Private Hard Money Lender in California, Texas and Arizona: October 2012

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Monday, October 8, 2012

Don’t give up, Arizona hard money can be your solution.


Don’t give up, Arizona hard money can be your solution.


You can help dig yourself out of the financial hole you’re in by applying for Arizona hard money. The first thing you need to know about Arizona hard money is that it is not based on your own personal merits. Most Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. In fact, many lenders do not even look at your financial history! That means you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

One way to make a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

Another Way to use Arizona Hard Money Lending.

It can be your money, use it the way YOU want to. You may think you are digging yourself into a deep hole by taking out a loan, but you can actually make a profit from hard money loans. Arizona hard money allows you to be creative while financing your home or property.  Seem too good to be true? It’s really not.

Consider this:

One way to make a profit from your loan is to make improvements to your house or property after you have purchased it with the money from the loan. Then you can sell it under market value and CHA-ING! You will have made profit! Remember, it takes money to make money, but in the end, the profit outweighs the temporary debt.

Arizona hard money lenders are anxious to help you fulfill your long lasting dreams. Once you have found that perfect house, or that car or truck you have always wanted to drive, please remember to give us a call.


Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Arizona Hard Money Lenders are available at the ready.


Arizona Hard Money Lenders are available at the ready.


There are hundreds of hard money lenders looking to help you with your needs. Why not get a loan the traditional way through a bank? When someone is trying to take out a loan from a bank or any other loan agency, what is it that these banks are looking for? In most cases, these banks only look at the customer’s credit, income, or assets to decide whether or not he or she is reliable to lend their money to. But what they fail to realize is that not everyone’s credit is the same, a few bad decisions that resulted in bad credit, and that many people don’t have much of any assets.

Unlike the typical bank, Arizona hard money lenders are different. One of their primary goals is to provide an easier solution that will help their customers attain their ultimate goals. Arizona hard money lenders understand how important is to their customers that they receive fast, easy money so they can be able to purchase a home, a car, or any other investment that requires the need of a loan. Many hard loan companies and investors focus mainly on the purchase of short sales and foreclosed homes.

Arizona Hard Money Lenders is new and unique.


The beauty about Arizona hard money lenders is that you could get a loan regardless of your job history, credit, or current income. If you have bad credit, then there is no need to fear, it is simply irrelevant. They don’t even check your tax returns or pay stubs! Also, you only have to deal with one individual instead of many individuals with long processes. When you are approved for a loan, the interest rate is in large part determined on the length of time you choose to pay your loan back.

In as little as 24 hours, Arizona hard money lenders can provide you an equity-based loan. Keep in mind, Arizona hard money lenders will not shoot you with any application fees, closing costs, loan forms, or appraisals while they assist you and you will obtain the money you need to accomplish your financial goals. How cool is that!

To apply for a loan is easy. Just call the company, receive an evaluation of the property, sign documentation, and walk away with your project funding in one day. Isn’t it time you considered an Arizonahard money lender?

Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Is Arizona hard money for you?


Is Arizona hard money for you?


When it comes down to talking about real estate and financial terms, many people struggle with understanding the complexity of the terminology that it almost becomes confusing and quite frustrating. But have you ever heard about hard money before? Let me give you a basic definition of hard money. Hard money are loans similar to that of a regular bank loan. Hard money lenders are comprised of an individual or a group of individuals who lend out money in the form of a loan. One of the nice things about Arizona hard money is that it is not based on your credit score, but rather on the piece of property you are looking to buy. So if you have bad credit and are looking to buy a home or piece of property, then you may want to look into this.

Why Arizona hard money?


As mentioned before, those who have a bad credit score and or history qualify for an Arizona hard money loan. Many developers and house flippers will apply and use hard money loans because it is a good way to earn a quick buck if the timing is right. Simply said, Hard money loans can be easily attainable and you can avoid a lot of the trouble and hassle of a bank loan’ paperwork. Another reason to get a loan from the option of an Arizona hard money loan is that you could receive your money in a matter of a couple of days. Whereas the typical loan from a bank takes a little longer than that.

Applying for a loan from hard money lenders can also be an advantage to you because you only have to deal with one individual. Working with a bank presents a process that involves several people which takes up more time and possibly a greater chance you won’t qualify for a loan. There are many things to consider between the two types of loaning options, a lot of it depends on what you are looking for and what situation you are in.

Level4Funding                  
23335 N 18th Drive Suite 120
Phoenix AZ 85027
www.Level4Funding.com
623-582-4444

Tuesday, October 2, 2012

The opportunity of receiving a loan is out there-Arizona hard money.

The opportunity of receiving a loan is out there-Arizona hard money.


