Learn To Be A Fix & Flip Investor: October 2018

Wednesday, October 31, 2018

Danger Beware Danger: What to Know About Arizona Spec Home Investors

Spec homes are a complicated investment opportunity. When it comes to private investors and Arizona Spec Home Investors, there are a lot of factors to consider and you must be aware if the risk of these types of properties are actually worthwhile for you to pursue financially.

Spec homes are also sometimes called speculation homes. These properties are built as single-family homes that are intended to be resold. The construction of these properties is definitely on the rise which means many real estate investors are jumping on these opportunities. There may be opportunities for you too with these properties. However, you must understand that these properties are high risk, high reward.

Right now, while there is a building boom, spec homes can actually be very popular. In fact, it can seem to be very exciting to finish selling a home before it is ever actually fully constructed. However, these properties can be detrimental if they are not sold in the expected timeframe which means these sorts of investments are risky.

If you are beginner to the real estate market, spec home investment properties may be better for a later project. A hard money loan can help you secure a stake in any number of real estate ventures that are less risky and ultimately potentially more valuable. Regardless of the route you choose to go down, there is no better time than now to get started with investing in real estate. There are many opportunities available for you to consider in different aspects of the real estate market that can actually be extremely profitable.

The Valuable Advice About Arizona Spec Home Investors You Must Know

When it comes to real estate, there are many different ways to begin investing and getting involved. Knowing the right areas to spend your money can be a large determining factor in your success. While many individuals are making a killing with spec home investing, these opportunities are better suited for more experienced investors that have already begun to get involved with investing. In order for spec home investing to be profitable, you must be able to have a large network of connections to fall back on. Homes that are spec homes are more likely to be sold quickly when you have networks to spread the news about your property and begin to gather clients that may be interested in your property.

Spec homes or speculation properties and the construction of these properties are on the rise so you must be aware if this is an investment opportunity you should get a jump on or if you should pursue other avenues of real estate investment.

Big, new housing developments can mean big earnings if you know the right way to spend your money. These are high risk, high reward so it’s up to you to decide if it is worth the risk. Consider that spec homes are a solid opportunity for more advanced investors to consider but may not be the best way for beginners to be initiated into the world of real estate.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

What You Need to Know About Becoming Successful with Arizona Spec Home Financing

Are you hoping to contribute to big, new developing communities and shape better neighborhoods? Do you want to increase your income double or triple what it is now? Arizona Spec home financing is an exciting investment opportunity that is leading many real estate investors to huge earnings.

If you have begun to invest in real estate and have already acquired a network or some experience, spec home investing is an exciting venture to consider. With spec home investments, you will be investing in properties that have yet to be built and profiting off of the sale of these prosperities once they are eventually sold. With a recent boom in home building, this is exciting news for anyone who wants to get started with spec home financing. There is no better time than right now to take advantage of this booming real estate market. More importantly, spec home financing will give you the opportunity to network with numerous real estate business professionals. It takes a number of different individuals to team up a work on creating a new development or subdivision. You will be one of many stakeholders investing in a budding community which is exciting news for anyone who is hoping to get a larger network of people in the real estate business. More network contacts can lead to more leads which is good news. The majority of houses that sell before purchase were introduced to their buyers through word-of-mouth. Having a network of individuals recommending your properties to potential clients can lead to huge earnings.

More importantly, spec investing is a time-restricted investment. If you are hoping to tap into this booming time in real estate, you need to act quickly. The real estate market may not be as accommodating to spec properties in the future so it is important to take advantage of the current building climate while you still can. Spec home financing can be a great way to expand your network and making a lasting impact on your community by building beautiful homes for future generations to enjoy.

Spec Home Financing in Arizona is an Exciting Investment Opportunity

Now is the time to get started with speculation home financing so that you can achieve your financial goals and network with many other real estate investors in your area. Networking is one of the most important parts about being successful in real estate and investing in these types of opportunities is one of the best ways to do so.

If you want to positively contribute to your community, it is time to consider spec home investments and shaping thriving neighborhoods for generations to enjoy as well as simultaneously reaching or exceeding your financial goals.

