Learn To Be A Fix & Flip Investor: commercial hard money

Showing posts with label commercial hard money. Show all posts

Thursday, April 26, 2018

Top Situations where a hard money loan is best

A hard money loan is any loan secured by a "hard" asset (i.e., An Asset-based loan). This type of loan can be your best option especially if you need financing to construct a new facility, to renovate a distressed property or if you need to make a purchase quickly.

Asset-based loans are typically short-term loans and are more expensive than traditional financing. Because of this higher expense, it is easy to ask, who would want this type of funding in the first place?

An asset-based loan is especially useful for real-estate investors who are speculating on a quick turn around when it comes to their project. Traditional lenders avoid relying on this kind of speculation.An obvious example is a fix-and-flip project, banks avoid financing these projects because there is no guarantee of a profit and the borrower could default in the end. Traditional banks are also wary of construction loans because they have to rely on the borrowers assumptions and success isn't guaranteed.

A hard money loan can be the help you need if you need to fund a renovation or construction project

There are other reasons to consider asset-based lenders for renovation or construction projects. Typically a bank raises funds for a mortgage by reselling it to a government agency like Fannie Mae or Freddie Mac. Banks won't be able to resell any mortgage on a distressed property that falls short of FHA guidelines.Therefore a typical bank will likely deny your application if you are trying to renovate a distressed property. Asset-based lenders raise their funds from private investors and have money on hand, allowing them to see past the poor condition of any property you intend to rehabilitate.

The situation can become complicated if you finance your construction loan with an ordinary lender. Banks disperse construction loans according to a specific timetable and specific benchmarks. The lender could withhold funding if your projecting doesn't go according to plan. This scenario could be a disaster and could leave you unable to pay your contractors or to continue your project. The regulations that stifle traditional banks don't hamstring asset-based lenders so you can get increased flexibility when it comes the terms of a construction loan.

However, asset-based lenders outshine traditional banks when it comes to time-sensitive purchases.

When it comes to time-sensitive purchases, a hard money loan can be a win-win solution

A typical bank loan usually closes within 120 days, and the best investment properties don't stay on the market for long. Even the most qualified borrower won't see their application go through any faster because banks have to comply with their own guidelines and with government regulations.

Asset-based loans can close within a matter of days allowing you to complete a time-sensitive purchase. An asset-based loan gives you the flexibility to then refinance to a long-term mortgage, or to sell the property for a profit.

In short asset-based lenders are ideal for borrowers who know the potential of their project, who need flexibility or who need cash quickly to make the most of a potential investment.

Monday, April 2, 2018

How to evaluate Commercial Real Estate Loans

There are many commercial real estate loan companies. How do you tell the good from the bad and the ugly?

Commercial real estate loan rates were ridiculously low until recently when rates started moving up. The ten-year government note has moved from 1.44% on January 1, 2018 to over 2.85% on Friday, January 9, 2018, with projections up to over 3%, 3.5% and 4% in the next 60 days. You most likely will not see current rates this low again in your lifetime. Commercial loans are at these low rates because commercial real estate loan companies are sitting on an ocean of cash, nearly $2 trillion dollars. Commercial investors still feel hesitant, however, to overextend with loans from the shock they experienced by the recession of 2008.

So just which commercial loan is best for you? A life Insurance company, a conduit, a credit union, an SBA lender, a commercial bank, a USDA Business and industries lender or even a hard money commercial lender? A life insurance company offers the most attractive commercial interest rates that are only 0.35% to 0.50% higher than the prime residential mortgage rates. Be aware, few life insurance companies will touch commercial projects smaller than $5 million. The project must be very standard and cannot be older than 20 years.

The next avenue which is available is a CMBS where commercial real estate loan rates are 50 to 65 basis points over the prime residential mortgage rate. For projects between $3 to $5 million and up, a conduit may be an appropriate choice for you. They will also finance older properties. For projects with good credit principals, banks and credit unions may be a good option. The rates run typically 0.75% to 1.50% over prime, 30 residential mortgage rates.

SBA and USDA Loans

SBA, if you qualify, should be considered first. The standard 7a SBA loan is 2.75% over prime floating. With the SBA you can quality for a 90% loan-to-value and the loan is fully amortized over 25 years. You must have a credit score of 700-plus and financials for the last several years. The USDA loan is less attractive. The loans are made through banks and guaranteed by the USDA and they are similar to SBA loans--2.75% over floating prime and fully amortized over 25 years. These properties must be located in eligible rural areas in order to qualify.

