Private Hard Money Lender in California, Texas and Arizona: Announcing a new and improved way to finance your property investment: California Hard Money

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Sunday, July 17, 2016

Announcing a new and improved way to finance your property investment: California Hard Money


Have you heard the news? California Hard Money is becoming more and more popular among buyers trying to find a financially feasible way to invest in a new home or property. So what is California Hard Money? Let me enlighten you, my friend.

Essentially, there are two types of Hard Money Loans. The first is a residential investment. This is personalized for the individual and the property being purchased is used as collateral. That’s why the value of the home becomes an essential ingredient in the approval process.

The second type of Hard Money Loan is for commercial investors. Usually, this type of Hard Money Loan is for companies looking to invest in “fix and flip” projects which can often be turned around and sold for profit. Since the values are figured a little differently on this type of property, a Hard Money lender might accept interest in your company as a way to determine approval, etc.

Is California Hard Money Right for You?

If any of the above information sparked your interest, California Hard Money might be just right for you. Keep in mind that it is a pretty hefty commitment, but one that so many buyers benefit from. While the high interest rates and payments seem a little steep, it really can be worth it in the long haul.

In order to qualify, the lender will need to more about the property than they do about you. Again, the loan is equity-based so how valuable your property is matters most. If you have poor credit, low income, etc. that doesn’t mean you won’t qualify. Talk to a Hard Money lender to see what you can do to prove your ability to pay and they will work out a deal with you.

If you’re looking into a Hard Money Loan for a fix and flip project, keep in mind the considerations Hard Money Lenders take in approving you. They will consider the current value of the property, the cost of renovations, and the value of the home after the renovations are complete. Usually, these considerations work in your favor, but you will still want to do all that you can to make the process easier.

California Hard Money could be just the ticket to get you your dream property quickly! Contact your nearest Hard Money lender to get started today.


Level-4-Funding-Dennis-Dahlberg-Mort[1]Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.