How to Make Money: 3 tips for Investing in Notes

Whether you know it or not, you are already investing in notes, just probably on the wrong side of it. Note investing is the process of buying a debt that is owed and earning interest on that debt until the principal is repaid. If you interested in investing in notes, it is important that you learn all the facts so you know what you are getting into. Here are 3 quick tips to make investing in notes easier and more successful.


1. Do your research and decide which type of note you want to buy. If you are investing in notes, you can purchase credit card notes, auto loan notes, and mortgage notes among a few others. Credit card notes have the potential to earn high interest rates (just think of how much you end up paying if you carry a balance) but are also higher risk because the debt is unsecured. With an auto or home loan, the note is secured by collateral. Many experts prefer mortgage notes when investing in notes because they are a relatively safe options with the potential to make high profits over time.

2. Consider buying non-performing notes. A non-performing note is a note that is in default, meaning the borrower is not making payments on the debt. Non-performing notes can often be purchased at discounted rates and can be rehabbed. Just like a fix and flip property, you can fix and flip a note by either re-negotiating the terms with the borrower, or foreclosing and selling the collateral. This is only an option if the note is a secured debt. Once the note is current again, you can sell the note and make a nice profit.

3. Always work with a financial professional. Investing in notes can be complicated and there are many different laws, regulations, loop holes, and other details that the average person doesn't know about. Use a broker or financial professional to help make sure your investment is secure.

If investing in notes sounds like a great investment strategy, that's because it is. It can be an effective way to earn high interest each month without having to worry about the ups and downs of the stock market. If you are ready to start investing in notes, call us at Level 4 Funding today! We specialize in alternative investment strategies and can help you every step of the way!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

TIMESHARE SCAMS – “YOU NEED TO BUY MORE POINTS” - Part 2

Buying Hot Air

As I said in part one about Points—You Need More Points. Let me reiterate a little about what I was saying; “Give The Devil His Due”(Dave Ramsey Timeshare Exit Team)

What I mean by that is, that whoever in the timeshare industry sat down and put their little conniving heads together to figure out how they could suck more money out of their already tapped timeshare owners came up with just one more of the so many timeshare scams.

The Owners Meeting/Party

We have talked to so many people who have had their timeshare for quite some time and then while they were on their vacation they go to an Owners Meeting (which is really just code word in the timeshare industry for sales presentation) and in this Owners Meeting the timeshare salesperson presents you with this new concept of converting your brick and mortar timeshare that you already own into POINTS.

They tell you the timeshare industry is looking out for your best interest to make your vacations the best they can be and with this new points concept you will extend your vacation horizons and be able to go to so many more worldwide destinations.

It’s A Wonderful Thing

And you listen with an open mind and the timeshare salespeople have all the answers to your questions and you think it doesn’t sound all that bad and they are given you all the brilliant reasons why that this new points concept is going to be the most wonderful thing since sliced bread (Baloney).  

And before the so called fun meeting is over, you have bought into the points sales spill and the next thing you know, this new wonderful points concept is only going to cost you three to ten thousand more dollars. Why does it cost you more money? Because now you are not limited to exchanging destinations.

Timeshare sales people will extol the opportunities of exchanging timeshare vacations of brick and mortar to timeshare points because it opens up the world to your vacation wants. And the timeshare brick and mortar is becoming a thing of the past. (Who wants to be left behind?)

If you are old enough, you’ll remember when CDs were starting to come into the picture and tape cassettes were on their way out. When you bought a new car, they would have both tape players and the new-fangled CD player. Eventually though, all cars only had CD players.

Well that’s kind of like it is with the Points system. Some timeshare resorts started to deal only in points, and then just about all the resorts got on that band wagon. 

The Greedy Beast Called - The Timeshare Industry, Is Never Satisfied

The Greedy Beast, has to be feed more and more, and that feed is MONEY. Your money to be exact. Its really at Timeshare Scam.

Okay, now that you have exchanged your brick and mortar timeshare week(s) into POINTS and the next time you and your family are planning on taking a vacation, you call in to make all the necessary arrangements.

You are eager to try out this new point system that you bought into and that cost you more money and go to all the places you only dreamed about.  

Now while you’re on the phone trying to book your dream vacation, your heart drops! The lady/man on the other end of the phone line says, “I’m sorry. You don’t own enough points to go to that destination.”

“Huh?” -  “What”

You could have sworn that when you paid and exchanged into the Point system, the nice timeshare salespeople never said anything about not having enough Points to go to the resorts of your choice.

Now you find that with the amount of Points you have, you are limited to where you can go on vacation. What Now? You guessed it, you need to buy MORE Points and that will cost another X amount of money so not to be limited in your vacation choices of course you buy more Points.

Now not only are you paying for the first group of Points that you bought, you now have a second payment for the additional Points you are buying.

More Than One Payment

Oh don’t want two payments or three payments? (here at the timeshare cancel center, we talk to people all the time that have more than one timeshare payment. That’s why they now want to do a timeshare cancellation).

