Learn To Be A Fix & Flip Investor: Hard Money Lenders

Showing posts with label Hard Money Lenders. Show all posts

Sunday, November 25, 2018

No Cash Down: Buy Property Using 100% LTV Arizona Hard Money Lenders

100% LTV Arizona Hard Money Lenders are here to help you get funded without putting any cash down!
“No money, no honey.” If you’ve dealt with financing in the past, you know the drill. Cash down is needed to settle the LTV and secure a loan. But what if there were an alternative to this plot? What if you could get approved with no cash down? Yes, that means securing a 100% LTV loan.
Well, you can. Right now, 100% LTV Arizona Hard Money Lenders are willing fund individuals who own property free and clear or have homes with positive equity worth much more than the amount still owed. For example, say you own a house that is worth $160,0000 free and clear, and you want to purchase a house that is worth $200,0000 dollars without putting cash down. 100% LTV Arizona Hard Money Lenders are able to lend you $200,000 to purchase the house and count the $160,000-dollar house as the collateral securing the loan amount. These types of loans are nice because they allow you to use the value of a property you have acquired in order to fund more property.
But what if you don’t own a property free and clear, what if in the past you bought property that was worth $100,000 dollars? Currently, you owe $50,000 on the original amount, and the property has doubled in value to an amount of $200,000. In this case of favorable, positive equity, 100% LTV Arizona Hard Money Lenders are able to use the current value of the property to calculate and disburse funding.
Benefits offered by 100% LTV Money Lenders in Arizona
Though many individuals lack the types of property that make 100% LTV loans possible, there are still benefits to those who qualify for these kinds of loans. Mainly, 100% LTV Arizona Hard Money Lenders allow you to maintain that sweet cash flow. Don’t tie up your personal or your company’s cash when you can already use the real estate you have acquired. If you feel like it is the right decision, use your property to invest in new property.
100% LTV Arizona Hard Money Lenders allow you to use your property to invest in new property.
Talk to your 100% LTV Hard Money Lender today to determine whether or not your property qualifies for the lending program. If it does, take into account the term of the loan, the interest rate, and the lenders stipulations, and make a decision that suits you.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Why Arizona Hard Money Lenders Can Help You Obtain the Funding You Need

Who are Arizona Hard Money Lenders? What part do they play in the finance industry?
Arizona Hard Money Lenders are private or individual investors providing asset-based funding. When considering granting a loan, these lenders focus on collateral value and equity rather than creditworthiness. For the most part, Arizona Hard Money Lenders use real estate as collateral, which must be appraised for the lender to ascertain value.
Upon determining a property’s value, Arizona Hard Money Lenders evaluate and mitigate risk by establishing interest and loan-to-value LTV. As an example of LTV, consider that a property’s market value is $100,000, and that the lender is willing to loan money at 60% LTV. This means that the borrower must provide $40,000 to receive a loan of $60,000 at a given interest rate. By requiring a percentage of the property’s value, Arizona Hard Money Lenders are buffered should the debtor fail to make payments. In exchange for cash down, the debtor is granted an asset-based loan, opposed to a credit-based one.
So, who uses Arizona Hard Money Lenders? While traditional lenders such as banks and credit unions loan money based upon credit scores and voluminous stipulations, Arizona Hard Money Lenders fund individuals and businesses: unable to secure traditional funding, looking to acquire shorter terms, struggling to build credit, or needing to consolidate debt built up the form of multiple loans.
Who Benefits from Arizona Hard Money Lenders?
With less red tape, paperwork, and regulations, Arizona Hard Money Lenders offer pragmatic solutions to many clients. Some of these individuals may have had subpar credit, foreclosures, or bankruptcies. On the other hand, other individuals associated with renovating, renting, or selling real estate may frequently use Arizona Hard Money Lenders over conventional lenders to build profit. These include: contractors who buy land and build real estate; flippers who purchase, refurbish, and sell real estate; and leasers who purchase, renovate, and rent real estate. Additionally, other clients turn to Arizona Hard Money Lenders to expand commercial or industrial property to provide more building space for staff, machinery for production, and technology for upgrades. Consistently as well as continually, many of these types of businesses have relied on hard money to acquire more assets and secure more returns. Though businesses receive the initial benefit from the added capital from hard money lending, community also receive a boon as well.
Hard money lending builds local businesses and communities
Indirectly, growth in local business assets and returns benefits local cities, economies, and neighborhoods. As businesses grow, they tend to purchase more equipment, hire more employees, and consume more services in a community. If you are in need of a hard money loan, talk to a representative to day at Level 4 Funding.