Although an effort has been made to quote current rates, this is a fluid market and, as pointed out, rates have increased since the first of the year and are fluctuating.

Once underwritten, residential mortgage companies can sell the mortgage to Fannie Mae or Freddie Mac. The illiquidity of the commercial market, since they do not have an agency to sell their underwritten mortgages to and these types of loans are seen as higher risk, results in commercial mortgages 0.35% to 1.50% higher. Before applying, you need to get all your ducks in a row including property type, projected cash flow, age of property and projected operating expenses. For many real estate investors who require quick capital for their next project, a hard money loan is the answer. Call us at Level 4 Funding for a no-obligation quote.

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Monday, March 19, 2018

How Short Term Commercial Loans Can Help Your Business Dreams Come True

Can you really take your business to the next level? You can with the help of commercial loans to help you finance the next phase of your company, and Level 4 Funding explains how.

If you need cash fast to put a down payment on a property for a new location, for example, short-term commercial loans are the perfect option. Unlike conventional bank loans that typically have five- to ten-year terms, short-terms are defined by shorter repayment schedules that are designed to be paid off in between three months to three years. Usually these loans have higher approval rates than long-term loans, and can be paid in smaller daily or weekly payments versus a monthly lump sum. Ensure you can manage the daily or weekly payments prior to agreeing on the terms of this loan.

Short-term commercial loans are great for businesses because they are typically approved a lot quicker, which means you get cash in hand quicker in comparison to a conventional lender application and approval process. New businesses can get approved for these loans, which can actually make it easier for them to get approval for long-term or more traditional loans in the future. Prior loans — and proof of paying them off — give lenders peace of mind that you can pay off a loan.

Short-terms are also easier for new businesses to get approval or for companies that haven’t yet established a business credit history. Once credit history is established with a short-term loan that is another way to help future loan approvals from traditional banks. Usually lenders specializing in shot-term loans do not require a minimum on credit score as conventional lenders typically do, especially for long-term loans.

One of the best benefits of short-term commercial loans is that their approval time is fast – which means you can get your funding fast.

With these loans, businesses can receive their cash advance in just 24 hours, give or take. This is important for many reasons as a company is looking to expand, but it can also be just the thing a business needs if they are cash-tight and need to handle payroll or pay their vendors. Fast cash is one of the reasons short terms are so desirable for new and expanding businesses that are having growing pains or “tight” times.

It’s important to know that while there are many benefits to short terms, there are some disadvantages to be aware of, too.

While these short terms are very helpful to businesses, there are some drawbacks. For example, the annual percentage rate tends to be much higher with loans like this than the APR of conventional loans because the amount of time the loanee has to pay back the loan amount is much shorter. While there are very short reschedule periods of three to six months, it might be more reasonable to negotiate a (relatively) longer payment schedule up to three years. There are also lender fees and other costs that may be associated with short terms so it’s important to know what those are before you proceed.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Wednesday, March 14, 2018

Reviewing the Types of Alternative Commercial Loans

Why traditional commercial loans might not be right for you… and how to find the perfect loan to achieve business success. Level 4 Funding shows you how.

There are so many types of loans to consider before you decide which is right for your business needs. For example, a merchant cash advance is an alternative lending program but instead of repaying the loan in monthly installments, loanees pay it back via a percentage of their credit card sales. This is great type of loan for companies that have high credit card business because the rate of how fast the MCA is paid off is related to the volume of sales. The higher the sales, the faster the loan can be repaid — and paid off!

Another form of alternative commercial loans is asset-based lines of credit. With this type, lenders offer lines of credit based on the value of equipment or hard assets of your business. This is a great option for businesses that use a lot of equipment. That would include companies like restaurants, beauty salons, and manufacturing companies. Similar to MCA loans, the value of the equipment determines the amount of the asset-based line of credit (and access to working capital).

Finally, another option is called an unsecured line of credit. For new business, companies that don’t need equipment or ones that don’t have an actual storefront unsecured lines of credit can be great options. This option allows for businesses to obtain working capital. However, in this case the lender may require higher interest rate or payment terms because they are taking on a high-risk investment.

There are many ways that companies can benefits from alternative commercial loans.

For companies that are looking to get cash fast, non-traditional loans are the way to go. They can be approved fairly quickly and traditionally don’t require as much complex documentation required from more conventional lenders. Ultimately, these types of lenders just want to make sure they are going to get their return on investment. If you can prove that to them, a high credit or lengthy established line of credit might not matter as much.

