tag:blogger.com,1999:blog-91382274355969204792024-03-27T13:53:58.846-07:00Learn To Be A Fix & Flip InvestorLearn to be a fix and flipper and make a lot of money as a Real Estate InvestorSetabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.comBlogger3201125tag:blogger.com,1999:blog-9138227435596920479.post-68054732506898546752024-03-27T13:53:00.001-07:002024-03-27T13:53:26.926-07:00Beat Diabetes Challenge Videos Available Now (at a discount price)!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.114445.1.c140245d4b27291619be8c1c3ca49948" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">Beat Diabetes in 6 Months! I am not planning on doing official challenges to BEAT DIABETES this year, but I am working hard on providing materials th</p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; text-align: left; font-size: 11px !important; max-width: 590px; border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;" width="590" cellpadding="0" cellspacing="0"> <tr> <td id="social_share_tweakers" class="ui_dark" align="right" style="text-align: right; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 8px; padding-bottom: 10px; padding-left: 0;"> <span style="display:inline-block;font-size:11px;" class="web-view"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:82px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1328.1.e5b5a19634d7e4d0d6af32f98e1d2c0e&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1328.1.e5b5a19634d7e4d0d6af32f98e1d2c0e&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Web Version</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1328.1.e5b5a19634d7e4d0d6af32f98e1d2c0e&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="><span style="color: #ffffff;font-size: 11px;">Web Version</span></a></span> </span> <span style="display:inline-block;font-size:11px;" class="forward-to"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:54px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1329.1.3b0c12c832c8afeda2a66aead6131699&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1329.1.3b0c12c832c8afeda2a66aead6131699&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Forward</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1329.1.3b0c12c832c8afeda2a66aead6131699&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxODAzMzA4NDUtMTQ1NjMwODgwNzEtMDgxMjVkMzdiMmNiNzE4MDU0NjFjNmI3MzVjNzg2NTdmMDA5MmM3ZSIsInt7ZW1haWxJZH19IjoiMTE0NDQ1In0="><span style="color: #ffffff;font-size: 11px;">Forward</span></a></span> </span> </td> </tr> </table> <table id="madmimi_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" class="borderless " style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none;"> <tr> <td id="madmimi_body_td" style="border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: #E7E6EB;" bgcolor="#E7E6EB"> <table id="subtle_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;" class="borderless "> <tr> <td style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_header" cellspacing="0" cellpadding="0" align="center" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr> <td id="madmimi_header_content" width="590" style="border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <img alt="Beat Diabetes template" src="https://cascade.madmimi.com/promotion_images/4675/1421/original/Beat_Diabetes_template.png?1711570550" width="590" height="138" style="border-radius: 4px 4px 0 0; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"> </td> </tr> </table> </td> </tr> <tr> <td style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Beat Diabetes in 6 Months!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">I am not planning on doing official challenges to BEAT DIABETES this year, but I am working hard on providing materials that will enable you to do just that. I have put together a series of videos that you can download that will give you the information aimed at helping you Beat Diabetes in 6 months. In this video series there are 32 videos which will give you the INFORMATION and the INSPIRATION to make the changes you need to make and bring your glucose levels back toward the normal range.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">These videos are available to watch on YouTube, but the problem with that is that I have over 600 videos posted on YouTube, and it is hard to wade through the most important and fundamental videos that a newly diagnosed diabetic desperately needs to see. By downloading this series, you can quickly get to the most relevant and foundational truths that you must know to be able to quickly and thoroughly defeat the monster of diabetes.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Yes, there is a cost to downloading these videos ($20 for now, $35 the standard price), but not only will this download enable you to get to the most important videos you need to see immediately, but I also give you permission to copy these files onto a flash drive and share them with a friend that may need this information.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This Beat Diabetes in Six Months series of videos is now offered at a $20 introductory price, but that price will change at the end of this week. On April 1 the price will go to $35. So get your copy now before the price goes up.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">In addition to downloading these videos, you can simply watch them as streaming videos on your phone, computer, or tablet. In addition to the "Beat Diabetes in 6 Months Challenge" series, I also offer two other extremely important and foundational video series: <br> 1) "<strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1330.1.ee6eeed2f98469a2e66f4f281cf4d66f">Diabetes Emergency Kit</a></strong>" These videos are for people who are panicking after just learning from the doctor that they have severe diabetes. <br> 2) <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1331.1.6246261f4c31b6bdc255b6631a2eb5cc">More Fundamentals of Beating Diabetes</a></strong> These are further videos which are so important I felt I needed to create a second series to further expand on the themes from the Diabetes Emergency Kit series. <br> To go to the page that contains more info and links to purchase this video, <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1332.1.f272f9e2d2c0d79182f74e6c3d652daa">CLICK ON THIS LINK</a></strong>.</p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">GO DIRECTLY - CLICK ON THESE PICS!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="302" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1333.1.6d5bf03578b64b87c755f3a32d152f73"><img src="https://cascade.madmimi.com/promotion_images/4674/7715/original/6_Months_Poster.jpg?1711561509" alt="6 Months Poster" width="302" height="447" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="294" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1334.1.ee283535d3d4df49b6e2cfdbfe4213f0"><img src="https://cascade.madmimi.com/promotion_images/4674/7732/original/DEK.jpg?1711561536" alt="DEK" width="294" height="416" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="481" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1335.1.285fca498dc86f4a84429b4faf7928c9"><img src="https://cascade.madmimi.com/promotion_images/4674/7751/original/More_Fundamentals_2.jpg?1711561575" alt="More Fundamentals 2" width="481" height="271" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1336.1.94deafa9035f284da31fa00dec1a1cf3"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1337.1.7a5a6d3def088467de30c2c76faf97e6"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1338.1.3e50d5dc7bd2482fe5eec63727798537"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1339.1.11de87db26412484a357c45c347e3bc6">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1340.1.92f892e8c220d6f9ccc41cff3dfdea84">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1341.1.ea6177911b3a2fe84d161d03c552c91b">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1342.1.97e1e4ffca5f9faf6d2b8341dbe4b3c1">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1343.1.961a976b9eb8881ba9bb599aeb52bfa8">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=114445.1344.1.6e8b7a638d9bb6809187c31d3cca9037">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; 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white-space: nowrap; -webkit-text-size-adjust: none; background-image: none !important;"> <tr> <td style="color: #E0FFFF; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 11px; text-align: center;" width="590" align="center"> <span style="line-height: 10px"> </span><br> <a class="mimi_powered_by" style="color: #E0FFFF; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 11px; text-decoration: none; display: block; padding-bottom: 20px;" href="https://madmimi.com/"> <span style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 12px; opacity: 0.75; color: #ffffff;">Powered by <em style="font-style: normal; text-decoration: underline; font-weight: bold;">Mad Mimi</em>®</span><!--[if gte mso 9]><br><![endif]--><span style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 12px; opacity: 0.25; color: #ffffff; display: block; line-height: 1.7;">A GoDaddy® company</span> </a> </td> </tr> </table> </td> </tr> </table> </div> <div id="madmimi_branding_funk" align="center" style="text-align: center; min-width: 630px;"> </div> </td> </tr> </table> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-42473784001840178072023-12-15T21:35:00.001-08:002023-12-15T21:35:13.252-08:00Transition Time is Coming!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.103526.1.8a1ed3c035a038be639d5eb620ee7ac9" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">TESTIMONIES! RECENT TESTIMONIES: -- I'm 65 years old two days ago. And for the past 3 months I've been watching your videos. Now my morning is 109 a</p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; text-align: left; font-size: 11px !important; max-width: 590px; 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font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1204.1.8c3d6562b1eff2e4dcbd95f06305d974&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzgyMTE2OTgtMTQ1NjMwODgwNzEtZjE3MjVjOTZjMDI2NDJhOTM5ZGYzZWVlZmE4OTFlNzQ0Y2NjYTE4MiIsInt7ZW1haWxJZH19IjoiMTAzNTI2In0="><span style="color: #ffffff;font-size: 11px;">Web Version</span></a></span> </span> <span style="display:inline-block;font-size:11px;" class="forward-to"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:54px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1205.1.46d0b4f862ed30b9e5032ec793db23a0&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzgyMTE2OTgtMTQ1NjMwODgwNzEtZjE3MjVjOTZjMDI2NDJhOTM5ZGYzZWVlZmE4OTFlNzQ0Y2NjYTE4MiIsInt7ZW1haWxJZH19IjoiMTAzNTI2In0="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1205.1.46d0b4f862ed30b9e5032ec793db23a0&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzgyMTE2OTgtMTQ1NjMwODgwNzEtZjE3MjVjOTZjMDI2NDJhOTM5ZGYzZWVlZmE4OTFlNzQ0Y2NjYTE4MiIsInt7ZW1haWxJZH19IjoiMTAzNTI2In0="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Forward</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1205.1.46d0b4f862ed30b9e5032ec793db23a0&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzgyMTE2OTgtMTQ1NjMwODgwNzEtZjE3MjVjOTZjMDI2NDJhOTM5ZGYzZWVlZmE4OTFlNzQ0Y2NjYTE4MiIsInt7ZW1haWxJZH19IjoiMTAzNTI2In0="><span style="color: #ffffff;font-size: 11px;">Forward</span></a></span> </span> </td> </tr> </table> <table id="madmimi_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" class="borderless " style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; 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border-spacing: 0; border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr> <td id="madmimi_header_content" width="590" style="border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <img alt="BD banner Dec 15" src="https://cascade.madmimi.com/promotion_images/4385/5860/original/BD_banner_Dec_15.jpg?1702703266" width="590" height="138" style="border-radius: 4px 4px 0 0; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"> </td> </tr> </table> </td> </tr> <tr> <td style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">TESTIMONIES!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/4085/3539/original/FEEDBACK.jpg?1694713751" alt="FEEDBACK" width="530" height="177" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"> RECENT TESTIMONIES:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I'm 65 years old two days ago. And for the past 3 months I've been watching your videos. Now my morning is 109 and 2 hours after my meal it's under 140. I exercise at least 3 times a week. I walk every day and I changed my diet. Thank you. God bless you and your wife. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Thanks Dennis! (I beat diabetes before Thanksgiving, because I was getting ready for surgery). </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Greetings from India, I'm following your diet advice even after lot of criticism. Now I'm fine. Grateful to you. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I'm 73 and remember very well when the low fat, no fat, fat free craze, like in crazy, came along. And right on the heels of that came the vegetarian, no meat craze. I wonder how many people were killed because of this? I fell for the vegetarian scam and was becoming quite ill. A1c rose to 6.3, blood pressure rising and weight gain. After my lab test came in, I went immediately to the grocery store and bought the healthiest, fattiest steak I could find, went very low carb clean keto. Haven't looked back. Six months later. A1c down 5.5, lower BP and lost the weight. Not looking back, I'm on a roll! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Fahrenheit invented the thermometer and said - 'if you don't measure something, you don't know much about it'- one needs to measure blood glucose for themselves to actually see what their food choices do to their own blood sugar numbers - get your own Mike the Meter and start to record the numbers...I suggested to a friend that she just become AWARE of the total carbs she was eating in a day - after six months her A1c went from 6.7 to 5.3 plus she lost a few pounds...never told her what to do, just asked her to become AWARE. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- By the grace of God my husband did it, he ate all fresh foods & vegies found in the market, with salt & pepper only as flavoring no more snacking. 4 eggs daily. In 2 months his glucose normalized. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I went down from 6.5 to 4.4… by exercise, intermittent fasting (8-16) and low carb food (100 grams of carbs a day) I never took any medicine…. I am 67 years old (1.80 mtr. tall) and try to keep my weight between 72-75 kg. Stay away from processed foods… </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I was diagnosed diabetic when I checked into the hospital for a severe UTI. They measured a blood glucose level of 509. I had gone low-carb a few weeks earlier, but it was too late. The doctor prescribed 2x 500mg Metformin per day. A1C was lower than I suspected - only 7.3. After just a few months on low-carb, 2 meals a day, and regular exercise, I quit the Metformin (I had cut the dose in half a few weeks prior). My blood glucose levels now average about 85, my A1C is back in the 5's, I've lost 50 of the 75 pounds I needed to lose, and the side effects of the Metformin are gone. This absolutely works if you do it right! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Your program works! I have been trying different methods for 20 years. Low carb and fasting is the only plan that has worked. I took up the challenge September 1, 2023. I had a check up last week, and my A1c was 5.5. Two yeas ago, it was 8.2 and there was talk of insulin. Typically, I have bacon and eggs for breakfast and soup and salad for lunch. Then, I do not have to eat for the rest of the day. Sunday morning, I have steak and 3 scrambled eggs at a local diner. I was over 200 pounds when diagnosed 25 years ago. By stopping snacking in the evening and cutting down on desserts, I had lost 40 pounds over ten years. Now I lost another 20 pounds. Thank you, brother! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I killed diabetes 2 by eating only: meat, dairy, salt, water, eggs, and seafood. My A1C in June was 6.6. Last week it was 5.6. I won!!!! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I have been following the low carb diet for 2 years and my bloods have generally stabilized in the normal range along with significant weight loss. Everything was coasting until a liver infection (minor) caused my normally stable glucose levels to perform erratically for 2-3 months. Went for a doc checkup and as part of a normal ultrasound, I was told I had a mild fatty liver. I praised God that if I hadn't gone low carb, my fatty liver might have been far worse. I also acknowledged that I had backslide a bit during the last few months, gorging on a lot of "keto snacks" such as keto cakes and beef jerky and a lot of "healthy fruits" such as blueberries etc. I decided to make 2 changes. First change was to try intermittent fasting, which means cutting breakfast and having my meals within the 1 pm - 9/10 pm window. I fast from 9/10 pm - 1 pm the next day (15-16 hours). Despite my restricted eating window, I didn't actually reduce my food intake. I merely compressed the eating window. (2) I increased my intake of green leafy vegetables, avocados and cheese and significantly reduced the "keto snacks". I also drastically reduced my fruit intake. I knew the fructose in fruits were bad, but I didn't think berries had that much fructose until i read it up online. Within 2 weeks, What happened to my body was nothing sort of a miracle. Not only have I lost a kilo, my blood sugars have dropped to new levels of normal. I was waking up to fasting levels of 4.3-4.8 mmol (prior to intermittent fasting, I was averaging 4.8-5.2), and my blood glucose throughout the day is stable at 5.1 - 5.8, with meal spikes never going above 7.1 mmol. Intermittent fasting, or time restricted eating - WORKS. The key is having the discipline to stick with the initial adjustment phase when you could feel some hunger. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- It was reading comments in the YT videos that encouraged me to try low carb. So many people writing about what happened to them, so I decided to try it seriously for 3 months. And it worked. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Thank you! In the past 21 months, I have completely reversed T2 diabetes, wicked arthritis, high blood pressure, massive brain fog, and on and on. I'm 75 and it is wonderful to have no diagnoses take no pills, and have excellent energy. What I eat -- zero sugar, zero carbs, zero starches, zero seed oils, zero fruits and veges. I only eat two meals a day -- meat, eggs, butter, salt, and water. I love this way of eating. It is very satiating and I eat all I want. As a bonus, it is less expensive than the SAD, faster and easier to prepare and cook, and easier to clean the kitchen. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- My A1C was from 6.8 to the 5.5 in 8 weeks with Keto diet. And I am happy with that. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- A year ago I was insulin resistant. No doctor I saw in person told me what to do. At the time, I found Dr. Berg on YouTube and he recommended fasting, 2 meals per day, low carbs and low sugar diet. It worked. This is the recipe to good health.</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Transition Time is Coming!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">It is time that we start thinking about how to transition into the eating pattern that we will be adopting for the rest of our lives. Our "phase 1" programs is nearly over, and starting with the new year it will be time for "Phase 2." Obviously this does not mean that you go back to eating junk, poison, and high carb meals. But there are some protocols that can be relaxed. Be sure and watch my video to be posted this next Tuesday, where I will talk about how to transition from PHASE 1 to PHASE 2!</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">This is Your "Homework!"</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This challenge is more than a way to eat. It involves gaining motivation to beat diabetes by hearing the truths that set diabetics free. You cannot afford to miss the recommended videos. So PLEASE, PLEASE take the time to watch these videos!</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1206.1.8d804185c9f6b2ca49c3b765e5c1f6f8"><img src="https://cascade.madmimi.com/promotion_images/4385/6089/original/000_Dropped_A1c_thumbnail_2_SMALL.jpg?1702704080" alt="000 Dropped A1c thumbnail 2 SMALL" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="507" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/3358/9027/original/Assigned_Vids_Graphic.png?1662244714" alt="Assigned Vids Graphic" width="507" height="113" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1207.1.8d7290ceaf5403b76caaf26384a55324"><strong style="font-weight: bold; vertical-align: baseline;">Diabetic Woman drops A1c 7+ points in 3-4 months! (Dennis)</strong></a> <br> <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1208.1.e79cb5c02609b67c1f29ba22f9e60e2e"><strong style="font-weight: bold; vertical-align: baseline;">Can eating crocodile, turtle, and kangaroo reverse diabetes? (Dr. Sinan)</strong></a></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1209.1.6cb708bec59765ba01850b530363ac07"><img src="https://cascade.madmimi.com/promotion_images/4332/1814/original/DECEMBER_MENU.jpg?1701408234" alt="DECEMBER MENU" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1210.1.417f5141b1407495435dfb36151a439a"><img src="https://cascade.madmimi.com/promotion_images/4235/7313/original/Month_3_Meals.jpg?1698900531" alt="Month 3 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1211.1.42b028498437d1effb0f3067eec745de"><img src="https://cascade.madmimi.com/promotion_images/4128/7171/original/Month_2_Meals.jpg?1695961316" alt="Month 2 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1212.1.edc3963a601e86f8ad0d72ef2171dc1e"><img src="https://cascade.madmimi.com/promotion_images/4057/3461/original/Month_1_Meals.jpg?1693430140" alt="Month 1 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1213.1.5ccfd424b37b49da4bbe45be9f2cac94"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1214.1.8f17fdfdd15152fb456c0633f5e6c2c4"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1215.1.6d95e9df5ab2e1e810ca666bb1febcdc"><img src="https://cascade.madmimi.com/promotion_images/3707/6461/original/Nigerian_Keto_Meals.jpg?1678225703" alt="Nigerian Keto Meals" width="530" height="335" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1216.1.7e6a146e1f37330ca9c75d07d2cfb527"><img src="https://cascade.madmimi.com/promotion_images/3707/6704/original/000_Vegan_Keto_for_Beginners.jpg?1678226071" alt="000 Vegan Keto for Beginners" width="530" height="286" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1217.1.6e3424c8bb1a3c4297e0790846116146"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1218.1.1647d536edf96782ddf9288af4af5ae3">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1219.1.6840e79d13e3ac88de667dd25c61f75e">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1220.1.124bf926a680582ce9c2796be4719e79">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1221.1.c98b947ee16b5c41890dcc11d477a4aa">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1222.1.7265a053b556513036063d35f577ad01">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=103526.1223.1.c9c8c42dd91b2a9f806492a8ccc84d17">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; 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display: block; line-height: 1.7;">A GoDaddy® company</span> </a> </td> </tr> </table> </td> </tr> </table> </div> <div id="madmimi_branding_funk" align="center" style="text-align: center; min-width: 630px;"> </div> </td> </tr> </table> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-45818066809216331392023-12-07T21:20:00.001-08:002023-12-07T21:20:56.345-08:00Keep Vigilant - Victory is At Hand!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.99108.1.105c8d1f935d527623b15c448121d425" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">TESTIMONIES! RECENT TESTIMONIES: --Started eating lower carb in June. At the start, I would count carbs and include a slice of bread or a small serv</p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; text-align: left; font-size: 11px !important; max-width: 590px; border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;" width="590" cellpadding="0" cellspacing="0"> <tr> <td id="social_share_tweakers" class="ui_dark" align="right" style="text-align: right; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 8px; padding-bottom: 10px; padding-left: 0;"> <span style="display:inline-block;font-size:11px;" class="web-view"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:82px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1159.1.2e8cae901bf7f32424eaad7f4a7ac82a&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1159.1.2e8cae901bf7f32424eaad7f4a7ac82a&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Web Version</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1159.1.2e8cae901bf7f32424eaad7f4a7ac82a&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="><span style="color: #ffffff;font-size: 11px;">Web Version</span></a></span> </span> <span style="display:inline-block;font-size:11px;" class="forward-to"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:54px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1160.1.68e957ef669a4a3479e1f7cb803a4e36&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1160.1.68e957ef669a4a3479e1f7cb803a4e36&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Forward</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1160.1.68e957ef669a4a3479e1f7cb803a4e36&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc5OTczMDQtMTQ1NjMwODgwNzEtYTg0ZjdhNDU5MWU3ZWViMWYyMjU3MjRiMzE5NjE2ZDAyMTU0YzAxZCIsInt7ZW1haWxJZH19IjoiOTkxMDgifQ=="><span style="color: #ffffff;font-size: 11px;">Forward</span></a></span> </span> </td> </tr> </table> <table id="madmimi_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" class="borderless " style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; 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margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">TESTIMONIES!