Is Arizona Hard Money Right For Me?

hard money lender arizona

Sometimes people get confused about Arizona hard money, but it shouldn’t be so difficult because Arizona hard money can provide the short-term money that individuals need to fix up or purchase a piece of property.

Arizona hard money can come in two forms; hard money lender Arizona and private money lender Arizona.

Hard money lender Arizona refers to a group of people who do not use conventional standards to loan money to borrowers and by that it is meant that hard money lender Arizona is not affiliated with banks. The loans hard money lender Arizona gives out are non-traditional loans, which makes them easier to obtain.

Private money lender Arizona is an individual who wishes to give out non-traditional loans. This private money lender Arizona could be someone that you know or it could just be an investor that you’ve met with who wants to join you on your real estate adventure.

Whichever way you choose, Arizona hard money ensures that investments happen relatively quickly. Arizona hard money is a loan solution that is short-term and over quickly, so higher interest doesn’t really matter. The credit history of a borrower doesn’t make a difference because the Arizona hard money loan comes from a non-traditional loaner interested less in the credit and more in the property.

If you are looking for a quick loan for the property you have wanted for quite some time now, it could serve you well to begin looking into Arizona hard money for the loan that you want and need. Instead of dealing with confusing banking rules, get together with a private money lender Arizona or a hard money lender Arizona group and begin to plan out the remodeling of your brand new property. You will be glad that you chose Arizona hard money.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Is Arizona hard money good for first time investors?

hard money lender arizona

As a first time investor, Arizona hard money might seem really confusing or you might be really curious about what it entails. Arizona hard money is not a traditional loan; it is not based on a bank’s decision but instead based on the real estate property that you wish to purchase.

Typically with Arizona hard money, you can also get much more money than you would with a traditional bank loan. Sometimes Arizona hard money can give you up to one hundred percent of the value of the property you are borrowing against. That is much more than a regular loan issued out by a bank.

Since Arizona hard money comes from people instead of a typical lending institution, you have some more leeway. Private money lender Arizona is an individual who issues you money. It can be from someone you know or even someone you just met who wishes to invest in your real estate endeavor. Meanwhile, hard money lender Arizona is a group of individuals, not just one person, who invests in your real estate property.

While the interest rate is much higher than a traditional loan, that isn’t something you really have to worry about with an Arizona hard money loan because the turnaround goes by so quickly you won’t even have time to rack up interest.

It is good to know these things before you start looking into an Arizona hard money loan or investment because you want to make sure that you’re getting what you wanted out of the deal. An Arizona hard money loan is great for someone who wants to skip the hardship of the bank loan paperwork and get right into the business of flipping property. Don’t be shy, first time investor or not, the time to look into Arizona hard money is definitely today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Tips for Getting a Hard money lender Arizona

hard money lender arizona

If you are looking for a hard money lender Arizona or a private money lender Arizona then you probably understand that these kind of Arizona hard money loans are the best kind of loans you can get. You are able to bypass the traditional loans from the bank and you don’t have to worry about your credit score. How much better can it get?

However, without the right kind of Arizona hard money lender by your side, things can be difficult to facilitate, so make sure you’re choosing either a hard money lender Arizona or private money lender Arizona that you can really trust and has a great reputation.

Also remember a few key things; Hard money lenders Arizona and private money lender Arizona  typically give to borrowers who only need money for short term real estate investments, which means that the higher interest rate doesn’t really matter since loans are paid off so quickly.

Usually, someone who needs an Arizona hard money lender is someone who is looking into this kind of Arizona hard money loan because they need access to money quickly for a variety of possible reasons since the real estate business can be so finicky. A building might be going quickly and the borrower might want to snatch it up so they talk to a hard money lender Arizona.

Whatever the reason, Arizona hard money could be just the thing for you. If you are looking to rehab your next property project, then consider thinking about hard money lender Arizona or private money lender Arizona.  It could be the best thing that you do for your real estate career –not to mention the easiest- look into Arizona hard money today and get your money tomorrow. You’ll be happy you decided to do it and so will your property.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

What kind of Arizona Hard Money do I want?

hard money lender arizona

There are two different kinds of Arizona hard money that is available to you. Both are exceptionally similar, but they each have different benefits to the borrower. The two types of Arizona hard money are Hard money lender Arizona and private money lender Arizona. It is easy to get confused by the two, they are both practical kinds of loans, but the following will explain how they are different. 