Like any business decision, it is important to weight the pros and cons before you decide where to invest. However, spec home financing is a budding market today, so it is still important to consider to tap into these potential earnings while they are still available to you

How to Make Money with 90% Hard Money Loans

Arizona Hard Money Loans are unique investment opportunities that can help you reach or exceed your financial goals. With 90% hard money loans, you can quickly begin investing in real estate properties without ever having any real estate experience or even if you do not have a good credit score.

Never let your history of poor credit slow you down for reaching your goals of investing in real estate. Arizona Hard Money Loans are the perfect solution for individuals that do not have a good history with their credit score but still are interesting in pursuing investment opportunities. As you probably know, investing in real estate is a costly choice but has the potential to lead to huge earnings. To give you the jumpstart you need to get going with real estate investments, Arizona Hard Money Loans can give you the funds you need to cover purchasing a real estate property.

90% Arizona Hard Money Loans can cover almost the complete process of buying and flipping a real estate property. If you do not have any experience with construction, this type of loan makes it easy to have enough money to outsource the labor to more experienced individuals. More importantly, Arizona Hard Money Loans do not have the same approval process as a loan you would find in a more traditional bank setting. With hard money loans, your credit score is never taken into account when it is time to decide if you need to be approved or denied for the loan. Instead, investors are only considerate of the fact if you are financially able to pay off the loan. Since Arizona Hard Money Loans are done through private investors, you will be able to work out payment plans or financing options to go along with your real estate goals, your budget, and any other financial limitations you might have.

With hard money loans, there is no excuse to not get started investing in real estate. More importantly, Arizona Hard Money Loans should show you that even with a poor credit history or minimal real estate experience, you can still make a huge profit by investing in real estate properties.

90% Arizona Hard Money Loans Are There When You Need Them

You need to secure your financial future and get started with investing in real estate properties. Arizona Hard Money Loans can be the key to your success and help you to begin purchasing and reselling real esate investments without having to pay a huge amount for a down payment.

Many people are reaching financial success with Arizona hard money lending opportunities and there is no better time than now to join these individuals and begin to meet your dreams and triple your income.

Simply put, Arizona Hard Money Loans are the solution that works for people who are ready to get started in real estate but do not have the funds needed to do it alone. With hard money, you are never alone and have many investors behind you ready to help your achieve your goals.

Monday, October 29, 2018

Trust Deed Investing: Not Always a Big Risk

Don't avoid trust deed investing just because someone else told you it’s risky. These investments can offer you great benefits, if you can get past some common misconceptions. Learn about the process, the basic benefits and some simple strategies to avoid risk. Come to your own conclusions about this type of investment so you don't miss out on this opportunity.
You may be wondering how this process works. The simplest way to explain deed of trust investments is an individual borrower approaches trust deed broker, and you as an individual investor, fund the loan. As the borrower pays down their loan, you receive regular payments in the form of interest.
In the case of Arizona trust deed investing, you receive the benefit of regular fixed interest payments from the borrower
After the promissory note a.k.a. The trust deed is filed you the investor receive monthly interest payments as the loan is paid down. When the investment comes to term, you are usually paid the full amount of the remaining principle, along with any remaining interest payments.
This type of investment allows you to earn a steady stream of contractually obligated income, with little to no effort on your part. All you need to do is fund the loan and usually your broker can take care of the rest.
However, this may seem risky, and you may be wondering 'why don't these trust deed borrowers go to regular banks?'
Frequently traditional banks refuse to underwrite the types of deals that trust deeds secure. Not because of inherent risk, but because of bank bureaucracy.
Don't just assume trust deed investing in Arizona is dangerous because these borrowers cant qualify for conventional financing.
Some borrowers need the flexibility offered by trust deed brokers. Most banks refuse to lend to midsize commercial developers, on account of their ‘checkbox mentality.’ If a borrower's project doesn't meet a traditional lender's stringent criteria, their application gets denied, no matter how strong the borrowers financial standing. So not every deed of trust investment is inherently risky.
However, as with any investment, there is some risk involved. A reputable broker should offer you the specific details of your investment. They should provide you with documents detailing the project type, the property, and the specific terms of the loan. Above all your broker should provide you with a clear outline of the borrowers exit strategy.
The main thing you want to look into when it comes to these types of deals as the borrower's exit strategy, or their plan to pay back their loan. If something doesn't sit right with you, when it comes to the borrower's exit strategy its in your best interest to avoid getting involved.
Nevertheless don't neglect the benefits of trust deeds, these investments present you with the opportunity to invest in real-estate without the inconvenience of managing the property yourself. Don’t just assume because the borrower in this case can’t qualify for conventional financing that these deals are too risky. If you can be confident that an individual borrower can pay back the loan, trust deeds can be an excellent investment.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