But that’s no problem, the nice timeshare salespeople will take all that tiresome accounting away from you and just roll it all the payments into one fat payment. And don’t forget, along with all this, your maintenance fees are going up and up and up! Having fun yet?

Soon now you find that you are in staggering debt. It’s weighing you down to the degree that you’re up walking to floors at night. It’s destroying your health and your marriage/partnership.

What good is a vacation that can’t be enjoyed? This isn’t the way it was supposed to be. This isn’t what you thought you were buying into.

You Wonder, How You Got Yourself Into This Mess

The real question is, “How in the world do you get out of this timeshare nightmare? The good news is, there is hope and more importantly there is, help for you and there is a way out of your timeshare nightmare.

To find out more about timeshare cancellation log onto our website:

www.TimeshareCancelCenter.com

-----------------------

www.TimeshareCancelCenter.com
timesharecancelcenter.com5036 Dr. Phillips Blvd. #221 

Orlando, Florida 2819-3310 USA

For a free consultation, Call 24/7: 1-855-600-9053

Friends of Dave Ramsey Timeshare Exit Team

Are you a Dog or a Cat Person?

Subject: AND IT WAS DONE
Adam and Eve said, "Lord, when we were in the garden, you walked with us every day. 

Now we do not see you any more.       

                                                                                                                                                              

We are lonesome here, and it is difficult for us to remember how much you love us."

And God said, "No problem!  I will create a companion for you that will be with you forever and who will be a reflection of my love for you, so that you will love me even when you cannot see me.  Regardless of how selfish or childish or unlovable you may be, this new companion will accept you as you are and will love you as I do, in spite of yourselves." 

And God created a new animal to be a companion for Adam and Eve.  
And it was a good animal.
 
And the new animal was pleased to be with Adam and Eve and he wagged his tail.  And Adam said, "Lord, I have already named all the animals in the Kingdom and I cannot think of a name for this new animal." 

And God said, "No problem.  Because I have created this new animal to be a reflection of my love for you, his name will be a reflection of my own name, and you will call him DOG."  (for those who have not figured it out yet, dog is GOD spelled backwards).

And dog lived with Adam and Eve and was a companion to them and loved them. 


And they were comforted. 
And God was pleased. 
And dog was content and wagged his tail. 

After a while, it came to pass that an angel came to the Lord and said, "Lord, Adam and Eve have become filled with pride.  They strut and preen like peacocks and they believe they are worthy of adoration.  Dog has indeed taught them that they are loved, but perhaps too well." 

And God said, "No problem!  I will create for them a companion who will be with them forever and who will see them as they are. 

And God created CAT to be a companion to Adam and Eve.
The companion will remind them of their limitations, so they will know  that they are not always worthy of adoration." 


And when Adam and Eve gazed into cat's eyes, they were reminded that they were not the supreme beings. 
And Adam and Eve learned humility. 
And they were greatly improved. 
And God was pleased. 
And Dog was happy. 

And Cat didn't give a damm one way or the other. 

Remember........

Today is the first day in the rest of your life.........

Use it wisely

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

The Legal - Timeshare Cancellation

Are you one of the unfortunate victims that when you purchase a timeshare, the sales techniques you were subjected to seem to be in the order of high pressure sales techniques?

Be Encouraged There Is Help For You

Even though you have signed a sales contract that is legally and binding there is protections set up for you as a buyer to change your mind.

This is called a cooling off period that normally follows any kind of sales transaction. There are only a handful of sales transactions that this cooling off period does not apply to and timeshare cancellation is NOT one of them.

No matter what the customer service at the resort has told you, you are still entitled to do a timeshare cancellation within the time period that is set up in the timeshare contract you signed.

Find The Rescission Clause Timeshare Cancellation

The first thing you need to do is look at your timeshare contract and search for the timeshare cancellation rescission clause. Sometimes it’s hidden in the very small print at the end of a usually lengthy timeshare contract.

The timeshare cancellation rescission period should also have been gone over with you at the time you purchased your timeshare and signed the timeshare contract. However this is many times glossed over very quickly with the timeshare sales people.

Paid On Commission

Timeshare sales people get paid by commission so remember that it does not behoove them to make sure before you sign the legal timeshare contract that you understand it.

Nor that you do have a legal timeshare cancellation cooling off period where you are within your legal rights to do a timeshare cancellation and no penalty of cost or obligation will come to you because you choose to exercise your legal rights.

Although we have talked to many timeshare owners who wish to do a timeshare cancellation within their rightful legal rescission period; were told by the resorts customer service people that they were unable to cancel the contract for one reason or another.

Timeshare Customer Service – An Extension Of High Pressure Sales

Also it should be noted here, that many of the timeshare customer service people are just an extension of the high pressure sales people that you dealt with in the first place. These timeshare customer service people are paid bonuses to keep you on the books when you call in to do a timeshare cancellation.

One of their job descriptions is to resell you on the timeshare resort or the whole timeshare vacationing mindset and to make you change your mind about cancelling. Sometimes they (resort customer service people) will again tell you anything you need to hear to get you past the rescission period.