Saturday, November 10, 2018

Can Arizona hard money loans Give a Helping Hand when Facing Foreclosure?

People who are facing foreclosure often look for creative ways to save their homes. Arizona hard money loans can help in these situations, but you must know how to evaluate which options are best.
If you’ve found yourself in hot water with your mortgage company, the first decision to make is whether you genuinely believe you can catch up your payments or if the best solution is to give up your home. If your plan is to save your home, you will need to work out a budget and plan for repayment of the past due balances. If you believe you cannot get caught back up, then the best course of action is generally to identify which options will help you move on without sinking your credit.
Ideally, your first point of contact should be to your existing mortgage company. If you already know how much you can afford to pay back each month, they may be able to give you an alternate payment plan that will help you avoid foreclosure to begin with. Sometimes, banks will also agree to a “deed in lieu of foreclosure,” meaning you’ll sign the home over to the bank, or they may agree to a “short sale,” which refers to selling the home for a price that’s short of what is owed. This option is generally only viable if the bank is considering auction and you’ve got a reasonable offer. It can help minimize the impact on your credit, but it can still drop your score 100-150 points. Considering that bankruptcy can reduce a score by 150-240 points and still may not help you save your home, a short sale may be the preferable option. Conversely, speaking to your mortgage company about having someone assume the mortgage, or take it over, could also work, though most contracts specifically exclude this option.
Lastly, Arizona hard money loans can be a viable option to help you bridge the gap, regardless of whether you plan to keep your home or not. Depending on the terms offered, you may be able to qualify for as much as 90% of your home’s value. The funds can then be used to pay off your existing mortgage, buying you some time to sell the home for maximum value, in which case your credit score won’t take the same hit as it would with a short sale or bankruptcy. Or, you may take advantage of reduced/ interest-only payments for some time until you’re able to qualify for a traditional mortgage again.
If You Can Work Out a Strategy, You Can Save Your Home
Whether you’re going with Arizona hard money loans or any of the other options mentioned, having a strategy is paramount. You will need to know what your end goal is and have worked out your financials in advance; do not move forward unless you know you will have the funds to meet obligations. Granted, this is common sense, but the possibility of losing one’s home can cause some to make emotional decisions, such as moving forward with the hope they’ll be able to pay, rather than the knowledge they will.
Set realistic expectations before settling on a plan of action.
When you’re facing difficulties, such as a potential foreclosure, there are no magic bullets. Explore your options carefully and learn the benefits as well as drawbacks of each. If Arizona hard money loans seem like the best possible option for your needs, talk to a seasoned broker to get the best terms possible.