Alternative commercial loans meet a specific purpose, so they might not be the right fit for your business.

For new businesses that don’t yet have a line of credit established or high credit score or ones that don’t have collateral, traditional banks might pass on them as too high risk. However, alternative lenders are more willing to take on these types of businesses. Do your research about the various types of loans available to you and the kind of lenders that can help you. It’s also a good idea to meet with some lenders to discuss your needs until you get a feel for the lender that is right for you. When you are ready, Level 4 Lending is here to help you find the right loan for you — so give them a call today and speak with a professional.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC Private Hard Money Lender
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Sunday, March 11, 2018

Alternative Ideas for Helping You Obtain Commercial Loans Through a Broker

Why should you seek an alternative lender for your *commercial loans**? There are many benefits to going this route — Level 4 Funding explains them here, so read on.*

You may think you’re alone if you’ve been rejected for a loan before or if you don’t have the requirements to seek a traditional loan. But there are lots of alternative ways to get approval for commercial loans. Even if you have a few bad marks on your credit history or not the highest credit score, or if it’s a matter to a tough economy making conservative banks tighten their wallets even more than usual, that doesn’t mean you aren’t destined to let a loan. Seeking other loans like short-term or hard money loan are good alternatives. If you talk to a broker about these options, they can help you get the best loan for your needs.

There are some differences between traditional long term commercial loans and short-term and hard money loans. First of all, these types of loans don’t typically require such a lengthy and strict application process, “red tape” and bureaucracy that often takes place with conventional lenders or banks, and longer term loans.

One of the most important things to keep in mind when seeking alternative loan options is that lenders that specialize in these look mostly at the probability that you will be able to pay back the terms of the loan back. However, it’s important to know that interest rates are typically higher with short term and hard money loans – this is because lenders are putting up a higher risk. The good news is that these loan applications often are much simpler and easier to get approved quickly than traditional loans, so you can get the money you need — and get it fast! However, high interest rates are worth it if it means taking your business to the next level. Even though you may have higher interest rates, getting this loan can make all the difference for the growth of your company and taking your company to the next level.

It’s important to meet with a broker to find out if a short term or hard money loan is right for you.

When you meet with them, be upfront about what you need and your business experience or history so that they can best help you get the commercial loans you need. Professional lenders and brokers can offer advice on how to prepare for the loan including what documentation you’ll need to submit. These will typically include your financial statements, credit report, business plan, bank statements (personal and business) and more.

Try not to get too stressed out about getting approval for your loan.

Yes, this is a high-stress situation; however letting your emotions get the best of you won’t help. Try to remember to take it one day at a time. There may be snags and setbacks, but keep your eye on the prize — getting your loan approved to help open or grow your business! There are lots of options so just keep in mind that if there is some rejection along the way, it doesn’t mean it’s the end of road for your business dreams. So find the one that’s right for you and you’ll be on your way to making your business dreams come true.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Thursday, October 26, 2017

The Main Differences Between Bank Lenders and Commercial Hard Money Lenders

If you are looking for a helping hand with your finances, keep in mind the main differences between bank lenders and commercial hard money lenders. As always, make sure you’re fully educated and have done enough research about the entire loan process before ever making any final financial decisions.

First, we should explain exactly what commercial hard money lenders do. As stated in Arixacapital, they are an investor who makes loans that are secured by real estate. Often times you will be paying higher rates with these types of loans compared to a loan from a conventional bank. But there are some benefits to keep in mind that do outweigh the extra costs.

It is important to remember that these lenders may require a much higher rate compared to banks, but they also usually require much less documentation for approval. Also, compared to banks they have fewer approval requirements and are mostly only focused on collateral as part of the loan deal. This is a little different than what you are probably used to since an excellent credit score and documentation of cash flow is needed for approval from most traditional banks. But in these cases, collateral is more important with these lenders.

When dealing with banks, it can take a long time to get approval. The process takes a longer time when dealing with banks because banks not only consider collateral for approval but also requires proof of excellent cash flow along with an excellent credit score. When not dealing with banks, you can usually get your loan approved much faster because they only need to assess a few pieces of documentation and a few variables like collateral.

