Private Hard Money Lender in California, Texas and Arizona: June 2014

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Thursday, June 26, 2014

There are options for loans from a Private Money Lender in Arizona.

When is Arizona Private Money a good option for me?


There are times when Arizona Private Money is the best option for those seeking a loan. Usually it is when they need to turn to another source after a bank has deemed them to be too much of a risk. If you are unable to get a loan through the bank, finding a private money source may be the answer that you need! There are some things that you should know about Arizona Private Money before you decide, so that you can make an informed decision.

  • Arizona Private Money is a term in banking and finance that refers to lending money to a company or individual by a private individual or organization. While most usually think of a bank when deciding to borrow money, private money is offered by individuals or organizations. These certain individuals and organizations may have different qualifying guidelines then you would usually expect. There are higher risks associated with private lending for both the lender and borrowers.
  • For the most part, Arizona Private Money Lender may be close to the nation’s average interest rates, but in some cases you will find that it be extremely expensive. The higher interest rates usually occur when there is a larger anticipated risk. It is when there is a higher risk associated with the loan that the private money lender increases the interest rates. So in these circumstances your interest will be higher than the going interest rate. This is the risk that comes to both lender and borrower in a private money exchange.
  • Private money lenders can be found almost everywhere. Their object is to make an above average profit on the return of their money. There are some serious risks that come with that return, however. They may not be repaid, and often fear that they will not be paid on time. Many times they will quickly resort to legal action. In some cases of real estate, the lender will get a deed of the property in their name so that if they are not paid they can sell the house to cover the cost of the loan. They may also get insurance to prevent losses due to any catastrophe on the property. In these ways, Arizona Private Money lowers the risks that come with loans.
  • Arizona Private Money lenders are not able to work outside the banking laws, and are required to comply with state and federal usury laws. But they are able to avoid some of the red tape and regulation that banks must abide by such as banking exams. Private money lenders may also have a limit on how many loans they can give in a year within a single state before they have to get a banking license.
  • All who are interested in Arizona Private Money should take extra consideration. Many do not recommend private money loans for residential homeowners. Indeed, Arizona Private Money is usually only used for business capital. You should also have an accountant to advise you, as well as a real estate attorney to help guide and protect you. Often private investors do not have all the knowledge and understanding needed to work outside of a bank. Very often these agreements end up in court, so it is helpful to be well advised before it gets to that point.

How can I get an Arizona Private Money loan?

Many businesses and organizations will advertise that they offer Arizona Private Money loans. Be sure to check into their background and make sure that they are the kind of people or organization that you feel comfortable dealing with. Chances are you will be working with them for a long time. Many organizations are willing to take a risk on you with your loan; just be sure that you are willing to do the same. In the end, it is just as much your money as theirs.

How can I find a trustworthy Arizona Private Money lender? 

What are some things that I should look for?



Ask them if they belong to any organizations, such as the Arizona Private Lender Association, or APLA. That way they are somewhat accountable and you have a place to appeal to if needed, before going to court. It would also be helpful to look through their credentials, and check with others that have borrowed from them. Most Arizona Private Money lenders are honest and helpful, it just helps to make sure you are dealing with one of those.

Arizona Private Money loans are extremely helpful for those who the banks have declared to be too much of a risk. By following these guidelines you will be sure to be as well protected as you can, and to get the money that you need.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378

USDA Home Loans are Available for May Parts of Arizona

Arizona USDA Home Loan: What is all the hype about?


There has been a lot of talk about Arizona USDA Home Loan lately. Is this something that I should be looking into? Why would this be a good option for me?

An Arizona USDA Home Loan is a great option that you most definitely should be looking into! While it may not work for some people because it does have more restrictions and requirements than many other loans, the additional benefits far outweigh the little extra hassle. Let me help you get started by sharing some vital information on the Arizona USDA Home Loan.