Monday, November 5, 2018

100 LTV Hard Money Lenders: Things to Consider.

Do 100 LTV Hard Money Lenders offer no money down financing to real-estate investors? The answer is yes, but, only for a certain type of borrower.
Say you want to secure financing for the full market value of your next investment property. This is known as a 100 LTV loan and it is something of a holy grail or unicorn of sorts in the real estate investment community. First you need to understand what LTV is and why its so important to lenders.
Loan-to-value ratio equates to the total size of your loan divided by the fair market value of the property you aim to purchase. Lower LTV equates to less risk for your lender. With a 100 LTV type of deal your basically telling your lender, “no I’d rather not pay a single cent of my own money, I want you dear lender, to take on all the risk for my next deal. So that if my next project goes belly up I wont lose a dime.”
Such a deal is good for you, but not so good for your lender.
Its easy to understand why these types of deals are so rare, but if your heart is set on finding this type of financing, just know that no lender worth their salt is going to get in with you on a long term investment.
100 LTV Hard Money Lenders prefer to fuel the cost of short-term deals
Don't expect to get a 100 LTV loan if you intend to hold onto the property long-term. In this case, long term investments represent a huge risk for a lender. The longer a property sits on the market, the higher the chance that market conditions will change and that your lender will take a loss.
Therefore, this type of loan is usually reserved for those who intend to rehab a prospective property. A 100 LTV loan which covers the full cost of purchasing a ramshackle, tin-pot house in a pristine neighborhood, actually presents a real short-term opportunity for a lender. If you intend to restore said home to magazine worthy condition, and then resell it, you might be able to get a 100 LTV loan.
So, in 100 LTV type deals, lenders want the assurance of a quick payout. To even consider applying for this type of financing, you need to have a clear plan in place for how you are either going to re-sell or refinance your property in short order.
However, the best way to qualify for 100 percent financing is to have a proven track record of real estate projects. Having experience will give your lender confidence in your ability to generate a return.
The best tactic to increase your eligibility with 100 LTV Hard Money Lenders is to develop a personal relationship with them
Let's face it this type of deal presents your lender with a lot of risks. Without a down payment your lender basically has nothing to fall back on if you default. If you don't have a proven track record of successful development projects standing behind you, your chance to qualify for 100% financing are pretty slim. If you are a real estate novice and someone is offering you no money down financing, well beware. Common sense should prove the danger of ‘no money down, zero interest type’ financing.
In the long run, to get 100 percent financing you need to build a personal relationship with your lender, and this takes time. Yes, you could put together the most excellent plan imaginable to show your lender the potential of your project. But there is no supplement for the trust that comes from an established relationship.
As you close more deals and gain more experience, your lender will have more confidence in your abilities which will allow you to capture the benefits 100 LTV, no money down financing.

Sunday, November 4, 2018

Grow Your Financial Future with Hard Money Lenders Arizona

Start your career in real estate investment and grow your income exponentially with the help of a loan specialized in house flipping. The art of flipping houses in Arizona can quickly triple your income if you follow some of the helpful strategies presented in this guide.

The fact is that it is very important for your financial goals and your financial planning that you know and are well are of the pros and cons that can come with flipping a property or purchasing properties purposely for flipping purposes before you begin diving into the real estate game. Purchasing properties is a risky investment. However, with all risks you should know that bigger risks can lead to greater rewards. Diving into the world of real estate can help you quickly achieve your financial goals and expand your financial future to new heights.
Hard money and finding the right hard money lenders to work with gives you a way to begin to borrow money without having to go through the lengthy process of using a more traditional mortgage lender approach or reaching out to a broker that works in a traditional bank setting. The loans that you will acquire from hard money are loans that come from individuals or private investors who are able to lend money based on the property you're investing in as collateral. This is high risk and high reward even though it starts off with a very minimal investment up front and can be done even if you do not have a strong credit rating or previous credit history.
Choosing the Best Hard Money Lenders Arizona for Your Goals
Hard money gives you the perfect opportunity for advancement into the world of real estate investment and flipping homes. Finding a lender that can work with your financial goals and help you find the perfect plan to move forward can take your financial future to the next level. Growth and financial prosperity is achievable if you are able to make the right risks and network with the right people. The right lender can make this and more possible
With any new business venture or investment, it is important to weigh all of the facts into consideration so that you can make the best financial decision for you or your business.
Most hard money loans do require proof that you can eventually repay them but this is still very unique than the typical process of getting a lending opportunity through a more traditional bank setting. Typically at a bank, the lenders there are much more interested in your credit history than anything else as well as your current finances. Hard money loans in Arizona take a much more unique approach. Because of this, you can easily get approved so long as you have proof of being able to repay the loan. Borrowing previously is one example of this. That means that getting started with hard money loans can open doors for even more opportunities in the future for you.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Friday, November 2, 2018

