Learn To Be A Fix & Flip Investor

Thursday, July 28, 2016

Making your dreams a reality through California Hard Money

You know when you’ve found it. It is the perfect size, shape, and color. It meets all the needs of your family, it is comfortable, inviting, and needs to be YOURS. When you find the home of your dreams, the last thing on your mind is playing the waiting game with your lender. And, sometimes when you do choose to play the game, you don’t get approved for the loan and the home has been bought out from underneath you. Believe it or not, there is a solution to this situation so many Americans find themselves in.

This is where California Hard Money comes in. California Hard Money loans are loans that are equity-based and processed and approved in as little as 24 hours. For the most part, Hard Money loans are funding for foreclosed homes and short sales, but can also be used for fix-and-flip projects or property/land purchases. Since the item you wish to purchase ultimately becomes the collateral for your lender, it is at their discretion as to whether or not they will approve your loan.

Most LTVs (Loan to Value Ratio) are anywhere from 60% to 80% of the home purchase. That means if you wish to buy a home for $100,000, you will be loaned anywhere from $60,000 to $80,000 worth of the investment. California Hard Money is a good way to put a lot of money down on a home and then pay it back rather quickly. This helps you avoid all the mess with banks having to check your credit, employment history, and pay stubs.

While interest rates can be fairly high for Hard Money loans, many are short-term (about 6-36 months) so they can be paid off quickly. When acting on a short sale or purchasing a foreclosed home, the money you save could definitely be the little bit higher interest rate you would pay for the loan.

Becoming eligible for an California Hard Money loan

The best part about applying for a Hard Money loan is that it couldn’t be easier to qualify. You simply contact a Hard Money company or lender, show them your plans and ideas, and you can get your California Hard Money in as little as 24 hours. Eligibility for California Hard Money is not based on credit, income level, or employment. In fact, the main determination in eligibility has nothing to do with you at all! It is all about the property you are looking to purchase. It just doesn’t get much easier than the process of Hard Money.

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Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

How do you know when it is time to consider California Hard Money?

Sure, you may have heard the term thrown around here and there, but do you really know what California Hard Money is? How do you know when it is time for you to consider an California Hard Money loan? There are several paths that could lead you to Hard Money, but smart investors and borrowers know how to make it work in their favor.

Perhaps you are a beginner in the investment world without the money or the means to make it work. Maybe you have an ideal home project or purchase in mind but poor credit and a shaky financial past is keeping your from qualifying for any type of home loan.

Because typical loans can take at least 30 days to process and qualifying for one can be quite a hassle, California Hard Money is a convenient alternative to traditional methods of borrowing money. Many lenders do not require a credit check or proof of income.

Creative ways to use California Hard Money

California Hard Money can also used as a creative way to finance your home or property. Consider this: Most people consider anything with the term “loan” in it as a way to find yourself even deeper in debt. But, believe it or not, both you and your Hard Money lender can actually profit from California Hard Money. Seems too good to be true, right? Think again.

If you are loaned enough money to buy a foreclosed home, you can actually show the lender your plan of action, fix the home up, and sell it at under-market value (but, of course, for an amount more than you paid for it.) Obviously it costs money to make money in this situation, but it is certainly an option for those who are ambitious and willing to go the extra mile to make a buck. When all is said and done, you have paid your lender back, equipped a new family with the home of their dreams, and you have money in your pocket.

Whether you found a great deal on a home and are anxious to buy, or you are looking for a way to finance your property creatively, the opportunities for California Hard Money are endless

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Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

California Hard Money lenders are unique.

When you and your spouse decide to purchase a home, you are taking one of the biggest risks of your lives. Of course, if you live within your means and keep a strict budget then this would help you breathe a little easier. But, there are times where money becomes tight even when you are wise with your finances. Sometimes people have to file for bankruptcy and have their house foreclosed due to unlucky conditions whether it comes from losing a job, hard economical times, or got in a bad accident. But thank goodness for California Hard Money lenders. They can help you when you are falling behind on your mortgage by providing you a way to avoid bankruptcy.

They provide short term loans (3-36 months) to those who are in need of help with their finances. Hard Money companies are lenders who offer a specialized type of real-estate loans. Hard Money lenders generally have much higher interest rates than banks because they fund deals that do not conform to bank standards.

The last thing that we would want to do is go into foreclosure, or into big debt that seems overwhelming. One of the hardest things to overcome when faced with an obstacle such as this is to wonder how you are going to become free from the debt. Just because your past has been full of financial troubles, it doesn’t mean that your financial future is in a crisis. There is help. An California Hard Money lender can give you the quick loan you need to avoid bankruptcy and other troubles. Banks will always look at your credit score, credit history, and other components of your finances to give you a loan, but a Hard Money lender will not even look at either of those options.

California Hard Money lenders are with YOU.

As I had mentioned before, California Hard Money lenders will go where no bank would even consider. Rather, they are on your side. They understand your situation and will do everything in their power to see that you are rewarded a loan for a home or project you want. Most California Hard Money lenders loan money for buying a foreclosed or short saled home, home projects, or any other type of property or real estate investments.