  1. Arizona USDA Home Loan has some pretty great numbers that are incredibly hard to find in a loan, especially in this current climate. This loan has completely 100% financing! That means no down payment for you! If you are also looking for a loan with low interest rates, the Arizona USDA Home Loan has some of the lowest in the nation, beating other loans by almost a whole percentage point! Those interest rates are fixed, too. And if you are wondering how much you can borrow, than it will be good news to you that there is no umbrella with this loan!
  2. You may be wondering about those restrictions I mentioned. Well, to qualify for an Arizona USDA Home Loan, you will need to be purchasing a home in the acceptable footprint, a set of boundaries that the USDA says is considered rural. You also must make less than 115% of the county’s median income.
  3. And another important thing to remember is that even though you are under the required limit of 115% of the median county’s income is that the Arizona USDA Home loan is just that: a loan. They want to be quite sure you have the ability to pay it back. Most people are asked to show their finances for the last two years, show that they have a good history of paying bills on time and have a current steady income. Even if you have had to file for bankruptcy, if you can show that you have had a good credit history for the last two years you may still qualify! If you had a Chapter 7 bankruptcy then you will then need to wait at least three years before you can apply. If you filed a Chapter 13 bankruptcy and have made all the payments on time for a minimum period of at least one year, then you might be eligible to apply for a USDA loan with the court’s permission. Either bankruptcy will also require that good credit has been re-established with no late payments.
  4. One last requirement for the Arizona USDA Home Loan is that the home (or property) you wish to purchase must be for an actual home. You cannot get this loan for investment opportunities, such as developing properties to sell. You and your family must plan to reside in it almost immediately. The USDA wants home owners in its rural communities, not necessarily developers.

Why does the Arizona USDA home Loan exist?

The Arizona USDA Home Loan is for the improvement of rural areas. In order to qualify for this loan, the home or property that you want to buy or improve has to be in the correct area. These areas are mapped out by the United States Department of Agriculture. Be sure to look at the footprint on their website. It shows all the areas that the Arizona USDA Home Loan works in. And even if you do not want to live in a rural area, check anyway! You may be surprised what is considered to be rural. A few examples of acceptable areas in the wonderful state of Arizona include Sahurita or Green Valley, two wonderful communities just outside of Tucson.

Why is the Arizona USDA Home Loan only interested in rural areas? Why does the USDA care about home loans?


The Arizona USDA Home Loan is a government insured loan, meaning that the government will make sure the banks don’t lose money. It is referred to as the USDA Rural Development loan. The reason it exists is to provide low-cost mortgages in small town communities and rural areas. These loans are available to farmers and home buyers. The USDA just wants to bring a little more stability to rural communities by providing home owners who are more interested in building their community. This is all part of an initiative to make sure that rural counties are benefiting more from solid citizens who have the opportunity to buy instead of rent.
If you are still hesitant, make sure you speak to a lender who can answer your questions. While this may not be right for everyone, it is a wonderful way to realize your dreams of home ownership. Take the chance, and ask about the Arizona USDA Home Loan today!

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Wednesday, June 25, 2014

Arizona USDA Home Loan: Why would I be interested?

Arizona USDA Home Loan: Why would I be interested?


There has been a lot of talk about Arizona USDA Home Loan lately. Why would I be interested in one for myself? What makes this a great choice for me personally?

With so many options out there for prospective home buyers, it can become confusing and frustrating as you try to make the right choice. It will be easier to make the choice that is best for you and your family if you have all the information in front of you. Let me help by outlining some of the most important aspects of an Arizona USDA Home Loan.

      Arizona USDA home loan is a good option for those of you thatare concerned about the initial cost of home loans. The USDA home loan offers100% financing! What a wonderful feeling it will be when you have the opportunity to purchase and do not have to worry about the down payment! Along with that wonderful feeling, be comforted in knowing that an Arizona USDA home loan has some of the lowest interest rates. You would be very hard pressed to find rates like this in the whole entire nation. Also, there is no umbrella. That means that hypothetically you have no limit on the amount you can borrow. Of course, that is hypothetically, as you will be evaluated on many other factors. But with all of those perks, it is obvious that, if you qualify, this is a wonderful option.

      Those qualifications can be a little tricky. The Arizona USDA home loan can be a great option for the hopeful home buyer but it comes with pretty tight specifications and many requirements that limit who can qualify. The biggest one is that you cannot purchase a home with an Arizona USDA home loan in an area
that is not considered rural. The USDA has certain guidelines that spell out what is considered a rural area. If you are interested, there is a complete map that tells you what areas are allowed to be used alongside the loan. And you may be surprised at all the right shade colored in on that map. Some areas close to Tucson are even considered rural. You do not have to commit to farming or ranching to receive a USDA home loan.

