Trust Deed Investing: Good Lenders Are There When You Need Them!

Many homeowners think the only people involved in their mortgage are them and the bank. However, this is not usually the case as most loans also have a trustee who has engaged in the process of trust deed investing as a way to build an investment portfolio.

When a mortgage is approved, underwritten and recorded, many people imagine that there are only two parties working together, the bank and the borrower. However, this is not usually the case. In most mortgage transactions, there is a third party who works behind the scenes called the trustee. The trustee engages in something called trust deed investing by purchasing a promissory note from the lender. The trustee then holds the legal title to the property on behalf of the bank. The bank pays the trustee interest to hold the title on its behalf.

You may find yourself wondering, why would the bank do this? Why pay money to someone to hold onto a piece of paper for you? The bank engages in trust deed investing to help protect its assets in the event of default. If a borrower defaults on a mortgage, the bank has to take them to court to foreclose on the property and get its money back. This is a long, expensive process and there is always the possibility that they bank may lose. However, if the mortgage loan has a trustee who holds the title, the trustee can foreclose on the property on behalf of the bank. This can be done without a court hearing and is a much faster process. Once the foreclosure is complete, the lender will get its capital back and any remaining funds are paid to the trustee and finally the borrower.

Benefits of Trust Deed Investing

If trust deed investing sounds intriguing, there are a few ways to get started. The first and most important step is to find a private mortgage company or investment firm that loans on promissory notes. From here, you should be able to decide how much you want to invest. You can purchase an entire deed as a single investor. This is one of the safest ways to invest because you are the only investor that needs to be paid back in the event of default.

If investing in the full deed is out of your budget, there are still ways to get into trust deed investing. You can invest as a fractional investor and buy a portion of the deed. If this is your plan, finding the right broker is crucial. Depending on whether you are the first investor, your investment may be less safe. Your investment professional can work with you to explain how to purchase a first deed of trust vs. a second deed of trust. This is important because a first trust deed holder is the first investor paid back in the event of default. If you are a second deed holder, you are at a higher risk for losing some or all of your investment.

Your private lender should be able to fully explain all of the risks to you and help you make the right choice when it comes to trust deed investing.

If trust deed investing sounds like an investment option you want to explore, give us a call today!

Here at Level 4 Funding we specialize in alternative investment strategies like trust deed investments. Our financial professionals can help explain the process and answer any questions you may have. We will also make sure that you know all the risks and benefits so you can make an informed decision about how to invest your money. Call us today for sound financial advice and to get started trust deed investing. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

How to Make Money with Trust Deed Investing

 Trust deed investing can provide substantial rewards with minimal risks for investors. There are a few different ways to get started in trustdeed investing and finding the right financial professional to help you can make all the difference.

Most investors know about stocks, bonds, and real estate investing. Real estate investing can be a very lucrative way to build your investment portfolio. You can invest in real estate in a number of ways like buying a fixer-upper, or purchasing a home to rent out. While almost everyone knows about making money on a fix and flip or as a landlord, there is another, less common type of real estate investing called trust deed investing. Trust deed investing involves three parties, the borrower, the bank, and the trustee. If you are investing in deeds of trust, your role is that of the trustee and you act as an intermediary between the borrower and the lender. You hold the legal title to the property until the loan is paid off or unless there is a foreclosure.

As the trustee, your job is basically to protect the lender in the event of default. If the borrower defaults on the loan, the lender would have to take the borrower to court and could not foreclose on the property until after a lengthy legal process. By using a trustee, the lender has a second option. The trustee can foreclose on the property on the lender’s behalf and help the lender recoup its investment. In the event of a foreclosure, some of the sale proceeds go to you as the trustee to help recoup your investment as well.

While you can earn back your investment in the event of a foreclosure, the real benefit of trust deed investing is when all is going well. The bank or lender will pay you interest rates into the double digits to hold the title to the property. As long as the borrower is making on time payments, you are earning interest every month. Once the loan is paid in full, you also get your initial investment back. You can purchase deeds of trust through a private lender or other investment professional.

Pitfalls of Trust Deed Investing and How to Risk Less

Trust deed investing is generally considered a relatively safe investment because it is backed by real property than can be used as collateral in the event of default. However, like any investment there are risks. Namely, deeds of trust are not insured by the FDIC so there is not guarantee that you will get your money back. Also, if the borrower declares bankruptcy then the home cannot be easily foreclosed on without a lengthy legal process. Depending on the outcome of this process, it is possible to lose some or all of your investment.

These risks are not unique to trust deed investing as every type of investment does have some inherent risk. There are a few ways to minimize these risks and maximize your profits. First and foremost, work with a private lender or equity firm that is experienced in trust deed investing. Make sure that your lender has loaned on deeds of trust before and can explain the process to you, including any and all risks.