It shouldn’t surprise you to find out that hard money lender Arizona and private money lender Arizona are both based on assets and have more to do with the real estate you want to invest in than with your credit score. These are both also loans that are not bank affiliated, so they are easier to obtain than your traditional bank loan.

However, hard money lender Arizona and private money lender Arizona do have some differences. For example, hard money lender Arizona happens to be a group of people, while private money lender Arizona is just one individual who gives out the loan. Typically, with a private money lender Arizona, you know the person loaning you money, but that isn’t always the case with the group of investors in a hard money lender Arizona. 

Both loans have quick turnaround despite their higher interest rate, but because of this quick turnaround, the interest rate makes little to no difference. The loans are also more flexible than your traditional bank loans, especially when you use a private money lender Arizona. 

Consider these types of loans as you decide on rehabbing a property. It could make all the difference to your project and stress you out far less in the interim. Consider the flexible and safe Arizona hard money loans. Whether you go private money lender Arizona or hard money lender Arizona, you will be happy with the outcome.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Why Do I Want Arizona Hard Money?

hard money lender arizona

Hard money lender Arizona and private money lender Arizona are similar, that’s true, but they are also different and sometimes people tend to confuse one with the other because investors sometimes use the terms interchangeably when they really shouldn’t.

While both hard money lender Arizona and private money lender Arizona are asset based loans that have more to do with real estate than the financial stability of the borrower, they are both also from non-traditional lenders, that is to say, they are untraditional loans that are not given out by a bank.

So how are they so different? Well, for one, hard money lender Arizona happens to be a group of people, not just one individual as with private money lender Arizona, but these lenders are all licensed to loan money. It’s just a matter of what kind of lender you want.

However, Private money lender Arizona is just that, private. The private money lender Arizona could be absolutely anyone from family to a friend to your business associate or maybe even just a professional whom you were referred to. How you are funded is agreed to by terms set by the private money lender Arizona and nobody else. That makes the loan easier to obtain than say, a traditional bank loan. However, interest can be higher. However, since these kind of Arizona hard money loans are usually a quick turnaround, you don’t normally need to worry about that.

For this reason, private money lender Arizona can be more flexible than hard money lender Arizona as you typically know the person lending to you and you deal with them directly.

That being said, a lot of hard money lenders Arizona do get their funding from private resources, which is why the interest rate is often higher. Hard money lenders Arizona are also much easier to find. So go out and try to find it!

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Are you ready for Private Money Lender Arizona?

hard money lender arizona

Private money lender Arizona is among one of the best ways to fund your new rehabbing project in the real estate world, however some people are afraid of Arizona hard money. It can be a new term for people and it can seem intimidating, but we are here to reassure you that it can be the best thing that you do for yourself and your property.

For one thing, a private money lender Arizona isn’t bank-related by any means. Private money lender Arizona allows you to borrow money from one person who believes in the real estate project you are doing. Meanwhile, a hard money lender Arizona is a group who will loan you the money you need for your real estate investment, much in the same way. It really is that simple so there’s no need to fret. Just choose whether you want a hard money lender Arizona group or the individual private money lender Arizona. Both will give you the tools and guidance to your property success. It just depends on what works best for you.

There isn’t any need to stress about obtaining the money you need to be successful. Private money lender Arizona and hard money lender Arizona really want to help you succeed. While the interest rate can be higher, you must also remember that so is the amount of Arizona hard money a person can receive. So in the end, it does all even out. Moreover, the loan turnaround is so fast that the higher interest rate really isn’t ever a big deal.

Don’t think twice about what kind of loan you should get. Skip the traditional route and consider Arizona hard money for your next real estate investment. There won’t be any aggravation, no hassle, and your property will get the very best treatment it deserves. Look into Arizona hard money today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Why Private Money Lender Arizona?

hard money lender arizona

Arizona hard money is sometimes a new concept for people so it can be a little intimidating. To start, a private money lender Arizona is a bank-free way to borrow money as an individual or a company, depending on if you use a private money lender Arizona (individual) or a hard money lender Arizona (group), will loan you the money you need for your real estate investment. It’s just about that simple to understand. Private money lender Arizona is typically someone you already have a relationship with while your hard money lender Arizona is a group of people that you trust.

