Traditional Bank Loan or Arizona Hard Money Loan?

hard money lender arizona

If you have noticed lately that traditional bank loans are getting more and more difficult to get when it comes to your real estate needs, then you aren’t alone. In fact, based on paperwork alone, you’re looking at a lot of time wasted. It might be worth your time to look into Arizona hard money loans for the real estate investor.

This might seem confusing. Most people don’t even know that you can get a loan without a bank, but with Arizona hard money loans, you absolutely can. And the amount of paperwork you don’t have to do will absolutely stun you. Banks made a huge mess out there, giving loans to people who shouldn’t have them and now they are really cracking down and making it really difficult to get a loan if your credit isn’t in tip-top shape and that’s where Arizona hard money loans come in.

No longer will you have to jump when the bank says jump, instead you can have the money you need right when you need it. Consider the types of Arizona hard money loans that you can get. You have Private money lender Arizona or you have hard money lender Arizona. Both can help you make the payment you need to get the property that you want. Whether you are looking to fix up a property or you are looking to put some money down before someone else buys the property, Arizona hard money can help you get the money that you need. You won’t even have to prove your credit score. Your private money lender Arizona or hard money lender Arizona doesn’t mind what it is. Your credit score has nothing to do with the property you want the money for. Take the time to think about getting Arizona hard money for your next investment.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Is a Private Money Lender Arizona right for me?

hard money lender arizona

There’s a great chance you might have noticed that traditional bank loans are getting more and more difficult to acquire. Banks make everything more difficult from the amount of paperwork required to even become possibly eligible for a bank loan to the amount of money they might be willing to give you. That’s where Arizona hard money lenders have come into play to really clean up the mess banks have made and reach out to qualified borrowers who shouldn’t have to jump through the bank’s hoops.

As you may have already guessed Arizona hard money does not require any bank participation because they are hard loans, not soft loans, given by unconventional lenders so you don’t have to worry about credit scores like you would with a bank. While these Arizona hard money loans do tend to have higher interest rates, the fast turnaround means that those interest rates don’t really carry any weight since the money is so be paid back so quickly.

Additionally, Arizona hard money is lent out by private money lender Arizona or hard money lender Arizona for people with low credit scores who need money immediately for their properties, either so they can rehab or so that they can purchase or get out of foreclosure. Being that get the money so quickly and the money is paid back fast, the bank seems so old fashioned because you save so much time and energy going with Arizona hard money. 

With financial institutions tightening their belts, these Arizona hard money lenders play an important role in our real estate market. Don’t hesitate to check out a private money lender Arizona or a hard money lender Arizona. It could very well end up being the best thing you’ve ever done for you and your property. Look into hard money lender Arizona and private money lender Arizona today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

When Should I Use Arizona Hard Money?

hard money lender arizona

The question always seems to be when should one use Arizona hard money? This is something a beginning investor would ask, especially when they see how difficult it can be to get a traditional bank loan. Not to mention the hours of paperwork you’d have to do to even be considered for one.

Many who use Arizona hard money are people who need to make a big purchase on real estate very quickly and want the money as soon as possible. They may not have the best credit either, but that’s completely fine because with Arizona hard money, credit scores don’t actually matter at all- just the property that you wish to purchase. You just want enough money to fix up the property or purchase a property. The reward of having instant money and quick turnaround far outweighs the potential interest that you might have to pay.

But what kind of Arizona hard money  do you want to borrow? There are two different types, though they are both similar. One is called private money lender Arizona, which is Arizona hard money lent to you by just one person. This could be somebody that you know or just a new investor who wants to do business with you.

The other type of Arizona hard money is hard money lender Arizona. For this type of Arizona hard money, you have a group of people who offer you a loan, not just one person.

Both types of Arizona hard money are worth the bang for your buck, you just have to decide if it is right for you. Find the kind of Arizona hard money lender that works for you. They are aware of how difficult it can be to make the decision and they are ready and willing to work with you.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Why Arizona Hard Money Loans?

hard money lender arizona

Usually, a loan that you get from the bank is based on your financial history and your credit ‘worthiness.’ This can be painstaking to the typical Arizona hard money borrower. To heavily rely on credit for some means that their loan will not be issued by a bank. When that happens, what are they to do? This is where Arizona hard money comes in.