You can also help mitigate risks by doing your due diligence. Research a property’s title status and market value. This will help you make sure there are no issues with the title that would prevent a foreclosure. Knowing the market value will help you ensure that the property will be worth the amount of the loan or more in the event of default. This is especially important because the bank will get paid back before you do so you want to be sure there is enough money to recoup your investment.

Find the right lender to guide youthrough the process of trust deedinvesting!

The right lender is key to helping you navigate the world of trust deed investing. Make sure you choose someone who is experienced and knowledgeable about deeds of trust and how the investment process works.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

What is Trust Deed Investing aka Investing in Deeds of Trust

Are you Investing in Deeds of Trust? 

Hello, Dennis here, have you ever considered investing in Deeds of Trust or Trust Deeds. And what exactly is a Trust Deed investment? Well, let me explain. 

Today there are many ways in which you can invest your money, such as the stock market, bonds, or even depositing the money into a bank. It's time to add one more to that list: Investing in Deeds of Trust.

This is a great investment for you - when you invest in Deeds of Trust, you become the bank. 

Investing in deeds of trust means that you are loaning your money directly to a borrower who is then purchasing real estate and giving you a Deed of Trust as security for the loan. 

You will receive payments from the borrower monthly, and at a very high interest rate; these rates vary from 10 to 29% for 6 to 24 months with very good loan to value ratios, typically 70% or less. 

Also, your money is secured by the real estate. 

This means that if the borrower fails to make good on the terms of the loan, you, as the lender, take back the real estate. You are then free to sell the home to recover your investment, past due interest, and fees. 

This is much more secure in comparison to stocks, whose value can rapidly decrease or simply vanish if the company goes out of business. When that happens you lose your investment and you are not able to recover it.

When compared to the bank, you are getting a higher rate of return on your investment, typically 10 to 29%. You can even drive by and look at the home in which you wish to invest. Next time you give your money to the bank for little or no interest, ask them if you can see where your money went. 

Trust Deed investments offer security on your money, a high rate of return, and best of all, it's backed up by the property.

If you are looking to invest in deeds of trust, see us at http://www.setabayloan.com or give us a call at six two three five eight two four four four four.

SetabayLoans

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Should I start thinking about Trust deed investing Arizona for my portfolio?

If you have been thinking about making your portfolio a diversified place where you made money instead of worried about it, then you need to begin to look into trust deed investing Arizona because the world of investing can be a scary place to venture through, but making sure you have some assets to fall back on is a great kind of investment to make.

The world of trust deed investing Arizona might be new to you, but you should not be scared because trust deed investing Arizona is a low risk way to bring a hefty stream of revenue to your pockets. You don’t have to worry that you might lose your investment because a trust deed investment Arizona means that you have a low risk on an investment and a high return. These are the kind of words we like to hear and that’s why people love trust deed investing Arizona.

Go ahead and get involved in the best kind of investment for your money with trust deed investing Arizona. We have this low risk with a guaranteed return and we can’t even imagine wanting to invest anywhere else. Not having to worry is a relief. With trust deed investments Arizona you never have to worry because you know that one way or another, you will have yourself covered whether you get yourself new property or you get yourself your investment back with interest. It’s the best kind of investment you could make for your portfolio. What’s not to like about guaranteed assets in an investment?

Have interest in a trust deed investment Arizona. Look for that low risk. We promise you won’t regret looking into trust deed investment Arizona because you will be making money with your investment and you will barely have to lift a finger. What more do you need?

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027

Should I ask my mortgage broker Arizona why Should I get a Hard Money Lender?

If you have great credit and you’re looking to get a house then you will probably go to a traditional bank loan since you are a well-qualified buyer, but what about those who can’t

Trust Deed Investing

get a traditional bank loan? What if they want a new house? What then? That’s when it’s time to take advantage of hard money lenders or private money lenders. These hard money lenders offer a great opportunity to those who want a new house but simply do not have the credit because hard money lenders cater to those who can’t get a traditional loan. In fact, private money lenders is probably the best partner that a buyer who has gone bankrupt or simply doesn't have the credit could have.

Talk to your mortgage broker Arizona about the possibilities of finding hard money lenders if you wish to get an investment on your home. You could still get competitive terms and you don’t have to worry about your credit, just the property you need the loan for.

Additionally, hard money lenders work fast. Your Arizona mortgage broker will even tell you this. This is a private money lender so they aren't committed to regulations and paperwork that could take weeks or even months in order to decide if you get the loan or not. This is perfect for people who need this loan fast. 

Even if you are looking to take over foreclosed or vacant properties, you will see that hard money lenders make this opportunity so much easier. It isn't about credit, just about your ability to pay back the loan. That’s all it takes. Ask your mortgage broker Arizona about the possibility of getting a hard money lender to help you out. It could be the best thing you've ever done for yourself and your property.