When investors are on the verge of a deal and need to get help quickly, commercial hard money lenders are there when you need them

So, what exactly is the point of commercial hard money lenders? Sometimes when it comes to time, real estate investors need to get a deal done rather quickly and want a speedy place they can go when meeting a real estate loan deadline on-the-fly. They may have to pay extra for this speedy service, especially when it comes to the interest rate, but they are paying extra to save time.

Using commercial hard money lenders instead of using banking lenders has its many benefits

You might have to pay more, but it makes sense to use commercial hard money lenders for many reasons. Banks can’t always get the job done in time and if you need to meet a quick approval deadline, this is the way to do it. Great investment opportunities may not always have the financial strength to get approval from banks or they may not be able to get additional on an already existing baseline credit. Plus, if it is allowed, larger amounts of loans are more likely to get approved this way.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Sunday, October 15, 2017

Work From Home with the Help of Commercial Hard Money Loans

It’s the new American Dream to have your own business that you can run out of your own home. With the assistance of commercial hard money loans, you can take your dream of working from home and turn it into a reality!

In today’s digital age, running a company remotely is perfectly within grasp — yes, you have to be willing to work hard day in and day out, but it can be done! Instead of wasting your life away at the office, punching another company’s time clock, think about how commercial hard money loans can be just the thing you need to catapult you from daydreaming about being your own boss to actually making that happen! Getting approved for a loan is one step closer to making your work-at-home dream come true.

Commercial hard money loans are asset-based loans, which means exactly what it sounds like. These loans are secured by your collateral such as inventory, machinery, equipment, real estate, accounts receivable that you can put up as assets. This is an ideal financing option for small start-up businesses that can be run out of the home.

Asset-based financing can be secured via private hard money lenders, and while they have many uses, it’s a good ideal to outline your investment plan in a solid and detailed manner prior to trying to get your loan approved, and be prepared to present a solid work-at-home business plan as well. In cases like this, your credit score might not play as much into the lenders’ decision to approve your loan as other factors might. While the credit score or event your debt-to-income ratio or personal finances won’t come into consideration nearly as much as a solid business idea and the ability to prove that this idea will make money. The more confident the lender is that you will be able to pay back the loan, the higher your chances of approval eligibility are.

You can own your own business and work from home with the help of commercial hard money loans.

Knowing that this type of loan can get you from just dreaming about your own work-from-home business to actually owning and running your own work-from-home business should be enough to get you started! Now it’s time to research lenders in your area and try to configure the loan amount you will be seeking.

To determine what loan amount you need and how much you’ll be responsible for paying back monthly, check online.

While you can’t rely on the internet for everything, it is a good place to start when you want to roughly calculate your monthly payment sum based on the loan amount you desire. You can do a quick search to find an estimation calculator online that can give you an idea of the amount you will owe monthly based on your loan amount. With the help of this type of loan, soon you’ll be up and running your new business out of the comfort of your own home and living the American Dream that you worked hard to achieve!

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Sunday, October 1, 2017

Commercial Real Estate in Texas and the Five Cities that Found their way into WalletHub’s Best Real-Estate Markets of 2017

WalletHub’s analysts recently compared the national and Texas commercial real-estate housing markets of 300 cities across 21 key indicators which included foreclosure rate, vacancy rate and home appreciation, and ultimately ranked them based upon their affordability and economic environment. Their report, 2017’s Best Real-Estate Market, noted that five of the top 10 cities were in Texas which, of course, is no surprise to those that live, work and invest in this state that is known for some of the friendliest cowboy-boot-wearing people in the nation.

What may come as a surprise is that all of these cities were North Texas suburbs. Frisco came in as the number one Texas commercial real-estate market followed by McKinney and Allen. Richardson came in fifth and Carrollton squeaked in the top 10 at number 8. When ranked by top real-estate markets alone, Allen was added to the top 10. Other cities in this category included Seattle, Denver and Nashville. Seattle also showed up as the city where houses spend the fewest days on the market.

These specific areas showed up as the best and worst for each of the following categories:

· Percentage of homes with negative equity: Lowest—Berkeley, CA / Highest—Bridgeport, CT

· Average days on the market: Lowest—Seattle, WA / Highest—Albany, NY

· Median home-price appreciation: Highest—Richmond, CA / Lowest—Newark, NJ

· Foreclosure rate: Lowest—Ann Arbor, MI / Highest—Springfield, MA

· Delinquent mortgage holders: Lowest—Santa Clara, CA / Highest—Newark, NY

· Unsold homes owned by banks: Fewest—New Orleans, LA / Most—Detroit, MI

So, in light of the above, is now a good time to buy? According to James P. Gaines, Chief Economist at the Real Estate Center at Texas A&M University, the answer is a resounding yes. Like many, he sees the biggest downside in the current historically low supply. He does not foresee the increased interest rates that are sure to come from the Federal Reserve in 2018 having much of an impact. He also believes that the top 5 indicators for a healthy housing market include job growth, population growth, family income growth, new home construction and home prices.