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; 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border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/4085/3539/original/FEEDBACK.jpg?1694713751" alt="FEEDBACK" width="530" height="177" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"> RECENT TESTIMONIES:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--Started eating lower carb in June. At the start, I would count carbs and include a slice of bread or a small serving of pasta. As I started testing my blood sugar as you suggested, I found I had to remove the bread and pasta. My blood glucose downward trend results have been slower than what I see from many who have commented, but I've been diabetic for 20 years and I'm 71. Through this discovery process, I get better results eating 20 or less carbs a day. In June my A1c was 7.6. In September it was 6.7. On December 4, it was 6.0. I've also lost 35 pounds. Thank you for all the hard work and giving so many a path we didn't know about. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--Was having a dawn phenomenon for a good three months after changing my diet and doing time restricted eating but recently it broke and now down to 100 in the morning! Hang in there! This took many years to set in. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--Dennis, I want you to know you were the first channel I came across alittle over a year ago. Your channel was the steppingstone and the direction I used to reverse my diabetes. I took your challenge to reverse diabetes by Christmas 2022. My A1C went from 12.6 to 4.9 in 3 months. I just want to let you know that I talked about you in my video and just want to make sure you know that I did. Thank you for your channel Dennis, you are making a difference out there! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--I was diagnosed with diabetes on 09/01/2023 . My A1C was 8.6. I went for check up last week 11/27/2023. My A1C is now 6. After following KETO AND FAT DIET, plus intensive exercise after meals. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--I have reduced my AIC from 6.4 to 5.6 in 3 months by reducing eating of bread.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--I went from A1c of 10 to 7 to 6.7. Keto diet took me off of insulin. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--My type 2 mother took insulin because she was a "brittle." She died at 72, 15 years after diagnosis, went to dialysis 3 x a week and lost her sight and legs. So I conclude that the insulin really didn't take care of much. Dennis, you are absolutely right and if people will just do as you say, they can beat this awful disease. Keep preaching the word and keep telling people how to beat diabetes. Bless you! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--For me, it's best not to take anything. I'm very easily distracted, and I can go off course so easily. So I don't do cinnamon, berberine, AC vinegar, or a bag of whatever from Walmart. I focus on just one thing, low carb. (Two things if you want to consider Mike the meter.) I'm consistently under 95, which is so much better than my previous 280, and I feel fantastic. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--I was prediabetic. I calorie restricted and for meals ate simple, very low to no carbohydrates at times. Just got my blood work results and my A1C is now 5.4. My doctor didn't even ask how I did it. She was concerned with my cholesterol levels. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">--Though I couldn't be specific about the menus...I have stuck to low carb.... I am grateful to God for both of you and all the trouble you take to make healthy eating and sugar control possible. My HbA1c is down from 9 to 6.75.</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Keep Vigilant!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">As we approach the end of this challenge, I am sure a thought has come into your minds, which is: "This program is really not all that complicated." And you are right! It is not a complicated business to beat diabetes. A little knowledge, a little motivation, and BOOM, you are off to the races.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">It does, however, require persistent vigilance and determination. Diabetes is a crafty foe, and it has our tendency toward carb-addiction on its side. We must keep coming back to the fountain of the truths of the power of low-carb eating and intermittent fasting. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Keep in mind that on Christmas Day you are released from the two-meal limit. Go ahead and enjoy three meals this day, as you celebrate the birth of our Lord Jesus Christ. But do not use the holiday as an excuse to cheat and go off the rails with your diet. There are so many great-tasting keto meals and keto desserts, there is no reason (but laziness) to eat foods that you know are going to send your blood sugar into orbit!</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">This is Your "Homework!"</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This challenge is more than a way to eat. It involves gaining motivation to beat diabetes by hearing the truths that set diabetics free. You cannot afford to miss the recommended videos. So PLEASE, PLEASE take the time to watch these videos!</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1161.1.39319d3050a3eb78ff332efc8183611f"><img src="https://cascade.madmimi.com/promotion_images/4357/2367/original/Great_News_thumbnail.jpg?1702012323" alt="Great News thumbnail" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="507" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/3358/9027/original/Assigned_Vids_Graphic.png?1662244714" alt="Assigned Vids Graphic" width="507" height="113" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1162.1.abc27fd8d4b26beec0a7f0acd44b259e"><strong style="font-weight: bold; vertical-align: baseline;">Great News for Overweight Diabetics! (Dennis)</strong></a> <br> <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1163.1.ec01d658bb389022fe3ffae07561f1ec"><strong style="font-weight: bold; vertical-align: baseline;">How Sugar is Making Us Sick. (Documentary)</strong></a></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1164.1.02c9415cfcc4c4668a6d3f2c40260ee8"><img src="https://cascade.madmimi.com/promotion_images/4332/1814/original/DECEMBER_MENU.jpg?1701408234" alt="DECEMBER MENU" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1165.1.9b3ed32df750a76fc32f5c058cd30917"><img src="https://cascade.madmimi.com/promotion_images/4235/7313/original/Month_3_Meals.jpg?1698900531" alt="Month 3 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1166.1.a00efefc5e47020496e17ca100b9b37a"><img src="https://cascade.madmimi.com/promotion_images/4128/7171/original/Month_2_Meals.jpg?1695961316" alt="Month 2 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1167.1.128c5d7cf3d7e1c57fbd2cdeff0479c6"><img src="https://cascade.madmimi.com/promotion_images/4057/3461/original/Month_1_Meals.jpg?1693430140" alt="Month 1 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1168.1.f6de09adc5ab759491dd14add58f57b3"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1169.1.21e3c194a5deef653bbfb528a526aede"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1170.1.e7cc262796196fca67d5237a6e9b0693"><img src="https://cascade.madmimi.com/promotion_images/3707/6461/original/Nigerian_Keto_Meals.jpg?1678225703" alt="Nigerian Keto Meals" width="530" height="335" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1171.1.f4db6cf4412318feb4e77192717388d4"><img src="https://cascade.madmimi.com/promotion_images/3707/6704/original/000_Vegan_Keto_for_Beginners.jpg?1678226071" alt="000 Vegan Keto for Beginners" width="530" height="286" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1172.1.d7707e3c62c5602bcaf727cbe61fe3bb"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1173.1.a81269d534783c17fa5c755dd3fe4e48">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1174.1.639a6e6acbbba370fe89cc7691ec2b0b">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1175.1.752ba25d11ad8cac99a37318c9c165d7">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1176.1.cd339910fe92a66c01b60c76c349f060">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1177.1.e9d1afbcdddd9b6586e48ad6032f0ec8">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=99108.1178.1.bd760dd7c3eb4e20945fdc0da26e243c">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; 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Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 12px; opacity: 0.25; color: #ffffff; display: block; line-height: 1.7;">A GoDaddy® company</span> </a> </td> </tr> </table> </td> </tr> </table> </div> <div id="madmimi_branding_funk" align="center" style="text-align: center; min-width: 630px;"> </div> </td> </tr> </table> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-64120376215396133132023-12-07T11:43:00.001-08:002023-12-07T11:43:56.594-08:00😀4 Ways People Who Successfully Fix and Flip Arizona Properties Think Differently😎😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" 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<![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;text-align: center;">4 Ways People Who Successfully Fix and Flip Arizona Properties Think Differently</h1> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=4ed64c8c76&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> December 7 2023</div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <em>We were lucky enough to speak with Jenna Jacques, who specializes in <strong><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=8da98bee6d&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix and flip Arizona</a></strong> real estate properties. In this second part of a four-part series, we'll reveal some of her insights that led to her success.</em><br> <br> Just moments into the interview with Jenna Jacques, it became clear that she's not only a woman who profoundly comprehends what it takes to <strong>fix and flip Arizona</strong> properties successfully, but her persistence and unfailing optimism lend themselves well to the business. As a licensed realtor, she has more than 40 home sales under her belt this year, and they're a fair mix of traditional sales and houses she rehabbed. Ms. Jacques was kind enough to share some of her experiences with us so that newcomers to the trade can benefit from the knowledge.<br> <br> <strong>1. They plan and build a solid foundation before they start.</strong> "A person needs to know what they are getting into before they want to call themselves a flipper," Ms. Jacques explained. The process involves a lot, and you must prepare for each challenge. Before she began, she and her husband worked several jobs for over a year to build a cushion. Rather than paying for a gimmick or an online get-rich-quick scheme, she also took the initiative to learn the ins and outs of the industry independently.<br> <br> <strong>2. They don't settle for something because it appears to be a good deal. </strong>Throughout her years in the industry, the seasoned flipper has concluded that the best deals she finds on her own. She also advises people not to purchase a rehab property out of anxiousness but to wait for the right property and to do the necessary research to know it's a good deal before getting started.<br> <br> <strong>3. They know how to select reputable people to work with and protect themselves when even "reputable" associates fail.</strong> Even though Ms. Jacques is an open book, when asked about deals gone wrong, she acknowledged, "I had a wholesaler try to take advantage of me and go behind my back to make a quick buck." While the loss would have been costly, her experience and expertise paid off, and she could take the steps necessary to protect herself. Ms. Jacques added, "In this industry, you have to be able to stand up for yourself and not be defeated."<br> <br> <strong>4. They're prepared to be the last man (or woman) standing.</strong> Unfortunately, it isn't easy to find reputable and trustworthy people to work with, and even people who <strong>fix and flip Arizona</strong> properties regularly hold the bag at the end of the day. "I have been through so many painters and people who only half finish the job," explained Ms. Jacques, "but at the end of the day, you have to have the backbone to just keep on at it."<br> <em>You Can Make Your Dreams Come True, </em><br> <br> <em>Even if You Don't Have a Background in Fix and Flip Arizona Real Estate</em> <br> <br> <span style="font-size:12px">Ms. Jacques' story is truly inspirational for those who are considering trying to <strong><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=8da98bee6d&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix and flip Arizona</a></strong> properties. Her humble beginnings prove that anyone with the right attitude can succeed. Like so many others, she has always had an interest in home rehabs and relishes exploring the before and after photos produced by experts in the industry. Though she held two master's degrees, they were in nursing and administration, so she pursued nursing as her career and only dabbled in real estate for several years. Ms. Jacques explained that the primary catalyst in her decision to begin rehabbing homes came when one of her twin daughters was diagnosed with a sensory processing disorder. Her nursing administration position couldn't accommodate the time she needed to take off work for appointments, and despite having medical insurance, bills began mounting. "This is when I decided we would take the risk and hope for the best," she continued. "What else could a parent do in a situation like this?" Of course, Ms. Jacques isn't just taking care of her family and making her dreams come true; her expertise has enabled her to improve many people's lives, as can easily be seen by <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=49075485fd&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">her perfect five-star rating on Zillow</a>.<br> Resilience also goes a long way to becoming successful with fix and flip Arizona properties.<br> <br> While "resilience" seems to be today's buzzword, it sincerely applies here. The passion for the business that Jenna Jacques conveys is contagious, though listening closer to her stories, you're sure to catch an underlying theme. Each time she faces adversity, she's prepared and bounces back. If you can capture her spirit and enthusiasm for the business, you, too, might have a future in home rehabs.<br> <br> Want to learn more about Jenna Jacques or get in touch with her? Visit her on <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=93b154a07f&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Facebook</a> .</span> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;"><span style="font-size:14px"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=d46c631898&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></span></h1> <div style="text-align: left;"> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=d46c631898&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=5c21664908&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-65323002595168521452023-11-30T21:29:00.001-08:002023-11-30T21:29:54.703-08:00The Final Lap!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.95545.1.c99335a78a09b008732c1272410e43d3" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">TESTIMONIES! RECENT TESTIMONIES: …your recommendations about things like how to test specific foods for blood glucose impact that seem to be helping</p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; 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font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1135.1.d761408abd49aa6bed1815035d385f0c&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc4MDk2NjYtMTQ1NjMwODgwNzEtYWNiMjRlNDAxODdkYTg2MWZlMGViNGY2ZmM4MmQwMmNlMzY0NjExYSIsInt7ZW1haWxJZH19IjoiOTU1NDUifQ=="><span style="color: #ffffff;font-size: 11px;">Web Version</span></a></span> </span> <span style="display:inline-block;font-size:11px;" class="forward-to"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:54px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1136.1.cea92120fa7d302b5a34bd00705e917d&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc4MDk2NjYtMTQ1NjMwODgwNzEtYWNiMjRlNDAxODdkYTg2MWZlMGViNGY2ZmM4MmQwMmNlMzY0NjExYSIsInt7ZW1haWxJZH19IjoiOTU1NDUifQ=="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1136.1.cea92120fa7d302b5a34bd00705e917d&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzc4MDk2NjYtMTQ1NjMwODgwNzEtYWNiMjRlNDAxODdkYTg2MWZlMGViNGY2ZmM4MmQwMmNlMzY0NjExYSIsInt7ZW1haWxJZH19IjoiOTU1NDUifQ=="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Forward</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; 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margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">TESTIMONIES!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/4085/3539/original/FEEDBACK.jpg?1694713751" alt="FEEDBACK" width="530" height="177" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"> RECENT TESTIMONIES:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">…your recommendations about things like how to test specific foods for blood glucose impact that seem to be helping me so much! And so it's helped me to feel like I actually CAN figure this all out! In fact, I just got my lowest out of bed reading in months (96) and after eating breakfast I've got my timers set. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">I started going on a diet about six months ago after my blood levels were too high. I had pretty high cholesterol and glucose levels. I was pre-diabetic so I went on a diet, my diet I lost 45 pounds by eating less carbohydrates and saturated fats and eating better nutritional whole foods, because of that my blood levels improved very much. Six months ago my total cholesterol was 252 and now it's 195. My triglycerides were 131 and now it's 72 my LDL was 181 and now it's 135 my A-1 C was 5.7 and now it's 5.1. Thank you for the inspiration! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">(Comment left under our low-carb pumpkin pie video) Dennis my glucose reading was 96 before I ate this pie 1hr-15 min later my reading was 74 this is now my favorite dessert. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Your videos are very helpful. Helped reduce A1C from 10 down to 6. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Mr. Dennis, you have been the most helpful and the most valuable person to me in this diabetes journey I'm in since 2009. I can't thank you enough! With the help of God, who grants me the will power I lacked, and your wonderful videos, my A1C just keeps lowering, little by little, but with a huge difference. From 10.9 to 6.6 and counting. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">My A1C went 6.3 to 5.2, total cholesterol 5.8 to 4.6 in 7 short months. That included 70 lbs lost at that time. 4 months later it's 20 pounds less with no updated bloodwork. The conclusion: We're accountable for our Life Quality/longevity etc… My Reversed Adaptations started with Jason Fung, Sten Ekberg, Dr. Mindy and this channel. The debt of gratitude isn't returnable. These are my Mount Rushmore faces. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Love these videos! You definitely gave me hope and now I'm off all my diabetic meds. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">These testimonials are great - by going low carb I have had similar results. In 7 months, I went from an A1c of 12.7 to 5.4. I also feel better than I have in many years. It will be interesting to see what the endocrinologist says when I have my follow up in a couple weeks. For those newly diagnosed - you can do it too! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">I wasted a year following Fuhrman's protocol. It did not get me off a single med or change any number to show metabolic improvement. Without a processed protein supplement, I firmly believe it is impossible to be plant based and get enough protein without ingesting way too many carbs for anyone to be healthy. It only took 9 months after starting keto to get rid of all meds, get rid of fatty liver increase ejection fraction 11% and lower A1C from 6.3 range to 5.2 range. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Hi Dennis…. I was diagnosed with diabetes 2 years ago. I was on meds for almost one and a half years, I then started doing my own research as I was fed up of my doctor telling me she may increase the meds every three months. I was trying my best to loose weight but my last straw was when the doctor said at your next appointment I will put you on another tablet and that'll keep the sugar under control but you may put on some weight. I told her that I was struggling to loose weight since it'll help with my diabetes and then if the new medicine is going to make me gain weight that's very upsetting. She just basically ignored that comment of mine. I came away very upset and very angry. That night I found your channel and Dennis its been 6 months. I did all my blood test a couple of days ago, and low and behold, my A1C was 5.4. I expected to be pre diabetic; I never expected to crush diabetes in 6 months. When I was diagnosed I was 7.6. My friends and family are flabbergasted. I have so much more to say but this is a long msg. I thank God for you Dennis. You remind me of my papa, I'm from Sri Lanka.</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">The Last Lap!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">We are now a little more than 3 weeks away from Christmas. You might say you are now on the last lap of this challenge. I hope you have been faithful to the guidelines. If so, most of you should be seeing significant improvement already. And there is no reason you cannot see even more improvement.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">I want to hear from you! Email me at (grace@spiritofgrace.org) and let me know how things are going. Remember to do some of these 5-test averages at least one day per month and plug the average into the A1c calculator shown at the bottom of this email. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">If you slipped a bit over Thanksgiving - pick yourself up, and get back on the Low-carb wagon. Stay true to your two meals a day, and avoid snacks. Victory is within your grasp!</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">This is Your "Homework!"</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This challenge is more than a way to eat. It involves gaining motivation to beat diabetes by hearing the truths that set diabetics free. You cannot afford to miss the recommended videos. So PLEASE, PLEASE take the time to watch these videos!</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1137.1.cee0228312595311218ae16da97842b3"><img src="https://cascade.madmimi.com/promotion_images/4332/1411/original/000_Alan_Intvw_SMALL.jpg?1701407132" alt="000 Alan Intvw SMALL" width="530" height="297" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="507" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/3358/9027/original/Assigned_Vids_Graphic.png?1662244714" alt="Assigned Vids Graphic" width="507" height="113" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1138.1.6dff57e715a03cfa99ad8956bac95e6d"><strong style="font-weight: bold; vertical-align: baseline;">This Man Dropped His A1c 7 Points! (Dennis)</strong></a> <br> <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1139.1.eacd9103c43febe61fd1cdb00798469b"><strong style="font-weight: bold; vertical-align: baseline;">Bloodwork After 1 Year on Keto (Living Traditions Homestead)</strong></a></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1140.1.e8c11ba1d4b6defd13f11c46733f0283"><img src="https://cascade.madmimi.com/promotion_images/4332/1814/original/DECEMBER_MENU.jpg?1701408234" alt="DECEMBER MENU" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1141.1.be5d2bf9288cea8fb72eccca766d1065"><img src="https://cascade.madmimi.com/promotion_images/4235/7313/original/Month_3_Meals.jpg?1698900531" alt="Month 3 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1142.1.74bc125efccd8f6dab9fabb2800c65ac"><img src="https://cascade.madmimi.com/promotion_images/4128/7171/original/Month_2_Meals.jpg?1695961316" alt="Month 2 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1143.1.6330c9e8e7cca60a6534bf5f8604bbb0"><img src="https://cascade.madmimi.com/promotion_images/4057/3461/original/Month_1_Meals.jpg?1693430140" alt="Month 1 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1144.1.b934750a0eb46b7c6ee74bcdaf9a58c9"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1145.1.e95f89cb46506a9ffe5115fa3bc78094"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1146.1.bb754d3476a779dbd7c1d5520aaca9ed"><img src="https://cascade.madmimi.com/promotion_images/3707/6461/original/Nigerian_Keto_Meals.jpg?1678225703" alt="Nigerian Keto Meals" width="530" height="335" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1147.1.6df9cfa58566039465f826516d27508b"><img src="https://cascade.madmimi.com/promotion_images/3707/6704/original/000_Vegan_Keto_for_Beginners.jpg?1678226071" alt="000 Vegan Keto for Beginners" width="530" height="286" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1148.1.3442dd0f4f5e8128ef57978334d3f1f0"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1149.1.71883a022b324a06157bc28e56d110f7">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1150.1.641faf5ce9a2b21c9d5c0d10b4de90ab">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1151.1.ae4ed2a0c892139f0f7ae42c746ce3cd">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1152.1.2739177c5c549c01d9d41613084b09df">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1153.1.0332d93fc357d21c66c170b647f84e08">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=95545.1154.1.98d7a617d1066467d0027e12fd688912">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; 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display: block; line-height: 1.7;">A GoDaddy® company</span> </a> </td> </tr> </table> </td> </tr> </table> </div> <div id="madmimi_branding_funk" align="center" style="text-align: center; min-width: 630px;"> </div> </td> </tr> </table> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-41020819039688055992023-11-26T23:30:00.001-08:002023-11-26T23:30:32.438-08:00😀Options For Buying A Home With Bad Credit Mortgage 😎😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;">Can You Buy A House With Bad Credit in Arizona? </h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=af7ef22c50&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">The thought of buying a house can be overwhelming. Starting the home buying process by <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=61d4b4ae12&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">buying a home with bad credit</a> can make it seem nearly impossible to get a loan, but did you know there's such a thing as a <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=a77130d6e3&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">bad credit home loan</a>? Your credit might not be as much of a roadblock as you think.