Trust Deed Investing: Risk Less by Going Small

When it comes to trust deed investing in Arizona don't be tempted by deals that offer the possible highest returns. You can risk less while still earning a steady return by going small, in terms of interest rate and total loan amount. Using this strategy you can avoid the main risk when it comes to this type of investment: bankruptcy and foreclosure.
While it might be tempting to invest in deeds of trust offering the highest returns (i.e., trust deeds charging borrowers the highest possible interest payments), such investments are incredibly risky. One way to mitigate the risk of borrower default is to invest in smaller loans. The larger the loan, the larger the interest payments the borrower is obligated to make and the higher the chance of default.
Therefore, investing in smaller loans is always a good risk management strategy in the case of deeds of trust.
All this talk about default might make you wonder 'why should I care if the borrower defaults? Cant I simply foreclose on the property and resell it for its fair market value?’
Not exactly.
Going small with Arizona Trust Deed Investing can help you avoid the risk of bankruptcy
Promised returns are not actual returns when it comes to investments.
So while a deed of trust may promise a greater return because it charges borrowers a higher interest rate, in most cases you may never actually achieve any return on these “high-yield” investments.
Even though trust deeds have fewer regulations, foreclosure is never a clean cut process. If a borrower defaults bankruptcy is the likely outcome. The legal complications of the bankruptcy process will hinder your ability to repossess and resell the property.
While the court sits on its hands and various lawyers argue over the details of the borrower's case, your loan is still in default. So while the bankruptcy proceedings slowly make their way through the court, you as an investor, are getting nothing. You cant foreclose, repossess or resell the property until the bankruptcy goes through and your deed of trust is essentially becomes a worthless piece of paper.
Even after borrowers bankruptcy clears the courts, and you manage to foreclose, you are not out of the woods yet.
With trust deed investing, going small helps you avoid the risk of foreclosure
In almost all cases foreclosure on deeds of trust results in a loss. Foreclosed properties are rarely sold for their full market value because buyers always expect steep discounts.
Unlike you, an individual private investor, banks (the ones who most often carry out foreclosures) are under heavy regulatory pressure to quickly offload foreclosed properties. Due to this fact there is a prevailing assumption on the part of buyers that any foreclosed property should sell at a steep discount. Therefore, it’s basically impossible to get full resale value on a foreclosed property.
So with deeds of trust, you never want your borrower to default. Bankruptcy part of the borrower means you will make no return on your investment as the bankruptcy proceedings make their way through the courts. Foreclosure in almost all cases will result in a substantial loss.
So mitigate the risks of bankruptcy and foreclosure when it comes to investing in deeds of trust. To enjoy the maximum benefits of this type of investment, invest in small trust deeds that charge borrowers reasonable interest rates. This strategy can protect you from risk and allow to enjoy the many benefits involved with these types of investments.

