Is Arizona Hard Money Right for You?

Announcing a new and improved way to finance your property investment: Arizona Hard Money

Have you heard the news? Arizona hard money is becoming more and more popular among buyers trying to find a financially feasible way to invest in a new home or property. So what is Arizona hard money? Let me enlighten you, my friend.

Essentially, there are two types of hard money loans. The first is a residential investment. This is personalized for the individual and the property being purchased is used as collateral. That’s why the value of the home becomes an essential ingredient in the approval process.

The second type of hard money loan is for commercial investors.  Usually, this type of hard money loan is for companies looking to invest in “fix and flip” projects which can often be turned around and sold for profit. Since the values are figured a little differently on this type of property, a hard money lender might accept interest in your company as a way to determine approval, etc.

Is Arizona Hard Money Right for You?

If any of the above information sparked your interest, Arizona hard money might be just right for you. Keep in mind that it is a pretty hefty commitment, but one that so many buyers benefit from. While the high interest rates and payments seem a little steep, it really can be worth it in the long haul.

In order to qualify, the lender will need to more about the property than they do about you. Again, the loan is equity-based so how valuable your property is matters most. If you have poor credit, low income, etc. that doesn’t mean you won’t qualify. Talk to a hard money lender to see what you can do to prove your ability to pay and they will work out a deal with you.

If you’re looking into a hard money loan for a fix and flip project, keep in mind the considerations hard money lenders take in approving you. They will consider the current value of the property, the cost of renovations, and the value of the home after the renovations are complete. Usually, these considerations work in your favor, but you will still want to do all that you can to make the process easier.

Arizona hard money could be just the ticket to get you your dream property quickly! Contact your nearest hard money lender to get started today.

Getting Started on the Arizona Hard Money Process

Affordable Ways to Finance Your New Home or Project: Arizona Hard Money

Have you found your dream home, but in the back of your mind you know it’s just a dream? Maybe it sits on a river bank, far out from the hustle and bustle of the city, and that wrap-around porch just need a fresh coat of paint. With Arizona hard money you can take that dream to the next level and make it a reality. And, it’s surprisingly affordable on your part.

First things first, remember that Arizona hard money loans are equity-based. Your approval is determined based on the value of the home or property—not necessarily on your ability to pay. That little known fact can be a huge relief to buyers.

Next, understand that interest rates are going to be a little higher than you’re used to. That’s the tough part. However, keep in mind that Arizona hard money loans are normally very short—usually about six months (or somewhere within the range of three to nine). The higher interest rates tend to even themselves out in that way.

Getting Started on the Arizona Hard Money Process

Getting started can be the hard part. It takes motivation to put yourself out there and risk rejection. But, once you take that first step, you’ll be surprised at how fast you can get the ball rolling. In fact, you can have your Arizona hard money within one day of application. 

Don’t put the cart before the horse. Find your nearest hard money lender and investigate the process a bit before making that commitment. Ask lots of questions, read the fine print, fully understand the commitment you are about to make. Once you decide to go through with the process, your hard money lender will take care of the rest. 

They will estimate the value of the property based on location, condition, renovations to be made, etc. Then, they will normally approve a loan of about 60-70% of that value. They will need some information from you, but nothing compared to traditional money lending associations. 

Financing your new home purchase could be a lot more manageable than you previously thought. Get started on the Arizona hard money process today.

The Hard Money Arizona Loan Process

Advice for hard money Arizona seekers

If you’ve looked into the various types of hard money loans, you may be feeling a little lost and overwhelmed. It can be an exhausting process to find a lender, fill out the paperwork, and then wait to get approved and receive your money. In fact, by the time this process happens, your potential home or property could be bought out from underneath you! With hard money Arizona, this is not the case. Here are a few things you need to know about hard money Arizona:

You can be in and out within 24 hours. Don’t worry about scheduling things weeks in advance and collecting tax information, pay stubs, etc. This loan isn’t based on income (in fact, you don’t even have to prove that you have an income), but is more collateral based. That’s why they can get you your money so quickly. There are no loan forms and many of the other logistics to worry about with hard money Arizona. 

