Private Hard Money Lender in California, Texas and Arizona: April 2014

Featured Post

The Big Show is Coming to Town.

Don’t do it…it’s a big mistake flipping homes can cost you a lot of money . Every week the house flipping circus comes to town and adve...

Wednesday, April 30, 2014

Should I Use an Arizona Mortgage Broker?

If you’re thinking of applying for a home loan, you've got to consider how you will get one and where it might come from. Of course, you have the option of contacting a lender directly and applying for a loan in that way, but that’s not always the easiest and most effective route in getting your loan granted. Like any other decision in life, there are advantages and disadvantages of using an Arizona Mortgage Broker over a direct lender. The pros and cons are outlined below.

Dealing with Arizona Mortgage Broker vs. Direct Lenders

If you go to a lender, plan on doing your own homework. You need to know the types of loans, a little bit about each of them, and most importantly, exactly what you’re looking for.
Arizona Home Loan
Arizona Home Loan
They aren't going to hold your hand through the process. You will also need to speak with several lenders because interest rates vary from bank to bank and you don’t want to be stuck with the first (and possibly the highest!) lending institution you go to. Essentially, a lender is going to either grant or deny your request for a loan—they’re not going to do the shopping around or comparing for you. Another disadvantage to using a lender directly is that if you don’t apply correctly or make a mistake in representing yourself and get denied, there is no backtracking. You’re stuck with the “no” answer and there’s just not a whole lot you can do about it. The process of starting over can be time consuming, but it’s not impossible to work through.
An Arizona mortgage brokeron the other hand, is an awesome resource if one of these situations sounds like yours:
-You have poor credit history or no credit
-You don’t know much about real estate
-You don’t know exactly what kind of loan you’re looking for
-You’re a first time home buyer

An Arizona mortgage broker will act as the go-between for you and the lender.

Credit Score Card
Arizona Mortgage Broker
They will shop around for you and do all the legwork. They compare interest rates to bring you the best and lowest payment option possible. They also know the real estate world—all the ins and outs. They can fill out an application for you that represents you in the best light, while still being honest. Often, people find that when they use an Arizona mortgage broker, they qualify for a loan when they wouldn't otherwise. 


Arizona Home Loan

Arizona Mortgage Broker

Arizona Home Loan
Loan Officer Level 4 Funding
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85

Mortgage Broker Arizona is Here to Help!

If you’re looking for help in buying a home and knowing the process, you’re not alone! There are so many people in your situation. Don’t give up because you feel discouraged by
Arizona Home Loan Team
Arizona Home Loan, Mortgage Broker
all the real estate jargon and loan intricacies. Mortgage Broker Arizona can help you out. Go to your mortgage broker with your questions, concerns, and thoughts and they will gently guide you through the process.

 Why Choose a Mortgage Broker Arizona Over A Bank?

People have their preferences and that will never change. However, when you’re starting the home buying / loan application process, it’s good to know all of the information available before making your decision and pressing forward. Mortgage Broker Arizona have thinned out over the past few years—as they have in all parts of the country. They have tight regulations to work under and have been known to be a little shady. However, that is a thing of the past.
Mortgage Broker Arizona
Arizona Mortgage Broker,
Mortgage brokers work hard to bring their clients to the best loan possible. The SAFE Mortgage Licensing Act of 2008 thinned out a lot of the bad guys and made sure that Mortgage Broker Arizona operates under honest principles and with the highest degree of accountability and ethics.
Mortgage Broker Arizona handles the paperwork and all the sticky situations of a loan.
Arizona Mortgage Broker
Arizona Mortgage Broker, Arizona Home Loan
They interact with the lenders so you don’t have to and they steer you away from any potential problems. They also understand the industry a lot better than you do. They know the lenders they are working with and they know how to represent you honestly and in the best light possible. This is something you likely would not be able to do on your own because you don’t always know the lender you’re borrowing from.
Essentially, you’ll want to compare the two before making your decision. If you want to go with a bank, do your research.

If you choose to go with a Mortgage Broker Arizona,

do your research there too.

You’ll make the choice that feels right in the end.

