Private Hard Money Lender in California, Texas and Arizona: Affordable Ways to Finance Your New Home or Project: California Hard Money

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Friday, July 15, 2016

Affordable Ways to Finance Your New Home or Project: California Hard Money

Have you found your dream home, but in the back of your mind you know it’s just a dream? Maybe it sits on a river bank, far out from the hustle and bustle of the city, and that wrap-around porch just need a fresh coat of paint. With California Hard Money you can take that dream to the next level and make it a reality. And, it’s surprisingly affordable on your part.

First things first, remember that California Hard Money Loans are equity-based. Your approval is determined based on the value of the home or property—not necessarily on your ability to pay. That little known fact can be a huge relief to buyers.

Next, understand that interest rates are going to be a little higher than you’re used to. That’s the tough part. However, keep in mind that California Hard Money Loans are normally very short—usually about six months (or somewhere within the range of three to nine). The higher interest rates tend to even themselves out in that way.

Getting Started on the California Hard Money Process

Getting started can be the hard part. It takes motivation to put yourself out there and risk rejection. But, once you take that first step, you’ll be surprised at how fast you can get the ball rolling. In fact, you can have your California Hard Money within one day of application.

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Don’t put the cart before the horse. Find your nearest Hard Money lender and investigate the process a bit before making that commitment. Ask lots of questions, read the fine print, fully understand the commitment you are about to make. Once you decide to go through with the process, your Hard Money lender will take care of the rest.

They will estimate the value of the property based on location, condition, renovations to be made, etc. Then, they will normally approve a loan of about 60-70% of that value. They will need some information from you, but nothing compared to traditional money lending associations.

Financing your new home purchase could be a lot more manageable than you previously thought. Get started on the California Hard Money process today.


Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.