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Showing posts with label private money lenders arizona. Show all posts
Showing posts with label private money lenders arizona. Show all posts

Monday, November 5, 2018

Arizona Private Money Lenders: Three Situations Where Private Money is a Win-Win


2page_img3-bigTo truly grown real estate investment business you need two things:  You need capital to expand, and you to need close on the best investment opportunities as quickly as possible. Arizona Private Money Lenders offer both. However, there are some specific instances where private money outshines other forms of financing.

When it comes to financing real estate investment there, are, of course, many financing options out there. Yes, you might ponder going to a traditional bank, but the likely outcome is that your deal will choke to death amid all the red tape.

Some consider online crowdfunding platforms, but as smalltime real estate investors ponder the terms of your deal, your loan will sit unfunded. In fact, online crowd funding is perhaps an even less reliable source of financing than a conventional bank.

To really grow your real estate investment business you need cash. No not a suitcase full of money but a readily accessible source of financing that can allow you to make full offers right away on the best investment properties. 

Private lenders are perhaps the most convenient, flexible and accessible source of financing out there. They are not bound to rules and regulations like traditional banks, and unlike online crowdfunding sites, they have the means to fund your loan fully.

But there are specific instances where private money really is your best option.

The Benefits of Arizona Private Money Lenders Really Shine in these Specific Situations:

Bad Financial Situations:  Private lenders aren't under regulatory scrutiny like banks, and therefore no matter what your credit score is a private lender is at least willing to sit down with you and can thoughtfully consider the terms of your deal.

  • You need financing "yesterday,": Say you want to make a full offer, but you don't have the cash on hand to close the deal. Better yet you might be in a situation where your latest real estate project will crumble without a quick injection of capital. If this is your situation, you don't have time to wait around for the bureaucratic nightmare entailed by the traditional lending process. Private money providers have the flexibility to close loans in a matter of days.

  • There is a "bidding war,": If an especially shiny investment property has just come onto the market, your fellow investors might be chomping at the bit to seal the deal. Once again private money can come through quickly,  and this can enable you to make a full cash offer before your competition does.

In these specific situations, private money outshines other forms of capital.

Regardless of your specific situation private money offers flexibility, speed and convenience to real estate investors.

Private Money Lenders in Arizona offer many benefits to those looking to quickly grow their real estate investment business.

If you need it fast access to capital, are tired of waiting around on banks to fund your deals, or if your financial situation is less than perfect, take advantage of private money and bring your real estate investment business to the next level.


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC 
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701 

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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Saturday, January 14, 2017

Deed of Trust Definition - What is a Deed of Trust

What is a Deed of Trust?  Deed of Trust Definition

Definition of A Deed of Trust (also know as trust deed) is a deed (piece of paper usually recorded at the county) that gives legal title to real estate to a trustee. It secures the note (Mortgage).

There are three parties to this type of title. They are:

  1. The Trustor (Borrower),
  2. Beneficiary (Lender) and a
  3. Neutral 3rd part called the Trustee.

They are written so that the lender gives money to the borrower to purchase a real property (home) and the borrower signs a deed of trust giving the power of sale for property to the natural 3rd party trustee to be held in trust for the lender. (I like to think the trustee takes the Deed of Trust and puts it in the top drawer of their desk and waits.) The borrower owns the property, but the title is held by the trustee.

This is noted in the Deed of Trust and is called the ‘power of sale clause’.

 

Deeds of Trust Definition

Equity – our long-term Mortgage program is brokered at 60% of the after repaired value (ARV or LTV) where the goal is to have a fixed and rented home that more than covers the monthly payment..

Money Down – All of our professional real estate investors will have either personal funds or a spread of equity in the transaction serving as their personal guarantee and commitment that the Deeds of Trust payment is a priority

1st Deeds of Trust Only – Our investors are the only holder of the note and in first position

No Pooling of Funds – The Level 4 Funding does not pool funds (also called fractionalized Deeds of Trust). This gives the Deeds of Trust investor more control over the investment

Non-Owner Occupied Properties Only – The Level 4 Funding only brokers Mortgages for non-owner occupied, single family homes and units (1-4) to a very unique client, the professional Arizona real estate investor.