Arizona Home Loan

Arizona Mortgage Broker

Mortgage Broker Arizona
Arizona Mortgage Broker,
Arizona Home Loans
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

What is the Difference Between an Arizona Mortgage Broker and a Loan Officer?

Arizona Home Loan Team
Arizona Home Loan, Mortgage Broker
If you've started the home buying process, you've heard a lot of terminology floating around and you’re probably wondering what’s what and who’s who. If you need a quick refresher (or maybe a crash course introduction) on the difference between an Arizona Mortgage Broker and a loan officer, you are in the right place!
Simply put (and seemingly obvious) a loan officer is the person who works for the lender. They deliver the services of a lending institution and works under the license of the institution they work for, rather than having to have a license of their own. While a loan officer works to get you the best deals, at the end of the day, they’re working for the lender…and it’s all about money. They will give you great rates, sure, but their number one priority is representing the lending institution in the best light.
Arizona Home Loan
Loan Officer Level 4 Funding
An Arizona Mortgage Broker on the other hand, works as a middle man between the buyer and the lender. They are  the go-between in the whole lending/home buying process. Mortgage brokers have to have specialized licenses and they work hard to do right by the buyer. Mortgage brokers are generally registered through the state they work in and also through a nationwide program.
As for profitability, it’s a toss-up. For each loan processed, an Arizona Mortgage Broker might make more. However, loan officers have the potential to process a higher number of loans. Generally, the two are fairly similar in their duties, though they do have significant differences.

Are you looking for an Arizona Mortgage Broker?

If you’re looking for an Arizona Mortgage Brokermake sure to find someone you can trust.

Find one who knows the ins and outs of the industry and will work hard to bring you the
FHA and USDA Home Loan
Arizona Home Loan FHA USDA Specialists
best rates possible and work with your current financial situation. Don’t settle for someone who wants to rush through the process and close on a home as soon as possible. Be patient, you will find the right one for your needs.

Arizona Home Loan

Arizona Mortgage Broker

Arizona Mortgage Broker
Arizona Mortgage Broker, Arizona Home Loan
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How Can an Arizona Mortgage Broker Help Me Get Approved for a Home Loan?

Applying for a home loan is a daunting task. This is especially true if you haven’t yet found the property you want to purchase. You have to find the home, assess the value, get it appraised, gather all of your financial documents, meet with a realtor, a lender, a banker—anyone else who will need to know the ins and outs of your financial situation—then you
Arizona Home Loan
Arizona Mortgage Broker, Arizona Home Loan
determine what you can afford, shop within your budget, lock in an interest rate…and that’s just the beginning! But what if you don’t know much about the process or the terminology of shopping for real estate? What if you just know you want a home and don’t know exactly how to get from point A to point B? That’s why you need an Arizona Mortgage Broker.

What Will an Arizona Mortgage Broker do for Me?

Arizona Mortgage Brokers aren't just working for the richy-richs who can afford a house on the hilltop. They’re working for YOU. They will help you gather all of your financial documents that are necessary for getting approved for a loan. Sure, you’ll have to gather up your pay stubs, tax documents, work history, and a few other things—but the Arizona Mortage Broker will organize it all into a neat and tidy packet for your loan application. They’ll get you pre-approved, explain the process to you in easy to understand terms, and get your loan application well on its way to approval.

The best thing an Arizona Mortgage Broker can do for you is to save you loads of money in the home buying process.

Rather than allowing yourself to be obligated to this and that nonsense fee, allow a
Arizona Mortgage Broker
Arizona Mortgage Broker, Hard Money Loans, Arizona Home Loans, hard money lender Arizona
mortgage broker to do the legwork for you. They’ll investigate the loan, they know the market, and it is their duty to get you the best deal possible. Perhaps the most beneficial aspect of a mortgage broker is that they know the market. They’ll save you money by giving you sound financial advice in a market they are well-educated on and help you through every step of the process.

Arizona Home Loan

Arizona Mortgage Broker

Arizona Home Loan
Arizona Mortgage Broker for Arizona Home Loan
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Thinking of Utilizing the Services of an Arizona Mortgage Broker?