Private money lender Arizona and hard money lender Arizona give you the tools you need to have financial and real estate success.

It might seem like a scary thing to do but obtaining money from people who want to help you isn’t scary at all. While the interest rate is higher, so is the amount of money a person gets for their real estate investments. Sometimes, your Arizona hard money could tally up to 100 percent of your real estate property worth and you would get money for the repairs. It rally is a good deal to go with private money lender Arizona or hard money lender Arizona depending on the type of Arizona hard money that you want to deal with during your property rehabbing.

If you are stressed out about what kind of loan to apply for, consider going into the Arizona hard money sector. Private money lender Arizona and hard money lender Arizona wants to help you get to where you want to be and the property you want to buy. It doesn’t have to be scary or difficult. Consider all the benefits you could receive and look into Arizona hard money today.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money

Arizona Mortgage Broker

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Your Best Information about Arizona Hard Money Loans

Hard Money Loan Arizona

If you ever thought about getting an Arizona Hard Money loan, now is the time to really dig in and get one so you can flip the property you’ve been thinking about for a while. You may be a bit hesitant, but let us assure you that private money lenders Arizona is the way to go when it comes to renovating your property.

Begin researching and snag a private money lenders Arizona loan, first by talking to escrow companies. These escrow companies know where the money is. These companies close deals all the time and the money has to come from somewhere, so start to cultivate relationships with the escrow companies of your choice. You can usually get them to tell you which private money lenders Arizona they use and trust.

Then, you want to start to research the closed deals yourself. Private money lenders Arizona will have their name recorded on the trust deed. Additionally, you can also call the buy and ask who they used as a private money lender Arizona.

While finding a private money lender Arizona isn’t the easiest thing in the world, it can be done and you will be so happy.

Remember that with Arizona hard money loans you don’t have to worry because hard money lenders Arizona base your hard money loan entirely on the value of the property you have. That means it is not based off of the credit you may or may not have. We know things have been rough. Getting a loan shouldn’t be so scary.

However, a word of caution: Before you even begin to think about getting a hard money loan, be realistic about how long you think your project will take. Give yourself enough time to pay off this loan! And don’t be afraid to ask for an extension on your Arizona hard money loan if you need it. More often than not, people want to work with you to ensure that things get paid in a timely manner.

Big Daddy Dennis Hard Money Lender

Arizona Hard Money
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027
623-582-4444

In Need of a Private Money Lenders Arizona?

Arizona Hard Money

Let’s say you’re a contractor and you’re thinking about flipping a house but you’re thinking about your bad credit score even more. What do you do? You can’t start by getting a loan you think. And you’re right. A traditional bank loan probably wouldn’t work for you. So what do you do then? Not to worry, you can begin to look into an Arizona hard money loan and your dream to renovate homes can be realized again.

So what should you know about Private money lenders Arizona? Here are some basics:

For starters, private money lenders Arizona will give you a loan that’s based on the property you want to fix up and not on your credit score at all, so you don’t have to worry about that. You will quickly find that using hard money lenders Arizona will be the easiest route to starting on your journey to a newly renovated home.

The second thing to keep in mind that while Arizona hard money loans are fantastic, they can, depending on how long your renovation takes, be more expensive than your traditional loan from a bank. However, that being said, these Arizona hard money loans are so much faster than grabbing a traditional loan. From property appraisal to signing the papers to beginning construction, it isn’t long at all. You will be really happy you decided to get a hard money lender Arizona.

So as a contractor with bad credit, you really don’t have to worry about wanting to flip your home and turning it into something spectacular or flipping it to an investor! You can do everything you always wanted to do with your loan from hard money lenders Arizona. No need to worry, have everything you always wanted without the hassle of a traditional bank loan. Happy rehabbing!  

Big Daddy Dennis Arizona Hard Money Lender

Arizona Hard Money
Level 4 Funding LLC
23335 N 18th Drive Suite 120
Phoenix AZ 85027
623-582-4444

Do you want a reasonable rate from a hard money lender in Arizona?

Hard money loans are great, but if you are doing your research, you know that their interest rates are high. This could be a definite turn off for you, but don’t let this deter you if you struggling and need the money. Just remember that getting a loan from a hard money lenders in Arizona is entirely different than getting a loan from a conventional lending institution.