The loans tend to be shorter than traditional loans. Perhaps for your last mortgage (or your current one) you have done a 15 or 30 year finance. With hard money loans, that is not the case. For the most part, you can count on your loan being somewhere around six months (plus or minus a few).

You will probably get a loan anywhere from 50-70% of the property value. Of course, this number is different from person to person. However, when you are planning the purchase of your home or property, you can estimate that the dollar amount of your loan will be somewhere in this price range.

The Hard Money Arizona Loan Process

Like I said before, the process is quick and easy. The team of loan specialists will get you in and out as quickly as possible. A few of the items hard money Arizona considers when approving your loan are:

1. The location and condition of the property

2. Your ability to complete the project (if the funding is for a fix and flip)

3. Current and projected value when complete

4. Your information

5. The amount of assets and resources you have available to complete the project

These are just a few of the considerations, and all loan institutions are going to be different. Keep these things in mind when considering a hard money loan.

Other Arizona Hard Money Need-to-Knows

Imagine Receiving Loan Money in 24 Hours: Arizona Hard Money

How many times have you considered applying for a loan but decided against it because of the lengthy approval process? And, after you are approved, we all know that it can take days before any money comes your way. This process can be frustrating, irritating, and even humiliating for some.

However, with Arizona hard money, that’s not the case. This type of funding is fast—in fact, you can be approved and receive your money within 24 hours. It just doesn’t get much faster than that. And, it’s easy to be approved. The property you are taking out the loan for acts as your collateral, so you don’t need to worry about gathering pay stubs and tax returns for proof of income. In fact, there is no form to fill out at all. Usually, Arizona hard money loans are used for residential and commercial property.

Other Arizona Hard Money Need-to-Knows

You know it’s fast and you know it’s easy, but there’s a bit more to it than that. An Arizona hard money loan is used mainly for property and real estate purchases, so likely you won’t be receiving a large loan for a car or to pay off credit card debt. Keep that in mind as you are looking into which kind of loan is best for you. 

Along with that, these types of loans can be for an amount up to 70% of the property value. So, whether your property is big or small, cheap or expensive, you can estimate a sum of 60-70% of the value of the property for your loan. This even works for fix and flip projects after those initial estimates have been made. 

One last thing to note is that Arizona hard money loans are typically for shorter periods than other loans. Most of the time, the loans are about six months, but this number varies based on differing circumstances and locations.

If you’re looking into buying a new home or piece of land, know that hard money is an option for you. It could be just the ticket you need to your dream property.

Level 4 Funding… The New, One-of-a-Kind Alternative Investment Solution!

PRESS RELEASE

FROM:                                                  Level 4 Funding, 23335 N 18th Drive Suite 120, Phoenix AZ 85027, USA (http://www.level4funding.com)

MEDIA CONTACT:                            Mark Gowlovech, Vice President Acquisitions, 602-413-3930, mark@level4funding.com

FOR IMMEDIATE RELEASE

Level 4 Funding… The New, One-of-a-Kind Alternative Investment Solution!

A new investment company that lends out money to real estate investors and earns investors 8-12% on their investment has today announced a new way show how investors are making money investing in what is called “Level 4 Funding”.

The company, which targets accredited investors or people who want to invest in real estate, also goes by the name ”Level 4 Funding”.

“Level 4 funding is an alternative funding option for investors who are looking for a variation of self-funding, which is a one of a kind investment solution currently available in the marketplace” says Mark Gowlovech, Vice President Acquisitions at Level 4 Funding.

The Level 4 Funding company, which offers investors residential and commercial real property loans,  present clients a one of a kind loan facility that comes with the following features:

• Fast Funding within 24 hours
• Loan Value up to 70%
• Investor or flipper accepted
• Fix-up and rehab projects
• Interest only payments
• Appraisal not necessary
• 90 to 180 Day Note
• No loan form to fill out
• No tax return, pay check stubs
• No Points, Fee, Closing Costs, Application Fees

“Through Level 4 Funding, a whole new breed of real estate investors is making crazy money by investing in Level 4 Funding, where people are earning an average of  8-12  per cent on their investment,” says Mark Gowlovech, Vice President Acquisitions at Level 4 Funding.