There are few things that are worth going into debt for, namely a home, car, and education. Unfortunately, there are many people who can’t qualify for a loan from the bank due to bad credit and other factors. Well, thankfully we have hard money loans. For those of you who are unfamiliar about what hard money is, allow me give you a basic definition. Hard money can be described as a certain type of loan that is given out to those who are in need of paying a mortgage or a piece of property. These loans differ from that of your typical bank loan. Often times you will hear money as being ‘hard’ or ‘soft.’ When you hear this, it means that soft money (loans) is easier to qualify for and the terms to that loan is much more flexible. Hard money is just the opposite. Arizona hard money is becoming quite popular for those who are qualified for these type of loans.

As I had mentioned before, Arizona hard money is a type of loan given to those who are in need of purchasing property or a home. But, where does this money come from? It comes from individuals who are not necessarily banks, but consider themselves a type of lending institution. Hard money is also referred to as “private money.” There are hundreds of representatives who await you.

Can I qualify for an Arizona hard money loan?


As nice as hard money loans are, not everybody who applies can qualify for an Arizona hard money loan. In reality, it can be quite difficult to qualify for because some hard money lenders post strict guidelines for those wanting to take out a loan from them. In other words, the risk they put themselves under is fairly great because it is THEIR money. For this reason, hard money lenders charge high interest rates usually ranging anywhere from 12% to 20%. The terms they ask for can last 6 to 24 months depending on the lender.

If you have a bad credit score/history, then don’t worry. Hard money loans are for you and are there to help you fulfill your dreams of owning a home someday. It is a creative way of financing a home. To apply for a loan, you will be required to provide your W2’s and or tax returns, your most recent pay stubs, and bank statements. Just a precaution for if you decide to apply, make sure that you watch out for pre-payment penalties. They can hurt you if you are not careful. Be sure to be aware of them by talking to a hard money lender near you. One last piece of advice for those thinking about applying for one, move quickly through the process! Call them today and see if you can qualify for an Arizona hard money loan.


The differences between an Arizona hard money lender and a bank.

The differences between an Arizona hard money lender and a bank.


The differences between these two types of lending options are vastly different. I would bet that most of you are more familiar with a bank and the functions it provides than you are with a hard money lender. So let me give you a basic definition. An Arizona hard money lender is a company who lends money that is known as a specialized type of real estate.  Hard money lenders are individuals or companies who have a lot of money in store so they can lend out money to those who qualify for a loan. They are actually becoming quite popular. They are meant to be more short-term than long-term.

One of the main differences between a bank and a hard money lender is the guidelines and restrictions they put on their loans. Arizona hard money lenders typically charge higher interest rates (12%-20%) than banks do, while as banks tend to charge less. Also, hard money lenders offer anywhere from 6 months to 24 month loans depending on some key factors. keep in mind that not every hard money lender is the same, but rather they can vary slightly.

How to apply--Arizona hard money lender.


The process for applying for an hard money loan is quite easy, but it can be very tedious. The paperwork you will need to provide is your W2’s and or your tax returns, your most recent pay stubs, and your bank statements. One thing to remember when applying for a loan, the faster you can turn in the information, the quicker you can get approved. It would also be wise to avoid prepayment penalties at all costs. Be sure to ask you Arizona hard money lender any questions you stand unclear of whenever the opportunity presents itself.

If you think that you cannot qualify for a hard money loan because of your bad credit, think again! That’s right! Hard loans accepts those who fall into this category. They are also good for investors who do not have a lot of money and want to build up their equity. Find out more today about how you could apply for a hard  money loan by contacting a hard money lender local representative in your area.

What you need to know about Arizona Hard money.

What you need to know about Arizona Hard money.


For those of you who are unfamiliar about what “hard money” is, let me give you a basic definition. Hard money can be described as a certain type of loan that is given out to those who are in need of paying a mortgage or a piece of property. These loans differ from that of your typical bank loan. Often times you will hear money as being ‘hard’ or ‘soft.’ When you hear this, it means that soft money (loans) is easier to qualify for and the terms to that loan is much more flexible. Hard money is just the opposite. Arizona hard money is becoming quite popular for those who are qualified for these type of loans.

As I had mentioned before, Arizona hard money is a type of loan given to those who are in need of purchasing property or a home. But, where does this money come from? It comes from individuals who are not necessarily banks, but consider themselves a type of lending institution. Hard money is also referred to as “private money.”

Who qualifies for an Arizona hard money loan?