Maybe you’re thinking about using an Arizona Mortgage BrokerMaybe you already have. Regardless of your situation, here are a few
Arizona Home Loan Team
Arizona Mortgage Brokers, Arizona Home Loan Team
need-to-knows when it comes to mortgage brokers. First, you ned to know what an Arizona Mortgage Broker is. Essentially, it is a person who acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Basically, rather than banks or other lending institutions having to sell their services themselves, there are actually professionals out there doing the legwork for them. In fact, in the US (and other countries including Spain, New Zealand, and Canada) mortgage brokers do the majority of the selling for lending institutions.

What can an Arizona Mortgage Broker do for you?

Arizona Mortgage Brokers can serve you in many ways. One of these ways is to assess you—the borrower’s—ability to pay. They will look into your circumstances, check your credit score (it’s ok if you don’t have good credit! You aren't automatically disqualified!), and assess the market to match you with a property or home that fits your needs, both financially and physically.
FHA and USDA Home Loan
Arizona Home Loan FHA USDA Specialists
These brokers can also get your pre-approved for a home loan. If you’re not in the real estate business, this can be kind of a lengthy process. However, with a mortgage broker, this can be one less thing on your long list of to-dos when looking for a home. They’ll get your documents together and make sure they are representing you in the best possible light.
Your Arizona Mortgage Broker will be able to explain the ins and outs of mortgages, lending, and other necessary steps in the home buying process. They’ll take care of submitting your information to the lending institution who approves your loan and make sure the process is as simple and flawless as possible for you and your family.

Before you know it, you’ll be living it up in your new home! Your experience will be stress free because of your choice to go with an Arizona Mortgage Broker.

Arizona Home Loan

Arizona Home Loan Team
Arizona Home Loan, Mortgage Broker
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Tuesday, April 29, 2014

Level 4 Funding: Get invested with a Deed of Trust Investment Arizo...

Level 4 Funding: Get invested with a Deed of Trust Investment Arizo...: Trust Deed Investing, Arizona Mortgage Broker Are you looking for a way to make your portfolio stand out but you just don’t know how ...

What makes deed of trust investments Arizona so special?

Arizona Home Loan
Arizona Mortgage Broker Home Loan
Is your portfolio dying to be turned into something glorious but you aren't sure which direction to turn? We know it can be difficult to figure out the kind of investment that you want. There are lots of options and not all of them every really return an investment and this can be devastating. It’s time to start looking at what else you can do. With that, we bring to you deed of trust investments Arizona.
What makes deed of trust investments Arizona so special? People ask that because they really don’t know how trust deed investments Arizona are great to make because the risk is very low and the return can be sky high. Who doesn't like having a great return on something with a minimum risk?
There are several different kinds of trust deed investments Arizona that one could make but the best one out there that we like the most are non performing notes Arizona because for very little down an investor could make a great deal of money on a promissory note or at the very least come back with a new piece of property that they now own if the borrower defaults.

While we hope the borrower never defaults, a great aspect of the trust deed investment Arizona is that the investor always walks away with something.

That’s where the high return comes in. You won’t go home with nothing in this instance. You can make your portfolio as impressive as you want it to be and when you diversify we do suggest those non performing notes Arizona for you so you can see how amazing a trust deed investment Arizona really can be once you see those great results. Don’t hesitate to take action on your deed of trust investments Arizona today! You’ll be glad you did.

Arizona Hard Money

Arizona Mortgage Broker

Arizona Mortgage Broker
Arizona Mortgage Broker Team, investing in trust deeds Arizona
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Is your portfolio begging for a trust deed investment Arizona?