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027

What Should My Arizona Mortgage Broker Tell me About Hard Money Lenders?

Your mortgage broker Arizona should be telling you how fantastic hard money lenders can be for your property. It turns out that banks are not so happy with giving out

investing in trust deeds arizona

real estate loans right now. They are pricey and it takes forever to get approved, if you even are. That’s where private money lenders comes in.

Private money lenders can get you the money you want for your property faster than most traditional bank loans because there is far less paper work to deal with than your traditional lender loans. You are also not basing the loan on your credit score when you go with a hard money lender, which makes the ordeal that much easier than a traditional lender.

If you are looking for a fast loan, then it’s time to start thinking about what private money lenders can do for you and your income. It’s time that you take this into consideration instead of worrying that you won’t get the loan you want or need for your property.

Ask your mortgage broker Arizona about the possibility of getting a hard money lender to give you the money you need to take care of the cash flow problem you might be experiencing. Chances are, especially if your credit is bad, that private money lenders will be the best offer you will get- not to mention that absolute fastest.

Private money lenders close quickly because they don’t have to worry about traditional bank loan issues such as paperwork and credit scores.

While private money lenders can be more expensive than traditional loans, figure that this is a convenience fee. These hard money lenders look at your ability to pay off the loan and the property the loan is for. You worry about very little else except your payments.

Tell your mortgage broker Arizona that you are interested in your own private money lender so that you can go ahead and get the money you need that many traditional lenders just won’t give anymore. It’s time you don’t have to worry about your cash flow. It’s time you get back on track and forget about the hassle that you get with banks. Look into hard money lenders today and stop worrying about foreclosure 

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Can my Arizona mortgage broker get me the benefits of hard money lenders?

If you are scared that you might be getting foreclosed on, but due to your credit score, you know there’s no way you could ever get a traditional loan, it is definitely time that you start looking into hard money lenders with your Arizona mortgage broker.

Your mortgage broker Arizona will help you through the quick process of getting your private money lender and you will be able to rest assured that the money you need is at your fingertips even if the credit score you want is not.

Just because you’ve gone bankrupt before doesn’t mean that you can’t get the loan you need to keep your property. With a private money lender you get your loan in record time without the usual mountain of paperwork that a bank loan usually gives you. A private money lender doesn't have to deal with many of the same issues such as the inability to even give out a loan once you wait for their final answer which very well could be no even after months of waiting. Your Arizona mortgage broker won’t let that happen

Your traditional lenders aren't going to give you that kind of private money lender opportunity that you need. It’s time to get the money you want without the hassle. It’s time to get your life back together. You and your private money lender will alleviate stress by giving you the money you need to stop foreclosure on your property.

While the rates for your private money lender might be more expensive, think about how it is worth it. These hard money lenders want a healthy return and you want your money now. That’s a fair trade we like to think. Look into these amazing opportunities. It’s possible that you can get exactly what you want. Grab a hard money lender today and have the money you want tomorrow.

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Getting a Private Money Lender with help from your Arizona mortgage broker

It’s so easy to get a private money lender it’s crazy that anyone should ever get a traditional bank loan. Not that they can. Right now, it’s next to impossible to get a bank loan. Purse strings are tight and there’s a lot of paperwork to sift through before you get an answer- and that answer might be no! 

If you need cash right now for your real estate property, then you might want to talk to your Arizona mortgage broker about getting a private money lender loan because you can get this loan super fast and you can stop worrying immediately.

Why are these private money lender loans great? Well, for one, if you have some bad credit, you can stop worrying because with hard money lenders it really doesn't matter what your credit score says. You can get an offer anyway that’s fast and probably closer to the amount you need to escape the looming foreclosure on your property.

Moreover, because you don’t have to deal with a lot of paperwork, you can get this private money lender loan really fast. You don’t have to worry about the possibility of a hard money lender saying no because there’s no reason they would want to. A private money lender wants to get some returns on their investment and you want it fast. In that fair trade deal, everybody gets what they want.

Don’t hesitate to look into getting a private money lender today. It could just be the best thing you’ve ever done and more than likely, going to ensure that the property you have is saved. All the private money lender wants to know is if you have enough income to pay back the loan. It’s that easy! Speak to your Arizona mortgage broker and look into private money lender loans today.

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

Can my Arizona mortgage broker get me a private money lender loan?

If you are thinking about how bad your credit score is and how much you need the money to pay off your foreclosure, then it might be time to think about getting a private money

trust deed investing arizona

lender with your Arizona mortgage broker.

You might worry, however, that you may not be able to get a loan because you don’t have any credit, especially if you were recently filing for bankruptcy. Well, good news because unlike the traditional bank loans, these hard money lenders do not take as long to give you the money you need because they are not basing your loan on the credit you may or may not have. In fact, the paper work that comes with the traditional bank loan is practically nonexistent with a hard money lender because all they care about is whether or not you can pay back the loan they give you. Your credit has no purpose here.