Appraisal – An estimated value placed on a property at a particular point in time. Also known as appraised value.

Beneficiary – The beneficiary is the lender that can be an individual or a legal entity. Also known in a Deeds of Trust investment as a private money lender.

Deed of Trust – A document signed by the borrower that, once recorded, acts as proof that a Mortgage has been made on a property.

First Deeds of Trust – The first in line of Deeds of Trust recorded on a property.

Hard Money Mortgages – given at a higher interest to reflect perceived risk and added convenience of speed.

Interest Only – No payments being made on a Mortgage are being applied to principal. The balance due stays the same.

Simple Interest – Its calculated using the following:  (Balance Amount * Interest Rate) divided by 12.  This gives you the monthly payment for interest only payments.

Mortgage to Value (LTV) – Is a ration is used to determine risk and equity position in a property. If the property us currently valued as it stands now at $100,0000 a Mortgage of $70,000 gives a LTV of 70%   ($70,000 divided by $100,000). This should not be confused with ARV – After Repair Value.

Points – A percentage fee charged for origination of a Mortgage. One point is equal to one percent.

Promissory Note – The Promissory Note is signed by the borrower and shows the terms of the Mortgage.

Trustee – An individual or organization authorized to hold a trustee sale.

Trustor – The trustor is the borrower.

 

Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Thursday, August 27, 2015

How to Clean up Your Finances to Get a Self Employment Home Loan



Being self-employed can be both a benefit and liability when it comes to your financial life. Various tax deductions and business credits can be very lucrative but they can also bite you when it comes time to get a home loan. There are several ways that you can get your finances in order so that you can be sure to qualify for a self employment home loan.

Getting a home loan when you are self-employed can be difficult. Many business owners take advantage of several tax deductions to lower their tax liability and write off legitimate business expenses. Unfortunately, when the bank looks at your tax returns this can make it appear that you lost money on your business, even if you in fact had a good year. Also, various business loans or losses can affect your personal credit and lower your score. This can also be a deal breaker for many traditional lenders who may laugh you out of the bank when you come in for a loan.

While this may be embarrassing, it is also avoidable. If you are thinking of purchasing a property, whether for an investment, vacation home, or primary residence, there are certain steps you can take to clean up your finances to give you the best shot of qualifying for a self employment home loan.

·       Clean up your tax returns for two years prior to attempting to get a loan. Take less deductions to make your taxable income higher. While you may pay more taxes, it will also make it easier to qualify for a home loan.
·       Stash away extra cash. While factors like credit score and debt to income ratio are important, money talks and often it speaks the loudest. Having a large down payment and a year of living expenses in the bank can often make you look like a more attractive loan candidate, even if your finances are less than ideal on paper.
·       Separate your personal and business finances. Think about incorporating your business into an LLC or other entity to keep it separate from your personal accounts. Pay yourself a salary and charge any and all business expenses to a business credit card. If you get a business loan, keep it in your business name, not your personal name. Keep your business accounts and personal bank accounts separate. This will lower your debt to income ratio and keep all of your business taxes separate so you can still take advantage of all the deductions you are entitled to without affecting your chances of qualifying for a home loan.
·       Keep meticulous records. One thing that can be a serious problem for many business owners is that it can be tricky to prove exactly how much money you make, especially if it is coming from different sources. Having good records will make it easier to prove your income when it comes time to get a self employment homeloan.

When all Else Fails….

Even with the above steps, you may still find it difficult to get a home loan. Don’t give up hope. A traditional loan may not work for you, but there are many other types of loans that can help you. Find a private mortgage broker or lender to find the self employment home loan that you need. A few types of loans that can help you are:

1.       A traditional loan from a non-traditional lender. A private lender can often give out 30 year fixed mortgages to borrowers that would otherwise be turned away by banks. Be aware that you will most likely pay a higher interest rate but this is often worth it in the long run.
2.       Hard money loans and private collateral loans. Private lenders have access to different types of loans and funding that banks do. You can take advantage of their private collateral self employment home loans that can work to your benefit.
3.       Stated income mortgage. These fell out of vogue with banks during the housing crash but may still be available with a private lender. There is less paperwork and your income does not require as stringent of verification, making it ideal if your record keeping is less than perfect.