There are no low interest rates in an Arizona hard money loan unfortunately. You may as why, so let us tell you; while Hard money lenders in Arizona do want to lend to you, you do have to keep in mind that they are taking a significant risk in doing so because they do not base their decision on your credit or ability to pay. It’s true, you can have absolutely terrible credit and still get a hard money loan. However, you will never see yourself get a hard money loan with a 3% interest rate. Ever. That is said without hesitation. Hard money loans are mainly short term and contain higher interest rates. The typical loan is anywhere from three to nine months—never the 30 year traditional mortgage. 

Don’t Let This Discourage You! You can still get a loan from a Hard Money Lender in Arizona!

It is true that the entire loan process is entirely exhausting and frustrating process. However, if you do everything correctly and see it to the end, you can be rewarded with a loan so you can keep your house or your property and your peace of mind. You don’t have to let the higher interest rates deter you from pursuing a loan, but do keep in mind that you don’t pay all that much in interest because the length of the loan is so incredibly short. This doesn't make a hard money loan any better than a soft money loan or vice/versa. You just won’t be spending tens of thousands of dollars on interest with hard money. Comparing the two types of loans is like comparing apples and oranges—just plain different. For the most part, hard money lenders in Arizona will likely not be offering you single digit interest rates. That can be a harsh reality to face, but it’s good to know.

Hard money lenders in Arizona tend to lower the interest rates for experienced investors, so if you’re new to the game, you may just want to hang in there for a while and feel it out and do your research!

Big Daddy Dennis Hard Money Lender

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

If you have the perfect piece of property to build your dream house on, get yourself a hard money loan.

Have you found the perfect place for a home you’re your family can grow in, but you don’t have the money? Then an hard money Arizona loan might be the best thing that ever happened to you.

If you are looking for a piece of property for the intent of building your own beautiful home, but you don’t have the money, then look to hard money Arizona for the loan that could build your dream home. Remember that there are a lot of different hard money Arizona lenders out there and you should know some basics before you dig into a search for your new loan to build your new house. Know these things so you can take advantage of them.

In order to get the hard money Arizona loan for the property you have found, remember that each hard money lender will have one fo their specialists evaluate that property space with their own methods to determine the value. This loan is not based on credit at all!

You do need to make sure you do your work, too, however. Come prepared with a proof of funds list if you can, financial documents, and spreadsheets that provide details on the property. The more information for the hard money lender Arizona you have, the more likely you will receive the money you need. Hard money Arizona lenders are professionals who know the real estate business really well. That’s why they can give you the best loans that a bank simply cannot.

Make sure, however, to keep in mind just how many this loan will cost you and what profit you will make. Getting a loan is enough of a challenge, so make sure you are totally prepared.

In your spreadsheet, make sure to keep in mind to include all of the following costs: Purchase price, Rehab costs, monthly debt payments, points, title fees, Realtor fees, attorney fees, recording fees, property taxes, and insurance fees. These should be all costs that relate with your deal.

Hard money Arizona has its advantages. As long as you are smart with your choices and decisions, and come prepared, you will be happy with the end result.

Big Daddy Dennis

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

What every person should know about hard money loans

What do you know about Arizona hard money loans? Not that much? It’s time you learned!

To start, Arizona Hard Money Lenders generally allow Real Estate Investors to borrow a certain percentage of the purchase price and rehab costs (usually around 70%). This is without any credit or credit history checks, so don’t worry if you've been slacking a little, this will not effect your loan.

However, please note that before you consider any particular lender in Arizona, you really should be sure to be familiar with their terms and rates so you don’t have any trouble when you do get that loan you deserve for your dream house or business property. Obviously you will need to contribute by paying the closing costs and the ability to service the debt monthly.

Unlike banks, most of these loans are asset-based loans, not credit. However, while there is a growing trend of Hard Money Lenders looking at your credit score. You may wonder why this works out the way it does. We are here to tell you about the hard money lenders Arizona and that main reason is that lenders are discovering many loans that they have made over the last 2 years took longer to get paid off than the initial term they were issued for. So now lenders want to know if you can’t pay the loan off in this time period.

Please note, however, the difference between soft money and hard money. Soft money,a s the name might hint, is easier to obtain than hard money for several reasons. Hard money is typically private money and this loan comes from less traditional forms, whereas soft money is merely the opposite. With Arizona hard money, you are paying for the ability to get a loan based on the property itself.