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">In this post, we'll talk about <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=19a0056f02&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">buying a house with bad credit in Arizona</a>, understanding your credit score, how to qualify for a mortgage, and increasing your score quickly.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">What Do Mortgage Lenders Consider A Bad Credit Score?</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Most borrowers don't know this, but many lenders don't require a specific minimum credit score to buy a house. The catch-22 is that a conventional mortgage lender is free to set their requirements regarding your credit score. Although government-backed loans give mortgage lenders some peace of mind, they still have credit score requirements, even if they are usually much lower.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">If you have a credit score lower than 500, you might find getting a mortgage a bit hard and will probably need to focus on increasing your score first.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Can You Buy A <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=61d4b4ae12&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">House With Bad Credit</a>?</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">When it comes to the actual number, anything less than a 670 FICO® Score is considered "bad" or "subprime," according to <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=789d328634&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Experian™</a>, one of the three main credit bureaus. More specifically, a fair score is 580 to 669, while a poor score is 300 to 579. The thing about having poor credit is that it's not the same as someone else's bad credit.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">No two situations are the same, and outside of your actual score, lenders will also be looking at things like:</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">How much the borrower has available for a down payment</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">The borrower's overall amount of debt</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">How much income does the borrower earn</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">If the borrower has any debts in collections</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Cash is your best friend when you have bad credit, and the more of it you have to use toward a down payment, the better. Your credit score might only qualify you for a specific mortgage loan amount. If you can cover the difference with cash, you can still afford the home you want.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">The lender you end up with will also play a factor because all lenders will have different requirements. While you can get a bad credit loan, you must be prepared to pay a higher monthly mortgage due to higher interest rates.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Don't forget, if you purchase a home with bad credit, you can permanently repair your credit and <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=b03a41d559&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">refinance your mortgage</a> for much better loan terms later on.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=0ce2475043&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=0ce2475043&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=7a13688582&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-68638231793235722792023-11-19T23:30:00.001-08:002023-11-19T23:30:33.222-08:00😀Options For Buying A Home With Bad Credit Mortgage 😎😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;">Can You Buy A House With Bad Credit in Arizona? </h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=b36bc6419a&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <h2 style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 18px;font-style: italic;font-weight: normal;line-height: 125%;letter-spacing: normal;text-align: left;"><em>The best home loan option with bad credit depends on how low your score is. If your score is below 600, you probably should look into an FHA loan or VA loan.</em></h2> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Of course, the best option is to work on <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1722d57c14&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">repairing your credit score before you submit a mortgage application</a>. While this is not the answer borrowers want to read or hear, it's the most practical and can save you thousands in interest payments. Not only will you have more mortgage options, but you might be able to get your loan with a lower income requirement and down payment.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Of course, as stated above, if you have a score of 500 or below, you probably won't be able to do anything except wait until you increase it. Also, if you're looking to <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=169f562142&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">buy a house with a bankruptcy</a> on your credit, you will need to wait at least 2 years before a lender will start considering you for <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=cd79d06683&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">a new mortgage with bad credit.</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><em>You can take the necessary steps to grow your score by understanding the following:</em></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Payment history</strong>: Your payment history is responsible for 35% of your score. This is the main reason people are continually saying "pay your bills on time" regarding your credit score.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Credit utilization:</strong> The amount of credit you are currently using is also known as your credit utilization and is responsible for 30% of your score. The more credit you're using, the higher your credit utilization, and the lower your score can become. It would help if you looked to keep your total credit usage under 30%.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Age of credit history:</strong> This is most often referred to as your "average age of accounts" and is one of the few factors you have almost no control over. Your credit history is basically the age of your oldest credit account, new credit accounts, and the average ages of all the accounts on your credit report. The length of your credit history makes up 15% of your score.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Credit mix/types of credit:</strong> When you look at your report, you'll notice that there are a few different types of credit on your report. Those can be revolving credit (like credit cards) or installment loans (like car loans or personal loans). Having a mix of credit is a good thing for your score, and it is responsible for 10% of it.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Amount of new credit: Having an account less than 6 months old is usually considered having new credit. Your score will be impacted whenever you add a new account because it will give you a hard inquiry and decrease your average age of accounts. Be mindful when applying for new credit as it contributes to 10% of your overall score.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">Increase Your Available Credit</h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Once you get a better handle on things and have started improving your score, increasing your available credit can help raise it a little faster. You can do this by either paying down balances or making a credit limit increase request. This effort helps increase your credit score because you will decrease your credit utilization, which is a huge factor in determining your score. Remember, it's best to have a higher <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2a66ced2e3&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">credit score to buy a house</a> and apply for mortgages.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">And guess what: Most credit card companies allow you to request as many increases as you like without it causing a hard pull on your credit.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">Add New Accounts (In Bulk)</h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Adding new accounts also means you'll be increasing available credit and increasing your overall credit mix. Doing this in bulk is even better because it puts everything in the same time frame. Your inquiries will all fall off on the same day, any new accounts will age together, and you'll add more available credit to your report.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">This change also allows you to establish an even stronger payment history on your credit report. It usually takes less than 30 – 45 days to see the effects of adding bulk, new accounts to your report.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">Pay For Deletions</h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">One of the worst items you can have on your credit report is a collection. Collections show lenders that you owe money to someone and have not attempted to pay it back.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Even if you pay the collection off, it can remain on your report as "Paid," which is better than having an outstanding collection. However, the best result which will help even more is to request the items be deleted from your credit report if you make a late payment.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Before making a payment for deletions, make sure you get the transaction in writing. It will be like you never received that collection, thus increasing your credit score and giving lenders one less reason to decline you.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">Stay Away From Hard Credit Inquiries</h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">While getting an insurance quote won't affect your credit score, applying for any type of new credit will. Having too many hard inquiries on your credit is not a good thing.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">When applying for any type of financial transaction that requires a credit pull, always check if it's a hard or soft pull. Avoid doing anything requiring a hard pull close to when you apply for a mortgage.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">Find A Co-signer</h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Depending on your mortgage, you may be able to qualify for a home loan with a co-signer. This addition can help bump you over the credit threshold as the co-signers income and assets will be considered along with yours. You may also qualify for a larger loan amount with a co-signer, even with bad credit, which can give you a bigger budget when shopping for a home.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">In most cases, a co-signer will only help lower your <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=7c076ab3bf&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">debt-to-income ratio</a>, which by itself helps with qualification. Another person's income and assets will make it easier for you to afford for a higher monthly mortgage payment. Most of the time, the lowest median credit score of all borrowers on the loan is the one that counts. However, if multiple borrowers are getting a loan backed by Fannie Mae, the guidelines allow for lenders to average the median scores of the borrowers. This can mean the difference between qualifying or not getting the loan.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">For example, if you have a median credit score of 580 and your co-signer has a score of 720, you couldn't qualify with both incomes until recently. Now Fannie Mae policy, in many instances, is to average the scores, coming out at 650. You can get a loan.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">It's important to note that for the purposes of determining your interest rate and mortgage insurance cost, the lowest median score is still used, so your rate may be slightly higher. Additionally, the averaging of credit scores doesn't apply to every loan option. We encourage you to speak with your Home Loan Expert.</p> <h3 style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;">The Bottom Line On <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2a66ced2e3&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Bad Credit Home Loans</a></h3> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=bdf3ca3c6c&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Applying for a home loan Having bad credit</a> doesn't mean you can't enjoy the benefits of homeownership. Instead, it might just require additional research when looking for financing.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">With a loan backed by the government like an FHA loan, you can qualify for a mortgage even with a 500 credit score. It might be tempting to buy a home as soon as possible, but it's better to take the time to assess available options and interest rates while you <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=bdf3ca3c6c&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">start shopping for a loan</a>.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=7120c65c85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=7120c65c85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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border-top:1px solid #E5E5E5;"> <tr> <td align="center" valign="top" style="padding-top:20px; padding-bottom:20px;"> <table border="0" cellpadding="0" cellspacing="0" id="canspamBar"> <tr> <td align="center" valign="top" style="color:#606060; font-family:Helvetica, Arial, sans-serif; font-size:11px; line-height:150%; padding-right:20px; padding-bottom:5px; padding-left:20px; text-align:center;"> This email was sent to <a href="mailto:level4funding.p2all@blogger.com" target="_blank" style="color:#404040 !important;">level4funding.p2all@blogger.com</a> <br /> <a href="https://dennislove.us11.list-manage.com/about?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4e99d564bd" target="_blank" style="color:#404040 !important;"><em>why did I get this?</em></a> <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4e99d564bd" style="color:#404040 !important;">unsubscribe from this list</a> <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4e99d564bd" style="color:#404040 !important;">update subscription preferences</a> <br /> Level 4 Funding LLC · 26601 N 19th Ave Suite 112 · Phoenix, AZ 85027 · USA <br /> <br /> </td> </tr> </table> </td> </tr> </table> <style type="text/css"> @media only screen and (max-width: 480px){ table#canspamBar td{font-size:14px !important;} table#canspamBar td a{display:block !important; margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=4e99d564bd&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-13660220932453385512023-11-16T22:01:00.001-08:002023-11-16T22:01:39.445-08:00Have a Blessed Thanksgiving!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.91274.1.f43102d24e6e4cc16e1d2271f8672e36" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">TESTIMONIES! TESTIMONIES FROM THE LAST WEEK: On August 30, during a routine visit to my PCP, I was diagnosed with T2D with an A1C of 7. As I researc</p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; text-align: left; font-size: 11px !important; max-width: 590px; border-collapse: collapse; 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margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">TESTIMONIES!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/4085/3539/original/FEEDBACK.jpg?1694713751" alt="FEEDBACK" width="530" height="177" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"> TESTIMONIES FROM THE LAST WEEK:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">On August 30, during a routine visit to my PCP, I was diagnosed with T2D with an A1C of 7. As I researched on what to do and/or not do, I came across your channel on YouTube. I embraced your suggestions and practiced them. In 7 weeks, my A1C as at October 18 was 6.2, and to date, I have lost 30 pounds!!! I know I am not there yet but to me, it is an encouraging start to a lifestyle for great health!</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Thank for guidance &inspiration . . . am at 5. 7 A1c &lost 55 lbs. (from 275 to 220 = 20% weight loss) thanks to your inspiration/info . . . hardest part is the endo & GP that I work with are clueless even though in their 30's &40s . . . 70 year-old male in San Fran </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">I've been practicing the keto way as you described here for 6 months. My a1c was 6.3 with fasting glucose of 136. Triglycerides had zoomed up to 189. I had gained weight during the big C event and felt like a dog. This week I tested at 5.5, fasting glucose at 99. Triglycerides fell more than double, back to normal weight. I'm not where I want to be with my glucose and a1c, but I will get there. I no longer live to eat but eat to live. It matters. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Dennis, sharing that it's been 11 weeks since my T2D diagnosis. I had suicidal thoughts and felt defeated till I came across your YouTube. My A1C in August was 12.3, as of November 8th it is now 6.8. Big thanks to YOUR guidance! I take 1000- 2000mg Metformin per day. I switched to a ketogenic diet and OMAD. I have a bit more to go to reduce my A1C further, but I'm motivated and hopeful!! Thank you so much! You are saving lives in so many ways!! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">An endocrinologist told me that I would never lose a lot of weight because of having poly cystic ovarian syndrome. By eating low carb and fasting, I have lost 24 lbs in 3 months. I was told that being insulin resistant, I would only cure this by having surgery. Your message has helped me control my glucose. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">My 70 yr old grandma was told diabetes at 69 yrs old and 220 lbs. AIC was off charts, she found out in hospital. GOD let her find you. She stopped 99% carbs. She ate 2 meals daily, she never drank booze, sodapop, not much on candy… Now her A1C is down in 5 range. She weighs 148. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Thank you for making known all the diabetes information...the how too go about it! As you both know all too well the internet is information overloaded. I came across you, but I did not stay put long enough to know this is the best place to start and stay. Thank THE LORD HE brought me back to you! I just want to acknowledge all your help! A year ago I was an 8 A1C; now I'm down to 5.9. Many Thanks with much appreciation!!! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">I Beat Diabetes By Following Your Video::: On 07/09/2023 Fasting Blood Glucose Was 231 With Oral Hypoglymics, Which I Gradually Tapered Down To Zero & Then Took A Fasting Glucose Test On 04/11/2023 & Got 130! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Good morning Dennis I lowered my Type 2 diabetes from 7.3 to 5.9, thanks to you and my doctor. Very happy. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Started at 8.3 A1C in Nov 2022 ..... went down to 6.0 in Feb 2023..... then down to 5.7 in July 2023, now a year later in Nov 2023 bloodwork came back with 5.1 A1C thanks to following the info on your channel Mr. Pollock and others Dr. Fung, Dr. Boz, Dr. Hansen, Dr. Berg and Dr. Berry! You all are my go-to in order to keep motivated. Looking to get an A1C of 4.9 or lower with next check-up. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">In the last 8 months I have dropped 87 pounds and exercise 5 days a week eating a Keto diet. My A1C dropped from 9.4 to 4.2. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">After finding out I had diabetes (same time I had a 3x heart bypass) it took me over a year to convince myself I could eat that fat without harming my rebuilt heart. 6+ years later this now 76 year old guy is still working and enjoying life AND healthy much to the chagrin of my pcp who thinks my way of eating is terrible.</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Have a Blessed Thanksgiving - And Don't Cheat (too much)!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Thanksgiving is Coming! Take a break from your 2 meals a day plan, and enjoy 3 meals on Thanksgiving. But make sure they are at least relatively low carb. There are so many low carb keto desserts, there is no reason to eat a regular sugary dessert.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Check out this video by Benedicta and me, on how to make a delicious, low-carb pumpkin pie. And remember, whipped cream has very few carbs, and is allowed on a low carb diet.</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1092.1.549960c47c97cf18320793368981b796">Den & Ben's Low-carb Pumpkin Pie Video</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">This is Your "Homework!"</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This challenge is more than a way to eat. It involves gaining motivation to beat diabetes by hearing the truths that set diabetics free. You cannot afford to miss the recommended videos. So PLEASE, PLEASE take the time to watch these videos!</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1093.1.0c273b8bc9007dccc8de472c64111a23"><img src="https://cascade.madmimi.com/promotion_images/4289/0704/original/000_HurdleSMALL.jpg?1700200111" alt="000 HurdleSMALL" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="507" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/3358/9027/original/Assigned_Vids_Graphic.png?1662244714" alt="Assigned Vids Graphic" width="507" height="113" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1094.1.ac5f7e783c0b4047534e42d6a1d4402f"><strong style="font-weight: bold; vertical-align: baseline;">Jump this Hurdle (Dennis)</strong></a> <br> <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1095.1.c208846b4a45fae3f932aa730abcc0b3"><strong style="font-weight: bold; vertical-align: baseline;">Naturally Reverse Insulin Resistance (Dr Jason Fung)</strong></a></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1096.1.8cc1c86a7c9d83bd37b34eb5bb1f608d"><img src="https://cascade.madmimi.com/promotion_images/4235/7313/original/Month_3_Meals.jpg?1698900531" alt="Month 3 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1097.1.8040be7249f3dc26c9950a820bf437be"><img src="https://cascade.madmimi.com/promotion_images/4128/7171/original/Month_2_Meals.jpg?1695961316" alt="Month 2 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1098.1.43471290c66c645e85e81df979faf8ef"><img src="https://cascade.madmimi.com/promotion_images/4057/3461/original/Month_1_Meals.jpg?1693430140" alt="Month 1 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1099.1.2fd39d74943f1cdb99d954088d6bd95a"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1100.1.677ab78fa8299134392b1f5197cc9c88"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1101.1.e034b4d5fb5f9900e3182c4eecb75686"><img src="https://cascade.madmimi.com/promotion_images/3707/6461/original/Nigerian_Keto_Meals.jpg?1678225703" alt="Nigerian Keto Meals" width="530" height="335" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1102.1.d13561181cba953c12d9a62ac0e225d7"><img src="https://cascade.madmimi.com/promotion_images/3707/6704/original/000_Vegan_Keto_for_Beginners.jpg?1678226071" alt="000 Vegan Keto for Beginners" width="530" height="286" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1103.1.b615531b8b7b8e4ec8f9f3ebaa6c47e0"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1104.1.2dae0212847e290f349864e0a40746bc">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1105.1.eb874c487b5868dd70a211801c389f91">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1106.1.f9e68dc2229a1141a1d0cad24818d94c">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1107.1.482b674967ec0adc966dd5e27f029bde">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1108.1.bd38002c53b4d3521b3f99f6c60713d4">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=91274.1109.1.c43a77c15b6e27d767cb6410f8358c20">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 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9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;">Can You Buy A House With Bad Credit in Arizona? </h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=ef67c281bf&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">It is entirely possible to <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=63b3460281&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">buy a house with bad credit In Arizona</a>. If for nothing else, credit reports are essentially a measure to suggest how likely a borrower is to pay their debts back—not a binary indicator of whether someone qualifies for a mortgage. That said, better rates and opportunities are awarded to those with higher scores.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Learning how to <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=c209c94c49&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">buy a house with bad credit</a> starts with undersigning what your current credit score is worth in the eyes of lenders. Here's a general scale of what borrowers can expect to receive concerning their current FICO Score:</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Less than 580</strong>: Theoretically, borrowers may qualify for a loan with a FICO score lower than 580 (down to 500). However, any borrowers with a FICO score between 500 and 579 will be limited to FHA loans. Since borrowers with a score lower than 580 represent the most significant risk to lenders, the Federal Housing Administration will require their loans to be insured. In addition, to qualify for an FHA loan, borrowers must put down at least 10% and pay off any unpaid collections and judgments.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>580 – 669: </strong>Borrowers with a FICO Score between 580 and 669 may also qualify for an FHA loan but won't necessarily have to put as much money upfront. Mo borrowers in this range may qualify for an FHA loan with as little as 3.5% down. Perhaps even more importantly—for some—this is the range that qualifies borrowers for loans guaranteed by the Department of Veterans Affairs (VA loans). This is also the range borrowers may be able to apply for a conventional loan (if they meet other requirements).