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Monday, October 8, 2012

Don’t give up, Arizona hard money can be your solution.


Don’t give up, Arizona hard money can be your solution.


You can help dig yourself out of the financial hole you’re in by applying for Arizona hard money. The first thing you need to know about Arizona hard money is that it is not based on your own personal merits. Most Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. In fact, many lenders do not even look at your financial history! That means you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

One way to make a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

Another Way to use Arizona Hard Money Lending.

It can be your money, use it the way YOU want to. You may think you are digging yourself into a deep hole by taking out a loan, but you can actually make a profit from hard money loans. Arizona hard money allows you to be creative while financing your home or property.  Seem too good to be true? It’s really not.

Consider this:

One way to make a profit from your loan is to make improvements to your house or property after you have purchased it with the money from the loan. Then you can sell it under market value and CHA-ING! You will have made profit! Remember, it takes money to make money, but in the end, the profit outweighs the temporary debt.

Arizona hard money lenders are anxious to help you fulfill your long lasting dreams. Once you have found that perfect house, or that car or truck you have always wanted to drive, please remember to give us a call.


Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Arizona Hard Money Lenders are available at the ready.


Arizona Hard Money Lenders are available at the ready.


There are hundreds of hard money lenders looking to help you with your needs. Why not get a loan the traditional way through a bank? When someone is trying to take out a loan from a bank or any other loan agency, what is it that these banks are looking for? In most cases, these banks only look at the customer’s credit, income, or assets to decide whether or not he or she is reliable to lend their money to. But what they fail to realize is that not everyone’s credit is the same, a few bad decisions that resulted in bad credit, and that many people don’t have much of any assets.

Unlike the typical bank, Arizona hard money lenders are different. One of their primary goals is to provide an easier solution that will help their customers attain their ultimate goals. Arizona hard money lenders understand how important is to their customers that they receive fast, easy money so they can be able to purchase a home, a car, or any other investment that requires the need of a loan. Many hard loan companies and investors focus mainly on the purchase of short sales and foreclosed homes.

Arizona Hard Money Lenders is new and unique.


The beauty about Arizona hard money lenders is that you could get a loan regardless of your job history, credit, or current income. If you have bad credit, then there is no need to fear, it is simply irrelevant. They don’t even check your tax returns or pay stubs! Also, you only have to deal with one individual instead of many individuals with long processes. When you are approved for a loan, the interest rate is in large part determined on the length of time you choose to pay your loan back.

In as little as 24 hours, Arizona hard money lenders can provide you an equity-based loan. Keep in mind, Arizona hard money lenders will not shoot you with any application fees, closing costs, loan forms, or appraisals while they assist you and you will obtain the money you need to accomplish your financial goals. How cool is that!

To apply for a loan is easy. Just call the company, receive an evaluation of the property, sign documentation, and walk away with your project funding in one day. Isn’t it time you considered an Arizonahard money lender?

Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Is Arizona hard money for you?


Is Arizona hard money for you?


When it comes down to talking about real estate and financial terms, many people struggle with understanding the complexity of the terminology that it almost becomes confusing and quite frustrating. But have you ever heard about hard money before? Let me give you a basic definition of hard money. Hard money are loans similar to that of a regular bank loan. Hard money lenders are comprised of an individual or a group of individuals who lend out money in the form of a loan. One of the nice things about Arizona hard money is that it is not based on your credit score, but rather on the piece of property you are looking to buy. So if you have bad credit and are looking to buy a home or piece of property, then you may want to look into this.

Why Arizona hard money?


As mentioned before, those who have a bad credit score and or history qualify for an Arizona hard money loan. Many developers and house flippers will apply and use hard money loans because it is a good way to earn a quick buck if the timing is right. Simply said, Hard money loans can be easily attainable and you can avoid a lot of the trouble and hassle of a bank loan’ paperwork. Another reason to get a loan from the option of an Arizona hard money loan is that you could receive your money in a matter of a couple of days. Whereas the typical loan from a bank takes a little longer than that.

Applying for a loan from hard money lenders can also be an advantage to you because you only have to deal with one individual. Working with a bank presents a process that involves several people which takes up more time and possibly a greater chance you won’t qualify for a loan. There are many things to consider between the two types of loaning options, a lot of it depends on what you are looking for and what situation you are in.

Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Tuesday, October 2, 2012

The opportunity of receiving a loan is out there-Arizona hard money.

The opportunity of receiving a loan is out there-Arizona hard money.


There are few things that are worth going into debt for, namely a home, car, and education. Unfortunately, there are many people who can’t qualify for a loan from the bank due to bad credit and other factors. Well, thankfully we have hard money loans. For those of you who are unfamiliar about what hard money is, allow me give you a basic definition. Hard money can be described as a certain type of loan that is given out to those who are in need of paying a mortgage or a piece of property. These loans differ from that of your typical bank loan. Often times you will hear money as being ‘hard’ or ‘soft.’ When you hear this, it means that soft money (loans) is easier to qualify for and the terms to that loan is much more flexible. Hard money is just the opposite. Arizona hard money is becoming quite popular for those who are qualified for these type of loans.

As I had mentioned before, Arizona hard money is a type of loan given to those who are in need of purchasing property or a home. But, where does this money come from? It comes from individuals who are not necessarily banks, but consider themselves a type of lending institution. Hard money is also referred to as “private money.” There are hundreds of representatives who await you.

Can I qualify for an Arizona hard money loan?


