100

Prime Plus Mortgages - Phoenix Hard Money Loans 7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251 (480) 788-357

Brad Loans by eMortgage Inc. 6011, 7522 E McDonald Dr C, Scottsdale, AZ 85250 (480) 948-0880

Geoff Ball | Hard Money Loans 3003 N 73rd St, Scottsdale, AZ 85251 (480) 808-8687

Hilton Financial Corporation 11024 N 28th Dr #170, Phoenix, AZ 85029 (602) 375-8951

LM2 Investment Group 9160 E Bahia Dr #105, Scottsdale, AZ 85260 (480) 444-2242

Setabay Loan Trust Deed Investing - Private Lender 23335 N 18th Dr #120, Phoenix, AZ 85027 (623) 869-6854

Kenwood Mortgage Investments 7950 E Redfield Rd # 110, Scottsdale, AZ 85260 (480) 783-8800

Hard Money Loan Services 916 E Baseline Rd #106, Mesa, AZ 85204 (480) 820-5070

Arizona Private Lender AssociationAPLA 11811 N Tatum Blvd #4020, Phoenix, AZ 85028 (520) 269-6585

A&A Funding Corporation 10031 E Dynamite Blvd Suite 230, Scottsdale, AZ 85262 (602) 494-8980

Capital Market Funds 8442 E Chaparral Rd, Scottsdale, AZ 85252 (480) 351-4472

Hard Money, LLC -- Hard Money for Arizona bruc.robinson@gmail.com, Gold Canyon, AZ 85118 (559) 967-5582

Clear Mortgage 9399 South Priest Drive

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