The interest rates for most Hard Money lenders are higher than banks because they are taking a higher risk on you. But the good part about California Hard Money lenders is that the loan period is generally a lot shorter than banks. They average anywhere from 3-36 months. Remember that California Hard Money lenders will often approve you for a loan of up to 80% of the property’s value (though this number is usually closer to 60%) in as little as 24 hours.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: califronia hard money loans,california hard money

Tuesday, July 26, 2016

California Hard Money Makes Investing Easy

The other day, I found an amazing investment property. I recently started investing in real estate, and so far have been very successful. I’ve found it quite easy to find California hard money which I’ve used in order to invest in the properties that I’ve bought so far. I have found a great hard money lender California that I work with. I never knew it could be this easy! So when I found this awesome investment property, I immediately called my hard money lender California and let his office know what was going on. I filled out some very basic preliminary paperwork, and they assured me the money would be available when it was needed. That is why using California hard money to purchase my properties has been so great. I never knew that getting a loan to buy a property could be so easy. When my wife and I purchased a home a few years back, there was all kinds of red tape to go through with the banks. That’s not at all how it is with my hard money lender California.

Fortunately, and unfortunately, the investment property is bank owned. That means that unlike a hard money lender California who gets things done fast, the bank takes its time. So I put in my offer and now I’m just waiting. Hopefully things go faster than expected, but sometimes it can take months and months for a bank to approve an offer, or come back with a counter offer. I should be getting a great deal on the property, so the profit will be worth the wait, but I’m not a very patient person, so it’s a little difficult for me. That’s another reason why I like using California hard money—it’s so much faster. I am able to get my properties, flip them, sell them, and make my profit very quickly. It has been an excellent career move for me—but I would not be able to do this if it weren’t for a hard money lender California.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

California Hard Money Lenders Get You the “Cold Hard Cash”

Some people ask the difference between hard money lenders California and private money lenders California. The answer to that question is simple—there is no difference. This money normally comes from private people who have access to a substantial amount of cash—they are extremely wealthy, and they are looking for a way to invest that wealth. So they lend money to real estate investors in order to receive a piece of their profit. So it’s obvious where the term “private money” comes from because private money lenders California are private people, but what about the term “hard money”? Well, have you ever heard the saying “cold hard cash”?

The phrase “cold hard cash” was coined (no pun intended) by merchants and traders who often handled coins. Since coins used to have a high gold and silver content, they were warm and soft and did not wear very well. When more durable metals came into use, they took note that they were cold and hard, which was in contrast to the coins previously used. Eventually, the phrase “cold hard cash” meant coins or bills that are readily and immediately available as a form of payment, verses a check or credit. Therefore, Hard Money Lenders California, are given that name, because the money is readily available to fund your real estate investment. There is no waiting period—you can almost immediately have access to your “cold hard cash” from one of the hard money lenders California. So whether you call them hard money lenders California or private money lenders California, you know that you’re dealing with a person who is going to get you the cash and fast!

Level-4-Funding-Dennis-Dahlberg-Mort[1]

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders
Posted Yesterday by Dennis Dahlberg
Labels: commercial hard money lender commercial real estate loan

California Hard Money Lenders Get You the “Cold Hard Cash”

The phrase “cold hard cash” was coined (no pun intended) by merchants and traders who often handled coins. Since coins used to have a high gold and silver content, they were warm and soft and did not wear very well. When more durable metals came into use, they took note that they were cold and hard, which was in contrast to the coins previously used. Eventually, the phrase “cold hard cash” meant coins or bills that are readily and immediately available as a form of payment, verses a check or credit. Therefore, Hard Money Lenders California, are given that name, because the money is readily available to fund your real estate investment. There is no waiting period—you can almost immediately have access to your “cold hard cash” from one of the hard money lenders California. So whether you call them hard money lenders California or private money lenders California, you know that you’re dealing with a person who is going to get you the cash and fast!

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

Monday, July 25, 2016

Working for an California Hard Money Lender

I have worked for a bank for almost my entire career. For the last seven years, I have worked in the real estate loan department. Recently, that changed. I have an extremely wealthy friend who is a hard money lender California. He asked me to work for him because his California hard money loan business has gotten pretty busy, and he needed someone with loan experience to come process paperwork and such. He offered me quite a bit more than I was making, with excellent benefits, so I couldn’t say no. Plus, I was a little bored with my job, and sometimes dealing with all the red-tape can be tough. Since the housing market took a nose dive a few years back, my job just hasn’t been as fun as it used to, either. So I was pretty excited about a new opportunity to work for a hard money lender California.

Although there is definitely paperwork involved in my new job, it’s not nearly as excessive as it was at the bank. The conventional loans that I used to process were so much more cumbersome than lending California hard money. It usually took 20-30 days to disburse funds to a customer for a real estate loan at the bank, sometimes even longer. Now that I work for a hard money lender California, we sometimes disburse the money the same day! Depending on the situation, it usually never takes more than a couple days to disburse California hard money. My boss definitely protects himself in case of a default on the loans, but there is really no red-tape to go through for anyone who wants to go through a hard money lender California. I am amazed at the difference. It’s honestly very refreshing to work form an California hard money lender. I am so glad I made the switch!

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial real estate loan,commercial hard money lender,commercial hard money lenders

Posted Yesterday by Dennis Dahlberg

Labels: commercial hard money lender commercial real estate loan

Learn To Be A Fix & Flip Investor

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The Big Show is Coming to Town.

Thursday, July 28, 2016

Making your dreams a reality through California Hard Money

Becoming eligible for an California Hard Money loan

.

How do you know when it is time to consider California Hard Money?

Creative ways to use California Hard Money

.

California Hard Money lenders are unique.

California Hard Money lenders are with YOU.

Tuesday, July 26, 2016

California Hard Money Makes Investing Easy

California Hard Money Lenders Get You the “Cold Hard Cash”

California Hard Money Lenders Get You the “Cold Hard Cash”

Monday, July 25, 2016

Working for an California Hard Money Lender

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