</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>670 – 739</strong>: Borrowers with a FICO Score between 670 and 739 may apply for conventional loans. Since they represent less risk than the previous categories, borrowers with a credit score in this area will have more options.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>740 – 799: </strong>Borrowers who fall under this category are considered to have a very good credit score, which means lenders are more willing to extend them more credit at a better rate.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><strong>Eight hundred or more:</strong> Anyone with a credit score of 800 or more represents the least amount of risk to lenders. Since borrowers in the category are the most likely to pay back their debts without defaulting, lenders and banks are more willing to extend larger amounts of credit at their most competitive rates.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=e7632043fc&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Home loans for bad credit</a> holders do exist. However, the better the credit score, the more opportunities borrowers will gain access to</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=171a9ae7f0&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=171a9ae7f0&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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border-top:1px solid #E5E5E5;"> <tr> <td align="center" valign="top" style="padding-top:20px; padding-bottom:20px;"> <table border="0" cellpadding="0" cellspacing="0" id="canspamBar"> <tr> <td align="center" valign="top" style="color:#606060; font-family:Helvetica, Arial, sans-serif; font-size:11px; line-height:150%; padding-right:20px; padding-bottom:5px; padding-left:20px; text-align:center;"> This email was sent to <a href="mailto:level4funding.p2all@blogger.com" target="_blank" style="color:#404040 !important;">level4funding.p2all@blogger.com</a> <br /> <a href="https://dennislove.us11.list-manage.com/about?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=0761ecaaf8" target="_blank" style="color:#404040 !important;"><em>why did I get this?</em></a> <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=0761ecaaf8" style="color:#404040 !important;">unsubscribe from this list</a> <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=0761ecaaf8" style="color:#404040 !important;">update subscription preferences</a> <br /> Level 4 Funding LLC · 26601 N 19th Ave Suite 112 · Phoenix, AZ 85027 · USA <br /> <br /> </td> </tr> </table> </td> </tr> </table> <style type="text/css"> @media only screen and (max-width: 480px){ table#canspamBar td{font-size:14px !important;} table#canspamBar td a{display:block !important; margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=0761ecaaf8&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-73491051694731490212023-11-08T20:38:00.001-08:002023-11-08T20:38:35.820-08:00A Victory You Will Never Forget!<p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"><img src="https://email.cloud2.secureclick.net/view?id=1777.87269.1.836b66933d0e26c284c666257f616f5d" alt="" border="0" width="0" height="0"></p> <div id="mimi_background_color_wrapper" style="min-width: 630px; background-color: #4682B4;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><v:background fill="t"> <v:fill type="tile" color="#4682B4"></v:fill> </v:background><![endif]--><!--[if gte mso 9]> <![endif]--> <table height="100%" width="100%" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="top" align="left"> <p style="display:none;font-size:0px;color:transparent">TESTIMONIES! TESTIMONIES FROM THE LAST WEEK: -- Watched a lot of your videos. Had a diabetic friend who lost some toes, then died of a heart attack </p> <p style="mso-hide:all;font-size:0px;background-color:transparent;position:absolute;height:1px"></p> <div id="madmimi_outer_wrapper" style="margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; padding-top: 20px; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <!--[if gte mso 9]> <![endif]--><!--[if gte mso 9]><p style="line-height: 7px; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 1px; text-align: justify; unicode-bidi: embed; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: transparent;" align="justify"> <br> </p><![endif]--><!--[if gte mso 9]> <![endif]--> <table id="social_share_table" align="center" style="font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; text-align: left; font-size: 11px !important; max-width: 590px; border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;" width="590" cellpadding="0" cellspacing="0"> <tr> <td id="social_share_tweakers" class="ui_dark" align="right" style="text-align: right; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 8px; padding-bottom: 10px; padding-left: 0;"> <span style="display:inline-block;font-size:11px;" class="web-view"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:82px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1066.1.5e6e7a963404a2bbee2e75d647a7241b&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1066.1.5e6e7a963404a2bbee2e75d647a7241b&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Web Version</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Web Version" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1066.1.5e6e7a963404a2bbee2e75d647a7241b&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="><span style="color: #ffffff;font-size: 11px;">Web Version</span></a></span> </span> <span style="display:inline-block;font-size:11px;" class="forward-to"> <!--[if (gte mso 9)|(IE)]> <![endif]--><!--[if (gte mso 9)|(IE)]><v:roundrect style="height:20px;v-text-anchor:middle;width:54px;" arcsize="50%" stroke="f" fillcolor="#224058" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1067.1.1eda7c8a0e2527a787348d3dcf9f6b70&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="> <w:anchorlock></w:anchorlock> <v:textbox inset="0,0,0,0"> <center> <a style="color: #fafafa; display: inline-block; text-decoration: none; white-space: nowrap; height: 20px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; line-height: 170%; font-weight: normal; mso-text-raise: 4px; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1067.1.1eda7c8a0e2527a787348d3dcf9f6b70&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="><span style="color: #ffffff; background-color: #224058; font-size: 11px;">Forward</span></a> </center> </v:textbox> </v:roundrect><![endif]--><!--[if (gte mso 9)|(IE)]> <![endif]--> <span class="hide_from_outlook"><a style="color: #ffffff; display: inline-block; text-decoration: none; white-space: nowrap; border-radius: 12px; margin-bottom: 10px; font-family: Helvetica Neue, Helvetica, Arial, Verdana, sans-serif; font-size: 11px; font-weight: normal; line-height: 165%; width: auto; -webkit-text-size-adjust: none; text-align: left; direction: ltr; padding-top: 0; padding-right: 7px; padding-bottom: 0; padding-left: 7px; background-color: #224058;" title="Forward" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1067.1.1eda7c8a0e2527a787348d3dcf9f6b70&p=eyJ7e21pbWktc2lnbmF0dXJlfX0iOiIxNzcxODg1MTktMTQ1NjMwODgwNzEtNjhjZjlkMzc5MjFjMjk5NmZkNmFiYjcxNTdmMTFhOWJiNjM5MzI0NyIsInt7ZW1haWxJZH19IjoiODcyNjkifQ=="><span style="color: #ffffff;font-size: 11px;">Forward</span></a></span> </span> </td> </tr> </table> <table id="madmimi_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" class="borderless " style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0; margin-right: auto; margin-bottom: 0; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none;"> <tr> <td id="madmimi_body_td" style="border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; background-color: #E7E6EB;" bgcolor="#E7E6EB"> <table id="subtle_wrapper" cellspacing="0" cellpadding="0" align="center" width="590" style="border-collapse: separate; border-spacing: 0; border-radius: 5px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;" class="borderless "> <tr> <td style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_header" cellspacing="0" cellpadding="0" align="center" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr> <td id="madmimi_header_content" width="590" style="border-radius: 5px 5px 0 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <img alt="BD banner Nov 8" src="https://cascade.madmimi.com/promotion_images/4259/1709/original/BD_banner_Nov_8.jpg?1699501068" width="590" height="138" style="border-radius: 4px 4px 0 0; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"> </td> </tr> </table> </td> </tr> <tr> <td style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"> <table id="madmimi_body" cellspacing="0" cellpadding="0" align="left" width="590" bgcolor="#E7E6EB" style="border-collapse: collapse; border-spacing: 0; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0; background-image: none; background-color: #E7E6EB;"> <tr valign="top"> <td id="madmimi_body_content" style="max-width: 100%; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 25px; padding-right: 30px; padding-bottom: 20px; padding-left: 30px;"> <div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="401" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/2955/5587/original/den_and_ben_for_challenge.jpg?1642791856" alt="den and ben for challenge" width="401" height="222" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">TESTIMONIES!</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/4085/3539/original/FEEDBACK.jpg?1694713751" alt="FEEDBACK" width="530" height="177" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"> TESTIMONIES FROM THE LAST WEEK:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Watched a lot of your videos. Had a diabetic friend who lost some toes, then died of a heart attack 15 years ago. Too bad. It didn't have to happen. He could have reversed it. 8 mo. ago, I got A1C of 6.4. Since, I've lost 30-40 lbs. A1C went down from 6.4 to 5.8 to, just yesterday, to 5.1 - all because I started watching yours and the others' low carb diet knowledge. I asked my standard American doctor for a full lipid panel and an insulin number. He agreed to do it once, but said he didn't know how to read it. I have yet to get a copy. I think doctors have to conform to their accepted "standard of care". Keto is not on the list. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Who knew, that, in this day and age, you would be saving lives around the world! God has blessed you with your mission, and so many, like myself, are thankful! Thanks to you, my blood sugar is stabilizing, A-1 C slowly going down… Not there yet, but thanks to you, I will be victorious and most importantly, medication free!</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Thank you so much! </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Thank you Dennis. I have been following you for almost 2 years, lost 50 lbs, reversed my diabetes, currently 5.5 and still am learning from you. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- I started following the Low Fat mostly vegan diet by Anthony Williams for 7 years and I have gained 30 pounds and had become pre-diabetic. I am thankful to have found your information and have lowered my A1C back in the normal range in only 2 weeks of trying. (I'm not doing the fasting part but just doing low carb). I will never go low fat/ low protein again. (PS I lost 7 pounds too!) </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Yes, my triglycerides were high as well and I had fatty liver. All issues have been resolved since I've been doing these challenges. I was a full-on diabetic my a1c was 8.8. Now my a1c is 6.2 but I don't have any of the other issues I had before. I'm looking forward to getting into the 5's Club next year. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Just want to say thank you from one of those Walmart workers that follow you. You have made a big difference in my life and hopefully I will continue to do better. I have been type 2 for 14 years but never took it seriously till this year. I have lost 40 lbs and still have more to go but last year a1c was 9.3 in 3 months it was 7.2 and I continued and after 1 year it was 5.9. I fell off the wagon some and it went back up to 6.1 but I don't feel as good as I did so time to get back at it. Thank you again. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- (Not a testimony of victory, but a warning for all) My poor cousin, younger than me. Doctors said, "Enjoy life! Keep eating what you like. We have medicines and will take care of you." Then they cut off his toes. Then they cut more off, following the infection. Then they cut off his foot. Then he succumbed to covid. 45 y.o. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- In about 10 days it will be 2 years since I was diagnosed as a type 2 diabetic. Blood sugar reading was 329 and my a1c was 12.9. Day before yesterday my 3-month test came in. A1c is 5.1. Thank you, Dennis, for your videos!</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Thanks, Dennis. Your comments on your heroes are always an inspiration. I finally decided to give the carnivore diet a go, because my AM blood glucose #'s had gone up into the 6's, 7's, and even an 8!! Two days later, my AM blood glucose numbers dropped into the 4's - hooray. Also, I basically went to an OMAD version of TRE - and did it much more easily than when I was doing LC/HF - much easier to keep from snacking. Today's video makes me realize that I was likely not having enough protein and/or fat. Thanks so much. Yours in Gratitude for the challenge. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- When i was diagnosed prediabetes i reversed my prediabetes from 6.1 to 5.3 by cutting down a lot on sugar and bread. Unexpectedly my cholesterol, triglycerides and blood pressure all came down at the same time and i no longer take meds for them. I also lost almost 30 pounds. So many positives just by trying to lower my a1c. </strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">-- Seven months since I was diagnosed - A1c was 12.7. Today I am at 5.4 and have lost 54 pounds, Other blood work is all good too. Thank you for the great information and inspiration you provide in your videos.</strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">A VICTORY YOU WILL NEVER FORGET!</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Many might suppose that a challenge like this is futile. Will not most people immediately drop all their good eating habits once Christmas has come and gone? Do I really suppose that they will begin a new lifestyle that will truly last them throughout the remainder of their lives?</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">The answer is a big, fat NO to the first question and YES to the second. I am convinced that these four months you have invested in eating and living healthy will represent a permanent victory for you.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">First, if you follow the guidelines carefully, most of you will experience significant success. And knowing human nature, that success will prove a far more powerful motivator than any doctor, nutritionist, or YouTube guru could be. If you have seen major success and feel better than you have in years, it will be very hard for you to go back to your old, sickly, miserable lifestyle. I am counting on this. Even though the emails will stop and I won't be "looking over your shoulder" anymore, I believe most of you will develop an inner motivation that no longer depends upon my videos.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">And second, I am convinced that you will carry with you wherever you go and however long you live, the secret to improved health and close to normal blood sugar levels. Even if you do fall off the wagon at some point, you will immediately know what you need to do. You will remember the victory you experienced in the Fall of 2023, and you will get up, dust yourself off, and move forward again.</p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">I am counting on it. God will help you!</p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">This is Your "Homework!"</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This challenge is more than a way to eat. It involves gaining motivation to beat diabetes by hearing the truths that set diabetics free. You cannot afford to miss the recommended videos. So PLEASE, PLEASE take the time to watch these videos!</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1068.1.8c1cd51e92461dfa10703fa2a33e0bfb"><img src="https://cascade.madmimi.com/promotion_images/4259/2417/original/Doctor_s_Diet_SMALL.jpg?1699502886" alt="Doctor s Diet SMALL" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="507" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><img src="https://cascade.madmimi.com/promotion_images/3358/9027/original/Assigned_Vids_Graphic.png?1662244714" alt="Assigned Vids Graphic" width="507" height="113" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1069.1.6e507c222c7642ff73ec9e3019fda2b5"><strong style="font-weight: bold; vertical-align: baseline;">Story of Drs. Michael & Mary Eades (Dennis)</strong></a> <br> <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1070.1.47111540934c89ad42acafb3e9b4e0b3"><strong style="font-weight: bold; vertical-align: baseline;">Michael & Mary share (condensed version) (Drs Michael & Mary Eades)</strong></a></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1071.1.88d68bd89612cbe0ddbe52ebda0b62c9"><img src="https://cascade.madmimi.com/promotion_images/4235/7313/original/Month_3_Meals.jpg?1698900531" alt="Month 3 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1072.1.481a03d70a4d48390ee54b6e8023e794"><img src="https://cascade.madmimi.com/promotion_images/4128/7171/original/Month_2_Meals.jpg?1695961316" alt="Month 2 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1073.1.dfa9f0abd505b9bc931c53295f91baa9"><img src="https://cascade.madmimi.com/promotion_images/4057/3461/original/Month_1_Meals.jpg?1693430140" alt="Month 1 Meals" width="530" height="279" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">To Support "Beat Diabetes" click on the button below</h1></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="286" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1074.1.835a1261c31f30774450cf34eaadafc9"><img src="https://cascade.madmimi.com/promotion_images/2970/9763/original/Support_BD_button.png?1643508641" alt="Support BD button" width="286" height="267" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1075.1.72d12d26080bf39de92022aca3a6ae59"><img src="https://cascade.madmimi.com/promotion_images/4057/4083/original/000_ACCEPTABLE.jpg?1693431672" alt="000 ACCEPTABLE" width="530" height="298" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1076.1.4062502c83808b8d2395b63885fac4b7"><img src="https://cascade.madmimi.com/promotion_images/3707/6461/original/Nigerian_Keto_Meals.jpg?1678225703" alt="Nigerian Keto Meals" width="530" height="335" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1077.1.56bf1cdf13761b7a1d2eb22ca483e0fe"><img src="https://cascade.madmimi.com/promotion_images/3707/6704/original/000_Vegan_Keto_for_Beginners.jpg?1678226071" alt="000 Vegan Keto for Beginners" width="530" height="286" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 10px; padding-right: 0; padding-bottom: 5px; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="530" align="center" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td valign="top" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-image-container" align="center" style="text-align: center; margin-top: 0; margin-right: auto; margin-bottom: 1.1em; margin-left: auto; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><a target="_blank" style="color: #0000CD;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1078.1.98bc75021de76f91871f378104be8492"><img src="https://cascade.madmimi.com/promotion_images/3473/3692/original/16_Best_Veg.jpg?1667839801" alt="16 Best Veg" width="530" height="282" style="border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"></a></div></td></tr></table></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 align="left" style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: left; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;">Here are Links to Videos Featuring Keto tortillas/chapatis/flatbreads</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1079.1.27315cfbbd71e653b4613b19deca4456">Keto Roti/Chapati (in an Indian Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1080.1.493c1cba27bdd3c03f63848dab53a6eb">Keto Roti (English Language)</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1081.1.1f886126f984ec0d190d2fc6f290dc03">Keto Rotis, Flatbread</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1082.1.38c6029ee1d9ba631ab93a204cd4663e">Keto Mexican Tortillas</a></strong> <br> <strong style="font-weight: bold; vertical-align: baseline;"><a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1083.1.92ce1d36b28ae4820b638fec2595f3c1">90 Second Keto Tortillas</a></strong></p></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><h1 style="line-height: 1.3em; color: #2F4F4F; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 18px; text-align: center; margin-top: 0; margin-right: 0; margin-bottom: 10px; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;" align="center">Get An Approximate A1c</h1></div></td></tr></table></div><div class="module text" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><table width="100%" style="border-collapse: collapse; border-spacing: 0; margin-top: auto; margin-right: auto; margin-bottom: auto; margin-left: auto; border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-top-width: 0; border-right-width: 0; border-bottom-width: 0; border-left-width: 0;"><tr><td width="530" align="left" style="clear: both; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><div class="madmimi-text-container" style="margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">To figure your A1c at home, test your glucose 5 times in one day:</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Fasting glucose in the morning</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Three hours after lunch</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">One hour after dinner</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Before you go to bed</strong> <br> <strong style="font-weight: bold; vertical-align: baseline;">Average these five numbers (divide by 5)</strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">Plug that number into the calculator <a target="_blank" style="color: #0000CD; text-decoration: none; word-break: break-word;" href="https://email.cloud2.secureclick.net/c/1777?id=87269.1084.1.c0f4bd602b4b9f831ca431befe16fce5">ON THIS PAGE</a></strong></p> <p align="justify" style="line-height: 1.5em; color: #000000; font-family: 'Trebuchet MS', 'Lucida Grande', 'Lucida Sans Unicode', 'Lucida Sans', Tahoma, sans-serif; font-size: 14px; text-align: justify; unicode-bidi: embed; vertical-align: baseline; margin-top: 0; margin-right: 0; margin-bottom: 1.3em; margin-left: 0; padding-top: 0; padding-right: 0; padding-bottom: 0; padding-left: 0;"><strong style="font-weight: bold; vertical-align: baseline;">This will be a pretty close approximation of your A1c at this time.</strong></p></div></td></tr></table></div><div class="module large-image-container image" style="clear: both; page-break-inside: avoid; margin-top: 0; margin-right: 0; margin-bottom: 0; margin-left: 0; 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display: block; line-height: 1.7;">A GoDaddy® company</span> </a> </td> </tr> </table> </td> </tr> </table> </div> <div id="madmimi_branding_funk" align="center" style="text-align: center; min-width: 630px;"> </div> </td> </tr> </table> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-37578836720635011622023-11-05T23:30:00.001-08:002023-11-05T23:30:24.311-08:00😀Ways To Flip Houses With No Money & Bad Credit 😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;">Ways To Flip Houses With No Money & Bad Credit</h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1ce6373176&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Nowhere does it say an investor needs to fund a deal with their money. As it turns out, there are several options for funding a deal made available to today's investors, none of which will require you to use capital from your pocket. It's pretty easy to argue that using other people's money is the gold standard, at least when investing in real estate. If for nothing else, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">private lenders, hard money lenders</a>, and any house-flipping investors interested in <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=fa446aeff2&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">making money flipping homes </a>are all more than viable options to seek out for your next deal. Here are a few options to help you learn how to flip a house with no money:</p> <ol> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><strong>Private Lenders</strong></li> </ol> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">More often than not, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">private lenders</a> will serve as an investor's most significant funding source. After all, private money lenders are essentially banks without the endless hoops to jump through what most traditional lenders have become synonymous with. That said, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona private lenders</a> are anyone with a few extra dollars in their pocket, a desire to invest, and a propensity to have their "ears bent." Perhaps even more importantly, they are not associated with a financial institution or a government-backed agency, such as Fannie Mae or Freddie Mac. That's an important distinction; they can make their own rules.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">With the ability to set their parameters, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona private money lenders</a> will typically come at a steep price; it's not uncommon for their fee to rest somewhere in the neighborhood of six and 12 percent, but I digress. While the average <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">private money lender</a> rate is slightly higher than a traditional lender's, they can have the money in an investor's hand in a few days or even hours. Therein lies the most significant benefit of working with private money lenders: speed of implementation. The slightly higher interest rate is well worth the cost of admission if it means an investor can secure funding in as little time as possible. Not surprisingly, most investors will find that the speed at which they can make an offer is more important than the interest rate it comes with. On the other hand, traditional banks may take as long as 30 to 45 days to close on a loan or just long enough to let a deal slip through your fingers.