Call us a Level 4 Funding today to discuss your home loan options. We can help you get the loan you need with the terms you deserve. Don’t let being self-employed hold you back. We can help!


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027



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Tuesday, August 25, 2015

The Benefits of Using a Private Lender for a Self Employment Home Loan


 If you are self-employed, it can be tricky to qualify for a home loan due to debt to income ratios and business losses. Using a private lender can make the process easier and has many other benefits when it comes to qualifying for a self employment home loan.

For many Americans, owning their own business is a dream come true. If you are self-employed you enjoy many benefits both financial and otherwise. Most likely you are able to set your own schedule and you answer to yourself. You can work from home or whatever environment you may choose. You can set your own dress code and hours and take time off when you need it. You can also take advantage of many tax deductions to write off most of your business expenses. Everything from large equipment purchases to pens for you home office can be tax deductible which can help you save big come April.

While you may enjoy your tax savings most of the time, it can be a double edged sword, especially when it comes to qualifying for a home loan. Many times, people who are self-employed have tax returns that do not accurately reflect their actual income due to deductions. Sometimes it can even make it look like you lost money when you in fact had a good year. Throw in any debt you may have for business or personal purchases and your debt to income ratio can make you look like a huge liability to a bank.

For these reasons, many business owners find it difficult to secure a traditional mortgage from a bank. However, there are many other options to find a self employment home loan that will work for you. One key to finding a loan is to think outside of the traditional bank or mortgage broker and find a private lender like Level 4 Funding to finance your loan.

Pros and Cons of Using a Private Lender for Your Self Employment Home Loan


For many business owners, a private lender is their best chance of securing a self employment home loan. However, like any major financial decision, there are pros and cons that need to be carefully considered before making a decision.

·      
Pro: A private lender often has a very short approval process. Banks and public lenders can take anywhere from 30 to 45 days (and sometimes more) to approve and fund a loan. If you need a quick loan to buy a property, this can be too long. Also, when it comes to a self employment home loan, traditional banks will likely have issues during underwriting and come back to you several times asking for more paper work, more proof of income, more documentation. A private lender can have you funds in as little as 1-2 weeks with significantly less paperwork.

·       Con: Private loans are usually more of a risk for the lender. As such, you can expect to pay a higher interest rate for the loan.

·       Pro: Easy to qualify. A private mortgage lender has more flexibility than a bank in terms of who they lend money to. Borrowers who have bad credit, a high debt to income ratio, or are looking for a self employment home loan will have an easier time qualifying with a private lender than with a bank.
·      
      Pro: Geared towards investments and investment properties. If you are self employed, you know the benefit of having your money work for you to make more money. Private lenders have short term loans that are geared towards investment properties and fix and flip houses.

Once you evaluate the pros and cons, it is easy to see that in many cases, a private lender is the best option for your self employment home loan. Like all brokers, private lenders have to be licensed and they do have guidelines to follow to protect you and your investment. As long as you know that you will be able to make your monthly payments there is relatively low risk and a high reward for the self employed borrower.

Once you are ready to risk less with the best private lender, call us at Level 4 Funding to start your loan process today.


Stop waiting for a bank to give you the home loan you need. Take matters into your own hands and make your dreams come true today!


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027



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Thursday, June 26, 2014

There are options for loans from a Private Money Lender in Arizona.

When is Arizona Private Money a good option for me?


There are times when Arizona Private Money is the best option for those seeking a loan. Usually it is when they need to turn to another source after a bank has deemed them to be too much of a risk. If you are unable to get a loan through the bank, finding a private money source may be the answer that you need! There are some things that you should know about Arizona Private Money before you decide, so that you can make an informed decision.