Investing in Texas Commercial Real Estate

The Texas economy is expanding. As of August 1, 2017, 188,000 new jobs had been created and the statewide unemployment rate posted the largest decline in America. Given that 5 of the top 10 cities were found in Texas, it would seem that this, the second largest state in the nation, is a good place to start placing some of your investment and development capital, and others would agree. Residential construction activity increased while the lending index dipped due to multifamily construction decline. Texas led the way in total issued building permits and average days on the market fell to 56 days while Dallas’s days on the market went below 30.

Fund your next Texas commercial real estate project with a private hard money lender.

Finding the right market for your project is one of the most important steps you can take when creating a profitable real estate portfolio. The other is finding the right type and amount of funding. At Level 4 Funding, we offer various types of loans from bridge to construction to commercial private hard money. If you can dream it, we can often fund it. Call us for a no-obligation quote.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Saturday, September 30, 2017

Texas Commercial Real Estate: Need for temporary offices offset by telecommuting and co-working after Harvey

Commercial real estate in Texas saw an impact due to Hurricane Harvey. Offices are being transformed as businesses relocate temporarily.

The commercial real-estate firm CBRE reports 40 centrally located Houston office buildings were damaged by the storm. Short term displacement is forcing many businesses to capitalize on technology and to take up new trends. Office buildings in Houston's Energy Corridor felt the brunt of Harvey's impact. The release of water from the nearby Addicks Reservoir caused extensive flooding in the area. According to NAI Partners representative Dan Boyles Jr, the main problem appears to be water in the mechanical and electrical systems of office buildings. Even with minor structural damage, the demand for temporary office space has been high in the wake of Hurricane Harvey. Energy Corridor President David Hightower claims he is “getting flooded with emails about folks needing space.” With the need for temporary space, the dynamics of how businesses operate is being changed by Hurricane Harvey.

Telecommuting has offset the demand for temporary space on the part of businesses impacted by Hurricane Harvey. This is no great surprise, Global Work Place Analytics estimates 50 percent of jobs in the US are telecommuting compatible and 25 percent of Americans telecommute to work on a regular basis. Technologies like Skype are allowing businesses to continue their operations without the need for temporary space. Businesses weren't able to rely so heavily on such technology in the past, but this appears to be the case after Hurricane Harvey.

More businesses are making use of shared office space and the Texas commercial real-estate market could change as a result.

Other businesses are making use of shared office spaces. Many businesses in the area were unfamiliar with the co-working concept, leading to many co-working spaces to suffer from high vacancies prior to the storm. Now co-working occupancies are sky rocking. Tech-space, a co-working office in the West Chase area has 60 percent of its seats currently occupied. Its owner expects that by the end of the week all of Techspaces seats will be leased out. Co-working offices can be operational in less than 24 hours. Many local businesses are realizing the benefits of the co-working concept. Spoden the owner of Techspace, claims some new tenants are considering leaving some staff-members behind, even after their offices are repaired. A temporary boost in co-working spaces and telecommuting may have a long lasting impact on the dynamics of Houston's office market.

It is still unclear whether telecommuting and co-working will have a long term impact on Texas commercial real estate.

Short term demand for offices is likely be propped up by businesses whose operations are directly related to rebuilding efforts. But after damaged offices are repaired, will Houston businesses continue to take advantage of technology or more modern cooperative office spaces? If so this could reduce the demand for traditional office space and vacancies in the Houston area could continue to remain high even after Harvey’s damage is repaired.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Monday, September 18, 2017

Avoid These 4 Pitfalls When Taking Out A Commercial Real Estate Loan

When used correctly, a commercial real estate loan is a valuable asset for your company. Extracting that value requires your company to avoid some common investing pitfalls, however.