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Most private money lenders will require a bit of an insurance policy or, more specifically, a promissory note and a mortgage or trust deed on the subject property. Some private lenders will even want borrowers to take it further and guarantee the loan with their assets, but everything is negotiable.</p> <ol start="2"> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><strong>Hard Money Lenders</strong></li> </ol> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">In their simplest form, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money lenders</a> are lending companies that offer specialized short-term real estate-backed loans. Unlike their private money counterparts, they are affiliated with a company specializing in lending. However, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona hard money lenders</a> typically offer shorter loan terms to avoid confusion with traditional lending institutions. Transactional lenders will offer loans up to 15 and 30 years, but <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Phoenix hard money lenders</a> tend to stick with a six-month to two-year window.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Besides their affiliation with an actual company, hard money lenders will operate much like private money lenders. Not only are their lending guidelines much looser than traditional institutions, but their rates are also slightly higher. <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Hard money lenders in Arizona</a> usually ask for about 11 to 15 percent and about five points (additional upfront percentage fees based on the loan amount). However, it is worth noting that there are no universal <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona hard money lender</a> guidelines; each will be complete with a different set of criteria.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">New England Home Buyers experts, say, "You can <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fund all home repairs using hard money</a> lenders. Unlike traditional bank loans, hard money borrowing is not contingent on your creditworthiness. However, fees and interest rates for hard money loans are frequently higher. Note that interest rates might range from 8% to 15%, and points can range from one to five".</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">It is also important to note that most <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona hard money lenders</a> will usually only loan a percentage of the purchase price — typically around 70 percent, to be exact. That will require most investors to look elsewhere if they don't want to spend any money out of their pockets, perhaps a private lender.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">What Is The 70% Rule In House <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=fa446aeff2&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Fix and Flip Lender</a>?</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Home flippers have a straightforward business model: they buy a house for a low price, renovate it, and then resell it for a more fantastic price. The purpose of a flipper is to buy low and sell high to maximize their earnings. When flippers are looking at real estate listings, the 70 percent rule can come in handy. It states that investors should pay no more than 70% of a property's after-repair value minus the repairs required to refurbish it.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">A property's after-repair value, or ARV, is the amount a home could sell for after being renovated by a <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=fa446aeff2&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix and flipper</a>. When purchasing a home to flip, investors must estimate how much the property will sell after renovating it. They can then multiply that figure by 70% and deduct it from the estimated renovation cost. The result is the most that flippers should be willing to pay for that home or property. The formula for the 70% rule is:</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><em>After-repair value (ARV) </em><em>✕</em><em> .70 </em><em>−</em><em> Estimated repair costs = Maximum buying price</em></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">The critical thing to remember is that the 70% rule is merely a guideline. Before purchasing a house, you should research market conditions, consult with real estate professionals to acquire a more realistic resale estimate, and meet with contractors to determine how much repairs will cost and which upgrades are required.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">How To Find <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona Hard Money Lenders</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><em><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Hard money lenders</a></em> are nationwide; you need to know how to find them. The easiest way to find them is by searching online for <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona or Phoenix hard money lenders</a> in your area. You will find results for companies with <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money loans</a> that you can contact here. Attending real estate investor meetings is a great way to network with <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1aa9f8ede8&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona hard money lenders</a> looking to work with potential borrowers. You can also reach out to other real estate professionals in your network who have experience working with these lenders or know of a contact you can contact.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=7feecc33f6&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=7feecc33f6&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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font-family:Helvetica, Arial, sans-serif; font-size:11px; line-height:150%; padding-right:20px; padding-bottom:5px; padding-left:20px; text-align:center;"> This email was sent to <a href="mailto:level4funding.p2all@blogger.com" target="_blank" style="color:#404040 !important;">level4funding.p2all@blogger.com</a> <br /> <a href="https://dennislove.us11.list-manage.com/about?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=fd90417ca8" target="_blank" style="color:#404040 !important;"><em>why did I get this?</em></a> <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=fd90417ca8" style="color:#404040 !important;">unsubscribe from this list</a> <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=fd90417ca8" style="color:#404040 !important;">update subscription preferences</a> <br /> Level 4 Funding LLC · 26601 N 19th Ave Suite 112 · Phoenix, AZ 85027 · USA <br /> <br /> </td> </tr> </table> </td> </tr> </table> <style type="text/css"> @media only screen and (max-width: 480px){ table#canspamBar td{font-size:14px !important;} table#canspamBar td a{display:block !important; margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=fd90417ca8&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-3458177342891594192023-10-30T00:30:00.001-07:002023-10-30T00:30:26.956-07:00😀Are Home Flippers Get Burned In The Housing Market?😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td 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valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="text-align: left;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;">Are Home Flippers Get Burned In The Housing Market?</h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=f1fe423bf3&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">After an abrupt end to the US housing boom, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=9dcd5a5a85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">home flippers</a> who were winning big just months ago are now racing to stem losses.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Since January, the doubling of mortgage rates has crushed buyer demand and depressed values in investors' most favored locations, from Phoenix and Las Vegas to Jacksonville, Florida. It's a swift turnabout for flippers such as those stuck with homes to sell and loans to pay.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Investors say, "It's a high-risk, high-reward business — and now we're facing the high risk, and I'm just praying for break even."</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Flippers with loans must repay them, and rising interest rates make carrying costs even more significant. Their troubles can reverberate across the market: Just as investors bid prices higher on the way up, they can accelerate the move downward.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">For most <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=9dcd5a5a85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix and flippers</a>, the focus will be on selling, and the faster, the better. A small number will keep buying even though finding truly undervalued homes is near impossible and a guessing game of how far the market will drop.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=9dcd5a5a85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Home-flipping</a> activity reached a record at the start of the year, making up one in 10 transactions, surpassing the levels in the last bubble, according to Attom, an Irvine, California-based data provider, which tracked sales of properties that previously sold within the last 12 months. While the share remains elevated, it fell to 8.2% in the second quarter of 2023.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Conditions have deteriorated more since then, with mortgage rates near the highest level in 20 years. Demand has cooled particularly fast in Sun Belt markets such as Phoenix, Jacksonville, and Atlanta, pandemic boom areas where affordability has been strained. <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1c10155d88&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Fix and Flippers</a> made up about 14% of transactions in those regions in the second quarter, but those shares sank in July and August, according to more recent monthly data provided by Attom.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Phoenix property investors have had to slash prices after the slowdown caught investors. A lot of investors are getting hammered.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Losses will grow, but even thin margins are a big problem when you're a full-time flipper.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">We have <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1c10155d88&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard-money loans</a> with 10% to 14% interest rates. It's a constant dance — do I wait it out, or does the price drop? Both cost money.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">For the most part, investors are paying back their loans, said <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=b03ac22909&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/Broker at Level 4 Funding</a>, a <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1c10155d88&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard-money lender in Phoenix, Colorado, and Texas</a>. The default rate was 1.25%, which has climbed to 2.5% in the past two months. But it remains below pre-pandemic norms.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Matt said fix and flippers with nicely renovated turn-key properties will stand out in this market. But it will be painful for those who overpaid, counting on rapid appreciation to make them money, he said.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">"Lots of them, in hindsight, were making bad buys. Anybody <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=9dcd5a5a85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix and flipping</a> right now must look closely at the property pricing: Price it to sell. Today is not the time to get greedy.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Phoenix flippers are trying to put things in perspective. Flippers have purchased much more over the last two years than they will likely lose. <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=9dcd5a5a85&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Fix and Flippers</a> are giving back the money they made.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">I ask my flippers if flipping is dead or at least dying. Here in the Phoenix, Arizona, metro area, I have watched the margin on deals become slimmer and slimmer. During the past few years, television shows and seminars have flooded the flipping market with people who believe flipping homes is an easy way to riches. Trustee auction prices are near MLS prices (retail), and I cannot believe what people are paying.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">I recommend that flippers take an extended vacation and return later to see how the market is going.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2bb1855c7d&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2bb1855c7d&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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font-family:Helvetica, Arial, sans-serif; font-size:11px; line-height:150%; padding-right:20px; padding-bottom:5px; padding-left:20px; text-align:center;"> This email was sent to <a href="mailto:level4funding.p2all@blogger.com" target="_blank" style="color:#404040 !important;">level4funding.p2all@blogger.com</a> <br /> <a href="https://dennislove.us11.list-manage.com/about?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=60d583172c" target="_blank" style="color:#404040 !important;"><em>why did I get this?</em></a> <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=60d583172c" style="color:#404040 !important;">unsubscribe from this list</a> <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=60d583172c" style="color:#404040 !important;">update subscription preferences</a> <br /> Level 4 Funding LLC · 26601 N 19th Ave Suite 112 · Phoenix, AZ 85027 · USA <br /> <br /> </td> </tr> </table> </td> </tr> </table> <style type="text/css"> @media only screen and (max-width: 480px){ table#canspamBar td{font-size:14px !important;} table#canspamBar td a{display:block !important; margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=60d583172c&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-86491636532619456432023-10-23T00:30:00.001-07:002023-10-23T00:30:26.928-07:00😀Are You Considered Using A Hard Money Lender?😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 itemprop="headline" style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;text-align: center;">Are You Considered Using A Hard Money Lender?</h1> <div style="text-align: left;"> <div style="text-align: right;">By <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=1727660107&e=df99cd3344" itemprop="url" rel="author" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Dennis Dahlberg Broker/RI 623-582-4444</a><br> M NMLS 1018071 AZMB 0923961<br> August 29, 2023 </div> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><em>One of the most common hurdles for new investors is <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">finding money to fund their deals</a></em>. While this can be a struggle, finding the capital you seek is more accessible than ever. Between lines of credit, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">private lenders</a>, retirement funds, credit cards, and traditional bank loans, numerous options are available to those who know where to look. The key is to find a funding source that works for you. Often, that source will be a hard money lender. The <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money lender in Phoenix</a> has gotten a bad rap over the years but has proven a reliable way to fund deals. If you don't have a <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money lender in Arizona</a> outlet or have yet to use one, now may be the time to find as much information on them as possible.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">A <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money lender</a> is an individual or group who lends money on their terms. They put stock in the property and the actual financials of the borrower more than anything else. With traditional lender financing, if your credit score falls below a certain threshold, you may have trouble getting approved regardless of other factors. However, <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Phoenix hard money lenders</a> have their own set of criteria. For this flexibility, there are more fees and higher interest rates. Some investors will balk at those opting for lower rates that banks offer. This can work on specific properties and deals, but you need to act quickly on those that are time-sensitive, and that's precisely what hard money allows you to do. Here are just a few of the <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">benefits of using a hard money lender</a>:</p> <ol> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Speed: In today's real estate landscape, how quickly you can close is often more important than the amount you offer. Too many lenders have been burned in the past waiting for deals to close that never do. Even if they do close, the average length of a financed transaction approaches 45 days. Most sellers would instead take a slight discount, assuming they can close in a week rather than risk closing in 45 days. This speed allows you to make offers with five or seven-day closings. On borderline deals, you can bet that your offer will be the one that is accepted.</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Volume: Instead of waiting 45 days to start working on the property, you can reduce the time to just a few weeks. Shaving a few weeks off every <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">rehab </a>project, you start allows you to close more deals over a year. Adding just one or two deals to your portfolio will increase your bottom line exponentially. Often, you may be able to close two or three times the volume you closed the previous year. When the number of deals you complete starts to creep upward, so will the number of contacts you make. The people you meet are just as important as the deals themselves, if not more so. Remember, real estate is a people business. The more deals you do, the more contacts you can make. In turn, those contacts may even lead to more deals.</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Quality: Having capital to close is only part of the benefits that coincide with <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Arizona hard money</a>. With hard money in your corner, you could do whatever needs to be done for the property. Instead of cutting corners to save money, you can do the work you know needs to be done. This will help you maximize your bottom line and improve your reputation in the industry. Realtors and fellow investors who see your finished products may want to work with you. Quality will also help get your property sold to end buyers much faster. Instead of hoping that an offer comes in, you will have your choice of deals.</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">More significant Projects: Increased capital allows you to build up to more significant projects slowly. Instead of looking solely at single-family properties, you can start to look at multifamily and commercial deals. Furthermore, closing more deals will increase your capital and give you a larger share of bigger deals. There is nothing wrong with sticking to condos and single-family properties, but having hard money behind you allows you to explore other options that come your way.</li> </ol> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Aligning yourself with a <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=2b5adf7f3e&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">hard money lender</a> doesn't mean you have to use them on every deal. A property you want to buy and hold may be better served with a long-term interest rate of around four percent. However, most rehab projects need the efficiency that hard money brings. The goal should be to save some capital from every deal until you have enough saved to fund them yourself. Until you reach that point, you may have to make a little less per deal to increase your bottom line.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">The biggest knocks on hard money are the high fees and points. These accrue from the time of settlement until you can sell the property. In some cases, it can span several months. However, it is a small price to pay for what you get. The annual interest over just a few months is a relatively minor factor compared to all the other expenses you incur. Additionally, you only pay these on deals you close. If you can't close, you can't earn; hard money helps you close more deals. It is not for everyone in every deal, but it should be a part of your financing options.</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> </p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5da3b8180b&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a>NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5da3b8180b&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493</p> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <span style="font-size:10px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. 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border-top:1px solid #E5E5E5;"> <tr> <td align="center" valign="top" style="padding-top:20px; padding-bottom:20px;"> <table border="0" cellpadding="0" cellspacing="0" id="canspamBar"> <tr> <td align="center" valign="top" style="color:#606060; font-family:Helvetica, Arial, sans-serif; font-size:11px; line-height:150%; padding-right:20px; padding-bottom:5px; padding-left:20px; text-align:center;"> This email was sent to <a href="mailto:level4funding.p2all@blogger.com" target="_blank" style="color:#404040 !important;">level4funding.p2all@blogger.com</a> <br /> <a href="https://dennislove.us11.list-manage.com/about?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4948c26528" target="_blank" style="color:#404040 !important;"><em>why did I get this?</em></a> <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4948c26528" style="color:#404040 !important;">unsubscribe from this list</a> <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=4948c26528" style="color:#404040 !important;">update subscription preferences</a> <br /> Level 4 Funding LLC · 26601 N 19th Ave Suite 112 · Phoenix, AZ 85027 · USA <br /> <br /> </td> </tr> </table> </td> </tr> </table> <style type="text/css"> @media only screen and (max-width: 480px){ table#canspamBar td{font-size:14px !important;} table#canspamBar td a{display:block !important; margin-top:10px !important;} } </style> </center><img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=4948c26528&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-31738283957707132532023-10-18T10:36:00.001-07:002023-10-18T10:36:27.657-07:00Hard Money Loans for Owner Occupied Borrowers<div style="font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof"> <p class="x_MsoNormal" style="margin: 9.95pt 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><i><span class="x_ContentPasted0 ContentPasted0" style="font-size: 20.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Owner-occupied hard money loans are considered principal residence Loans, alternative financing, and private money loans.</span></i></b><b><span style="font-size: 20.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></b></p> <h3 style="margin: 0px 0in 6px; font-size: 13.5pt; font-family: "Times New Roman", serif; background-color: rgb(255, 255, 255);"> <span class="x_ContentPasted0 ContentPasted0" style="border:1pt none windowtext;margin:0px;padding:0in">Reasons Why Borrowers Use <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA817ade57-5f55-0105-fee5-831275f1dbbe" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="0" style="margin:0px">Owner-Occupied Hard Money Loans</a></span><span style="font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></h3> <ul style="background-color: rgb(255, 255, 255);"> <li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Bad Credit</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Hard to prove income</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Self Employed</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">or dealing with a problem property</span><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);"> </span><br class="x_ContentPasted0 ContentPasted0"> <br class="x_ContentPasted0 ContentPasted0"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">Typical borrowers refinance this loan after qualifying for a conventional or FHA loan.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span><br class="x_ContentPasted0 ContentPasted0"> <br class="x_ContentPasted0 ContentPasted0"> <b><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 16pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: rgb(33, 33, 33);">Common Uses of Occupied Loans</span></b><b><span style="font-size: 16pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></b></li></ul> <ul style="background-color: rgb(255, 255, 255);"> <li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Buying a first or second home.</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Refinance an existing loan.</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Cash out for repairs or remodeling.</span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li><li><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Cash out for debt consolidation.</span><span class="x_ContentPasted0 ContentPasted0" style="font-size: 11.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(85, 85, 85);"> </span><span style="font-size: 11.