  • Arizona Private Money is a term in banking and finance that refers to lending money to a company or individual by a private individual or organization. While most usually think of a bank when deciding to borrow money, private money is offered by individuals or organizations. These certain individuals and organizations may have different qualifying guidelines then you would usually expect. There are higher risks associated with private lending for both the lender and borrowers.
  • For the most part, Arizona Private Money Lender may be close to the nation’s average interest rates, but in some cases you will find that it be extremely expensive. The higher interest rates usually occur when there is a larger anticipated risk. It is when there is a higher risk associated with the loan that the private money lender increases the interest rates. So in these circumstances your interest will be higher than the going interest rate. This is the risk that comes to both lender and borrower in a private money exchange.
  • Private money lenders can be found almost everywhere. Their object is to make an above average profit on the return of their money. There are some serious risks that come with that return, however. They may not be repaid, and often fear that they will not be paid on time. Many times they will quickly resort to legal action. In some cases of real estate, the lender will get a deed of the property in their name so that if they are not paid they can sell the house to cover the cost of the loan. They may also get insurance to prevent losses due to any catastrophe on the property. In these ways, Arizona Private Money lowers the risks that come with loans.
  • Arizona Private Money lenders are not able to work outside the banking laws, and are required to comply with state and federal usury laws. But they are able to avoid some of the red tape and regulation that banks must abide by such as banking exams. Private money lenders may also have a limit on how many loans they can give in a year within a single state before they have to get a banking license.
  • All who are interested in Arizona Private Money should take extra consideration. Many do not recommend private money loans for residential homeowners. Indeed, Arizona Private Money is usually only used for business capital. You should also have an accountant to advise you, as well as a real estate attorney to help guide and protect you. Often private investors do not have all the knowledge and understanding needed to work outside of a bank. Very often these agreements end up in court, so it is helpful to be well advised before it gets to that point.

How can I get an Arizona Private Money loan?

Many businesses and organizations will advertise that they offer Arizona Private Money loans. Be sure to check into their background and make sure that they are the kind of people or organization that you feel comfortable dealing with. Chances are you will be working with them for a long time. Many organizations are willing to take a risk on you with your loan; just be sure that you are willing to do the same. In the end, it is just as much your money as theirs.

How can I find a trustworthy Arizona Private Money lender? 

What are some things that I should look for?



Ask them if they belong to any organizations, such as the Arizona Private Lender Association, or APLA. That way they are somewhat accountable and you have a place to appeal to if needed, before going to court. It would also be helpful to look through their credentials, and check with others that have borrowed from them. Most Arizona Private Money lenders are honest and helpful, it just helps to make sure you are dealing with one of those.

Arizona Private Money loans are extremely helpful for those who the banks have declared to be too much of a risk. By following these guidelines you will be sure to be as well protected as you can, and to get the money that you need.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378

Sunday, February 2, 2014

Hard Money Lending Arizona Questions Answered

arizona hard money
arizona hard money
Have you been wondering what a hard money lender Arizona and private money lender Arizona do? You might have even wondered if they are the same thing. A lot of people use the two terms interchangeably and that can be perfectly find because the two do have quite a bit of similarities, but if you look closely, hard money lender Arizona is a little different from private money lender Arizona.  Once example of this might be that a private money lender Arizona can be anyone. It can be someone that you know or even a complete stranger. It doesn’t matter because if a private money lender Arizona wants to give you some Arizona hard money, you shouldn’t complain!
On the flip-side, hard money lenders Arizona isn’t one individual person; it’s a group of people who usually understand how to be great at being a hard money lender Arizona. More often than not this hard money lender Arizona group has a long roster of clients that they have assisted throughout the years; helping them purchase the kind of real estate opportunities that they want.
Both Hard money lender Arizona and private money lender Arizona usually have the experience that you want and need when you are gearing up to purchase some real estate. Your hard money lender Arizona or private money lender Arizona will help to guide you to the right location, title companies, and even appraiser that is best suited for you and your property. With your hard money lender Arizona and your private money lender Arizona, you can always feel confident that the job is getting done correctly. 
You get to decide between hard money lender Arizona and private money lender Arizona to decide which category best fits your needs but it is great to know that either one will help you with your Arizona hard money needs.
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