      Unfortunately, the restrictions do not stop with location. When you are being evaluated for an Arizona USDA home loan, they will look at your income level. Because this loan is intended for those in a lower income bracket, you will be denied if you make over 115% of the average income of the desired county. Do not despair, however, because many banks will help point out some deductions that may lower you to just the right amount. For example, being considered a student will be a deduction. But bear in mind that all incomes of the home will be considered.

      It is still incredibly vital to remember is that even if you are under the required limit of 115% of the median county’s income is that the Arizona USDA Home loan is still a loan, and the bank is very interested in your ability to pay it back. Most people must be able to show their finances for the last two years, prove that they have a good history of paying bills on time and have a current steady income with good prospects. It may seem daunting, but remember that you have a wonderful opportunity to buy your dream home. Like most dreams, it just takes some time.

      One last requirement for the Arizona USDA Home Loan is that the house your purchase must become a home. This is not a loan for those interested in investment opportunities. Even if it is just for a property, you must be able to prove your intentions of building a home that you plan to reside in.

Why is the Arizona USDA Home Loan such a good opportunity?

When making such an important decision, it is not un heard of to want a little background on the Arizona USDA Home Loan. He fact of the matter is that the United States Department of Agriculture wants to make living in rural areas more appealing to more people. That means more stability and improvement in people’s lives. That is how the Arizona USDA Home Loan came about. They provide a loan for those who would like to own a home but need more assistance than they are currently getting, or would be able to get, from a bank. The USDA home loan is actually a government insured loan, meaning that the actual money will come from the bank. But the government will pay the bank the money back if something goes wrong. Most banks would not dream of offering such a great deal on a loan, simply because it is too risky to their bottom line. That is why they banks are able to offer the amazing benefits, something that may be a little too risky for them otherwise.

I have so many more questions. How can I really make sure this is the right loan for me? How can I know if I can even be accepted?

There are many people who are just waiting to help you with your questions! Some great places to look for them are the banks themselves, as well as USDA offices throughout the area. Not all banks or businesses offer the Arizona USDA Home Loan, but plenty do!  Take advantage of all this great information and come one step closer to fulfilling your dream of being a home owner in the great state of Arizona! 


Arizona Home Loan

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


Monday, June 23, 2014

You can get that Arizona Home Loan you want for your dream home.


You aren't stuck! You have an Arizona home loan!

Don’t think you’re stuck. If you had or have bad credit because of the economy, you aren't alone. Don’t anticipate the worst for forever. You can get a residential hard money loan from a private lender. Your Arizona home loan is really just waiting for you to pick it up! Hard money lenders want to help you out! These private money lenders know how difficult it can be to obtain a Home Loan Arizona so they want to help you out.

Are you wondering how on earth you can get that Arizona Home Loan? We have the resources you need to find a private money lender to help you out. This isn't cheaper than dealing with a bank, but the convenience factor is amazing. No longer is your credit in the spotlight, you can go ahead and get the property you want without worrying about what your credit looks like. That’s part of the beauty of a home loan Arizona from a private lender.

Banks can be unreasonable. We all know that. Don’t think anyone is fooled into thinking banks will easily give anyone money. They don’t anymore. That’s their game. It’s frustrating and it isn’t fair to hard workers who had a tough break but there it is. You have to have a perfect credit score before they let you have a loan. That’s where the private lenders come in. It’s a great way to get the money you need for your home loan Arizona and get the house of your dreams.

You do not have to figure out a million different tricks to get the money you need. 
You can get the home loan Arizona in no time if you talk to a private lender today! 
Just call us up and get started right away.

Get your home with an Arizona Home Loan


Looking for a hard money lender who can get you into the house you want? You can do this even if you have terrible credit or no credit. It’s time we stop relying on the banks to give us the loans we need. If you need a home loan Arizona it might be time to look into something different and something that you can actually obtain. Banks aren't crazy about lending people money because the economy tanked and took a lot of people with it. This is causing some issues with bankers who want to put people through the ringer just to get an Arizona home loan. It really doesn't have to be that way because you can bypass the banks and go a completely untraditional route that will result in the Arizona home loan that you want- you just have to go to a private lender for it.

So what does a private lender do? That’s a good question

Your private lender is going to get you the money you need without asking too many questions. Your private lender really doesn't mind what your credit score looks like because this ordeal isn't about that. It’s about property. Getting the property you want is easy when it comes to getting a private money lender because they want to see great properties that they can invest in. You will get your Arizona home loan easily because they aren't interested in your credit score. They just want to know that you can pay them back and that you can make the payments on time. If you can do that, you don’t have to worry anymore about foreclosure or not having the home of your dreams! Your private money lender wants to give you the Arizona home loan that you deserve.