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></li></ul> <h2 style="margin-right: 0in; margin-left: 0in; font-size: 18pt; font-family: "Times New Roman", serif; background-color: rgb(255, 255, 255);"> <span style="border:1pt none windowtext;margin:0px;padding:0in"><a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA292991ec-c72c-cdfb-e92b-f087cb2eb96a" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="1" style="margin:0px">Owner Occupied Hard Money Loan Program Options<span style="border:none;margin:0px"> </span></a></span><span style="font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></h2> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;">100% financing is available</span></b><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;"> if the borrower has another free and clear property, or has a small mortgage with value (substantial equity) to pledge as additional collateral ( aka Cross Collateralized Loan).</span><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;"><a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWAcbf89e9d-3f7c-0f47-0938-34d2684c2052" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="2" style="margin:0px">Arizona Hard Money Lender</a><span class="ContentPasted0"> </span>is making real estate loans to both Investors and owner-occupants in Arizona.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">Typical<span class="ContentPasted0"> </span><a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWAe60322b9-649b-d808-2879-4ce74f9f44dd" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="3" style="margin:0px">Arizona private hard money</a><span class="ContentPasted0"> </span>programs for owner-occupants are below.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;">NO PRE-PAYMENT PENALTY</span></b><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Typically, there are no pre-payment penalties on our loans.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 58.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;">PURCHASE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Down payment: 30% - 40%.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Up to 60% or 70% of the appraised value</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Up to 100% financing with a 2nd free and clear property as additional collateral.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;">REFINANCE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Up to 65% of the appraised value</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 0in 0in 0in 40.5pt; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">Up to 100% financing with a 2nd free and clear property as additional collateral </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);">ORIGINATION FEE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(33, 33, 33);"> A loan Origination fee of 2 to 6 points (2 to 6% of the Loan Amount).</span><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: rgb(85, 85, 85);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: rgb(33, 33, 33);">Requirements For Owner-Occupied<span class="ContentPasted0"> </span><a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA9303e962-431f-9abb-43b2-55847bcf1ef2" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="4" style="margin:0px">Hard Money Loans</a></span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">Income must be able to be verified by a 3rd party source.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">If the owner-occupied loan is considered a "high-cost loan," hazard insurance and property taxes must be impounded for the 1st year of the loan. This is the borrower's responsibility.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">Disclosure laws require us to inform you of the loan terms before signing any loan documents. These are the exact requirements of a traditional bank loan.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: rgb(33, 33, 33);">Apply for an Owner Occupied Hard Money Loan</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">If you want to see if you qualify for an owner-occupied hard money loan in Arizona, call us today at <a id="OWA9e9febd7-177a-1cf8-6f9c-875305915fcc" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" style="margin:0px"><span style="border:1pt none windowtext;margin:0px;padding:0in">602-497-4444</span></a> or fill out our <u><span class="x_ContentPasted0 ContentPasted0" style="border:1pt none windowtext;margin:0px;padding:0in">loan application</span></u> to get started. Getting your owner-occupied hard money loan is simple and fast; we do the funding! So, if we say you're approved, you'd better start packing to move into your new home!</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <b><i><span class="x_ContentPasted0 ContentPasted0" style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;">The owner-occupied<u class="x_ContentPasted0 ContentPasted0"> <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWAdaea0617-2d7b-b85c-a222-dd35ef722db5" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="5" style="margin:0px">Arizona hard money loans </a></u></span></i></b><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;">program makes it easy for you to get the new home you need despite not having credit, having bad credit, or even if you're not from the United States. </span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <p class="x_MsoNormal" style="margin: 12pt 0in 0in; font-size: 11pt; font-family: Calibri, sans-serif; background: white;"> <i><span style="border: 1pt none windowtext; font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; padding: 0in; color: black;"><a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA3917611d-124c-f80f-c0ff-0c9e15179011" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="6" style="margin:0px"><span style="margin:0px">Owner-occupied home loans using private hard money</span></a></span></i><span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Garamond, serif; margin: 0px; color: black;"> have easier requirements than investor loans and can benefit from our cross-collateral 100% LTV loan option.</span><span style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33);" class="ContentPasted0"> </span></p> <span class="x_ContentPasted0 ContentPasted0" style="font-size: 13.5pt; font-family: Montserrat; margin: 0px; color: rgb(33, 33, 33); background-color: rgb(255, 255, 255);"><br class="x_ContentPasted0 ContentPasted0"> Dennis Dahlberg<br class="x_ContentPasted0 ContentPasted0"> Broker/RI/CEO/MLO<br class="x_ContentPasted0 ContentPasted0"> Level 4 Funding LLC<br class="x_ContentPasted0 ContentPasted0"> <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA9177d8b6-fa0b-b4d1-2796-79fc22c01a0a" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="7" style="margin:0px">Hard Money Lende</a>r<br class="x_ContentPasted0 ContentPasted0"> <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA565e9dc7-c42c-74b6-99fc-ba90728d7548" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="8" style="margin:0px">Hard Money Loans</a><br class="x_ContentPasted0 ContentPasted0"> <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA4b659463-87e2-ce6a-e96a-d5420af40566" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="9" style="margin:0px">Hard Money Loan</a><br class="x_ContentPasted0 ContentPasted0"> Arizona Tel: (623) 582-4444<br class="x_ContentPasted0 ContentPasted0"> Texas Tel: (512) 516-1177<br class="x_ContentPasted0 ContentPasted0"> <a href="mailto:Dennis@level4funding.com" id="OWAbd1cffd2-1bee-8e2c-2157-3a0e9263dfa2" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="10" style="margin:0px">Dennis@level4funding.com</a><br class="x_ContentPasted0 ContentPasted0"> <a href="https://level4funding.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" id="OWA90c77084-ce9e-8d45-8f7b-72bcd4e53c60" class="x_OWAAutoLink x_ContentPasted0 ContentPasted0" data-linkindex="11" style="margin:0px">Dennis Dahlberg Broker/RI/CEO</a></span><br> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-76490368321782179862023-10-16T00:30:00.001-07:002023-10-16T00:30:28.996-07:00How to Invest in Real Estate Investing with No Money Down😊<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 class="null" style="text-align: center;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 30px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=4cc0ecbf1c&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;"><strong><span style="font-size:24px">How to Invest in Real Estate Investing<br> With No Money Down</span></strong></a></h1> <h2 class="null" style="text-align: center !important;display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 18px;font-style: italic;font-weight: normal;line-height: 125%;letter-spacing: normal;">Learn what it takes to be a flipper and<br> make a lot of moola.</h2> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> 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style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnCaptionBlock" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnCaptionBlockOuter"> <tr> <td class="mcnCaptionBlockInner" valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftContentOuter" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnCaptionLeftContentInner" style="padding: 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table align="right" border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftImageContentContainer" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnCaptionLeftImageContent" align="center" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/684fe830-98d4-470a-f4d2-a206d74b631f.jpg" width="224" style="max-width: 224px;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table class="mcnCaptionLeftTextContentContainer" align="left" border="0" cellpadding="0" cellspacing="0" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="font-family: Arial, "Helvetica Neue", Helvetica, sans-serif;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-size: 16px;line-height: 150%;text-align: left;"> <h2 class="null" style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 18px;font-style: italic;font-weight: normal;line-height: 125%;letter-spacing: normal;text-align: left;"><span class="mc-toc-title"><span style="font-size:18px"><em>The idea of real estate investing with no money out of your pocket is enough to pique anyone's interest. </em></span></span><strong>.......</strong></h2> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><br> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=00b39bcc09&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Keep Reading</a></p> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px 18px 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-top: 2px solid #2A2626;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px;font-family: Arial, "Helvetica Neue", Helvetica, sans-serif;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-size: 16px;line-height: 150%;text-align: left;"> <span style="font-family:arial,helvetica neue,helvetica,sans-serif"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=4cc0ecbf1c&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory</a> RI/MLO/Broker<br> NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=4cc0ecbf1c&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money Lender</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493<br> <br> Equal Housing Opportunity. This is not a Good Faith Estimate and this is not a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after the completion of a full application. This is an advertisement..</span> <h3 class="null" style="display: block;margin: 0;padding: 0;color: #444444;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: left;"> </h3> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <em>Copyright © 2023 Setabay Private Hard Money, All rights reserved. 9</em><br> Want to change how you receive these emails?<br> You can <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=71cadc8ff3" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 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no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0px;padding-bottom: 0px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="footerContainer" style="background:#ffffff none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #ffffff;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> </table> <!-- // END TEMPLATE --> </td> </tr> </table> </center> <img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=71cadc8ff3&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-33536537994208332552023-10-09T09:01:00.001-07:002023-10-09T09:01:56.253-07:00Are you going crazy looking for a home loan?😁<!-- --> <!--[if !gte mso 9]><!----><span class="mcnPreviewText" style="display:none; font-size:0px; line-height:0px; max-height:0px; max-width:0px; opacity:0; overflow:hidden; visibility:hidden; mso-hide:all;">Having a Hard Time Getting a Home Loan?</span><!--<![endif]--> <!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: 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10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <div style="text-align: center;"><span style="font-size:24px"><strong>Don't Go Crazy <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=36030f4bc1&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Looking For Money</a></strong></span></div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> <tr> <td align="center" valign="top" id="templateBody" data-template-container="" style="background:#FFFFFF none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 17px;padding-bottom: 17px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="bodyContainer" style="background:transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: transparent;background-image: 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align="right" border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftImageContentContainer" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnCaptionLeftImageContent" align="center" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/ae637015-bd63-ae29-4c3b-82a5d0982021.jpg" width="264" style="max-width: 425px;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table class="mcnCaptionLeftTextContentContainer" align="left" border="0" cellpadding="0" cellspacing="0" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <span style="font-size:18px"><strong>Are you having trouble getting a loan?</strong></span> <ul> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Purchase & Refinance</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">No FICO Considerations</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=36030f4bc1&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Cash Out Refi's - Debt / Home Improvements</a></li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Self-Employed Borrowers </li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Bank Statement Loan</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Owner-Occupied and Investor Loan</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Long Terms UP to 30 Years Full Amortized</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">Loans from $10,000 to $1,000,000+</li> <li style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">No Prepayments Penalties</li> </ul> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" 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href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=36030f4bc1&e=df99cd3344" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">att Prosory</a> RI/MLO/Broker<br> NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=36030f4bc1&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493<br> <br> <span style="font-size:10px">Equal Housing Opportunity. 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font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof"> <h2 style="font-weight: bold; line-height: 1.2; font-size: 27px; margin: 0.83em 0px; display: block; font-family: Montserrat, sans-serif; color: rgb(33, 33, 33); background-color: rgb(255, 255, 255);"> <em><span style="font-family:Garamond, serif" class="ContentPasted0"></span></em></h2> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 9.95pt 0in; background: white;"> <b><i><span style="font-size: 20.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Owner-occupied hard money loans are considered principal residence Loans, alternative financing, and private money loans.</span></i></b><b><span style="font-size: 20.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></b></p> <h3 style="margin-right:0in;margin-left:0in;font-size:13.5pt;font-family:"Times New Roman", serif"> <span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in">Reasons Why Borrowers Use <a href="https://level4funding.com/" id="OWA7d152606-5bfe-21aa-5bbd-62add1b2938f" class="OWAAutoLink">Owner-Occupied Hard Money Loans</a></span><span style="font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></h3> <ul> <li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Bad Credit</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Hard to prove income</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Self Employed</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">or dealing with a problem property</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"> <o:p> </o:p></span><br> <br> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">Typical borrowers refinance this loan after qualifying for a conventional or FHA loan.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span><br> <br> <b><span style="font-size: 16pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: rgb(33, 33, 33);">Common Uses of Occupied Loans</span></b><b><span style="font-size: 16pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></b></li></ul> <ul> <li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Buying a first or second home.</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Refinance an existing loan.</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Cash out for repairs or remodeling.</span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li><li><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Cash out for debt consolidation.</span><span style="font-size: 11.5pt; font-family: Garamond, serif; color: rgb(85, 85, 85);"> </span><span style="font-size: 11.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></li></ul> <h2 style="margin-right:0in;margin-left:0in;font-size:18pt;font-family:"Times New Roman", serif"> <span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in"><a href="https://level4funding.com/" id="OWA6de0392e-f750-f088-a753-0a51bdbff888" class="OWAAutoLink">Owner Occupied Hard Money Loan Program Options<span style="border:none"> </span></a></span><span style="font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></h2> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;">100% financing is available</span></b><span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;"> if the borrower has another free and clear property, or has a small mortgage with value (substantial equity) to pledge as additional collateral ( aka Cross Collateralized Loan).</span><span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;"><a href="https://level4funding.com/" id="OWA6a6c3565-d707-9737-118c-656f7054d40d" class="OWAAutoLink">Arizona Hard Money Lender</a> is making real estate loans to both Investors and owner-occupants in Arizona.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">Typical <a href="https://level4funding.com/" id="OWA29908522-e8b7-4485-8cce-2048a930ab8e" class="OWAAutoLink"> Arizona private hard money</a> programs for owner-occupants are below.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;">NO PRE-PAYMENT PENALTY</span></b><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Typically, there are no pre-payment penalties on our loans.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 58.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;">PURCHASE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Down payment: 30% - 40%.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Up to 60% or 70% of the appraised value</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Up to 100% financing with a 2nd free and clear property as additional collateral.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;">REFINANCE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Up to 65% of the appraised value</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 0in 0in 0in 40.5pt; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">Up to 100% financing with a 2nd free and clear property as additional collateral </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);">ORIGINATION FEE</span></b><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(33, 33, 33);"> A loan Origination fee of 2 to 6 points (2 to 6% of the Loan Amount).</span><span style="font-size: 13.5pt; font-family: Garamond, serif; color: rgb(85, 85, 85);"> </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: rgb(33, 33, 33);">Requirements For Owner-Occupied <a href="https://level4funding.com/" id="OWA13339b22-35ab-b38c-8d26-c3b60818afe6" class="OWAAutoLink"> Hard Money Loans</a></span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">Income must be able to be verified by a 3rd party source.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">If the owner-occupied loan is considered a "high-cost loan," hazard insurance and property taxes must be impounded for the 1st year of the loan. This is the borrower's responsibility.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">Disclosure laws require us to inform you of the loan terms before signing any loan documents. These are the exact requirements of a traditional bank loan.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: rgb(33, 33, 33);">Apply for an Owner Occupied Hard Money Loan</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">If you want to see if you qualify for an owner-occupied hard money loan in Arizona, call us today at <a id="OWA3209edd4-be78-9e6c-c771-e7ea0ec13015" class="OWAAutoLink"><span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in">602-497-4444</span></a> or fill out our <u><span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0in;padding:0in">loan application</span></u> to get started. Getting your owner-occupied hard money loan is simple and fast; we do the funding! So, if we say you're approved, you'd better start packing to move into your new home!</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <b><i><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;">The owner-occupied<u> <a href="https://level4funding.com/" id="OWA3dce9fb1-ef63-0b09-ba9d-ea908988e3a1" class="OWAAutoLink">Arizona hard money loans </a></u></span></i></b><span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;">program makes it easy for you to get the new home you need despite not having credit, having bad credit, or even if you're not from the United States. </span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <i><span style="font-size: 13.5pt; font-family: Garamond, serif; border: 1pt none windowtext; padding: 0in; color: black;"><a href="https://level4funding.com/" id="OWA4b43c9e6-04d0-6005-174d-ce7fd908971f" class="OWAAutoLink"><span>Owner-occupied home loans using private hard money</span></a></span></i><span style="font-size: 13.5pt; font-family: Garamond, serif; color: black;"> have easier requirements than investor loans and can benefit from our cross-collateral 100% LTV loan option.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><o:p> </o:p></span></p> <p class="MsoNormal" style="line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; margin: 12pt 0in 0in; background: white;"> <span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><br> Dennis Dahlberg<br> Broker/RI/CEO/MLO<br> Level 4 Funding LLC<br> <a href="https://level4funding.com/" id="OWAb3452a43-ff10-e8a0-2a90-30917b7f867d" class="OWAAutoLink">Hard Money Lende</a>r<br> <a href="https://level4funding.com/" id="OWA7f7a4ddd-223c-548f-f057-4b11dfd40344" class="OWAAutoLink">Hard Money Loans</a><br> <a href="https://level4funding.com/" id="OWA02e7d874-dedc-3072-fece-7c6a79ef78f2" class="OWAAutoLink">Hard Money Loan</a><br> Arizona Tel: (623) 582-4444<br> Texas Tel: (512) 516-1177<br> <a href="mailto:Dennis@level4funding.com" id="OWA9bbb062c-b98e-cb36-1824-27c2073c3f27" class="OWAAutoLink">Dennis@level4funding.com</a><br> <a href="https://level4funding.com/" id="OWA23e1aa04-87ae-981e-aaf8-c16217755850" class="OWAAutoLink">Dennis Dahlberg Broker/RI/CEO<br> </a><br> <br> NMLS 1057378 | AZMB 0923961 | MLO 1057378<br> 22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027<br> 111 Congress Ave | Austin | Texas | 78701<br> </span><span style="font-size: 8pt; font-family: Montserrat; color: rgb(33, 33, 33);">Equal Housing Opportunity. This is not a Good Faith Estimate and this is not a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after the completion of a full application. Actual payments will vary based on your individual situation and current rates. APR for loans varies from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to one of our licensed mortgage experts. Terms and conditions of all loan programs are subject to change without notice. Level 4 Funding LLC, 22601 N 19th Ave Suite 112, Phoenix AZ 85027, 623-582-4444 NMLS 1018071 AZMB 0923961 This e-mail is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the e-mail from your computer and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this e-mail nor any attachments establish a client relationship, constitute an electronic signature or provide consent to the contract electronically, unless expressly so stated by Dennis Dahlberg RI/CEO, Level 4 Funding LLC, in the body of this e-mail or an attachment. To the extent, this message includes any tax or legal advice this message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice.<br> <br> About the Author: Dennis has been working in the real estate industry for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.</span><span style="font-size: 13.5pt; font-family: Montserrat; color: rgb(33, 33, 33);"><br> © 2022 Level 4 Funding LLC. All Rights Reserved.<br> <a href="https://level4funding.com/copyright/" id="OWA3c4cba2c-1375-fd92-f318-b1aaa3c40cff" class="OWAAutoLink">Copyright</a> | <a href="http://https/level4funding.com/privacy-policy/" id="OWAeb5e802b-1669-5a14-951e-ad63eccad3d3" class="OWAAutoLink">Privacy Policy</a> | <a href="https://level4funding.com/loan-terms-and-conditions/" id="OWAd98662cd-08f2-2828-92a1-5d161e2a1573" class="OWAAutoLink">*Terms & Conditions</a> <o:p> </o:p></span></p> <br> </div> Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-50896985871943472882023-10-02T09:01:00.001-07:002023-10-02T09:01:55.199-07:00Want to be House flipper? Follow this guide.😁<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <div style="text-align: center;"><span style="font-size:23px"><strong>Being a House Flipper Is Easy If You Have a Guide.