The Difference Between Hard Money Lending Arizona and Private Money Lender Arizona

arizona hard money
arizona hard money
Hard money lender Arizona and private money lender Arizona have so much in common, but there are some difference lenders should be aware of. For example, a private money lender Arizona can be anyone you know or even someone you don’t know. Family member or stranger, if someone with money wants to be a private money lender Arizona and they have the money to do it, they can make loans to people who are in need of Arizona hard money no problem.
Meanwhile, hard money lender Arizona is typically a group of lenders and usually this hard money lender Arizona group has a history as they’ve helped owners get loans that help those owners purchase the property that they want be it a group of condos or a new commercial development opportunity or really any kind of commercial real estate project. These are typically professionals with great lending history and an understanding of the business.
Hard money lender Arizona are often very well experienced and can help with issues or even offer information such as which area is best to buy in, what title company to use or even which appraiser is best for the job. Hard money lender Arizona means you can get started with confidence and the assurance that things will get done properly. Private money lender Arizona is sometimes more convenient however if you know the private money lender Arizona well enough that you can work in tandem as a team or if you get a private money lender Arizona who is motivated and understands what they are doing in the real estate world.
Choose between your hard money lender Arizona and your private money lender Arizona and decide which category best fits your needs. Both parties should have a great understanding of what you’re trying to accomplish, it just depends on which one works best for you! Contact us today to get more information.
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

Saturday, February 1, 2014

Less than perfect Credit Has a Chance With Arizona Hard Money

hard money lender arizona
hard money lender arizona
If you are troubled by your less than perfect credit and you need some money for your property, then it might be best to start thinking about some non-traditional loan lenders. If you have heard of Arizona hard money loans before, but haven’t really looked into it, now is definitely the time.
Arizona hard money is unlike traditional loans in that these lenders will not ask you to divulge all your credit scores from the past six years. Instead, Arizona hard money loans are based on the property that you are dealing with. There isn’t half as much hassle or half as much paperwork. Everything is fast and easy. You can have your money so much sooner than what you would with a traditional bank loan.
If you feel like you might be confused between hard money lender Arizona and private money lender Arizona, don’t get flustered. While these terms are used quite often interchangeably, there is a slight difference.
Hard money lender Arizona is a group of people who wish to invest in your property with hard money Arizona. Meanwhile, private money lender Arizona is one person who wishes to invest in your property. You might know this person as they might be someone you’ve invested with before, but there’s a possibility they could just be a new investor interested in giving you your Arizona hard money. 
Whichever route you choose, you will be delighted that you went the Arizona hard money way. This is the best way to get the money you need faster than any kind of bank loan and without half of the paper work or even the hassle. Say yes to Arizona hard money today. It could just be the best thing you ever did for you, your bank account, and your property. Don’t hesitate to look into Arizona hard money right this minute. 
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

Hard Money Lender Arizona is The Best Way To Get the Money You want

arizona hard money
arizona hard money
Many people are confused about Arizona hard money loans, but they shouldn’t have to be. Arizona hard money is a loan where the investor receives their financing merely based on the value of the property they have instead of the traditional kind of bank loan that is dependent upon the kind of credit a person has. This can be a difficult loan to obtain for some kinds of people and that is why Arizona hard money can be a truly wonderful thing.
While interest rates can be higher with Arizona hard money versus other kinds of traditional bank loans, one must remember that hard money lender Arizona and private money lender Arizona have very quick turnarounds when it comes to the loans, so the higher interest rate is barely even noticeable. If you are scared of going into bankruptcy or a foreclosure, then the time is not to get into Arizona hard money and save the property that belongs to you.
You can save the property or you can revamp the property while using Arizona hard money. The time is now to get invested with a private money lender Arizona or a hard money lender Arizona. 
It is important to remember that if you are having difficulty finding a traditional bank loan to finance your property, there are other ways. You can bypass the paper work and the hassle of a traditional loan and make good again with your Arizona hard money loan. These Arizona hard money loans will keep your foreclosure at bay or help you flip the house you have been thinking about for years. Don’t let your dreams escape you! Get your hard money lender Arizona today and forget about the traditional lending conditions that have you nervous. You can have everything you always wanted with your private money lender Arizona right away.

Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

How do I get a private money lender Arizona?

arizona hard money
arizona hard money
Private money lender Arizona might just be the best thing that has ever happened to your property wants and needs. Banks can be a huge hassle because they require lots of paper work and agonizing, something that isn’t fun for anyone.
That’s where hard money Arizona comes in. It’s money without the hassle for you. With two different kinds; private money lender Arizona, which is one person you may or may not know giving out the loan, say either a close friend or an investor who is interested in the kind of property you are dealing with, or a hard money lender Arizona which is a group of people who wish to invest in your property. Both will get you the money you want when you want it without any of the usual fussiness that you might get at a bank when they ask you about things like your credit score and what you want to do with the money for which you’re asking.
Skip the pain and skip the embarrassment of maybe getting turned down for a bank loan. With hard money Arizona you have all the tools you need to create the space you want.  While the interest rate may be a bit higher, the turnaround is quick so there isn’t much to worry about.
Don’t even worry about the banks. With a hard money loan Arizona you get exactly what you want exactly when you need it. No more worries and no more paper work. Just get the money you want and grab the property that you want to fix up. You don’t have anything to lose with a private money lender Arizona. Get the money you want when you want it without any of the major annoyances that come with the bank. Good luck while looking into hard money lender Arizona. 
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

Arizona Hard Money Might Be the Choice for You

arizona hard money
arizona hard money
If you are looking for a way to get the money you need for a property you want to purchase, then Arizona hard money might be the right thing for you. Forget the traditional bank loan that can cause such aggravation. You don’t need to wait around for your money or deal with heavy paperwork. You can have your Arizona hard money quickly without hassle and without any annoyance that a bank might give you.
As banks tighten up their vaults, customers like you really miss out because these banks aren’t willing to take the risk. They want to keep their money, so even if you do get a bank to give you a loan, you may not get the amount you want or even need to make the purchase that you need on the property that you want to either revamp or flat out buy. You shouldn’t have to be at the beck and call of the bank, you should be able to get your Arizona hard money loan and be on your way.
Arizona hard money does not actually require you to sign up with the bank. An Arizona hard money loan is independent of banks and can be distributed by either private money lender Arizona or hard money lender Arizona. They are both similar kinds of loans with only a few differences. For one, private money lender Arizona is just a one person loan. The person who gives you the loan could be somebody that you know or it might just be a private investor who isn’t associated with a bank. Meanwhile, a hard money lender Arizona is a group of people who want to make an investment. Whichever you choose, we know that Arizona hard money will help you get the property that you want right now.
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444

Friday, January 31, 2014

Traditional Bank Loan or Arizona Hard Money Loan?

hard money lender arizona
hard money lender arizona
If you have noticed lately that traditional bank loans are getting more and more difficult to get when it comes to your real estate needs, then you aren’t alone. In fact, based on paperwork alone, you’re looking at a lot of time wasted. It might be worth your time to look into Arizona hard money loans for the real estate investor.
This might seem confusing. Most people don’t even know that you can get a loan without a bank, but with Arizona hard money loans, you absolutely can. And the amount of paperwork you don’t have to do will absolutely stun you. Banks made a huge mess out there, giving loans to people who shouldn’t have them and now they are really cracking down and making it really difficult to get a loan if your credit isn’t in tip-top shape and that’s where Arizona hard money loans come in.
No longer will you have to jump when the bank says jump, instead you can have the money you need right when you need it. Consider the types of Arizona hard money loans that you can get. You have Private money lender Arizona or you have hard money lender Arizona. Both can help you make the payment you need to get the property that you want. Whether you are looking to fix up a property or you are looking to put some money down before someone else buys the property, Arizona hard money can help you get the money that you need. You won’t even have to prove your credit score. Your private money lender Arizona or hard money lender Arizona doesn’t mind what it is. Your credit score has nothing to do with the property you want the money for. Take the time to think about getting Arizona hard money for your next investment.
Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027

623-582-4444