As nice as hard money loans are, not everybody who applies can qualify for an Arizona hard money loan. In reality, it can be quite difficult to qualify for because some hard money lenders post strict guidelines for those wanting to take out a loan from them. In other words, the risk they put themselves under is fairly great because it is THEIR money. For this reason, hard money lenders charge high interest rates usually ranging anywhere from 12% to 20%. The terms they ask for can last 6 to 24 months depending on the lender.

If you have a bad credit score/history, then don’t worry. Hard money loans are for you and are there to help you fulfill your dreams of owning a home someday. It is a creative way of financing a home. To apply for a loan, you will be required to provide your W2’s and or tax returns, your most recent pay stubs, and bank statements. Just a precaution for if you decide to apply, make sure that you watch out for pre-payment penalties. They can hurt you if you are not careful. Be sure to be aware of them by talking to a hard money lender near you. One last piece of advice for those thinking about applying for one, move quickly through the process! Call them today and see if you can qualify for an Arizona hard money loan.


The differences between an Arizona hard money lender and a bank.

The differences between an Arizona hard money lender and a bank.


The differences between these two types of lending options are vastly different. I would bet that most of you are more familiar with a bank and the functions it provides than you are with a hard money lender. So let me give you a basic definition. An Arizona hard money lender is a company who lends money that is known as a specialized type of real estate.  Hard money lenders are individuals or companies who have a lot of money in store so they can lend out money to those who qualify for a loan. They are actually becoming quite popular. They are meant to be more short-term than long-term.

One of the main differences between a bank and a hard money lender is the guidelines and restrictions they put on their loans. Arizona hard money lenders typically charge higher interest rates (12%-20%) than banks do, while as banks tend to charge less. Also, hard money lenders offer anywhere from 6 months to 24 month loans depending on some key factors. keep in mind that not every hard money lender is the same, but rather they can vary slightly.

How to apply--Arizona hard money lender.


The process for applying for an hard money loan is quite easy, but it can be very tedious. The paperwork you will need to provide is your W2’s and or your tax returns, your most recent pay stubs, and your bank statements. One thing to remember when applying for a loan, the faster you can turn in the information, the quicker you can get approved. It would also be wise to avoid prepayment penalties at all costs. Be sure to ask you Arizona hard money lender any questions you stand unclear of whenever the opportunity presents itself.

If you think that you cannot qualify for a hard money loan because of your bad credit, think again! That’s right! Hard loans accepts those who fall into this category. They are also good for investors who do not have a lot of money and want to build up their equity. Find out more today about how you could apply for a hard  money loan by contacting a hard money lender local representative in your area.

What you need to know about Arizona Hard money.

What you need to know about Arizona Hard money.


For those of you who are unfamiliar about what “hard money” is, let me give you a basic definition. Hard money can be described as a certain type of loan that is given out to those who are in need of paying a mortgage or a piece of property. These loans differ from that of your typical bank loan. Often times you will hear money as being ‘hard’ or ‘soft.’ When you hear this, it means that soft money (loans) is easier to qualify for and the terms to that loan is much more flexible. Hard money is just the opposite. Arizona hard money is becoming quite popular for those who are qualified for these type of loans.

As I had mentioned before, Arizona hard money is a type of loan given to those who are in need of purchasing property or a home. But, where does this money come from? It comes from individuals who are not necessarily banks, but consider themselves a type of lending institution. Hard money is also referred to as “private money.”

Who qualifies for an Arizona hard money loan?


Not everyone can qualify for an Arizona hard money loan. Actually, it is quite difficult to qualify for because some hard money lenders post strict guidelines for those wanting to take out a loan from them. In other words, the risk they put themselves under is fairly great because it is THEIR money. For this reason, hard money lenders charge high interest rates usually ranging anywhere from 12% to 20%. The terms they ask for can last 6 to 24 months depending on the lender.

If you have a bad credit score/history, then don’t worry. Hard money loans are for you and are there to help you fulfill your dreams of owning a home someday. It is a creative way of financing a home. To apply for a loan, you will be asked to provide your W2’s and or tax returns, your most recent pay stubs, and bank statements. Just a precaution for if you decide to apply, make sure that you watch out for pre-payment penalties. They can hurt you if you are not careful. Be sure to be aware of them by talking to a hard money lender near you. Call them today and see if you can qualify for an Arizona hard money loan.

Arizona hard money can help you in ways unimaginable.

Arizona hard money can help you in ways unimaginable.


You can help dig yourself out of the financial hole you’re in by applying for Arizona hard money. The first thing you need to know about Arizona hard money is that it is not based on your own personal merits. Most Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. In fact, many lenders do not even look at your financial history! That means you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

One way to make a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

Why Arizona hard money?


Some people use Arizona hard money as a creative way to finance their home or property. While most think of the loan process as a way to get further into debt, sometimes both you and your lender can make a profit from hard money loans. Seem too good to be true? It’s really not.

Look at it this way, one method to make a profit from your loan is to make improvements to your house or property after you have purchased it with the money from the loan. Then you can sell it under market value and CHA-ING! You will have made profit! Remember, it takes money to make money, but in the end, the profit outweighs the temporary debt.

Arizona hard money lenders are anxious to help you fulfill your long lasting dreams. Once you have found that perfect house, or that car or truck you have always wanted to drive, please remember to give us a call. If your Arizona hard money lender loans you enough money to buy the property or foreclosed home, you can fix it up and sell it under market value. Voila! You’ve just made a profit without using a penny of your own money. Of course, it usually costs money to make money; but, in the end, the profit outweighs the temporary debt.

Whether you found a great deal on a home and are anxious to buy, or you are looking for a way to finance your property creatively.