How to Retire Early with Loans to Flip Houses in Arizona

An early retirement may be in reach if you invest in the real estate market with a loan to flip a home in Arizona or property. Confidently step into the world of real estate investing with the assistance of the tips and tricks outlined in this brief guide.
Do you have hopes of retiring early so that you can have the freedom to get back to doing the activities that you love to do? This goal is entirely possible with the help of making money through investing in real estate. Getting started with a loan that can help you begin to flip houses can keep you on track to retire early. The best part is that you don’t even have to do the manual labor yourself. You can outsource this work. That’s right! Flipping houses in Arizona does not even require you to be a handyman.
Flipping houses can lead to the great potential to gain huge earnings and make a profit quickly. Most of the time, the main reason that people decide to get into or enter the real estate flipping market is that they have the hope of making a return on their invest quickly. If you are able to navigate the market of flipping houses in the correct way, flipping investment properties can lead to very expansive profit margins in a short period of time. For some people, this can happen in as little as a couple of months.
Real estate investment and flipping investment properties in Arizona can also give you extensive degree of knowledge of the various aspects that come with the real estate market. For example, you will be able to learn about construction and other areas of house flipping you may not have previously had experience with. This new knowledge could open further doors for you as you try to achieve your financial goals and financial prosperity.
Finding the Right Opportunities for Loans to Flip Houses in Arizona
House flipping and investing in real estate is actually at the highest level its ever been in the past decade. The rising prices of property has given an increased availability of financing. The limited housing supply is even giving flippers the great opportunity to be able to acquire higher profits than ever before.
Flipping houses with the help of loans can help you to triple your income and achieve the financial freedom needed to retire earlier so that you can get back to do the activities that you love.
Since the process of buying, fixing and quickly reselling properties in Arizona can be such a great way to begin to make money and retire early, it actually takes much more funds to undergo the process required to flip a house than it does to just purchase a property that you are hoping to live in. Find the right lending opportunities to get stared with purchasing houses to flip and turning these properties into profitable investments. More importantly, this may even allow you to retire early by giving you the financial prosperity necessary to do so.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Learn To Be A Fix & Flip Investor

Featured Post

The Big Show is Coming to Town.

Sunday, November 25, 2018

No Cash Down: Buy Property Using 100% LTV Arizona Hard Money Lenders

100% LTV Arizona Hard Money Lenders are here to help you get funded without putting any cash down!

Benefits offered by 100% LTV Money Lenders in Arizona

100% LTV Arizona Hard Money Lenders allow you to use your property to invest in new property.

Why Arizona Hard Money Lenders Can Help You Obtain the Funding You Need

Who are Arizona Hard Money Lenders? What part do they play in the finance industry?

Who Benefits from Arizona Hard Money Lenders?

Hard money lending builds local businesses and communities

Saturday, November 10, 2018

Can Arizona hard money loans Give a Helping Hand when Facing Foreclosure?

People who are facing foreclosure often look for creative ways to save their homes. Arizona hard money loans can help in these situations, but you must know how to evaluate which options are best.

If You Can Work Out a Strategy, You Can Save Your Home

Set realistic expectations before settling on a plan of action.

Monday, November 5, 2018

100 LTV Hard Money Lenders: Things to Consider.

Do 100 LTV Hard Money Lenders offer no money down financing to real-estate investors? The answer is yes, but, only for a certain type of borrower.

100 LTV Hard Money Lenders prefer to fuel the cost of short-term deals

The best tactic to increase your eligibility with 100 LTV Hard Money Lenders is to develop a personal relationship with them

Sunday, November 4, 2018

Grow Your Financial Future with Hard Money Lenders Arizona

Start your career in real estate investment and grow your income exponentially with the help of a loan specialized in house flipping. The art of flipping houses in Arizona can quickly triple your income if you follow some of the helpful strategies presented in this guide.

Choosing the Best Hard Money Lenders Arizona for Your Goals

With any new business venture or investment, it is important to weigh all of the facts into consideration so that you can make the best financial decision for you or your business.

Friday, November 2, 2018

How to Retire Early with Loans to Flip Houses in Arizona

Finding the Right Opportunities for Loans to Flip Houses in Arizona

Flipping houses with the help of loans can help you to triple your income and achieve the financial freedom needed to retire earlier so that you can get back to do the activities that you love.

Pages

About Me

Blog Archive