“We at Level 4 Funding are committed to helping investors realize their dream of investing safely while earning a great return on their investment,” says Mark.

Asked why potential investors would be interested investing their hard earned money in Level 4 Funding and what were the benefits, Mark points to the fact that not only were persons earing a steady return of 8-12 per cent on investment, but that in today’s troubled economy Level 4 Funding offers investors a newer and safer way for them to invest their money.

“Level 4 Funding comes with unique features that pre-set monthly payments, with a high level of information and control,” he adds.

For further information about Level 4 Funding, please visit the following website:

http://www.level4funding.com

Don’t give up, Arizona hard money can be your solution.

Don’t give up, Arizona hard money can be your solution.

You can help dig yourself out of the financial hole you’re in by applying for Arizona hard money. The first thing you need to know about Arizona hard money is that it is not based on your own personal merits. Most Arizona hard money loans base their approval on the merits of the property or home you are looking to buy—not on your credit score or yearly income. In fact, many lenders do not even look at your financial history! That means you do not have to provide tax return information, pay stubs, or proof of income. This can be excellent news for a beginning real estate investor looking to make a profit or for someone looking to purchase a new home for their family.

One way to make a profit by investing in real estate is by utilizing Arizona hard money institutions. As long as your lender can see that your “fix and flip” adventure is worthwhile and has opportunity for profit, you can be approved for a Arizona hard money.

Another Way to use Arizona Hard Money Lending.

It can be your money, use it the way YOU want to. You may think you are digging yourself into a deep hole by taking out a loan, but you can actually make a profit from hard money loans. Arizona hard money allows you to be creative while financing your home or property.  Seem too good to be true? It’s really not.

Consider this:

One way to make a profit from your loan is to make improvements to your house or property after you have purchased it with the money from the loan. Then you can sell it under market value and CHA-ING! You will have made profit! Remember, it takes money to make money, but in the end, the profit outweighs the temporary debt.

Arizona hard money lenders are anxious to help you fulfill your long lasting dreams. Once you have found that perfect house, or that car or truck you have always wanted to drive, please remember to give us a call.

Level4Funding                  

23335 N 18th Drive Suite 120

Phoenix AZ 85027

www.Level4Funding.com

623-582-4444

Arizona Hard Money Lenders are available at the ready.

Arizona Hard Money Lenders are available at the ready.

There are hundreds of hard money lenders looking to help you with your needs. Why not get a loan the traditional way through a bank? When someone is trying to take out a loan from a bank or any other loan agency, what is it that these banks are looking for? In most cases, these banks only look at the customer’s credit, income, or assets to decide whether or not he or she is reliable to lend their money to. But what they fail to realize is that not everyone’s credit is the same, a few bad decisions that resulted in bad credit, and that many people don’t have much of any assets.

Unlike the typical bank, Arizona hard money lenders are different. One of their primary goals is to provide an easier solution that will help their customers attain their ultimate goals. Arizona hard money lenders understand how important is to their customers that they receive fast, easy money so they can be able to purchase a home, a car, or any other investment that requires the need of a loan. Many hard loan companies and investors focus mainly on the purchase of short sales and foreclosed homes.

Arizona Hard Money Lenders is new and unique.

The beauty about Arizona hard money lenders is that you could get a loan regardless of your job history, credit, or current income. If you have bad credit, then there is no need to fear, it is simply irrelevant. They don’t even check your tax returns or pay stubs! Also, you only have to deal with one individual instead of many individuals with long processes. When you are approved for a loan, the interest rate is in large part determined on the length of time you choose to pay your loan back.

In as little as 24 hours, Arizona hard money lenders can provide you an equity-based loan. Keep in mind, Arizona hard money lenders will not shoot you with any application fees, closing costs, loan forms, or appraisals while they assist you and you will obtain the money you need to accomplish your financial goals. How cool is that!