Any commercial real estate investment comes with some degree of risk. That risk can be minimized, however, with careful planning and meticulous attention to detail by the investors. This goes double when financing property with a commercial real estate loan. The success of these investments depends entirely on how much preparation and research your company puts into the evaluation and financing process. Any failure in due diligence could significantly compromise the long-term return for the investment.
In fact, there’s a long list of ways to undermine this process, either due poor execution of company policy or mediocre employee performance. The best way to avoid these common pitfalls is to anticipate them and prepare a response. These examples illustrate how easily the most critical details regarding commercial real estate investments can slip through the cracks:

● Planning for investments without the details - This seems like a no-brainer, but you’d be surprised at how many real estate asset strategies comprised entirely of broad goals and strategies. You’ll want to generate a detailed, actionable business plan for your investment before you even think of visiting with lenders. The more detailed your plan, the more confident a lender will feel about approving your commercial real estate loan.

● Failing to check all your lender options - There are plenty of times where relying on tried and true professional relationships is a great way to save time and money. Taking out a Texas Commercial Loans to finance a real estate asset is not one of those times. Traditional banks and lenders may not offer terms that compliment your project timeline, for example. Be sure to evaluate private lenders who specialize in commercial loans to compare a wider selection of terms.

● Making investments based on gut-reactions - A shocking headline or news network hot take are not good reasons to make a commercial real estate investments. Taking a gut-reaction approach to commercial real estate is akin to making large investments in gold at the insistence of a cable television infomercial. Make sure your company’s next real estate investment are always based in observable patterns and hard market data rather than a personal whim.

● Valuing property without comparing similar deals - Even when working with a trusted, professional lender, it’s still best to do your own digging. Looking into sales comp information can give you an idea of how much similar buildings in area have sold for in the past few years. This due diligence provides your company with extra leverage when negotiating terms with a lender.

Make A Sound Investment By Using Every Resource At Your Disposal

It’s impossible to expect the unexpected, but your should certainly give it a try when it comes to making a major real estate investment. The best way to predict as many outcomes as possible is to leverage as many expert perspectives as possible.

Lending professionals familiar with commercial real estate loans are your best bet for flexible financing and helpful insights.

In addition to providing access to financing that fits your company’s long-term strategy, an experienced private lender can share their perspective as a specialist in the industry. Incorporating this input will only increase your company’s chances of making a sound real estate investment.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Featured Post

Thursday, April 26, 2018

A hard money loan is any loan secured by a "hard" asset (i.e., An Asset-based loan). This type of loan can be your best option especially if you need financing to construct a new facility, to renovate a distressed property or if you need to make a purchase quickly.

Monday, April 2, 2018

There are many commercial real estate loan companies. How do you tell the good from the bad and the ugly?

Monday, March 19, 2018

Can you really take your business to the next level? You can with the help of commercial loans to help you finance the next phase of your company, and Level 4 Funding explains how.

Wednesday, March 14, 2018

Why traditional commercial loans might not be right for you… and how to find the perfect loan to achieve business success. Level 4 Funding shows you how.

Sunday, March 11, 2018

Why should you seek an alternative lender for your commercial loans? There are many benefits to going this route — Level 4 Funding explains them here, so read on.

Thursday, October 26, 2017

When investors are on the verge of a deal and need to get help quickly, commercial hard money lenders are there when you need them

Using commercial hard money lenders instead of using banking lenders has its many benefits

Sunday, October 15, 2017

It’s the new American Dream to have your own business that you can run out of your own home. With the assistance of commercial hard money loans, you can take your dream of working from home and turn it into a reality!

You can own your own business and work from home with the help of commercial hard money loans.

To determine what loan amount you need and how much you’ll be responsible for paying back monthly, check online.

Sunday, October 1, 2017

Investing in Texas Commercial Real Estate

Fund your next Texas commercial real estate project with a private hard money lender.

Saturday, September 30, 2017

Commercial real estate in Texas saw an impact due to Hurricane Harvey. Offices are being transformed as businesses relocate temporarily.

More businesses are making use of shared office space and the Texas commercial real-estate market could change as a result.

It is still unclear whether telecommuting and co-working will have a long term impact on Texas commercial real estate.

Monday, September 18, 2017

When used correctly, a commercial real estate loan is a valuable asset for your company. Extracting that value requires your company to avoid some common investing pitfalls, however.

Make A Sound Investment By Using Every Resource At Your Disposal

Lending professionals familiar with commercial real estate loans are your best bet for flexible financing and helpful insights.

Why should you seek an alternative lender for your *commercial loans**? There are many benefits to going this route — Level 4 Funding explains them here, so read on.*