Not everyone can qualify for an Arizona hard money loan. Actually, it is quite difficult to qualify for because some hard money lenders post strict guidelines for those wanting to take out a loan from them. In other words, the risk they put themselves under is fairly great because it is THEIR money. For this reason, hard money lenders charge high interest rates usually ranging anywhere from 12% to 20%. The terms they ask for can last 6 to 24 months depending on the lender.

If you have a bad credit score/history, then don’t worry. Hard money loans are for you and are there to help you fulfill your dreams of owning a home someday. It is a creative way of financing a home. To apply for a loan, you will be asked to provide your W2’s and or tax returns, your most recent pay stubs, and bank statements. Just a precaution for if you decide to apply, make sure that you watch out for pre-payment penalties. They can hurt you if you are not careful. Be sure to be aware of them by talking to a hard money lender near you. Call them today and see if you can qualify for an Arizona hard money loan.

Arizona hard money can help you in ways unimaginable.

Arizona hard money can help you in ways unimaginable.


You can help dig yourself out of the financial hole you’re in by applying for Arizona hard money. The first thing you need to know about Arizona hard money is that it is not based on your own personal merits. Most Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. In fact, many lenders do not even look at your financial history! That means you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

One way to make a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

Why Arizona hard money?


Some people use Arizona hard money as a creative way to finance their home or property. While most think of the loan process as a way to get further into debt, sometimes both you and your lender can make a profit from hard money loans. Seem too good to be true? It’s really not.

Look at it this way, one method to make a profit from your loan is to make improvements to your house or property after you have purchased it with the money from the loan. Then you can sell it under market value and CHA-ING! You will have made profit! Remember, it takes money to make money, but in the end, the profit outweighs the temporary debt.

Arizona hard money lenders are anxious to help you fulfill your long lasting dreams. Once you have found that perfect house, or that car or truck you have always wanted to drive, please remember to give us a call. If your Arizona hard money lender loans you enough money to buy the property or foreclosed home, you can fix it up and sell it under market value. Voila! You’ve just made a profit without using a penny of your own money. Of course, it usually costs money to make money; but, in the end, the profit outweighs the temporary debt.

Whether you found a great deal on a home and are anxious to buy, or you are looking for a way to finance your property creatively.

You may want to consider opting for Arizona hard money.

You may want to consider opting for Arizona hard money.


Many of us have been turned down for a loan from a bank. Yes, I agree, it sucks! Does it seem inevitable that you will ever be approved for a loan so you can purchase that house you’ve always wanted? If you feel this way, then fret no more! Arizona hard money lenders is the solution for you and for anyone else you might know who is struggling. Never mind if you have a bad credit score, for they see it as irrelevant. Arizona hard money can be just the help you need to accomplish your goals, today!

How do you know when it is time to consider looking into Arizona hard money? Perhaps you are a beginner in the investment world without the money and means to make it work. Maybe you have a home project in mind, but your poor credit is preventing you from qualifying for a loan. Or, possibly you’re anxious to buy a home and you need to move quickly. In this case, Arizona hard money is right for you.

Arizona hard money stands out from typical loans in many ways. First, most people can be approved for a loan within 24 hours from the time he or she applied and receive the funding they qualified for. On the other hand, a typical loan from a bank often times takes DAYS just to process the loan. Why go through all of the hassle? Arizona hard money is a more convenient way to borrow money than from traditional ways.

Arizona hard money is just another way to lend out money.


It’s your money, use it the way YOU want to. Haha remember that commercial? Yuck. Well it may not be your money at the time, but it will be SOON if you take advantage of seizing the opportunity of applying for an Arizona hard money loan. You may think you are digging yourself into a deep hole by taking out a loan, but you can actually make a profit from hard money loans. Arizona hard money allows you to be creative while financing your home or property.  Seem too good to be true? It’s really not.

Some people use Arizona hard money as a creative way to finance their home or property. While most think of the loan process as a way to get further into debt, sometimes both you and your lender can make a profit from hard money loans. Seem too good to be true? It’s really not.

Arizona Hard Money Lenders can be trusted.

Arizona Hard Money Lenders can be trusted.


Are you exhausted of being turned down for a loan based on your credit, income, or assets? Sick of being judged because your finances aren't where you would like them to be? This can easily make one feel depressed and obviously a little discomforting. All too often, banks make unfair denials for loans based on criteria that aren't really reflective of your responsibility level. Sp where can you go for help? An Arizona hard money lender is the solution for YOU.

Arizona hard money lenders are rather unique and therefore different than traditional bank lenders. They realize that denials of bank loans can keep you from reaching your dream of owning the perfect home. For this very reason Arizona hard money lenders provide easy solutions and quick money to those looking for a loan to purchase or improve a home or property. For the most part hard loan companies and lenders tend to focus on short sales, foreclosed homes, and fix-and-flip projects.