</strong></span></div> <p style="text-align: center !important;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;">Learn what it takes to be a flipper and make a lot of moola.</p> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> <tr> <td align="center" valign="top" id="templateBody" data-template-container="" style="background:#FFFFFF none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 17px;padding-bottom: 17px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="bodyContainer" style="background:transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px 18px 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnCaptionBlock" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnCaptionBlockOuter"> <tr> <td class="mcnCaptionBlockInner" valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftContentOuter" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnCaptionLeftContentInner" style="padding: 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table align="right" border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftImageContentContainer" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnCaptionLeftImageContent" align="center" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/ec4f2f07-fd72-98be-4051-78fa3dd57936.jpg" width="240" style="max-width: 240px;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table class="mcnCaptionLeftTextContentContainer" align="left" border="0" cellpadding="0" cellspacing="0" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=620b5d1ee0&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;"><strong><span style="font-size:18px">8 Things You Must Do To Be A Successful Home Flipper</span></strong></a> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=620b5d1ee0&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Want to be a home flipper? </a> Follow this guide .........<br> <br> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=f8eed51649&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Keep Reading</a></p> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-top: 2px solid #2A2626;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding: 0px 18px 9px;font-family: Arial, "Helvetica Neue", Helvetica, sans-serif;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-size: 16px;line-height: 150%;text-align: left;"> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=620b5d1ee0&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory </a>RI/MLO/Broker<br> NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=620b5d1ee0&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493<br> <br> <span style="font-size:12px">Equal Housing Opportunity. This is not a Good Faith Estimate and this is not a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after the completion of a full application. This is an advertisement.. </span> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <div style="text-align: left;"><span style="font-size:12px"><em>Copyright © 2023 , NCO Enterprises LLC, All rights reserved.7</em><br> Requested Information<br> Want to change how you receive these emails?<br> You can <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=a41396a418" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">update your preferences</a> or <a 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9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="footerContainer" style="background:#ffffff none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #ffffff;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> </table> <!-- // END TEMPLATE --> </td> </tr> </table> </center> <img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=a41396a418&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-25841058394376573802023-09-25T09:01:00.001-07:002023-09-25T09:01:55.892-07:00😎Do you have bad credit or poor credit and want to buy a home?<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tr> <td align="center" valign="top" id="templateHeader" data-template-container="" style="background:#fcfcfc none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fcfcfc;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 10px;padding-bottom: 10px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="headerContainer" style="background:#transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <div style="text-align: center;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=f80814ab79&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;"><strong><span style="font-size:23px">Do you have bad credit or poor credit?<br> Want to buy a home?</span></strong></a></div> <p style="text-align: center !important;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;"> <em>Buying a house has become synonymous with "the American dream."</em></p> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> <tr> <td align="center" valign="top" id="templateBody" data-template-container="" style="background:#FFFFFF none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 17px;padding-bottom: 17px;"> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="bodyContainer" style="background:transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px 18px 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnCaptionBlock" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnCaptionBlockOuter"> <tr> <td class="mcnCaptionBlockInner" valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftContentOuter" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnCaptionLeftContentInner" style="padding: 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table align="right" border="0" cellpadding="0" cellspacing="0" class="mcnCaptionLeftImageContentContainer" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnCaptionLeftImageContent" align="center" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/ed93ba83-fa67-698b-ed45-58b3b4745769.jpg" width="264" style="max-width: 790px;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table class="mcnCaptionLeftTextContentContainer" align="left" border="0" cellpadding="0" cellspacing="0" width="264" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <span style="font-size:18px"><strong>Low credit score won't prevent a borrower from buying a home</strong></span> <p style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Buyers have found that owning a home has many prerequisites.......<br> <br> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=be05979daf&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Keep Reading</a></p> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-top: 2px solid #2A2626;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" /> --> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=f80814ab79&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory</a> RI/MLO/Broker<br> NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=f80814ab79&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493 <div align="center"> <hr align="center" size="2" width="100%"></div> <div style="text-align: justify;"><span style="font-size:12px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. This email is an advertisement.</span></div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 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valign="top" width="600" style="width:600px;"> <![endif]--> <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;"> <tr> <td valign="top" class="footerContainer" style="background:#ffffff none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #ffffff;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> </td> </tr> </table> <!-- // END TEMPLATE --> </td> </tr> </table> </center> <img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=5ffa5f419b&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-35278490098409921502023-09-18T09:01:00.001-07:002023-09-18T09:01:49.866-07:00😇 See what others are doing in the fix and flip business. 💥<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;background-color: #ffffff;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 10px;width: 100%;border-top: 0;"> <!-- BEGIN TEMPLATE // --> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border: 0;max-width: 600px !important;"> <tr> <td valign="top" id="templatePreheader" style="background:#fafafa none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #fafafa;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody 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exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h2 class="null" style="text-align: center;display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 22px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;">Here are some of the deals we closed last week.<br> <br> Do you have a deal that needs quick and easy funding?<br> <br> <span style="color:#0000CD">We are <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=8de7860ab5&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money Lenders</a><br> with over $200,000,000 funded for Real Estate Investors.</span></h2> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageGroupBlock" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnImageGroupBlockOuter"> <tr> <td valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnImageGroupBlockInner"> <table align="left" width="273" border="0" cellpadding="0" cellspacing="0" class="mcnImageGroupContentContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnImageGroupContent" valign="top" style="padding-left: 9px;padding-top: 0;padding-bottom: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/5234e700-3828-e65a-f545-c9092cae54bb.jpg" width="264" style="max-width: 1200px;padding-bottom: 0;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table align="right" width="273" border="0" cellpadding="0" cellspacing="0" class="mcnImageGroupContentContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnImageGroupContent" valign="top" style="padding-right: 9px;padding-top: 0;padding-bottom: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/be5d3e11-a653-98e1-98b5-dcd774f284a0.jpg" width="264" style="max-width: 1042px;padding-bottom: 0;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if gte mso 9]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="100%"> <![endif]--> <tbody class="mcnBoxedTextBlockOuter"> <tr> <td valign="top" class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if gte mso 9]> <td align="center" valign="top" "> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnBoxedTextContentContainer"> <tbody><tr> <td style="padding-top: 9px;padding-left: 18px;padding-bottom: 9px;padding-right: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="min-width: 100% !important;border: 1px dashed;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding: 18px;color: #222222;font-family: Helvetica;font-size: 14px;font-weight: normal;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;line-height: 150%;"> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td align="left" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <div style="text-align: center;"><strong>Vacation in Pine Top AZ</strong><br> Purchased for $175,000<br> Loan Amount $112,500</div> </td> </tr> </tbody> </table> </td> </tr> </tbody></table> </td> </tr> </tbody></table> <!--[if gte mso 9]> </td> <![endif]--> <!--[if gte mso 9]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageGroupBlock" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnImageGroupBlockOuter"> <tr> <td valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnImageGroupBlockInner"> <table align="left" width="273" border="0" cellpadding="0" cellspacing="0" class="mcnImageGroupContentContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnImageGroupContent" valign="top" style="padding-left: 9px;padding-top: 0;padding-bottom: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/107f2a6b-f7f5-373c-4023-cb07539f9e64.jpg" width="264" style="max-width: 1200px;padding-bottom: 0;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> <table align="right" width="273" border="0" cellpadding="0" cellspacing="0" class="mcnImageGroupContentContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td class="mcnImageGroupContent" valign="top" style="padding-right: 9px;padding-top: 0;padding-bottom: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <img alt="" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/9461756d-4287-fa2c-ee5e-2954905d0857.jpg" width="264" style="max-width: 1200px;padding-bottom: 0;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class="mcnImage"> </td> </tr> </tbody></table> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnBoxedTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if gte mso 9]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="100%"> <![endif]--> <tbody class="mcnBoxedTextBlockOuter"> <tr> <td valign="top" class="mcnBoxedTextBlockInner" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if gte mso 9]> <td align="center" valign="top" "> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnBoxedTextContentContainer"> <tbody><tr> <td style="padding-top: 9px;padding-left: 18px;padding-bottom: 9px;padding-right: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellspacing="0" class="mcnTextContentContainer" width="100%" style="min-width: 100% !important;border: 1px dashed;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding: 18px;color: #222222;font-family: Helvetica;font-size: 14px;font-weight: normal;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;line-height: 150%;"> <div style="text-align: center;"><strong>Fix and Flip in Gilbert Arizona</strong><br> Purchased for $449,000<br> Loan Amount $215,000</div> </td> </tr> </tbody></table> </td> </tr> </tbody></table> <!--[if gte mso 9]> </td> <![endif]--> <!--[if gte mso 9]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> <tr> <td valign="top" id="templateFooter" style="background:#ffffff none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #ffffff;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #656565;font-family: Helvetica;font-size: 12px;line-height: 150%;text-align: center;"> <div style="text-align: left;"> <table border="0" cellpadding="0" cellspacing="0" id="templateContainer" width="600" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td align="left" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" id="templateBody" width="600" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=8de7860ab5&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #656565;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a><br> NCO Enterprises LLC<br> Dba <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=8de7860ab5&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #656565;font-weight: normal;text-decoration: underline;">Setabay Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493 <div align="center"> <hr align="center" size="2" width="100%"></div> <span style="font-size:12px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. This email is an advertisement.</span></td> </tr> </tbody> </table> </td> </tr> <tr> <td align="left" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" id="templateFooter" width="600" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table align="left" border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody> <tr> <td valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #656565;font-family: Helvetica;font-size: 12px;line-height: 150%;text-align: center;"> <div style="text-align: left;"><em>Copyright © 2023 </em><span style="font-size:12px"><em>Setabay Private Hard Money, All rights reserved. 5</em></span><br> Requested Information<br> <br> Want to change how you receive these emails?<br> You can <a href="https://dennislove.us11.list-manage.com/profile?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=0f45e2bd29" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #656565;font-weight: normal;text-decoration: underline;">update your preferences</a> or <a href="https://dennislove.us11.list-manage.com/unsubscribe?u=75b20992fb81bd4c67ed6fe3c&id=02dc6677ca&e=df99cd3344&c=0f45e2bd29" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #656565;font-weight: normal;text-decoration: underline;">unsubscribe from this list</a>.</div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> </table> <!--[if (gte mso 9)|(IE)]> </td> </tr> </table> <![endif]--> <!-- // END TEMPLATE --> </td> </tr> </table> </center> <img src="https://dennislove.us11.list-manage.com/track/open.php?u=75b20992fb81bd4c67ed6fe3c&id=0f45e2bd29&e=df99cd3344" height="1" width="1" alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-8393728550862706182023-09-13T18:13:00.001-07:002023-09-13T18:13:04.885-07:00Ways To Flip Houses With No Money & Bad Credit<span style="font-family:Verdana; color:#000; font-size:10pt;"><div class="MsoNormal" style="font-size:12pt;">Nowhere does it say an investor needs to fund a deal with their money. As it turns out, there are several options for funding a deal made available to today's investors, none of which will require you to use capital from your pocket. It's pretty easy to argue that using other people's money is the gold standard, at least when investing in real estate. If for nothing else, private lenders, <a href="https://level4funding.com/" mce_href="https://level4funding.com/" title="hard money lenders, and any house-flipping investors" target="_blank">hard money lenders, and any house-flipping investors</a> interested in making money are all more than viable options to seek out for your next deal. Here are a few options to help you learn how to flip a house with no money:</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;"><b style="">1. Private Lenders<o:p style=""></o:p></b></div><div class="MsoNormal" style="font-size:12pt;">More often than not, <a href="https://level4funding.com/" target="_blank" style="">private lenders</a> will serve as an investor's most significant funding source. After all, private money lenders are essentially banks without the endless hoops to jump through what most traditional lenders have become synonymous with. That said, <a href="https://level4funding.com/" style="">Arizona private lenders</a> are anyone with a few extra dollars in their pocket, a desire to invest, and a propensity to have their "ears bent." Perhaps even more importantly, they are not associated with a financial institution or a government-backed agency, such as Fannie Mae or Freddie Mac. That's an important distinction; they can make their own rules.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">With the ability to set their parameters, <a href="https://level4funding.com/" style="">Arizona private money lenders</a> will typically come at a steep price; it's not uncommon for their fee to rest somewhere in the neighborhood of six and 12 percent, but I digress. While the average <a href="https://level4funding.com/" style="">private money lender</a> rate is slightly higher than a traditional lender's, they can have the money in an investor's hand in a few days or even hours. Therein lies the most significant benefit of working with private money lenders: speed of implementation. The slightly higher interest rate is well worth the cost of admission if it means an investor can secure funding in as little time as possible. Not surprisingly, most investors will find that the speed at which they can make an offer is more important than the interest rate it comes with. On the other hand, traditional banks may take as long as 30 to 45 days to close on a loan or just long enough to let a deal slip through your fingers.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">Most private money lenders will require a bit of an insurance policy or, more specifically, a promissory note and a mortgage or trust deed on the subject property. Some private lenders will even want borrowers to take it further and guarantee the loan with their assets, but everything is negotiable.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;"><b style="">2. Hard Money Lenders<o:p style=""></o:p></b></div><div class="MsoNormal" style="font-size:12pt;">In their simplest form, <a href="https://level4funding.com/" target="_blank" style="">hard money lenders</a> are lending companies that offer specialized short-term real estate-backed loans. Unlike their private money counterparts, they are affiliated with a company specializing in lending. However, <a href="https://level4funding.com/" style="">Arizona hard money lenders</a> typically offer shorter loan terms to avoid confusion with traditional lending institutions. Transactional lenders will offer loans up to 15 and 30 years, but <a href="https://level4funding.com/" style="">Phoenix hard money lenders</a> tend to stick with a six-month to two-year window.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">Besides their affiliation with an actual company, hard money lenders will operate much like private money lenders. Not only are their lending guidelines much looser than traditional institutions, but their rates are also slightly higher. <a href="https://level4funding.com/" style="">Hard money lenders in Arizona</a> usually ask for about 11 to 15 percent and about five points (additional upfront percentage fees based on the loan amount). However, it is worth noting that there are no universal <a href="https://level4funding.com/" style="">Arizona hard money lender</a> guidelines; each will be complete with a different set of criteria.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">According to New England Home Buyers experts, "You can <a href="https://level4funding.com/" style="">fund all home repairs using hard money</a> lenders. Unlike traditional bank loans, hard money borrowing is not contingent on your creditworthiness. However, fees and interest rates for hard money loans are frequently higher. Note that interest rates might range from 8% to 15%, and points can range from one to five".<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">It is also important to note that most <a href="https://level4funding.com/" style="">Arizona hard money lenders</a> will usually only loan a percentage of the purchase price — typically around 70 percent, to be exact. That will require most investors to look elsewhere if they don't want to spend any money out of their pockets, perhaps a private lender.<o:p style=""></o:p></div><h3 style="">What Is The 70% Rule In House <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">Fix and Flip Lender</a>?<o:p style=""></o:p></h3><div class="MsoNormal" style="font-size:12pt;">Home flippers have a straightforward business model: they buy a house for a low price, renovate it, and then resell it for a more fantastic price. The purpose of a flipper is to buy low and sell high to maximize their earnings. When flippers are looking at real estate listings, the 70 percent rule can come in handy. Essentially, it states that investors should pay no more than 70% of a property's after-repair value minus the cost of the repairs required to refurbish it.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">A property's after-repair value, or ARV, is the amount a home could sell for after being renovated by a <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">fix and flipper</a>. When purchasing a home to flip, investors must estimate how much the property will sell for after it has been renovated. They can then multiply that figure by 70% and deduct it from the estimated renovation cost. The result is the most that flippers should be willing to pay for that home or property. The formula for the 70% rule is:</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" align="center" style="font-size:12pt;"><i style=""><span style="">After-repair value (ARV) </span></i><i style=""><span style="">✕</span></i><i style=""><span style=""> .70 </span></i><i style=""><span style="">−</span></i><i style=""><span style=""> Estimated repair costs = Maximum buying price</span></i></div><div class="MsoNormal" align="center" style="font-size:12pt;"><i style=""><span style=""><br></span></i></div><div class="MsoNormal" style="font-size:12pt;">The critical thing to remember is that the 70% rule is merely a guideline. Before purchasing a house, you should research market conditions, consult with real estate professionals to acquire a more realistic resale estimate, and meet with contractors to determine how much repairs will cost and which upgrades are required.<o:p style=""></o:p></div><h3 style="">How To Find <a href="https://level4funding.com/" style="">Arizona Hard Money Lenders</a><o:p style=""></o:p></h3><div> </div><div class="MsoNormal" style="font-size:12pt;"><i style=""><a href="https://level4funding.com/" style="">Hard money lenders</a></i> are located nationwide; you need to know how to find them. The easiest way to find them is by searching online for <a href="https://level4funding.com/" style="">Arizona or Phoenix hard money lenders</a> in your area. You will find results for companies with <a href="https://level4funding.com/" style="">hard money loans</a> that you can contact here. Attending real estate investor meetings is a great way to network with <a href="https://level4funding.com/" style="">Arizona hard money lenders</a> looking to work with potential borrowers. You can also reach out to other real estate professionals in your network who have experience working with these lenders or know of a contact you can contact.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=b388ea92ca" target="_blank" style="">Matt Prosory RI/MLO/Broker</a><o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">NCO Enterprises LLC<br style="">Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=b388ea92ca" target="_blank" style="">Private Hard Money</a><br style="">26731 N 90th Drive<br style="">Peoria AZ 85383<br style="">Telephone: 623-582-4444<br style="">NMLS 2062278 NMLS 1118493<br style=""> <o:p style=""></o:p></div><div style=""></div><div class="MsoNormal" style="font-size:12pt;">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent, this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. This email is an advertisement.</div></span>Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-55261156101486609602023-09-11T09:01:00.001-07:002023-09-11T09:01:52.228-07:00People are making a lot of MOOLA in Real Estate Are YOU?<!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;background-color: #FAFAFA;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;border-top: 0;"> <!-- BEGIN TEMPLATE // --> <table border="0" cellpadding="0" cellspacing="0" width="100%" style="border-collapse: collapse;mso-table-lspace: 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<tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=db2f10d961&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a><br> NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=db2f10d961&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493 <div align="center"> <hr align="center" size="2" width="100%"></div> <span style="font-size:12px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. 