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378

Tuesday, June 17, 2014

Level 4 Funding can get you that Arizona Home Loan Mortgage

Get The Home You want with an Arizona Home Loan


Are you looking for the home of your dreams… but also wishing you had the credit to purchase it? Now is your chance to get what you want because there’s a way to do it. You just have to be unconventional! You can get your Arizona home loan. There’s a way to get the home you want. You have to talk to your hard money lender about the non traditional Arizona home loan they can give you.

We know the economy made a lot of people lose their great credit standing. That was a damn shame. But there’s no use moping about it. You have to get yourself together and talk to a hard money lender about what you can do about it when it comes to getting your home.

Banks are difficult. They are not willing to accept very many people into their tiny world of loan dispersing. They want to keep a lot of the money for themselves because the 21st century has left them out in the cold quite a bit. A lot of banks went under, you might remember, and we had to bail them out. They aren't really looking for that again. They are truly trying to do something different for bank loans so they put you through a lot of different hoops and they make you wait and even then you may not get the Arizona home loan that you really want and really need for your house. Don’t give it a second thought. Get the Arizona home loan from your hard money lender. You will see how easy it is to get what you need when you don’t have to go through a bank.


Arizona Hard Money Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 Phoenix AZ 85027

Private Mortgage Broker Level 4 Funding Can Get You That Mortgage You Need

A Private Lender Can Get You a Home Loan Arizona

Are you looking for a hard money loan but you don’t know where to start? Well congratulations because you have definitely come to the right place. Understand that everyone knows know, well maybe aside from the banks, that getting a house right now is really difficult. There is a lot of financing involved and if you don’t qualify for the kind of soft and traditional bank loan your parents probably received, then you might think buying a house just isn’t in the cards for you. Maybe that’s because when the economy went bad so did your credit or maybe that’s because you don’t even know where to start with your finances. Well, don’t worry because you can still get your Arizona home loan and you can get it faster than a traditional bank loan any day. Just read on for an explanation.

For one, a traditional bank loan takes forever because they want it to. There’s a lot that
goes into the traditional bank loan that doesn't with the hard money lender. For example, the mountains of paperwork. You can forgo that and still get the Arizona home loan
that you really need and really want for your new home. It’s easy to talk to a hard lender about your Arizona home loan to get all the facts. You can get the condo or the town home that you want by talking to a home loan Arizona  and making some adjustments and talking to your private money lender who sees your probably home as an asset. This is unlike a normal loan where you use your credit score and that’s why it is called a hard money loan. You have a hard asset. Talk to your private money lender and get your Arizona home loan today.




Arizona Hard Money Arizona Mortgage Broker


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC

Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Tuesday, June 10, 2014

Custom Foam Box From Using Instapak Foam to Ship Items Frozen

Create a custom foam box to ship items frozen.

We use this type of box for shipping frozen items. A great way to make custom foam boxes using Instapak foam system. Use this with CO2 and ship frozen items.
http://youtu.be/P13j1egtNSw


Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

Creating Custom Foam Boxes Packaging Instapack Foam Instapack Sealed Air Foam Coolers custom mold

Custom Foam Boxes by sealed air Instapak Foam System Making a custom foam cooler box using instapack sealed air foam system. You can do this from home, but danger beware danger this is very sticky foam and gets everywhere. For more information see http://www.custom-foam-packaging.com We make these coolers to ship frozen food using dry ice CO2 for customers. Works great. Give us call Custom Foam Packaging


Dennis Dahlberg - Custom Foam Packaging  
23335 N 18th Drive Suite 120 
Phoenix AZ 85027 623-582-4444     

http://youtu.be/9wTdaCB6PSQ 



http://youtu.be/9wTdaCB6PSQ



Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

Pack and Ship Center Best West Direct Arizona Fulfillment Service Warehouse

Tour our fulfillment warehouse.>/h1>

How to get complete fulfillment and fulfillment services from Best West Direct. Danger, Beware using another fulfillment service. Best West Direct is the best for pack and ship. Sell kids crafts you can do from home.