To apply for a loan is easy. Just call the company, receive an evaluation of the property, sign documentation, and walk away with your project funding in one day. Isn’t it time you considered an Arizonahard money lender?

Level4Funding                  

23335 N 18th Drive Suite 120

Phoenix AZ 85027

www.Level4Funding.com

623-582-4444

Is Arizona hard money for you?

Is Arizona hard money for you?

When it comes down to talking about real estate and financial terms, many people struggle with understanding the complexity of the terminology that it almost becomes confusing and quite frustrating. But have you ever heard about hard money before? Let me give you a basic definition of hard money. Hard money are loans similar to that of a regular bank loan. Hard money lenders are comprised of an individual or a group of individuals who lend out money in the form of a loan. One of the nice things about Arizona hard money is that it is not based on your credit score, but rather on the piece of property you are looking to buy. So if you have bad credit and are looking to buy a home or piece of property, then you may want to look into this.

Why Arizona hard money?

As mentioned before, those who have a bad credit score and or history qualify for an Arizona hard money loan. Many developers and house flippers will apply and use hard money loans because it is a good way to earn a quick buck if the timing is right. Simply said, Hard money loans can be easily attainable and you can avoid a lot of the trouble and hassle of a bank loan’ paperwork. Another reason to get a loan from the option of an Arizona hard money loan is that you could receive your money in a matter of a couple of days. Whereas the typical loan from a bank takes a little longer than that.

Applying for a loan from hard money lenders can also be an advantage to you because you only have to deal with one individual. Working with a bank presents a process that involves several people which takes up more time and possibly a greater chance you won’t qualify for a loan. There are many things to consider between the two types of loaning options, a lot of it depends on what you are looking for and what situation you are in.

Level4Funding                  

23335 N 18th Drive Suite 120

Phoenix AZ 85027

www.Level4Funding.com

623-582-4444

The opportunity of receiving a loan is out there-Arizona hard money.

The opportunity of receiving a loan is out there-Arizona hard money.

There are few things that are worth going into debt for, namely a home, car, and education. Unfortunately, there are many people who can’t qualify for a loan from the bank due to bad credit and other factors. Well, thankfully we have hard money loans. For those of you who are unfamiliar about what hard money is, allow me give you a basic definition. Hard money can be described as a certain type of loan that is given out to those who are in need of paying a mortgage or a piece of property. These loans differ from that of your typical bank loan. Often times you will hear money as being ‘hard’ or ‘soft.’ When you hear this, it means that soft money (loans) is easier to qualify for and the terms to that loan is much more flexible. Hard money is just the opposite. Arizona hard money is becoming quite popular for those who are qualified for these type of loans.

As I had mentioned before, Arizona hard money is a type of loan given to those who are in need of purchasing property or a home. But, where does this money come from? It comes from individuals who are not necessarily banks, but consider themselves a type of lending institution. Hard money is also referred to as “private money.” There are hundreds of representatives who await you.

Can I qualify for an Arizona hard money loan?

As nice as hard money loans are, not everybody who applies can qualify for an Arizona hard money loan. In reality, it can be quite difficult to qualify for because some hard money lenders post strict guidelines for those wanting to take out a loan from them. In other words, the risk they put themselves under is fairly great because it is THEIR money. For this reason, hard money lenders charge high interest rates usually ranging anywhere from 12% to 20%. The terms they ask for can last 6 to 24 months depending on the lender.

If you have a bad credit score/history, then don’t worry. Hard money loans are for you and are there to help you fulfill your dreams of owning a home someday. It is a creative way of financing a home. To apply for a loan, you will be required to provide your W2’s and or tax returns, your most recent pay stubs, and bank statements. Just a precaution for if you decide to apply, make sure that you watch out for pre-payment penalties. They can hurt you if you are not careful. Be sure to be aware of them by talking to a hard money lender near you. One last piece of advice for those thinking about applying for one, move quickly through the process! Call them today and see if you can qualify for an Arizona hard money loan.

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