With Arizona hard money it is much easier to obtain a loan because it is not based on the customer’s past credit score or debt. Instead it is based on the value of the property they want to flip or buy. While this could make the loan higher in interest, the quick turnaround means this doesn’t make much of a difference and the Arizona hard money loan could be well worth the chance that it costs extra money. Especially since Arizona hard money loans are so easy to acquire than a traditional bank loan what with their paper work and long wait to see if you even qualify- and you might not- so it could be a big waste of time to even try.

Typically, Arizona hard money loans go to investors who need to snag a property fairly quickly for one reason or another and either wish not to do a traditional loan or they can’t get a traditional loan.  Those who need money quickly are the perfect candidates for Arizona hard money because the loan comes fast and can instantly turn someone’s financial situation around. This is great if you need to avoid foreclosure or if you want to snatch up a property fast.

With two types of Arizona hard money loans available; private money lender Arizona and hard money lender Arizona, a borrower certainly has their options open. Either type of Arizona hard money will get them back on their feet and their property back into their hands.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Is Arizona Hard Money Right For Me?

hard money lender arizona

Sometimes people get confused about Arizona hard money, but it shouldn’t be so difficult because Arizona hard money can provide the short-term money that individuals need to fix up or purchase a piece of property.

Arizona hard money can come in two forms; hard money lender Arizona and private money lender Arizona.

Hard money lender Arizona refers to a group of people who do not use conventional standards to loan money to borrowers and by that it is meant that hard money lender Arizona is not affiliated with banks. The loans hard money lender Arizona gives out are non-traditional loans, which makes them easier to obtain.

Private money lender Arizona is an individual who wishes to give out non-traditional loans. This private money lender Arizona could be someone that you know or it could just be an investor that you’ve met with who wants to join you on your real estate adventure.

Whichever way you choose, Arizona hard money ensures that investments happen relatively quickly. Arizona hard money is a loan solution that is short-term and over quickly, so higher interest doesn’t really matter. The credit history of a borrower doesn’t make a difference because the Arizona hard money loan comes from a non-traditional loaner interested less in the credit and more in the property.

If you are looking for a quick loan for the property you have wanted for quite some time now, it could serve you well to begin looking into Arizona hard money for the loan that you want and need. Instead of dealing with confusing banking rules, get together with a private money lender Arizona or a hard money lender Arizona group and begin to plan out the remodeling of your brand new property. You will be glad that you chose Arizona hard money.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Is Arizona hard money good for first time investors?

hard money lender arizona

As a first time investor, Arizona hard money might seem really confusing or you might be really curious about what it entails. Arizona hard money is not a traditional loan; it is not based on a bank’s decision but instead based on the real estate property that you wish to purchase.

Typically with Arizona hard money, you can also get much more money than you would with a traditional bank loan. Sometimes Arizona hard money can give you up to one hundred percent of the value of the property you are borrowing against. That is much more than a regular loan issued out by a bank.

Since Arizona hard money comes from people instead of a typical lending institution, you have some more leeway. Private money lender Arizona is an individual who issues you money. It can be from someone you know or even someone you just met who wishes to invest in your real estate endeavor. Meanwhile, hard money lender Arizona is a group of individuals, not just one person, who invests in your real estate property.

While the interest rate is much higher than a traditional loan, that isn’t something you really have to worry about with an Arizona hard money loan because the turnaround goes by so quickly you won’t even have time to rack up interest.

It is good to know these things before you start looking into an Arizona hard money loan or investment because you want to make sure that you’re getting what you wanted out of the deal. An Arizona hard money loan is great for someone who wants to skip the hardship of the bank loan paperwork and get right into the business of flipping property. Don’t be shy, first time investor or not, the time to look into Arizona hard money is definitely today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Tips for Getting a Hard money lender Arizona

hard money lender arizona

If you are looking for a hard money lender Arizona or a private money lender Arizona then you probably understand that these kind of Arizona hard money loans are the best kind of loans you can get. You are able to bypass the traditional loans from the bank and you don’t have to worry about your credit score. How much better can it get?

However, without the right kind of Arizona hard money lender by your side, things can be difficult to facilitate, so make sure you’re choosing either a hard money lender Arizona or private money lender Arizona that you can really trust and has a great reputation.

Also remember a few key things; Hard money lenders Arizona and private money lender Arizona  typically give to borrowers who only need money for short term real estate investments, which means that the higher interest rate doesn’t really matter since loans are paid off so quickly.