Once you find a suitable deal, you can submit your application package and in less than a month you will know how much money the private money lender can give you. Definitely take advantage of this great opportunity because it could be the best thing you ever did for yourself.

Your rates and terms will be reasonable. You will get exactly what you want with a private money lender. You don’t have to think about much more than how much money you need and when you can pay it back. You will see how much easier it is to get a hard money lender than your traditional bank loan. It will floor you. Don’t worry anymore. Talk to your mortgage broker Arizona about private money lender today. You will be so glad that you don’t have to worry about your property anymore.

Trust Deed Investing

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027

Can my Arizona mortgage broker tell me more about private money lenders?

If you are thinking about how you need a loan but you aren't sure if you can even get one because of your bad or iffy credit, then your ears should perk up: talk to your mortgage broker Arizona about the possibility of private money lenders.

Private money lenders can get you not only the money you need despite your credit score, but the money you need despite your credit score and in record time. Unlike traditional loans that rely on a mountain of paperwork to get to know you, simply fill out a form and a hard money lender will get back to you within a time frame of roughly two weeks, but definitely under one month and you will be set up with the money you want and need for your home. 

Don’t worry that your credit score isn't good enough because these private money lenders don’t have committees that fodder over someone’s credit score for months before denying them a loan. Private money lenders give you the money you deserve based on what you can pay back to them and the value of your property. It really is that easy once you fill out the application package. Take advantage of this great opportunity. Do not worry that your property will be foreclosed on because you have the great hard money lenders on your side.

You can get the best deal right now if you talk to your mortgage broker Arizona about how great a private money lenders loan could be for your and your property. Find the deal that works best for you today and stop worrying! It’s that easy. It takes a fraction of the time a traditional loan takes and you get all the money you were asking for.

Hard money lenders get the return on investment they were looking for and you get your money fast. What a great offer to look into right now!

investing in trust deeds arizona

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027

Is it important to talk to an Arizona mortgage broker?

Talk to an Arizona mortgage broker? 

If you are looking for a loan for your property faster than you can say foreclosure, then it’s time you and your mortgage broker Arizona took a little look-see at what a private money lender can do for you.

You may have noticed that right now, traditional bank loans for properties are unreasonably difficult to come by. That’s perfect for a hard money lender because they want to give you the money you need in the fraction of the time it takes a traditional loan to approve you.

Whether you need a loan to buy a property or to ensure that you don’t lose a property, look into what makes private money lenders great. For one, your application is an easy process. It doesn't take a lot of paper work like it might with a traditional bank loan. Also, unlike a traditional bank loan that might make you wait months as a committee reads about your bad credit, only to deny you a loan, a private money lender doesn't take long at all. They also don’t care about your credit, just that you can pay back the loan they are going to give you.

Once you find a great deal, you can get your money pretty fast.

That’s another great thing about private money lenders. Moreover, don’t worry about a thing. Getting your money fast takes a lot of stress off of you and we know that. Private money lenders will even lend you money even if your asset doesn't have proven cash flow. They just want to see you do well and sometimes it takes some time to get back on track. Private money lenders know that and even your Arizona mortgage broker will tell you.

Don’t hesitate to make the call today and submit the form. Private money lenders are waiting to give you the money you need right now.

hard money lender arizona

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027

Does my Arizona mortgage broker know a good private lender?

If you are thinking about all the bad credit you accumulated when the market went bad for everyone and you know you need help making payments or you will be foreclosed upon,

investing in trust deeds arizona

then it might be time to have a little chat with your mortgage broker Arizona about the possibility of possessing a private money lender loan.

With a private money lender loan you don’t need to have perfect credit or any credit. All you need is a great property you want to save from foreclosure, the money to make loan payments, and the gumption to sign up for a private money lender.

You can get the best deal from a hard money lender because they don’t care about your credit at all. These hard money lenders can even lend money towards property that doesn't have proven cash flow. This is of course great news. You want to be able to get money fast and with a private money lender, you have that to look forward to as well.

You can get the money you need with a private money lender and you can get it fast because as soon as the application goes in, things start working 

You really don’t have anything to worry about. Your private money lender wants to make sure that you get the money you need when you need it so you can save the property going into foreclosure. Don’t hesitate to take a look at the situation and access what can be done!

This is not like a traditional bank loan which will make you do a mound of paperwork before you even ask for the loan. Not to mention, they might even say no if you don’t have the credit score they are looking for. It isn't worth it! Ask your mortgage broker Arizona about private money lenders today.

trust deed investing arizona

Arizona Hard Money

Arizona Mortgage Broker

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 12
Phoenix AZ 85027