Meet Your Phoenix, Arizona Distribution & Fulfillment Service Needs at Best West Direct - From Product Distribution and Complete Fulfillment Services, Warehousing, Distribution, Order Fulfillment Services, Distribution Center, Pack and Ship Needs and Much More        

SINCE 1985 FRIENDLY TERMS & FRIENDLY PEOPLE

We welcome ecommerce businesses of any size. No minimum order volume each month; we give you the flexibility you need to grow, to build your reputation, and to gain market share. Our easy terms include:

http://www.bestwestdirect.com
https://www.youtube.com/watch?v=_98e-K7Xrng

 

Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

For Pack and Ship Best West Direct is the Best

The friendly Best West Direct team is always ready to help—whether it’s righting an order gone awry, re-tooling of your packaging, or running a custom report.
Since 1985, Best West Direct Fulfillment Services has been supporting customer needs from the Arizona fulfillment center located in Phoenix, Arizona. Companies of all sizes come to Best West Direct to ship products to customers all over the United States and around the world. As a client’s business grows, the Phoenix fulfillment center is able to meet customers' demands through the efforts of the existing warehouse staff. Additional services are available for the customer who wants to receive orders over the phone or outsource their payment receipt activities.
Tour our fulfillment warehouse.
Danger, Beware using another fulfillment service.
Custom Foam PackagingDennis Dahlberg - Custom Foam Packaging 
Best West Direct Fulfillment
23335 N 18th Drive Suite 120
Phoenix AZ 85027
623-582-4444
http://www.bestwestdirect.com

Demonstration Sealed Air Foam Custom Foam Boxes Instapak Foam

Custom Foam Packaging Instapak Foam-in Place Packaging

At Custom Foam Packaging we use Instapak Foam Packaging products to create custom packaging and custom foam boxes. 

This foam-in-place system is fast, easy and versatile. Our foam-in-place foam packaging process allows on-line, on-site production of polyurethane foam packages. Custom Foam Packaging and custom foam boxes provide protection against shock and vibration during shipping and handling, void fill, and bracing applications. At Custom Foam Packaging we create foam-in-place , moldings to secure and protect Your item foam-in-place can be used either to package "one-time" items, or for the creation of custom foam forms that you can use to package recurring production items.

Creating foam-in-place moldings for recurring production pieces is when you have specific production items that you need to secure and ship on a regular basis. At Custom Foam Packaging and custom foam boxes, we can create a packaging assembly and custom foam boxes that allow you to fit your pieces in, without having to either buy the foam-in-place equipment, or have to come to our offices every time you need to ship an item. See how the InstaPak Foam in use. Best West Direct shows the InstaPac foam system in action and you can see the details. Danger Beware Danger, don't get this stuff on your clothes or try to do this at home. See more at http://www.bestwestdirect.com or http://www.custom-foam-packaging.com

 The importance of your products to ship frozen. For those in the food business, it is imperative you keep your products cool and as frozen as possible. For many of you, shipping is of the primary roles you take on and in large determines how much profit will be earned depending on whether or not you were able to ship on time. Not only that, but the products you have to ship must not be damaged or broken. If not, the consequences can be disastrous. If not protected appropriately, your foods could be utterly wasted while being prone to bacteria and germs alike. Remember, if you want to keep your customers satisfied, you must make sure the products you ship are shipped frozen.

https://www.youtube.com/watch?v=QK0FIC3pnuA 



Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

Phoenix Real Estate Is Booming Again. Get Ready. Good Times Are Ahead.


Get Ready for the New Real Estate Boom In Arizona.

Builders are starting to move dirt and that is the beginning of the next boom.

With low inventory and too many buyers the Phoenix Real Estate Market is on the verge of a new boom in real estate values. 'This boom is going to be different,' according to Dennis Dahlberg, Level 4 Funding  Hard Money Lender .

'The last boom was fueled on greed of the consumer; this time it's going to be a supply problem. Over the past 6 years there was little construction or movement of dirt, leaving the Phoenix housing market starving for new homes. Additionally, home values are raising dramatically, and once the current home owners get above water (have equity) they are going to want to move up. We're going to have a trifecta or the perfect storm-no homes, pent-up demand, and record low interest rates. And if you throw a little inflation on top of the mix -- watch out! Bam! its going to be a wild ride -- a wild west ride!' http://youtu.be/ikWM0TnINAU







Dennis Dahlberg
Level 4 Funding LLC
23335 N 18th Drive
Phoenix Az 85383
Dennis@level4funding.com
Http:/www.level4funding.com
Www.level4funding.com

Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.