Usually, someone who needs an Arizona hard money lender is someone who is looking into this kind of Arizona hard money loan because they need access to money quickly for a variety of possible reasons since the real estate business can be so finicky. A building might be going quickly and the borrower might want to snatch it up so they talk to a hard money lender Arizona.

Whatever the reason, Arizona hard money could be just the thing for you. If you are looking to rehab your next property project, then consider thinking about hard money lender Arizona or private money lender Arizona.  It could be the best thing that you do for your real estate career –not to mention the easiest- look into Arizona hard money today and get your money tomorrow. You’ll be happy you decided to do it and so will your property.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

What kind of Arizona Hard Money do I want?

hard money lender arizona

There are two different kinds of Arizona hard money that is available to you. Both are exceptionally similar, but they each have different benefits to the borrower. The two types of Arizona hard money are Hard money lender Arizona and private money lender Arizona. It is easy to get confused by the two, they are both practical kinds of loans, but the following will explain how they are different. 

It shouldn’t surprise you to find out that hard money lender Arizona and private money lender Arizona are both based on assets and have more to do with the real estate you want to invest in than with your credit score. These are both also loans that are not bank affiliated, so they are easier to obtain than your traditional bank loan.

However, hard money lender Arizona and private money lender Arizona do have some differences. For example, hard money lender Arizona happens to be a group of people, while private money lender Arizona is just one individual who gives out the loan. Typically, with a private money lender Arizona, you know the person loaning you money, but that isn’t always the case with the group of investors in a hard money lender Arizona. 

Both loans have quick turnaround despite their higher interest rate, but because of this quick turnaround, the interest rate makes little to no difference. The loans are also more flexible than your traditional bank loans, especially when you use a private money lender Arizona. 

Consider these types of loans as you decide on rehabbing a property. It could make all the difference to your project and stress you out far less in the interim. Consider the flexible and safe Arizona hard money loans. Whether you go private money lender Arizona or hard money lender Arizona, you will be happy with the outcome.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Why Do I Want Arizona Hard Money?

hard money lender arizona

Hard money lender Arizona and private money lender Arizona are similar, that’s true, but they are also different and sometimes people tend to confuse one with the other because investors sometimes use the terms interchangeably when they really shouldn’t.

While both hard money lender Arizona and private money lender Arizona are asset based loans that have more to do with real estate than the financial stability of the borrower, they are both also from non-traditional lenders, that is to say, they are untraditional loans that are not given out by a bank.

So how are they so different? Well, for one, hard money lender Arizona happens to be a group of people, not just one individual as with private money lender Arizona, but these lenders are all licensed to loan money. It’s just a matter of what kind of lender you want.

However, Private money lender Arizona is just that, private. The private money lender Arizona could be absolutely anyone from family to a friend to your business associate or maybe even just a professional whom you were referred to. How you are funded is agreed to by terms set by the private money lender Arizona and nobody else. That makes the loan easier to obtain than say, a traditional bank loan. However, interest can be higher. However, since these kind of Arizona hard money loans are usually a quick turnaround, you don’t normally need to worry about that.

For this reason, private money lender Arizona can be more flexible than hard money lender Arizona as you typically know the person lending to you and you deal with them directly.

That being said, a lot of hard money lenders Arizona do get their funding from private resources, which is why the interest rate is often higher. Hard money lenders Arizona are also much easier to find. So go out and try to find it!

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Are you ready for Private Money Lender Arizona?

hard money lender arizona

Private money lender Arizona is among one of the best ways to fund your new rehabbing project in the real estate world, however some people are afraid of Arizona hard money. It can be a new term for people and it can seem intimidating, but we are here to reassure you that it can be the best thing that you do for yourself and your property.

For one thing, a private money lender Arizona isn’t bank-related by any means. Private money lender Arizona allows you to borrow money from one person who believes in the real estate project you are doing. Meanwhile, a hard money lender Arizona is a group who will loan you the money you need for your real estate investment, much in the same way. It really is that simple so there’s no need to fret. Just choose whether you want a hard money lender Arizona group or the individual private money lender Arizona. Both will give you the tools and guidance to your property success. It just depends on what works best for you.