Arizona hard money lenders help by offering affordable payment plans.


One thing that sets apart hard money lenders is that loan approval is not based on credit at all, but good credit can help you receive a lower interest rate for the loan. Generally, Arizona hard money lenders will approve you for a loan regardless of your credit, job history, or current income. Still, if you have reasonably good credit, be sure to mention it to your Arizona hard money lender to see if you can receive a lower interest rate.

The main determining factor of interest rates on hard money loans is the length of the loan. Typical hard loans are short (compared to traditional mortgages) but can range anywhere from 6-36 months, depending on your needs. Basically, the shorter the loan, the lower the interest rate. Hard money loans are also based on equity. Some Arizona hard money lenders will loan up to 80% of the property price, making your dream that much more affordable. Also, many loans can be processed, approved, and provided within 24 hours.

Find out today if you are eligible for an Arizona hard money lender to give you the loan you deserve.

Arizona hard money lenders--check them out.

Arizona hard money lenders--check them out.


Before you sink to despair, locate a hard money lender first. The first thing you should know about Arizona hard money is that it does not depend on your own personal merits. The majority of Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. Interestingly, many lenders do not even look at your financial history! The good thing about that is you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

A great way to earn a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

The fundamentals of Arizona Hard Money


These types of loans can be for short term or for long term. The are short-term have a length of approximately six months while others extend for a few years (long term). Most hard money loans are fairly short-term. While interest rates for these loans can be a bit higher than traditional bank loans, their short payment length makes them worthwhile. The reason why the interest rates are higher is because there is more risk involved.

Arizona hard money lenders will lend money where banks won’t dare. All too often, good-hearted, hard-working people have their dreams crushed because traditional bank loans don’t work out for them. Fortunately that is not the case with Arizona hard money. These lenders will lend based on the merits of the property you are looking to buy and not on your financial history. So, bad credit does not necessarily disqualify you from ever receiving a loan.

Pretty much, hard money loan amounts vary based on need. However, the good news is that many looking to receive a loan can be offered an amount that is up to 70-80% of the value of the property.

What are you waiting for? Arizona hard money could be just what you are looking for!

Finding a Suitable Arizona Hard Money Lender for You

Finding a Suitable Arizona Hard Money Lender for You


Finding an Arizona hard money lender can seem like a pretty big undertaking. If you find yourself anxious to buy a home quickly, and deep in financial hardship, it could be taking all your strength just to get your thoughts straight. However, it is time to take the time to find an Arizona hard money lender and get the ball rolling. Arizona hard money lenders are available and ready to help you purchase the home of your dreams.

First and foremost, you need to determine the kind of hard money you are seeking. Are you a commercial developer in need of hard money for a fix-and-flip type of project? Or are you an individual interested in a residential hard money loan? Decide which category suits you best before searching for a hard money lender.

Then, of course, you need to decide how much money you need. You probably already have your purchase in mind, so do the math. How much can you afford? How much do you need to borrow? Can you get approve for a traditional bank loan? What can you do to minimize costs? Remember that Arizona hard money lenders will loan you up to 80% LTV (loan to value), but this amount could also be as low as 65%. Usually, it is somewhere in between. Since the loans are equity-based, this will depend mostly on the value of the property.

Researching Arizona Hard Money Lenders


Start by doing some at-home research. Use a search engine such as Google or Bing and type in the words you are looking to find. For example, if you wanted to find a lender in your area, you may type “Arizona hard money lenders.” Click through some of the websites and see what the different lenders have to offer. Don’t jump in until you have seen what several hard money lenders can do for you.

Only go with what feels and looks right to you. Always do your research before allowing an Arizona hard money lender to deal with your money. Ask to meet with the lenders in person and trust your gut. If they offer you rates too good to be true, don’t be fooled! They will likely find a way to hike up the interest later on. Doing your research right the first time can save you a huge headache in the long run. These hard money lenders can loan you money and get you on your way to owning that perfect home in no time!

Arizona Hard Money Lenders fulfills and restores dreams.

Arizona Hard Money Lenders fulfills and restores dreams.


We all have dreams that we all want to come true. When the time comes when you find that beautiful home or car you’ve been searching for, you can’t help but imagine your family talking about all the future memories you will share with. One could imagine their kids playing in the front yard, your spouse cuddled up by the fire. You look forward to the memories to that will be made in the home of your dreams. Nothing is more important in this life than your family, and to provide them a home of your wishes makes life that much better.