Arizona Mortgage Broker
Arizona Mortgage Broker,
Time to start thinking about the fantastic investments you can make for your portfolio. Are you thinking that you want something with a high return? Are you convinced that you will have to do something extremely high risk in order to get that? You’ll be surprised to find out that isn’t true! You can get high return without the high risk! You just have to know where to find out.
We are here to tell you about trust deed investments ArizonaThese are investments that carry very little risk because you always know that you will be getting something back. Your portfolio will be diversified and you will be making money or gaining new property. It’s as easy as that!
You can also begin considering the types of trust deed investments Arizona. There are several kinds of notes you can purchase from performing notes, which are usually a bit more expensive than our personal favorites, the non performing notes Arizona which are cheap and always come with a return for you and your portfolio.
It’s nice to not worry about the kind of investment you’d like to make because a trust deed investment Arizona makes it so easy to make an investment and a return without things getting complicated. One way or another the investor always has a takeaway be it in the form of a property or the form of their money back.
Get invested with a deed of trust investment Arizona today and you can find out for yourself just how wonderful it can be for you, your bank account, and your portfolio. You don’t need to invest through a bank. With a trust deed investment Arizona It really is that simple! There’s no hidden message. Simply invest and get your return. Your portfolio will thank you, we promise that!

Arizona Hard Money

Arizona Mortgage Broker

Arizona Mortgage Broker
Arizona Mortgage Broker, Hard Money Loans, Arizona Home Loans, hard money lender Arizona
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 8

Get invested with a Deed of Trust Investment Arizona today

Arizona Mortgage Broker
Trust Deed Investing, Arizona Mortgage Broker
Are you looking for a way to make your portfolio stand out but you just don’t know how to do it? There are lots of different ways, but we think that trust deed investments Arizona is by the far the best way because you will get the most for your money when you invest that way.
You might say, but hey, what is a trust deed investment Arizona? We are here to help you out. You see, a trust deed investment Arizona is an where the borrower hands over a promissory note to an investor as collateral for the investment they need. This also means that if the borrower defaults on the deed of trust investment Arizona, then the investor gets the property so the investor is never left in the dust.
That’s great news for the investor who has probably, no doubt, been shafted before when it comes to making investments. That might be why he is scared to do the investing he needs for his future. It doesn't have to be that way with deed of trust investment Arizona because you don’t have to worry at all. You can get something back even if your borrower doesn't do very well with their investment. 
As a trust deed investor Arizona, you can also get non performing notes ArizonaThese are cheaper than most other trust deed investments Arizona but you still won’t be jilted because you will always get a return on your investment. It just depends on the kind of performing note you get to see what that return will be.
It really is that simple. Come and check out trust deed investments Arizona today and you will see your investments really take an up-tic! It is definitely worth looking into. Enjoy your awesome portfolio today.  

Get invested with a Deed of Trust Investment Arizona today

Arizona Hard Money

Arizona Mortgage Broker

Private Hard Money Lender in Arizona
Big Daddy Dennis Hard Money Lender, Arizona Mortgage Broker
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027Z 85027

Investors are Never Worried With a Trust Deed Investments Arizona

Are you tired of making investments that don’t add up for you? Many people are tired of this because they make investments that do next to nothing for their portfolio and this is heartbreaking for many of them as they lose money. They know there has to be a better way to diversify their portfolio and there is! It’s with trust deed investments Arizona.
With a trust deed investment Arizonainvestors are never worried about not making the money they want to make because there’s little risk and a big reward when it comes to trust deed investments Arizona.
Arizona Mortgage Broker
Trust Deed Investing, Arizona Mortgage Broker
For one, the low risk makes it easy for people to invest. It is worth it to see the rewards! You don’t lose anything because you haven’t given up much to begin with a trust deed investment Arizona. That being said, the returns are high. And there’s nothing people like more than making some high returns on a very little investment, especially when it comes to trust deed investments Arizona 
One way to do this is through non performing notes Arizona which are sold at an incredible discount and ensure that the investor comes away with either new property in his or her name or their money back plus interest for their investment.

Don’t even think twice about whether or not you should consider trust deed investments Arizona.

Of course you should. There are too many good things to take advantage of to not do it! Look into trust deed investments Arizona today and start making a return fast! It’s worth the time to look into all the different kinds of trust deed investments Arizona that you can make and come back on top with your portfolio. It’s just that easy! So remember trust deed investments Arizona.

Arizona Hard Money

Arizona Mortgage Broker

Arizona Mortgage Broker
Arizona Mortgage Broker,
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027