There isn’t any need to stress about obtaining the money you need to be successful. Private money lender Arizona and hard money lender Arizona really want to help you succeed. While the interest rate can be higher, you must also remember that so is the amount of Arizona hard money a person can receive. So in the end, it does all even out. Moreover, the loan turnaround is so fast that the higher interest rate really isn’t ever a big deal.

Don’t think twice about what kind of loan you should get. Skip the traditional route and consider Arizona hard money for your next real estate investment. There won’t be any aggravation, no hassle, and your property will get the very best treatment it deserves. Look into Arizona hard money today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Why Private Money Lender Arizona?

hard money lender arizona

Arizona hard money is sometimes a new concept for people so it can be a little intimidating. To start, a private money lender Arizona is a bank-free way to borrow money as an individual or a company, depending on if you use a private money lender Arizona (individual) or a hard money lender Arizona (group), will loan you the money you need for your real estate investment. It’s just about that simple to understand. Private money lender Arizona is typically someone you already have a relationship with while your hard money lender Arizona is a group of people that you trust.

Private money lender Arizona and hard money lender Arizona give you the tools you need to have financial and real estate success.

It might seem like a scary thing to do but obtaining money from people who want to help you isn’t scary at all. While the interest rate is higher, so is the amount of money a person gets for their real estate investments. Sometimes, your Arizona hard money could tally up to 100 percent of your real estate property worth and you would get money for the repairs. It rally is a good deal to go with private money lender Arizona or hard money lender Arizona depending on the type of Arizona hard money that you want to deal with during your property rehabbing.

If you are stressed out about what kind of loan to apply for, consider going into the Arizona hard money sector. Private money lender Arizona and hard money lender Arizona wants to help you get to where you want to be and the property you want to buy. It doesn’t have to be scary or difficult. Consider all the benefits you could receive and look into Arizona hard money today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Confused by a Arizona hard money?

hard money lender arizona

Private financing is a great way to get the money you need for the property that you want. But Arizona hard money could be confusing so it’s good that you’re looking up some facts. Don’t be discouraged by traditional loans, a hard money lender Arizona or a private money lender Arizona wants to help you out. Both sectors have access to money similarly to a bank, but far easier to obtain because this money is exclusively for real estate and it is private financing.

Both a hard money lender Arizona and an private money lender Arizona make it easier to apply for a loan than any bank. Getting a hard money lender Arizona means that a group of people would be in charge of your loan, however, private money lender Arizona is just one person who will help with your loan. They can be someone you know or someone you trust or even a stranger that you have faith in. Arizona hard money is a really fantastic option for those who do not wish to obtain a traditional bank loan because Arizona hard money is always a short-term loan and the high interest rate does not make a very big impact.

Arizona hard money is easy to get so don’t let the name fool you. They may have high interest rates, but with the fast turnaround time, it really doesn’t matter. What’s more is that Arizona hard money lenders give out money based on the value of the property and that often includes the cost of the repair for the property inside of the loans. That is very unlike a traditional loan and so much easier. One should really consider Arizona hard money instead of the bank when it comes to property loans. Just think of all the wonderful benefits!

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

What is a hard money loan Arizona?

hard money lender arizona

If you are looking into private financing but you’re confused about what Arizona hard money means then you have come to the right place. You might say that the easiest way to explain what a hard money lender Arizona or a private money lender Arizona is would be that they are both people who have access to money that’s easier to get to than applying for a bank loan. Their money is then used almost exclusively for real estate. However, hard money lender Arizona is usually a group of people while private money lender Arizona is just one person. Arizona hard money can be a great option for someone who doesn’t want a bank loan because usually, you don’t have the loan long enough for the high interest to make a very big impact. Hard money Arizona is almost always a short-term loan.

There are  three main reasons why Arizona hard money is termed Arizona hard money and none of them have to deal with difficultly in obtaining the loan because in fact, an Arizona hard money loan isn’t difficult to obtain. Instead, it’s called Arizona hard money for these reasons:

1. Higher interest rates, but you have a fast turnaround time.
2. Arizona hard money lenders determine what a property is worth in its best condition, but under some circumstances, will finance up to one hundred percent.
3. Hard money lender Arizona gives money based on the value of the property but include repair costs into the loan. This is very unlike most traditional lenders who do not include the repair costs into the loan. Consider this is a great option for those who are planning on rehabbing the property.

Think of all of these great benefits as you consider Arizona hard money for your next rehab project.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444