It’s easy to think of that dream of owning that special place, but what you don’t always consider in your daydream is exactly how the purchase of this home will impact your finances. There are some things you need to know before you can own that home. You may be thinking that you need good credit and that you need to have a good credit history in order to own a home, but I am here to tell you that none of those are relevant. Arizona hard money lenders can help you own the house of your dreams.

Arizona Hard Money Lenders Know what you are going through.


Arizona hard money lenders understand your intentions of wanting to own a house. Thinking about HOW we are going to achieve that is the difficult part, and they know that the last thing you want to worry about is how you are going to finance your project--you would rather be choosing light fixtures and hanging curtains. That’s why Arizona hard money lenders are here for you. They are more than happy to assist you with fast, easy financial solutions to aid you in the purchase of a short sale or foreclosed home. In fact, with the help of Arizona hard money lenders, your project can be funded in approximately 24 hours.

With a hard money loan, you can receive a loan of up to 80% of your project value without any hoops to jump through. In fact, you can receive a hard money loan without an appraisal on the property, loan forms, application fees, or closing costs. There is no need to provide tax return or pay stub information—the interest rate is based mostly on the length of the loan.

I can tell that your already believing that your dream of owning a home is about to come true. What are you waiting for! Let Arizona hard money lenders take care of the finances—you make the dream come true.

Arizona Hard Money Lenders are for your good.

Arizona Hard Money Lenders are for your good.


Trying to be approved for a loan these days can prove to be rather difficult. When someone is trying to take out a loan from a bank or any other loan agency, what is it that these banks are looking for? Typically, these banks only look at the customer’s credit, income, or assets to decide whether or not he or she is reliable to lend their money to. But what they fail to understand is that not everyone’s credit is the same. As imperfect human beings, many people have made a few bad decisions that resulted in bad credit, and that many people don’t have much of any assets.

Unlike the typical bank, Arizona hard money lenders are different. One of their main goals is to provide a simpler solution that will help their customers attain their ultimate goals. Arizona hard money lenders understand how important it is for their customers that they receive fast, easy money so they can be able to purchase a home, a car, or any other investment that requires the need of a loan. Many hard loan companies and investors focus their services primarily on the purchase of short sales and foreclosed homes.

You can be approved for an Arizona hard money lender loan today!


The great thing about Arizona hard money lenders is that you could potentially get a loan regardless of your job history, credit, or current income. If you have bad credit, then this is not the time to panic, it is simply irrelevant. They don’t even check your tax returns or pay stubs! When you are approved for a loan, the interest rate is in large part determined on the length of time you choose to pay your loan back.

Arizona hard money lenders can provide you an equity-based loan in as little as 24 hours. Keep in mind, unlike a bank, Arizonahard money lenders will not charge you with any application fees, closing costs, loan forms, or appraisals while they assist you and you will obtain the money you need to accomplish your financial goals. How cool is that!

It is easy to apply for a loan. Just call the hard money lender, receive an evaluation of the property, sign documentation, and walk away with your project funding in one day. Isn’t it time you considered an Arizona hard money lender?





Arizona Hard Money Lenders can give you a lending hand.

Arizona Hard Money Lenders can give you a lending hand.


What is it that these banks are looking for when someone is trying to take out a loan from a bank or any other loan agency? Most often, these banks just look at the customer’s credit, income, or assets to decide whether or not he or she is reliable to lend their money to. However, what they overlook to realize is that not everyone’s credit is the same, a few bad decisions that resulted in bad credit, and that many people don’t have any collateral.

Arizona hard money lenders are different from the typical banks that we are more accustom to. One of their primary goals is to provide an easier solution that will help their customers attain their ultimate goals. Arizona hard money lenders realize how important is to their customers that they receive fast, easy money so they can be able to purchase a home, a car, or any other investment that requires the need of a loan. Many hard loan companies and investors focus primarily on the purchase of short sales and foreclosed homes.

Arizona Hard Money Lenders want to approve you for a loan.


Regardless of your job history, credit, or current income, Arizona hard money lenders want to give you a loan because they understand what you are going through. If you have bad credit, then there is no need to fear, it is simply irrelevant and does not take affect. They don’t even check your tax returns or pay stubs! When you are approved for a loan, the interest rate is in large part determined on the length of time you choose to pay your loan back.

In as little as 24 hours, Arizona hard money lenders can provide you an equity-based loan. Keep in mind, Arizona hard money lenders will not shoot you with any application fees, closing costs, loan forms, or appraisals while they assist you and you will obtain the money you need to accomplish your financial goals.

To apply for a loan is as easy as apple pie. Just call the company, receive an evaluation of the property, sign documentation, and walk away with your project funding in one day. Isn’t it time you considered an Arizona hard money lender?