Trust Deed Investing: Tactics to Avoid Risk

In the case of trust deed investing you want to make money, and of course you want to risk less. Learn some basic ways to mitigate the risks when it comes to this form of investment.
A deed of trust is a three-party mortgage. You act as the investor in individual loans and receive a regular return of interest payments as the loan is paid off. Deeds of trust allow you to act as a passive partner in real-estate deals, all you need to do is fund the loan. You then earn regular income as the borrower’s loan is paid back.
However as with any investment, there is some risk involved.
Obviously, there are many different types of real estate, and there are just as many types of trust deed investments. So one way to protect yourself from risk is to understand the type of property and the individual project being financed.
When it comes to real estate, there are two broad categories: residential and commercial. Residential projects and properties usually imply a lower risk and therefore a lower return. Commercial projects, on the other hand, present the opportunity for higher returns and of course present a higher risk.
In the case of commercial projects, deals for financing the development of office, retail or industrial properties are very risky while apartment loans usually prove far more stable. However, the risk involved with each deed of trust will depend on the details of the individual, property, project, and market.
So develop a sense of the local market to get a read on whether a given trust deed is a worthwhile investment. Using your discretion in any investment is critical when it comes to avoiding risk.
With Arizona trust deed investing, if you can, you should get a your own sense of each deal before investing.
When it comes to trust deeds, don't just rely on your broker's understanding of the deal. Exercise due diligence and proceed with caution before investing in any deed. Use common sense and consider how your broker underwrites the loan. Ask whether you agree with the stated valuation of the property being mortgaged and it's income potential. If you don’t agree, you might want to avoid investing.
The fundamental way to avoid risk when it comes to investing deeds of trust is to develop confidence in the individual borrower's ability to pay back the loan. Carefully scrutinize the details of their financial history provided by your broker and see if you agree with their conclusions. As above all, you do not want your borrower to default.
When it comes to trust deed investing, you can risk less by ensuring your borrower can pay back the loan.
Borrower default, as with any loan, is the most significant risk when it comes to deeds of trust.
Yes, you can potentially sell you trust deed to another investor, but if things go south on the part of the borrower, there is little if any chance another investor will repurchase your loan from you. Yes, you can foreclose if a borrower defaults, but foreclosed properties rarely sell for their full market value.
So don’t just rely on your brokers assumptions. Develop your own understanding of the property or project secured by the deed and have confidence in the borrower's ability to repay the loan. Both of these approaches will help you avoid the worst case scenario, default and foreclosure.

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Wednesday, October 31, 2018

Danger Beware Danger: What to Know About Arizona Spec Home Investors

Spec homes are a complicated investment opportunity. When it comes to private investors and Arizona Spec Home Investors, there are a lot of factors to consider and you must be aware if the risk of these types of properties are actually worthwhile for you to pursue financially.

The Valuable Advice About Arizona Spec Home Investors You Must Know

Spec homes or speculation properties and the construction of these properties are on the rise so you must be aware if this is an investment opportunity you should get a jump on or if you should pursue other avenues of real estate investment.

What You Need to Know About Becoming Successful with Arizona Spec Home Financing

Are you hoping to contribute to big, new developing communities and shape better neighborhoods? Do you want to increase your income double or triple what it is now? Arizona Spec home financing is an exciting investment opportunity that is leading many real estate investors to huge earnings.

Spec Home Financing in Arizona is an Exciting Investment Opportunity

If you want to positively contribute to your community, it is time to consider spec home investments and shaping thriving neighborhoods for generations to enjoy as well as simultaneously reaching or exceeding your financial goals.

How to Make Money with 90% Hard Money Loans

Arizona Hard Money Loans are unique investment opportunities that can help you reach or exceed your financial goals. With 90% hard money loans, you can quickly begin investing in real estate properties without ever having any real estate experience or even if you do not have a good credit score.

90% Arizona Hard Money Loans Are There When You Need Them

Many people are reaching financial success with Arizona hard money lending opportunities and there is no better time than now to join these individuals and begin to meet your dreams and triple your income.

Monday, October 29, 2018

Trust Deed Investing: Not Always a Big Risk

In the case of Arizona trust deed investing, you receive the benefit of regular fixed interest payments from the borrower

Don't just assume trust deed investing in Arizona is dangerous because these borrowers cant qualify for conventional financing.

Trust Deed Investing: Risk Less by Going Small

Going small with Arizona Trust Deed Investing can help you avoid the risk of bankruptcy

With trust deed investing, going small helps you avoid the risk of foreclosure

Trust Deed Investing: Tactics to Avoid Risk

In the case of trust deed investing you want to make money, and of course you want to risk less. Learn some basic ways to mitigate the risks when it comes to this form of investment.

With Arizona trust deed investing, if you can, you should get a your own sense of each deal before investing.

When it comes to trust deed investing, you can risk less by ensuring your borrower can pay back the loan.

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