We have especially seen this perpetrated on the young and old timeshare buyers who are not clear on their legal rights and are having to go head-to-head with a highly trained persuasive timeshare sales person.

Many times we talk to timeshare buyers who have called the resort to cancel and have been persuaded to think it over one more time before they do a timeshare cancellation on the week(s) or points that they purchased and at that time were given a price that cannot be duplicated at a later time.

Wait Just A Little Longer

This timeshare customer service follow up sales pitch will sometimes convince the timeshare owner to hesitate in doing the timeshare cancellation they called in to do, thinking that they may really be passing up the deal of a lifetime.

The buyer waits a few more days and then decides that the steady drain on their finances by staying in the timeshare contract will really do them more harm than good, calls in once more to do the timeshare cancellation and is then told that the timeshare cancellation rescission period has legally pasted as stated in the contract and that the buyer no longer has a legal right to cancel.

Now the timeshare buyer feels totally stuck in a legal binding timeshare contract that has NO legal way out. They (the timeshare buyers) are now legally bound by law to fulfill the payment agreement and also the agreed upon lifetime of maintenance fees.

We have talked to many, many timeshare buyers who are in such a state of despair that it has interfered with their jobs, their health and their marriage or relationships.

If that’s you, that does not mean that you should hire a high priced attorney. In fact many attorneys will tell you that a legal and binding contract has been signed and there is not legal recourse for you except to fulfill your timeshare obligation.

If you are unsure that you can handle the task of doing a timeshare cancellation, or believe that you succumb to the timeshare high pressure sales or one of the many timeshare scams and would like to cancel.

We would be glad to talk with you about how we can help.

To find out more about timeshare cancellation log onto our website:

www.TimeshareCancelCenter.com

-----------------------

www.TimeshareCancelCenter.com
5036 Dr. Phillips Blvd. #221 

Orlando, Florida 2819-3310 USA

For a free consultation, 
Call 24/7: 1-855-600-9053   

Look Out Timeshare Scams are Coming after YOU!

TIMESHARE SCAMS – WARNINGS – HEADS UP

According to a recent news story, over 10 million Americans own timeshares, making the thriving industry ripe for con artists. 

Although timeshares often serve as money-saving investments for frequent travelers, they may prove costly if you don’t know how to detect a Timeshare scam.

Many companies lure potential customers with free stays at a timeshare in exchange for the client's agreeing to simply sit through a timeshare presentation, but problems may arise once you agree to buy the timeshare property.

Timeshare scams range from hidden booking or maintenance fees to more extreme cases, such as companies suddenly going out of business once they secure your hefty deposit, leaving you without a timeshare.

Big Red Flag

Many people still don’t know to always avoid companies using 900 numbers, as the prefix is often associated with suspect companies. Due to a Federal Trade Commission ruling, 900 numbers must disclose how much the phone call will actually cost the caller. Prior to this ruling, many of these companies used such numbers to trick customers into thinking they were calling toll-free numbers.

Companies typically offer prizes to lure clients to timeshare presentations. Legitimate companies provide simple perks, such as a free hotel room or gift card, in exchange for your presence at a sale’s pitch.

However, a big red flag occurs when companies offer grand prizes, such as a brand-new car. Let’s get real, timeshare companies cannot afford to give lavish gifts to every potential client for simply showing up, and you will likely never see your promised reward.

Stay away from companies offering free hotel rooms and supposed discounted travel rates, such as airfare, when booking through a specific promoter. Often times, the promoter in question charges inflated rates and splits the profits with the timeshare company.

Payment For Participation

Never, Never, Never, pay for access to your prize. A legitimate timeshare business would never request a payment for your participation or charge a service to activate your prize.

If you want to buy a timeshare, leave the room if the sales pitch becomes too aggressive. Do not feel obligated to stay for the entire presentation if the sales associate applies too much pressure or causes you to feel uncomfortable.

Talk with other owners, particularly if you are staying at the timeshare resort where you are considering purchasing property.

Negative Experiences

Ask the other timeshare owners if they’ve experienced any big problems with the timeshare availability, maintenance and overall timeshare value, as well as any negative experiences with the company itself, such as unexpected charges or poor communication.

Always review the contract and documents with a lawyer. Allow yourself the opportunity to consider the offer. Take the paperwork with you once the pitch is over. Make certain the paperwork contains all the promises made during the presentation.

Do not sign a contract or any documents at the presentation. If you decide to sign a contract at the time of the presentation, get a copy immediately upon signing it. Do not allow the company to mail or email you a copy at a later date.

If you own a timeshare and would like know how to cancel a timeshare, to learn more about a timeshare cancellation see our frequently asked questions or give us a call.

To find out more about timeshare cancellation log onto our website:

www.TimeshareCancelCenter.com
5036 Dr. Phillips Blvd. #221 

Orlando, Florida 2819-3310 USA

For A Free Consultation, 

Call 24/7: 1-855-600-9053