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alt="">Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-37762218378007670842023-09-06T11:39:00.001-07:002023-09-06T11:39:29.983-07:00Are Home Flippers Get Burned by US Housing Market's Sudden Slump?<span style="font-family:Verdana; color:#000; font-size:10pt;"><div class="MsoNormal" style="font-size:12pt;">After an abrupt end to the US housing boom, <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">home flippers</a> who were winning big just months ago are now racing to stem losses.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">Since January, the doubling of mortgage rates has crushed buyer demand and depressed values in investors' most favored locations, from Phoenix and Las Vegas to Jacksonville, Florida. It's a swift turnabout for flippers such as those stuck with homes to sell and loans to pay.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">Investors say, "It's a high-risk, high-reward business — and now we're facing the high risk, and I'm just praying for break even."</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">Flippers with loans must repay them, and rising interest rates make carrying costs even more significant. Their troubles can reverberate across the market: Just as investors bid prices higher on the way up, they can accelerate the move downward.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">For most <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">fix and flippers</a>, the focus will be on selling, and the faster, the better. A small number will keep buying even though finding truly undervalued homes is near impossible and a guessing game of how far the market will drop.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;"><a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">Home-flipping</a> activity reached a record at the start of the year, making up one in 10 transactions, surpassing the levels in the last bubble, according to Attom, an Irvine, California-based data provider, which tracked sales of properties that previously sold within the last 12 months. While the share remains elevated, it fell to 8.2% in the second quarter of 2023.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">Conditions have deteriorated more since then, with mortgage rates near the highest level in 20 years. Demand has cooled particularly fast in Sun Belt markets such as Phoenix, Jacksonville, and Atlanta, pandemic boom areas where affordability has been strained. <a href="https://level4funding.com/" style="">Fix and Flippers</a> made up about 14% of transactions in those regions in the second quarter, but those shares sank in July and August, according to more recent monthly data provided by Attom.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">Phoenix property investors have had to slash prices after the slowdown caught investors. A lot of investors are getting hammered.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">Losses will grow, but even thin margins are a big problem when you're a full-time flipper.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">We have <a href="https://level4funding.com/" style="">hard-money loans</a> with 10% to 14% interest rates. It's a constant dance — do I wait it out, or does the price drop? Both cost money.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">For the most part, investors are paying back their loans, said <a href="https://level4funding.com/contact-phoenix-arizona-home-mortgage-and-hard-money-mortgage-broker-html-2/" style="">Matt Prosory RI/Broker at Level 4 Funding</a>, a <a href="https://level4funding.com/" style="">hard-money lender in Phoenix, Colorado, and Texas</a>. The default rate was 1.25%, which has climbed to 2.5% in the past two months. But it remains below pre-pandemic norms.</div><div class="MsoNormal" style="font-size:12pt;"><br></div><div class="MsoNormal" style="font-size:12pt;">Matt said fix and flippers with nicely renovated turn-key properties will stand out in this market. But it will be painful for those who overpaid, counting on rapid appreciation to make them money, he said.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">"Lots of them, in hindsight, were making bad buys. Anybody <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">fix and flipping</a> right now must look closely at the property pricing: Price it to sell. Today is not the time to get greedy.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;"><o:p style=""> </o:p></div><div class="MsoNormal" style="font-size:12pt;">Phoenix flippers are trying to put things in perspective. Flippers have purchased much more over the last two years than they will likely lose. <a href="https://level4funding.com/fix-and-flips-loan-for-fix-and-flipping-loans-for-flippers-in-arizona/" style="">Fix and Flippers</a> are giving back the money they made.<o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">I ask my flippers if flipping is dead or at least dying. Here in the Phoenix, Arizona, metro area, I have watched the margin on deals become slimmer and slimmer. During the past few years, television shows and seminars have flooded the flipping market with people who believe flipping homes is an easy way to riches. Trustee auction prices are near MLS prices (retail), and I cannot believe what people are paying. <o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;">I recommend that flippers take an extended vacation and return later to see how the market is going. <o:p style=""></o:p></div><div class="MsoNormal" style="font-size:12pt;"><o:p style=""> </o:p></div><div class="MsoNormal" style="font-size:12pt;"><span style=""><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=b388ea92ca" target="_blank" style=""><span style="">Matt Prosory RI/MLO/Broker</span></a><o:p style=""></o:p></span></div><div class="MsoNormal" style="font-size:12pt;"><span style="">NCO Enterprises LLC<br style=""> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=b388ea92ca" target="_blank" style=""><span style="">Private Hard Money</span></a><br style=""> 26731 N 90th Drive<br style=""> Peoria AZ 85383<br style=""> Telephone: 623-582-4444<br style=""> NMLS 2062278 NMLS 1118493<br style=""> <o:p style=""></o:p></span></div><div> </div><div class="MsoNormal" style="font-size:12pt;"><span style="">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent, this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. This email is an advertisement.</span><span style=""><o:p style=""></o:p></span></div></span>Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0tag:blogger.com,1999:blog-9138227435596920479.post-61287283685864433432023-09-04T09:01:00.000-07:002023-09-04T09:03:05.874-07:00Are you making moola flipping homes? ✅💯🔆<!-- --> <!--[if !gte mso 9]><!----><span class="mcnPreviewText" style="display:none; font-size:0px; line-height:0px; max-height:0px; max-width:0px; opacity:0; overflow:hidden; visibility:hidden; mso-hide:all;">See how this person is mackling a boat load of money flipping homes..😃</span><!--<![endif]--> <!-- --> <center> <table align="center" border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 0;width: 100%;background-color: #FAFAFA;"> <tr> <td align="center" valign="top" id="bodyCell" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;height: 100%;margin: 0;padding: 10px;width: 100%;border-top: 0;"> <!-- BEGIN TEMPLATE // --> <!--[if (gte mso 9)|(IE)]> <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;"> <tr> <td align="center" valign="top" width="600" style="width:600px;"> <![endif]--> <table border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;border: 0;max-width: 600px !important;"> <tr> <td valign="top" id="templatePreheader" style="background:#FAFAFA none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FAFAFA;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;"></td> </tr> <tr> <td valign="top" id="templateHeader" style="background:#FFFFFF none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 0;"></td> </tr> <tr> <td valign="top" id="templateBody" style="background:#FFFFFF none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FFFFFF;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 2px solid #EAEAEA;padding-top: 0;padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody class="mcnTextBlockOuter"> <tr> <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <!--[if mso]> <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;"> <tr> <![endif]--> <!--[if mso]> <td valign="top" width="600" style="width:600px;"> <![endif]--> <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" width="100%" class="mcnTextContentContainer"> <tbody><tr> <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #202020;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"> <h1 style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;"><a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" name="_Hlk513206518" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">SouthCreek Flips Shows Us How to Fix-and-Flip Like a Boss</a></h1> <img align="left" data-file-id="1092949" height="160" src="https://gallery.mailchimp.com/75b20992fb81bd4c67ed6fe3c/images/eb5a4bc1-d114-4c2b-96c2-a1480c52324e.jpg" style="border: 0px initial;width: 160px;height: 160px;margin: 10px;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="160">As you may know, Level 4 Funding is a hard money lender, and we help many people realize their dreams, especially those who focus on <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fixes and flips or rehabs</a>. Occasionally, we come across someone whose story and work are just too inspirational not to share. Pam Bauer and Marsha Burton of SouthCreek <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Fix and Flips </a>are two such people. Marsha was kind enough to talk briefly about their recent flips and what keeps them in the business. <h3 class="null" style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;">Pam's Been a General Contractor for 25 Years</h3> A background in the industry makes the transition to flipping houses much more accessible. Pam's 25 years of work as a general contractor gave her an excellent background for fix-and-flips. With nine years of direct fix-and-flip experience and Marsha as a partner, SouthCreek Flips has completed 18 properties in 3 years. <h3 class="null" style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;">The Pair Follows the Motto, "The Uglier, the Better"</h3> While those just getting into the <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix-and-flip business</a> will likely want to select modest projects, the expertise these ladies bring to the table means they can tackle homes that others might shy away from. "Hoarder houses," as Marsha calls them, are a favorite. The pair explicitly targets homes that might appear beyond help to others due to trash and debris, filth, or shoddy upkeep, and often networks with realtors and other real estate investors to help ensure the suitable projects land with the right rehabbers. <h3 class="null" style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;">Carving Out a Family Paradise is its Reward</h3> Even though fix-and-flips can be lucrative if you know what you're doing, Marsha says they're driven by more altruistic means. The pair works primarily in low-income areas, restoring 2-3-bedroom homes for people who want a nice place to stay near family but can't find quality housing. Her favorite project to date involved rehabbing a hoarder house with mold problems. The house sold before it even listed for more than the asking price because the buyer was so excited to have the opportunity to purchase a lovely home near his mother. Check out the stunning photos of it below!<br> <img data-file-id="1092957" height="184" src="https://gallery.mailchimp.com/75b20992fb81bd4c67ed6fe3c/images/22cc13e3-eb4d-4ede-ad45-32b4451150d2.jpg" style="border: 0px initial;width: 150px;height: 184px;margin: 5px;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="150"> <img data-file-id="1092953" height="184" src="https://gallery.mailchimp.com/75b20992fb81bd4c67ed6fe3c/images/960c3a42-7367-44c9-8de2-913f8acec715.jpg" style="border: 0px;width: 150px;height: 184px;margin: 5px;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="150"> <h3 class="null" style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;">After All These Years, Some Homes Still Come with Surprises</h3> Those who do <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">fix-and-flips for a living</a> have expert eyes and know how to size up a property well, but even the pros find ugly surprises from time to time. We asked Marsha what their biggest surprise was thus far. "We noticed some plumbing was a little corroded when replacing a fixture," she explained. "You can rig a house to death and put it on the market and Pam, and just I can't do that." So, they did what they always do: address the corroded plumbing. Unfortunately, this led to an unsavory discovery: a former owner created his sewer system with cinder blocks. The pair were forced to drill it all out, remove it, and replace it to code. <h3 class="null" style="display: block;margin: 0;padding: 0;color: #202020;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 125%;letter-spacing: normal;text-align: left;">Watch for More to Come from SouthCreek Flips</h3> <div style="border-bottom: solid windowtext 1.5pt; border: none; mso-element: para-border-div; padding: 0in 0in 1.0pt 0in;"> <div class="MsoNormal" style="border: none; mso-border-bottom-alt: solid windowtext 1.5pt; mso-padding-alt: 0in 0in 1.0pt 0in; padding: 0in;">The dynamic duo has been focused purely on their projects thus far and doesn't have a digital footprint yet, so be on the lookout for a website in the future. You may also catch their current project on Garfield, which will be hitting the listings any day now.<br> <br> If you liked hearing Pam and Marsha's story, come back here as we continue to highlight more of the great things Level 4 Funding clients are doing with their hard money loans or contact us directly if you think you've got what it takes to become a home rehabber and need funding for your project.<br> <!--![endif]----></div> <div class="MsoNormal" style="border: none; mso-border-bottom-alt: solid windowtext 1.5pt; mso-padding-alt: 0in 0in 1.0pt 0in; padding: 0in;"> </div> </div> <div class="MsoNormal" style="background: white; line-height: 13.85pt; margin-bottom: .0001pt; margin-bottom: 0in;"> <div class="separator" style="clear: both; text-align: center;"><br> <br> </div> </div> <div class="MsoNormal" style="background: white; line-height: 13.85pt; margin-bottom: .0001pt; margin-bottom: 0in;"> <div class="separator" style="clear: both; text-align: left;"> </div> <div class="separator" style="clear: both; text-align: left;"><img data-file-id="1093108" height="123" src="https://mcusercontent.com/75b20992fb81bd4c67ed6fe3c/images/581e63b4-c0ba-2c46-013a-9e1fa224aaef.png" style="border: 0px;width: 100px;height: 123px;margin: 0px;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" width="100"><br> <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Matt Prosory RI/MLO/Broker</a></div> <div class="separator" style="clear: both; text-align: left;">NCO Enterprises LLC<br> Dba Setabay <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5034a5373b&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Private Hard Money</a><br> 26731 N 90th Drive<br> Peoria AZ 85383<br> Telephone: 623-582-4444<br> NMLS 2062278 NMLS 1118493<br> </div> <div class="separator" style="clear: both; text-align: left;"><span style="font-size:12px">Equal Housing Opportunity. This is not a Good Faith Estimate nor a Guarantee to lend and should not be considered as such. Costs, rates, estimates, and terms can only be determined after completing an application. Actual payments will vary based on your situation and current rates. APR for loans ranges from 7.99 - 29.5% and is based on Credit Score, Down Payment, LTV, and Income. Mortgage rates could change daily. For more accurate and personalized results, please call 623 582 4444 to talk to a licensed mortgage expert. Terms and conditions of all loan programs are subject to change without notice. NCO Enterprises LLC Dba Setabay Private Hard Money 26731 N 90th Drive Peoria AZ 85383 Telephone: 623-582-4444 NMLS 2062278 NMLS 1118493 This email is for the exclusive use of the intended recipients and may contain privileged and confidential information. If you are not an intended recipient, please notify the sender, delete the email from your computer, and do not copy or disclose it to anyone else. Your receipt of this message is not intended to waive any applicable privilege. Neither this email nor any attachments establish a client relationship, constitute an electronic signature, or provide consent to contract electronically unless expressed by Matt Prosory RI/CEO, in this email or an attachment. To the extent, this message includes any tax or legal advice. This message is not intended or written by the sender to be used, and cannot be used, for legal or tax purposes or advice. This email is an advertisement.<br> <br> <em>Copyright © 2023 Setabay Private Hard Money, All rights reserved. 3</em><br> Want to change how you receive these emails?<br> You can <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=43be38c98c&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">update your preferences</a> or <a href="https://dennislove.us11.list-manage.com/track/click?u=75b20992fb81bd4c67ed6fe3c&id=5cf7bc462f&e=df99cd3344" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">unsubscribe from this list</a></span></div> </div> </td> </tr> </tbody></table> <!--[if mso]> </td> <![endif]--> <!--[if mso]> </tr> </table> <![endif]--> </td> </tr> </tbody> </table></td> </tr> <tr> <td valign="top" id="templateFooter" style="background:#FAFAFA none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #FAFAFA;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;"> <tbody class="mcnDividerBlockOuter"> <tr> <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 10px 18px 25px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-top: 2px solid #EEEEEE;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <tbody><tr> <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"> <span></span> </td> </tr> </tbody></table> <!-- <td class="mcnDividerBlockInner" style="padding: 18px;"> <hr class="mcnDividerContent" style="border-bottom-color:none; 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color:#000; font-size:10pt;"><div class="MsoNormal" style="font-size:12pt;"><span class="Heading2Char" style=""><i style=""><span style="">One of the most common hurdles for new investors is <a href="https://level4funding.com/" style=""><span style="">finding money to fund their deals</span></a></span></i></span>. While this can be a struggle at times, finding the capital you are looking for is currently more accessible than ever. Between lines of credit, <a href="https://level4funding.com/" style="">private lenders</a>, retirement funds, credit cards, and traditional bank loans, numerous options are available to those who know where to look. The key is to find a funding source that works for you. Often, that source will be a hard money lender. The <a href="https://level4funding.com/" style="">hard money lender in phoenix</a> has gotten a bad rap over the years but has proven a reliable way to fund deals. If you don't have a <a href="https://level4funding.com/" style="">hard money lender in Arizona</a> outlet or have yet to use one, now may be the time to find as much information on them as possible.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">A <a href="https://level4funding.com/" style="">hard money lender</a> is an individual or group of individuals that lend money on their own terms. They put stock in the property and the real financials of the borrower more than anything else. With traditional lender financing, if your credit score falls below a certain threshold you may have trouble getting approved regardless of other factors. However, <a href="https://level4funding.com/" style="">Phoenix hard money lenders</a> have their own set of criteria. For this flexibility, there are more fees and higher interest rates to deal with. Some investors will balk at those opting for lower rates that banks offer. This can work on certain properties and deals, but you need to be able to act quickly on those that are time-sensitive, and that's exactly what hard money allows you to do. Here are just a few of the <a href="https://level4funding.com/" style="">benefits of using a hard money lender</a>:</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">1. Speed: In today's real estate landscape, how quickly you can close is often more important than the amount you offer. Too many lenders have been burned in the past waiting for deals to close that never do. Even if they do close, the average length of a financed transaction approaches 45 days. Most sellers would rather take a slight discount with the assurance they can close in a week than risk closing in 45 days. This speed gives you the ability to make offers with five or seven-day closings. On borderline deals, you can bet that your offer will be the one that is accepted.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">2. Volume: Instead of waiting 45 days to start working on the property, you can cut the time down to just a few weeks. Shaving a few weeks off every <a href="https://level4funding.com/" style="">rehab project</a> you start gives you the opportunity to close more deals over the course of a year. Adding just one or two deals to your portfolio will increase your bottom line exponentially. Often, you may be able to close two or three times the volume you closed the previous year. When the number of deals, you complete starts to creep upward, so will the number of contacts you make. The people you meet are just as important as the deals themselves, if not more so. Remember, real estate is a people business. The more deals you do, the more contacts you can make. In turn, those contacts may even lead to more deals.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">3. Quality: Having capital to close is only part of the benefits that coincide with <a href="https://level4funding.com/" style="">Arizona hard money</a>. With hard money in your corner, you could do whatever needs to be done for the property. Instead of cutting corners to save money, you can do the work that you know needs to be done. This will help you maximize your bottom line and improve your reputation in the industry. Realtors and fellow investors who see your finished products may want to work with you down the road. Quality will also help get your property sold to end buyers much faster. Instead of hoping that an offer comes in, you will have your choice of deals to choose from.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">4. Bigger Projects: Increased capital allows you to slowly build your way up to bigger projects. Instead of looking solely at single-family properties, you can start to look at multifamily and commercial deals. Furthermore, closing more deals will increase your personal capital and give you a larger share of bigger deals. There is nothing wrong with sticking to condos and single-family properties, but having hard money behind you gives you the opportunity to explore other options that come your way.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;">Aligning yourself with a <a href="https://level4funding.com/" style="">hard money lender</a> doesn't mean you have to use them on every deal. A property that you want to buy, and hold may be better served with a long-term interest rate of around four percent. However, most rehab projects need the efficiency that hard money brings. The goal should be to save some capital from every deal until you have enough saved to fund them yourself. Until you get to that point, you may have to make a little less per deal to increase your bottom line.<o:p style=""></o:p></div> <div class="MsoNormal" style="font-size:12pt;">The biggest knocks on hard money are the high fees and points. These accrue from the time of settlement until you can sell the property. In some cases, it can span several months. However, it is a small price to pay for what you get. The annual interest over just a few months is a relatively small factor compared to all the other expenses you will incur. Additionally, you only pay these on deals you close. If you can't close, you can't earn, and hard money helps you close more deals. It is not for everyone in every deal, but should be a part of your financing options.</div><div class="MsoNormal" style="font-size:12pt;"><br></div> <div class="MsoNormal" style="font-size:12pt;"><a href="http://www.level4funding.com/about-level4funding-private-hard-money-lender-arizona/" style="">Dennis Dahlberg</a><br style=""> Broker/RI/CEO/MLO<br style=""> Level 4 Funding LLC <br style=""> <a href="http://www.level4funding.com/" style="">Hard Money Lender</a><br style=""> <a href="https://level4funding.com/" style="">Hard Money Loans</a><br style=""> <a href="https://level4funding.com/" style="">Hard Money Loan</a><br style=""> Arizona Tel: (623) 582-4444<br style=""> Texas Tel: (512) 516-1177<br style=""> <a href="mailto:Dennis@level4funding.com%20" style="">Dennis@level4funding.com</a><br style=""> <a href="http://www.level4funding.com/" style="">Dennis Dahlberg Broker/RI/CEO</a><o:p style=""></o:p></div> <div class="MsoNormal" style="font-size:12pt;"><br style=""> <br style=""> <!--[if !supportLineBreakNewLine]--><br style=""> <!--[endif]--><o:p style=""></o:p></div> <div class="MsoNormal" style="font-size:12pt;">NMLS 1057378 | AZMB 0923961 | MLO 1057378<br style=""> 22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027<br style=""> 111 Congress Ave | Austin | Texas | 78701 <o:p style=""></o:p></div> <div class="MsoNormal" style="font-size:12pt;">About the Author: Dennis has worked in the real estate industry for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the excellent investment opportunities trust deed investing and <a href="https://level4funding.com/" style=""><b style=""><i style="">hard money loans</i></b></a> provided. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have two beautiful daughters and five amazing grandchildren. Dennis has been an Arizona resident for the past 45 years.<o:p style=""></o:p></div></span>Setabayhttp://www.blogger.com/profile/08630126444892163581noreply@blogger.com0