Arizona hard money lenders are making loans to people and on properties that bank would never consider lending money to! It’s a really great thing. Moreover, you are also paying for speed! If you have a property you need to close in 7, 10, 14 days – do you think your bank would meet those times for a conventional loan? You are paying for the availability of funds in a short time frame so that you can have the home or property you love.

Remember to do some more research on Arizona hard money before you commit to them. They also have their advantages that can benefit you and fulfill your needs.

Big Daddy Dennis

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

Need a loan? Hard Money Arizona is the way to go!

Not everyone’s credit is fantastic. Sometimes bills slip through the cracks by accident… sometimes on purpose if you can’t always pay them. Does this sound like you? Is your credit score or history horrendous? That could make getting a loan difficult. However, this is only so if you go through a traditional bank. Instead, put your trust into hard money loans Arizona. With hard money loans Arizona there is absolutely no need to worry.

You are not alone. There are many people, like you, who have the same credit issues. We are going through a tough time!

You may have heard of the term hard money. It may even strike you similar if you have heard of “Private Money” or “Equity Loans.” These types of loans are unlike your typical loan from the more traditional route of a bank. Instead, these loans are loans that spring from private sources such as investor's personal funds, pension plans and other non-traditional sources for your new home, business, or commercial property. Arizona hard money lenders are available to help.

You could qualify for a loan. If you do, then you have the luxury of receiving your money within 24 hours from a hard money loan. This really makes it convenient for you so you can get started on building your home or project you have been planning for ever since you can remember.

Hard money Arizona is in your grasp! Here is how you can get one.

Having bad credit doesn't matter when it comes to your hard money loan. Hard money Arizona  is a fast, twenty-four hour easy turnaround and easy  process for attaining a loan. All you have to do is search for the closest hard money Arizona lender by you. Then begin your process. You will see how easy it is! The lender simply get to know you, ask you some questions, then come out for an evaluation of your property. It’s that simple!

When the lender has all the information they need, they tell you within thirty minutes if the loan is yours. That’s it! Just thirty minutes. No waiting games. No time wasted.

The faster you call, the faster you will have money in your hands.

Big Daddy Dennis

Level 4 Funding LLC

23335 N 18th Drive Suite 120

Phoenix AZ 85027

623-582-4444

GET OUT OF DEBT NOW! The Inflation is coming!

Get out of debt and get rid of the credit cards! Pay them off. Dennis Dahlberg is Level 4 Funding’s General Manager Hard Money Lender and he predicts inflation is making a come back. He stresses to make purchases, but only if you have the cash. Do not get into any debt! And if you are in debt, start trying to make your way out.

However, don’t start to think that one way of getting out of debt is to let your house go. Have you considered loan modification such as HAPR 2? It’s possible! Try it out.

If you let the bank foreclose and you do ‘bail out,’ remember that you will not be able to purchase a home for 5-7 years, maybe even never again because inflation will come back.

That means that the value of the dollar will and will drop and it will drop dramatically. This could this change maybe… like maybe if America chooses to cut spending and raise taxes, cut medical/social security, and increase the tax rate by 45%? But Dahlberg doesn’t think this will happen. Instead, Dahlberg the amount of debt in the USA will continue to grow. He believes you should hang on to your house if you can. Otherwise, in 5-7 years, you can see the cost of bread rise to $10, Gasoline to $25/gallon, and the average starter home price will be $600,000.

Dahlberg also encourages people to start a side business for the potential tax advantage and the possible income it could provide. He explains that your own side business is the LAST area the government has yet to attack. Make it simple and get going. An extra $400 per month really helps.

Dahlberg says he has spoken to a lot of people who feel that they can ‘let their home go and rent for awhile’. Why not, they say, as rental rates are lower than their mortgage rates. ‘We can save a lot of money by renting vs. paying the mortgage, and in 2 years we can purchase again and have a good down payment.’ You might say.

Maybe. But as we said before, it’s actually going to be 5-7 years before your credit report looks good enough to purchase a home again. And can you really save the money? Most people will spend the money on silly things. If hyper-inflation hits, like some economists predict, then you’ll be priced out of the market. Do you want to take the chance? Keep your home, do a HARP 2 loan modification, and hang on – the next 5-7 years are going to be enjoyable.

Dennis Dahlberg is General Manager of Level 4 Funding, with many years of flipping and fixing real estate experience. He knows what he’s talking about.